Shoreline Insurance

What Shoreline Insurance does

Shoreline Insurance Inc. is an independent insurance agency headquartered at 5600 PGA Boulevard, Suite 100A, Palm Beach Gardens, Florida, founded in 1999 and serving Palm Beach County residents and businesses for over 25 years. The company operates as a multi-line independent agency, distributing policies from multiple third-party carriers rather than underwriting its own insurance products. Its product portfolio spans six lines: Homeowners, Commercial, Marine/Boat, Auto, Life, and Health Insurance (including Medicare solutions), with positioning emphasizing expertise in South Florida coastal risks such as hurricanes, flooding, and maritime exposures.

The business model is commission-based: Shoreline earns a percentage of premiums on policies it places with carrier partners including Progressive, Safeco, and Travelers (auto and marine) and Edison Insurance, Florida Peninsula, Heritage, Tower Hill, Olympus, Oak, and Slide (homeowners), alongside unnamed life insurance carriers. Pricing is fully quote-based on individual risk profiles, with billing on a monthly cadence for some products. The technology stack is minimal — a WordPress website (shorelineinsinc.com) with a quote request form, email contact, and a direct phone line (1-561-660-8851); there is no proprietary platform, mobile app, API, or disclosed automation.

Go-to-market is sales-led and geographically constrained to Palm Beach County. Customer acquisition runs through inbound website quote requests, phone inquiries, and direct office consultations. The agency is privately held with no disclosed funding, parent company, M&A activity, or institutional investors. Customer segments are horizontally distributed across individual homeowners, vehicle owners, boat owners, small businesses, families needing life coverage, and individuals seeking health/Medicare plans, with no enterprise anchor accounts or concentrated revenue exposure.

Name

Shoreline Insurance

Legal name

Shoreline Insurance Inc.

Website

https://shorelineinsinc.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Shoreline Insurance Inc. is an independent multi-line insurance agency in Palm Beach Gardens, Florida, distributing home, auto, marine, commercial, life, and health policies from multiple carriers to Palm Beach County residents and businesses since 1999.

Ownership category

akta.pro rank

Headquarters

HQ city

Palm Beach Gardens

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Shoreline Insurance earns revenue through commissions paid by insurance carriers for policies sold. They represent multiple insurance providers across all product lines (home, auto, boat, commercial, life, health) and earn a percentage of each premium as commission.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Shoreline Insurance Inc. is an independent insurance agency that sells homeowners, commercial, marine/boat, auto, life, and health insurance policies to individuals and businesses in Palm Beach County, Florida. The agency represents multiple insurance carriers and places coverage with the carrier offering the best fit for each customer's risk profile, earning commission on premiums. Customers obtain policies through the agency's website quote form, phone consultation, email, or in-person visits to its Palm Beach Gardens office.

Product overview

Shoreline Insurance is an independent insurance agency offering a portfolio of six core insurance products: Homeowners Insurance for coastal property protection in South Florida, Commercial Insurance for business coverage, Marine/Boat Insurance for watercraft protection, Auto Insurance for vehicle coverage with rate comparison, Life Insurance with multiple policy types (Term, Universal, Index Universal, Whole Life), and Health Insurance including Medicare solutions. These products are distributed as standalone offerings that can be purchased individually through the agency's quote request system, with coverage tailored specifically to Palm Beach County residents and the unique coastal climate risks of the region.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeowners Insurance Homeowners insurance coverage tailored for South Florida coastal living, providing protection against natural disasters, property damage, and liability risks specific to the Palm Beach County area. Represented through multiple carrier partners including Edison Insurance, Florida Peninsula, Heritage, Tower Hill, Olympus, Oak, and Slide.
• Commercial Insurance Commercial insurance policies for businesses throughout Palm Beach County, including property coverage against weather events and liability protection suited to local tourist and service sectors.
• Marine/Boat Insurance Marine insurance coverage for boats, personal watercraft (PWC), and other watercraft, designed to protect vessels navigating the waterways of Palm Beach County. Underwritten through Progressive, Safeco, Travelers, and Safe01.
• Auto Insurance Auto insurance coverage for cars, trucks, SUVs, and other vehicles tailored to Palm Beach County residents, offering comparison of current auto rates for better coverage. Underwritten through Progressive, Safeco, and Travelers.
• Life Insurance Life insurance solutions including term, universal, index universal, and whole life policies designed to provide financial protection for families in South Florida. Represented through multiple top life insurance carriers.
• Health Insurance Health insurance plans providing access to quality healthcare coverage including basic and comprehensive plans with wellness programs, preventative care, and chronic disease management options, plus Medicare solutions.

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• Top Life Insurance CarrierscoreChannel Partner/ Reseller/ DistributorShoreline Insurance represents multiple top life insurance carriers in the country. The agency displays logos of four carrier partners (unidentified by name) offering term, universal, index universal, and whole life insurance policies. These carriers provide the underlying insurance products that Shoreline sells to customers.
• Auto Insurance Carriers (Progressive, Safeco, Travelers)coreChannel Partner/ Reseller/ DistributorShoreline Insurance partners with Progressive, Safeco, and Travelers for auto insurance products. These carriers provide the underlying auto insurance policies that Shoreline sells to Palm Beach County residents, offering coverage for cars, trucks, SUVs, and other vehicles.
• Homeowners Insurance Carriers (Edison Insurance, Florida Peninsula, Heritage, Tower Hill, Olympus, Oak, Slide)coreChannel Partner/ Reseller/ DistributorShoreline Insurance represents multiple homeowners insurance carriers including Edison Insurance, Florida Peninsula, Heritage, Tower Hill, Olympus, Oak, and Slide. These carriers provide homeowners policies with coverage tailored for South Florida coastal living and climate risks.
• Marine/Boat Insurance Carriers (Progressive, Safeco, Travelers, Safe01)coreChannel Partner/ Reseller/ DistributorShoreline Insurance partners with Progressive, Safeco, Travelers, and Safe01 for marine/boat insurance coverage. These carriers provide policies for boats and Personal Watercraft (PWC) with coverage designed for Palm Beach County waterways and maritime risks.

Scale indicators2 records

Recent moves2 records

Expansion highlights2 records

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/shoreline-insurance-inc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Shoreline Insurance