Solid plus

What Solid plus does

Solid Plus Corretora de Seguros is a privately held insurance brokerage and benefits consultancy headquartered in São Paulo, Brazil, operating under the trade name "Solid Plus." The company began operations with an emphasis on personal insurance products — health plans, business and individual life insurance, and private pension — and has since expanded across essentially the full Brazilian insurance stack, including auto, property, residential, condominium, business, transport, civil liability, dental, school, event, equipment, and guarantee lines, plus credit and consortium (property and vehicle) products. The portfolio spans 60+ distinct products across individual, SMB, and commercial buyer segments, with specialized verticals for clinics, gyms, schools, dealerships, restaurants, hotels, beauty salons, pet shops, and perfumeries.

The firm's core technology stack is not disclosed and no proprietary platform, API, or AI capabilities are referenced; the value proposition rests on advisory service, multi-carrier access, and breadth of product offering rather than technology differentiation. Solid Plus is an authorized broker for Porto Seguro (the core strategic partner) and Azul Seguros, with a broader ecosystem of 146+ insurance partners accessible through the website. Underlying technology is limited to a website with online quote forms, proposal request forms, and contact capture, supplemented by phone (11 2338-0012), WhatsApp, and email [email protected] as primary sales channels.

Commercially, Solid Plus runs a direct-to-consumer and direct-to-SMB brokerage model with no disclosed third-party agents or retail locations. Revenue is generated through insurance brokerage commissions on policies sold across the carrier ecosystem, with additional commission streams from financial products (vehicle-backed loans, working capital loans, payroll loans, Porto Seguro credit cards, vehicle financing) and from ancillary service platforms such as Porto Faz (home/auto services) and Centro Automotivo Porto (maintenance network). Pricing is quote-based and not publicly disclosed; billing cadence is monthly. The firm serves SMBs and corporate employees as primary segments, with individuals/families, healthcare providers, and commercial establishments as secondary segments, and operates exclusively within Brazil.

Name

Solid plus

Legal name

Solid Plus Corretora de Seguros

Website

https://solidplus.com.br

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Solid Plus is a privately held São Paulo–based insurance brokerage and benefits consultancy that distributes Porto Seguro and 146+ carrier products across health, life, auto, property, pension, and financial services to SMBs, corporate employees, and individuals in Brazil.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAJ

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Insurance brokerage
• Life insurance
• Health insurance
• Property insurance
• Pension plans

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: Solid Plus operates as an insurance broker for Porto Seguro and other insurance providers, earning commissions on policies sold. They offer health plans, life insurance, private pension, and all other insurance lines.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Solid Plus Corretora de Seguros is an authorized Brazilian insurance brokerage and benefits consultancy headquartered in São Paulo. The firm brokers a comprehensive portfolio of insurance, private pension, consortium, and financial products primarily from Porto Seguro and 146+ other partner insurers, serving both individual consumers and small/medium businesses. Operations are delivered through direct-to-consumer channels including a website with online quote simulation, phone/WhatsApp consultation, and proposal requests.

