SOSUNC

What SOSUNC does

SOSUNC — Servicio de Obra Social de la Universidad Nacional del Comahue — is a non-profit, solidarity-based health insurance fund (obra social) established on July 26, 1976 by Ordinance 0025/76 of the Universidad Nacional del Comahue (UNCo). It operates exclusively as the closed health insurance system for UNCo's approximately 5,000+ active teaching (docentes) and non-teaching (nodocentes) employees, plus retired adherents (adherentes-jubilados) and their family beneficiaries, across the Neuquén and Río Negro provinces of Argentina. The organization is governed by an elected Consejo Directivo representing the nodocente, docente, retired and UNCo Superior Council sectors.

The core product is a portfolio of 12 health plans with 100% coverage, including mandatory plans (Discapacidad, Oncológico) and preventive plans spanning dental, maternal/infant care, cancer screening (cervical, breast, colon, prostate), diabetes, celiac disease, HIV and cardiovascular health. Service delivery runs through a regional network of 10 delegations across both provinces, complemented by the SOSUNC.Móvil mobile application and the SIGES Web self-service platform that handle token generation, consultation orders, reimbursement requests, balance and consumption queries, and certificate issuance. SOSUNC also operates a University Pharmacy, a Medical Directory (Cartilla Médica), a reciprocity network via COSUN and SUMAS for out-of-region coverage and high-cost treatments, and three owned recreational facilities — Camping Las Grutas, Complejo Los Sauces and Cabañas SOSUNC Copahue — plus a merchant discount program inside the mobile app.

The business model is mandatory payroll-deducted member contributions proportional to UNCo salaries, supplemented by transaction-fee revenue from the recreational/tourism complexes, the pharmacy and the merchant discount program. There is no external ownership, no investor capital and no commercial segment. In June 2026, the Consejo Directivo declared a budgetary and financial emergency (Resolution C.D. No. 134/2026) following 30 months of growing imbalance between medical outlays and contribution income, attributed to university salary budget cuts and non-compliance with the University Financing Law — a material structural risk to the funding base that simultaneously reinforces the fund's tightly bounded membership and revenue ceiling.

Name

SOSUNC

Legal name

SOSUNC – Servicio de Obra Social de la Universidad Nacional del Comahue

Website

https://sosunc.org.ar

Company type

Private

Founded year

1976

Operating status

Operating

Headcount range

11–50 employees

Short description

SOSUNC is a non-profit Argentine university health insurance fund serving Universidad Nacional del Comahue employees, retirees and families across Neuquén and Río Negro with 12 fully covered health plans, a mobile/web self-service platform, a regional delegation network, and three owned recreational complexes.

Ownership category

akta.pro rank

Product category

Public University Health Insurance (Obra Social)

NAICS

Health and Welfare Funds (525120), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Accident & Health Insurance (6321), Services-Membership Organizations (8600)

akta.pro industry

PRIMARYFSAIAFAB

Self-Funded (ASO) Group Health Plans & Stop-Loss

Financial & Insurance/Insurance — Life & Health/Group Health Insurance (Employer-Sponsored)

SECONDARYFSAIAFAE

Large Group Health Insurance (Mid-Market & National Accounts)

Financial & Insurance/Insurance — Life & Health/Group Health Insurance (Employer-Sponsored)

Keywords

• University health insurance
• Obra social
• Health plans coverage
• Medical provider network
• Reimbursement services

Headquarters

HQ city

Neuquén capital

HQ country

Argentina

HQ region

Latin America

Offices10 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Marketing or Sales, Others

Revenue model

1. Member Contributions (Aportes): SOSUNC generates revenue through mandatory contributions deducted from employee salaries of Universidad Nacional del Comahue workers. These contributions are proportional to wages and constitute the primary funding source for the health insurance system. The organization also receives contributions from retired members (adherentes) who maintain their affiliation after retirement.
2. Tourism and Recreation Services: Revenue from rental of recreational facilities including camping in Las Grutas, cabins in Copahue, and the Los Sauces recreational complex. Also includes tourism packages and travel services with partner establishments.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

SOSUNC is a nonprofit, solidarity-based health insurance fund (obra social) that provides comprehensive medical coverage to active employees, retirees, and family members of the Universidad Nacional del Comahue across Neuquén and Río Negro provinces. Its core offering is a portfolio of 12 health plans with 100% coverage—spanning mandatory plans (Disability and Oncology) and preventive plans (dental, maternal, cancer screening, diabetes, celiac, HIV, cardiovascular)—delivered through a network of healthcare providers, complemented by a mobile app (SOSUNC.Móvil), a web self-service platform (SIGES Web), a University Pharmacy, a reciprocity system for nationwide coverage, and tourism/recreational services.