Product overview

Solid Plus is an insurance broker and benefits consultancy offering a comprehensive portfolio of insurance, pension, and financial products. The portfolio spans multiple categories: health and dental insurance (Seguro Saúde Empresarial, Seguro Odontológico), life insurance (Seguro de Vida Empresarial, Individual, Group, and specialty variants like Seguro de Vida Mais Mulher), retirement planning (Previdência, Previdência para Crianças), property and casualty insurance (residential, auto, business, condo, hotels, restaurants, gyms, schools, pet shops, beauty salons, dealerships, and more), portable equipment insurance (notebooks, smartphones, tablets, cameras), transportation insurance, guarantee insurance, and financial services (vehicle financing, credit cards, payroll loans, working capital). The company primarily acts as a broker for Porto Seguro products, offering both corporate and individual insurance solutions through an integrated sales platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Corporate Health Insurance (Seguro Saúde Empresarial) Corporate health insurance offering comprehensive coverage including ambulatory, hospital, and obstetrics services with optional co-participation and discounts at partner establishments for SMB employees.
• Business Life Insurance (Seguro de Vida Empresarial) Business life insurance providing employee protection against death, accidents, and unexpected events with optional coverage extension to spouses and children for SMBs.
• Individual Life Insurance (Seguro de Vida Individual) Individual life insurance for people aged 16-64 with coverage options ranging from R$20,000 to R$2 million, offering benefits network discounts and monthly prize drawings.
• Business Auto Insurance (Seguro Auto Empresarial) Business auto insurance with coverage for collision, fire, theft, third-party damages, passenger protection, and optional add-ons like Carta Verde, glass protection, and extra car rental.
• Business Insurance (Seguro Empresa) Business insurance offering coverage against fire, smoke, and explosion with optional coverages, emergency repairs, and multi-location discounts for commercial establishments.
• Condominium Insurance (Seguro Condomínio) Condominium insurance for vertical residential, commercial, mixed-use buildings and horizontal residential complexes with emergency services and favorable payment terms.
• Private Pension (Previdência) Private pension plans with flexible contribution options, investment funds (fixed, fixed income, multimarket), and children's pension plans for future education and goals.
• Vehicle Consortium (Consórcio de Veículo) Vehicle consortium for acquiring or exchanging cars with monthly payments based on budget, no interest charges, and option to bid with a down payment to receive credit early.
• Property Consortium (Consórcio de Imóvel) Property consortium allowing acquisition of credits between R$50,000 and R$400,000 for real estate purchase, construction, renovation, or land acquisition with no interest charges.
• Truck Insurance (Seguro para Caminhão) Truck insurance with comprehensive coverage including total loss, third-party damages, lost profits, passenger accidents, and 24-hour assistance with free towing and technical services.
• Clinic and Practice Insurance (Seguro Clínicas e Consultórios) Insurance for medical and dental clinics covering property damage, third-party liability, equipment protection including notebooks and tablets, with 24-hour repair services.
• Hotel and Inn Insurance (Seguro Hotéis e Pousadas) Hotel and inn insurance with specific coverages for property protection, guest belongings, emergency services, and special clauses for the hospitality sector.
• Dental Insurance (Seguro Odontológico) Dental insurance with broad national provider network, pharmacy and gym discounts, 24-hour assistance, travel assistance, and reimbursement on all plans.
• Rental Guarantee Insurance (Seguro Fiança Locatícia) Rental guarantee insurance eliminating the need for guarantors or deposits, with free emergency maintenance services and discounts on moving companies and cultural events.
• Real Estate Insurance (Seguro Imobiliária) Real estate insurance covering residential or commercial properties against fire, explosions, vehicle impacts, storms, electrical damage, and rental loss.
• Short-Term Personal Accident Insurance Short-term individual accident insurance (under 365 days) for people aged 16-70 covering permanent disability and death benefits.
• Personal Accident Insurance Plus Comprehensive personal accident insurance with daily income benefit (DIT) for up to 365 days, monthly prize drawings up to R$12,000, and extensive partner discounts.
• Event Insurance (Seguro Eventos) Event insurance covering corporate, social, sports, religious, promotional, and cultural events in open, semi-open, and closed spaces with coverages from start to finish.
• Premium Auto Insurance (Seguro Auto Premium) Premium auto insurance for vehicles valued from R$150,000 with concierge services, VIP notary, 0km replacement for 12 months, unlimited towing, and exclusive coverage for art, jewelry, and collectible vehicles.
• Taxi Insurance (Seguro Táxi) Taxi insurance with free benefits including brake pad and oil filter changes, medium-sized car rental or mobility app credit, and comprehensive vehicle protection.
• Young Driver Auto Insurance (Seguro Auto Jovem) Auto insurance for young drivers aged 18-24 with 15-day car rental or franchise discount, free designated driver service, and the Trânsito+gentil relationship program.
• Women's Auto Insurance (Seguro Auto Mulher) Auto insurance designed for women with child seat replacement guarantee, pickup and delivery service, and comprehensive discounts for home, pet, bicycle, and family.
• Senior Driver Auto Insurance (Seguro Auto Sênior) Auto insurance for drivers 60+ with 20% franchise discount (up to R$400), home installation services, computer setup assistance, and medium-sized car rental.
• School Accident Insurance School accident insurance providing student protection during activities inside and outside the school with transport for injuries, physiotherapy, and medical expense advances abroad.
• Group Convention Insurance Group convention insurance covering condominium employees, restaurant workers, construction workers, and teachers with life and accident coverage.
• Group Life Insurance Group life insurance with double accidental death, medical expenses, funeral assistance, and coverage for spouses and children.
• Women's Life Insurance (Seguro de Vida Mais Mulher) Women's life insurance with cancer diagnosis indemnity (except skin cancer), travel assistance, home emergency services, and medical second opinion.
• Photography Equipment Insurance Photography equipment insurance covering cameras, lenses, tripods, flashes, and accessories against damage or theft.
• Camcorder Insurance Camcorder insurance guaranteeing equipment replacement in case of damage or theft, including accessories purchased separately.
• Notebook Insurance Notebook insurance providing equipment replacement for damage or theft with plans adapted to the device value.
• Smartphone Insurance (Seguro Celular) Smartphone insurance covering physical damage, theft with obstacle breach, electrical damage, and international warranty extension for devices valued over R$500.
• Tablet Insurance Tablet insurance offering device replacement in cases of damage or theft with plans adapted to the apparatus value.
• Apartment Residential Insurance Apartment insurance covering unemployment payments, electrical damage, glass breakage, pipe leaks, flooding, funeral expenses, third-party liability, and collapse.
• Standard Home Insurance (Seguro Residencial Habitual) Standard home insurance covering fire, explosions, smoke, vehicle impacts, storms, office-in-residence, and rental loss for habitual residences.
• Premium Home Insurance (Seguro Residencial Premium) Premium home insurance for high-value properties with exclusive coverage for jewelry, watches, art, garden damage, collector vehicles, and differentiated services.
• Vacation Home Insurance (Seguro Residencial Veraneio) Vacation home insurance for beach or country properties with special restaurant and theater discounts, flexible claims, and new-for-old indemnification.
• Simplified Home Insurance (Seguro Residencial Fácil) Simplified home insurance with low cost covering fire, explosion, rental loss, family civil liability, and theft for masonry residences nationwide.
• Machinery and Equipment Insurance Machinery and equipment insurance for construction, industrial, medical, and dental equipment with coverage for physical damage, theft, electrical damage, and civil liability.
• Contract Guarantee Insurance (Seguro Garantia) Contract guarantee insurance indemnifying for non-compliance in public bids, execution, supply, services, customs, judicial, administrative, and labor modalities.
• Perfumery Insurance (Seguro Perfumarias) Perfumery insurance for establishments of all sizes covering products, employees, customers with glass breakage, shoplifting, commercial loss, electrical damage, and civil liability.
• Dealership Insurance (Seguro Concessionárias) Dealership insurance with 22 coverages for multi-brand stores and automotive, motorcycle, truck, and tractor resellers including test drive and external exhibition.
• Gym and Sports Facility Insurance (Seguro Academias) Gym and sports facility insurance protecting establishments and students with equipment guarantee, theft coverage, and civil liability extension.
• Bar and Restaurant Insurance Bar and restaurant insurance with coverage for shoplifting at pizzzerias and churrascarias, profit loss, and 24-hour emergency repair services.
• Beauty Salon Insurance (Seguro Estética e Beleza) Beauty salon and aesthetics clinic insurance covering establishment, employees, and customers with equipment warranty and commercial point replacement in case of loss.
• School Insurance (Seguro Escolas) School insurance covering electronics, student belongings, food liability, and alarm system discounts with multiple location options.
• Pet Shop and Veterinary Clinic Insurance Pet shop and veterinary clinic insurance covering property damage, pet accident protection during bathing and grooming, and 24-hour repair services.
• Certified Pre-Owned Vehicle Program (Carros Seminovos) Certified pre-owned vehicle program with low mileage (up to 2 years), single owner, no accident history, and 6-month engine and transmission warranty.
• Porto Seguro Auto Center Network Automotive center network offering complete vehicle maintenance including oil changes, alignment, balancing, electrical systems, and brake services with free check-ups for insured customers.
• Porto Faz Home Services Platform Home services platform with over 200 services for house, car, and convenience including electrician, plumber, appliance repair, sofa cleaning, and digital lock installation available to both insured and non-insured customers.
• Vehicle-Backed Loan (Empréstimo com Garantia de Veículo) Vehicle-backed loan with rates lower than other loan types, up to 60 months payment term, online contracting, no inspection required for Porto or Azul insured vehicles, and vehicles must be paid off and up to 12 years of manufacture.
• Working Capital Loan (Empréstimo para Capital de Giro) Working capital loan exclusive for legal entities limited to R$30,000 with 30-month term, competitive rates, direct credit to company account, and no proof of fund direction required.
• Porto Seguro Credit Card Portfolio Credit card portfolio including Porto Bank Visa Infinite, Gold, Platinum, and MasterCard Black with relationship program points, airline miles, Priority Pass lounges, and exclusive insurance benefits.
• Payroll Loan (Crédito Consignado) Payroll-deducted loan for companies with 300+ employees offering lower interest rates than other credit products with installments deducted directly from payroll.
• Vehicle Financing (Financiamento de Veículos) Vehicle financing with up to 100% of vehicle value, up to 60 months, personalized rates for customers, free inspection and notary fees, optional credit life insurance, and up to 45 days to first payment.
• International Transport Insurance International transport insurance for air, waterway, or land export and import operations with over 40 coverages and payment option in Brazilian Reais.
• Shipper Transport Insurance Shipper transport insurance with cargo assistance, preservation services, free towing, and conscious carrier program for various industry segments.
• Simplified Transport Insurance Simplified transport insurance with rates based on cargo segment instead of origin-destination, no shipment communication required, and free towing within 200km radius.
• Children's Pension Plan (Previdência para Crianças) Children's pension plan allowing up to 12% annual gross income tax deduction, special discounts for bookstores, toy stores, theaters, and 24-hour school assistance.
• Occupational Health and Safety Insurance Occupational health and safety insurance with integrated management proposal to reduce occupational accidents, diseases, and absenteeism while increasing productivity.
• Portable Equipment Insurance Portable equipment insurance covering smartphones, smartwatches, tablets, notebooks, cameras, and camcorders against fire, lightning, explosions, and vehicle impacts.
• Travel Insurance (Seguro Viagem) Travel insurance with coverage for accidents, trip cancellation, interruption, baggage loss, and comprehensive 24-hour assistance including medical, dental, legal, and concierge services.