Product overview

SOSUNC operates as a health insurance provider for employees of the National University of Comahue, offering a unified platform combining its mobile app SOSUNC.Móvil and web platform SIGES Web for affiliate self-service. The core offering is a portfolio of 12 health plans with 100% coverage, including mandatory plans (Disability and Oncology) and preventive plans covering dental care, maternal health, cancer screening, diabetes, celiac disease, HIV, cardiovascular health, and child health. Supporting services include a Medical Directory (Cartilla Médica), University Pharmacy, Reciprocity System for out-of-region coverage, and Tourism services with three recreational complexes (Camping Las Grutas, Complejo Los Sauces, and Cabañas Copahue).

Differentiator

Problem solved

Functional benefit

Brands

• SOSUNC.Móvil: Mobile application for affiliates to manage medical appointments, generate tokens, request reimbursements, check account balances, and access a benefits program with discounts at partner merchants.

Products and services

• SOSUNC.Móvil Mobile App Mobile application that allows SOSUNC affiliates to generate tokens for medical consultations, issue consultation orders, search the medical directory, verify account balances and consumption, and request and manage reimbursements.
• SIGES Web Platform Online self-service platform for SOSUNC affiliates to check reimbursement status, view consumption history, manage current accounts, access invoices, update affiliation data, submit sworn declarations, obtain affiliation certificates, and generate virtual consultation codes.
• 12 Planes de Salud (Portfolio of 12 Health Plans) Portfolio of 12 health plans with 100% coverage including mandatory plans (Disability and Oncology) plus preventive plans covering dental care, infant health, maternal care, cancer prevention, diabetes, celiac disease, HIV, and cardiovascular health.
• Plan Odontopediatría Dental care plan providing 100% coverage for dental care for minors up to 13 years old, focused on prevention during childhood.
• Plan Infantil Health plan for newborns up to 3 years old, including 48-hour hospitalization, 2 consultations per month, hip ultrasound, acoustic otoscopy, essential medications, and vaccinations (BCG, Hepatitis B).
• Plan Materno Comprehensive maternal coverage plan for pregnant women or transgender gestational men up to one month postpartum, including consultations, laboratory tests, obstetric ultrasounds, and psychoprophylaxis courses.
• Plan Preventivo Cáncer de Cuello Uterino y Mama Preventive plan for women and transgender men over 18, covering PAP tests, HPV tests, colposcopy, and from age 35, mammography and breast ultrasound.
• Plan Preventivo Cáncer de Colon Preventive colon cancer plan with 100% coverage for stool occult blood tests from age 45, video colonoscopy from age 50, and colonic polypectomies.
• Plan Preventivo Cáncer de Próstata Preventive prostate cancer plan for affiliates over 40, covering annual PSA laboratory tests, prostate ultrasound, and 2 medical consultations per year.
• Plan Diabetes Additional coverage for affiliates with diabetes diagnosis including supplies, medications, 6 medical consultations per year, ophthalmology, nutrition consultations, podiatry, and quarterly hemoglobin tests.
• Plan Enfermedad Celíaca Celiac disease plan providing annual laboratory screening and monthly subsidies for special gluten-free foods (flours and pre-mixes) credited to the bank account.
• Plan Cobertura Total (HIV) Comprehensive coverage plan for affiliates with HIV positive diagnosis, covering laboratories and 100% of specific medications for the pathology.
• Plan Discapacidad Disability plan with 100% coverage for therapies, practices, treatments, and medications related to the diagnosis in the Unique Disability Certificate (CUD), requiring valid CUD documentation.
• Plan Cardiovascular Cardiovascular plan for affiliates from age 50 with 100% annual coverage for specific cardiac tests including laboratory work, medical consultations, ECG, stress test, and color cardiac Doppler.
• Plan Oncológico Oncology plan requiring biopsy results, covering practices, studies, medications, hospitalizations, and psycho-oncology at 100% for cancer patients.
• Plan Termalismo para Patologías Específicas Thermalism plan for specific pathologies that provides coverage for therapeutic thermal treatments in Copahue, effective from January 12, 2026.
• Cartilla Médica (Medical Directory) Medical directory allowing affiliates to search for healthcare providers by location, specialty, or name, including disability plan professionals in both Río Negro and Neuquén provinces, also available in the SOSUNC.Móvil app with map integration.
• Farmacia Universitaria (University Pharmacy) University pharmacy operated by SOSUNC with scheduled hours and service modalities for dispensing medications to affiliates.
• Sistema de Reciprocidad (Reciprocity System) Reciprocity system providing coverage for affiliates traveling outside their residence area through agreements with other university health plans in the COSUN network and DOSUBA/DASUTEN.
• Turismo SOSUNC Tourism services including recreational complexes and agreements with lodging providers for affiliates in Río Negro and Neuquén provinces, including own complexes and partner accommodations.
• Camping SOSUNC Las Grutas Campsite located at Curru Leuvú Avenue 1170 in Las Grutas, 10,051 square meters with electricity, gas, internet, water, and facilities including a multi-purpose hall for 100 people.
• Complejo Recreativo Los Sauces Six-hectare recreational complex in Neuquén with a licensed buffet hall for 60 people, outdoor area with grills, playground, sports courts, and organic garden project.
• Cabañas SOSUNC Copahue Two alpine-style wooden cabins in Copahue thermal village, each with capacity for 5 passengers, equipped with grill, Smart TV, WiFi, and gas heating.
• Sistema de Reintegros (Reimbursement System) Reimbursement system allowing affiliates to request refunds for covered medical expenses, accessible through the SOSUNC.Móvil app.