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Porto SegurocoreChannel Partner/ Reseller/ DistributorSolid Plus is an authorized broker for Porto Seguro insurance products, offering the full range of Porto Seguro's insurance and financial products including auto, health, life, property, and pension insurance.
• Azul SegurosminorChannel Partner/ Reseller/ DistributorAzul Seguros is listed among the insurance providers whose products are available through Solid Plus, with dedicated customer service lines for claims and policy management.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Tokio Marine Seguradora: Large Brazilian insurer offering auto, property, liability and specialty lines distributed via brokers. Overlaps Solid Plus' commercial and specialty product lines through shared broker channels.
• Icatu Seguros: Major Brazilian life, pension and capitalization insurer selling through broker networks. Overlaps Solid Plus' life, pension and individual savings product lines.
• SulAmérica Seguros: Major Brazilian insurer with strong presence in health, dental, life and group benefits sold through broker channels. Competes for the same SMB corporate-benefits and individual coverage customers.
• Porto Seguro: Brazil's largest insurance group and Solid Plus' principal partner, offering the full spectrum of personal, commercial and financial products. Broad incumbent across the same product categories Solid Plus distributes.
• Mapfre Seguros: Global insurer with a sizable Brazilian operation across auto, home, life and commercial lines. Competes for the same Brazilian personal and commercial insurance customers via brokers.

Emerging players

• Justos: Brazilian insurtech using telematics-based pricing for auto insurance with growing multi-line ambitions. Competes for the same SMB/consumer auto and adjacent lines customer in Brazil.

Direct peers

• Azul Seguros: Brazilian insurer that is also a listed partner of Solid Plus; offers auto, home and small-business products distributed through brokers. Directly comparable product set and distribution overlap.
• 180 Seguros: Brazilian digital-first insurance broker offering auto, home and life products via online quote flow with multi-carrier placement. Comparable multi-line brokerage competing for the same Brazilian consumer/SMB wallet.
• Minuto Seguros: Brazilian online insurance broker specializing in auto and home with multi-carrier comparison and digital distribution. Comparable multi-line brokerage targeting Brazilian consumers via website-led sales.
• Wiz Soluções: One of Brazil's largest insurance broker networks, distributing auto, home, life and benefits products from multiple carriers. Directly comparable multi-carrier brokerage model serving both consumers and SMBs across Brazil.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/solid-plus

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solid plus