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• COSUN (Consejo de Obras Sociales de Universidades Nacionales)coreStrategic or Co-development PartnerSOSUNC is a member of COSUN, the council of national university health insurance funds. This membership enables reciprocity agreements allowing SOSUNC members to access healthcare through other university health insurance providers across Argentina when traveling outside the region.
• SUMAS (Sistema Universitario Médico Asistencial Solidario)coreStrategic or Co-development PartnerSOSUNC integrates the SUMAS association of civil national university health insurance funds. Through this system, high-cost treatments including organ transplants, cardiac prosthetics, and severe burn patient care are covered through a common solidarity fund.
• DASU (Obra Social de la Universidad Nacional de la Patagonia San Juan Bosco)coreStrategic or Co-development PartnerReciprocity agreement partner in Chubut province. Located at Mitre 837, Comodoro Rivadavia. Provides healthcare coverage for SOSUNC members traveling in the region.
• DOSUBA (Obra Social Universidad Nacional de Buenos Aires)coreStrategic or Co-development PartnerReciprocity agreement partner in Buenos Aires. Located at Uriburu 860, CABA. Provides healthcare coverage for SOSUNC members traveling in Buenos Aires.
• DASUTEN (Dirección de Acción Social de la Universidad Tecnológica Nacional)coreStrategic or Co-development PartnerReciprocity agreement partner in Buenos Aires. Located at Sarmiento 517, 7th floor, CABA. Part of the COSUN network for inter-university health coverage.
• SUMA (Obra Social de la Universidad Nacional de Mar del Plata)minorStrategic or Co-development PartnerReciprocity agreement partner in Buenos Aires province. Located at Santa Fe 2639, Mar del Plata. Provides coverage for SOSUNC members visiting the area.
• SSUNLP (Obra Social Universidad Nacional de La Plata)minorStrategic or Co-development PartnerReciprocity agreement partner in La Plata, Buenos Aires. Located at Calle 53 No. 419. Provides coverage for SOSUNC members traveling in the region.
• OSUNL (Obra Social de la Universidad Nacional del Litoral)minorStrategic or Co-development PartnerReciprocity agreement partner in Santa Fe. Located at 9 de Julio No. 2852, Santa Fe capital. Part of the university health insurance network.
• DASP-U (Obra Social de la Universidad Nacional de Córdoba)minorStrategic or Co-development PartnerReciprocity agreement partner in Córdoba. Located at Avenida Valparaíso S/N, Ciudad Universitaria. Provides coverage for SOSUNC members in the region.
• PRODA (Programa de Desarrollo Agroalimentario)minorStrategic or Co-development PartnerCollaboration with UNCo's agricultural development program for the organic garden project at the Los Sauces recreational complex, providing technical advice, seeds, and materials for the greenhouse.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sosunc

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SOSUNC