Stewart, Fisher & Associates inc.

What Stewart, Fisher & Associates inc. does

Stewart, Fisher & Associates Inc. is an independent financial planning and wealth advisory firm established in 1986 and incorporated in 1994, headquartered at 4520 Rhodes Drive, Unit #200, Windsor, Ontario. The firm employs a team of 14, including seven Certified Financial Planners and Investment Representatives, plus a service team of three administrative staff, and operates a satellite office in Kingsville, Ontario to serve the broader Windsor-Essex County region and clients throughout the Province of Ontario.

The firm delivers a comprehensive suite of financial planning services organized around life cycle stages (Establishment, Growth, Consolidation, Retirement) and addressing education planning, retirement income planning, estate planning, and business succession. Its product shelf spans investment products (mutual funds via Quadrus Investment Services Ltd., segregated funds, GICs, high-interest cash accounts, TFSAs), insurance products (life, disability, critical illness), and retirement vehicles (RRSPs, Group RRSPs, RRIFs, RRSP Loans, annuities, pension plans). Distribution partnerships with iA Financial Group, Manulife, and GICDirect.ca provide access to underlying product platforms for client servicing. No proprietary technology, software platforms, AI/ML systems, or APIs are disclosed; client access is mediated entirely through partner portals.

The business operates on a professional services revenue model, generating income through advisory fees and trailing commissions on distributed financial and insurance products. The go-to-market motion is sales-led and referral-driven, relying on direct advisory relationships, professional network referrals from accountants, lawyers, and insurance agents, community presence in Windsor-Essex County, and limited organic social (LinkedIn). The firm is privately held with no disclosed venture capital, private equity, or institutional ownership, and is operationally controlled by founding principals and senior advisors including Vic Garabedian and Jason Maleyko.

Name

Stewart, Fisher & Associates inc.

Legal name

Stewart, Fisher & Associates Inc.

Website

https://stewartfisher.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Short description

Stewart, Fisher & Associates Inc. is an independent Canadian financial planning and wealth advisory firm in Windsor, Ontario, serving individual investors, families, and small business owners across Ontario with personalized financial planning and multi-provider investment and insurance product distribution.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

Keywords

• Financial planning services
• Retirement planning advisory
• Investment product distribution
• Insurance product advisory
• Estate planning services

Headquarters

HQ city

Windsor

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Financial Planning and Advisory Services: The firm provides comprehensive financial planning services including investment, retirement, insurance, tax and estate planning. Revenue is generated through advisory fees and commissions on financial products distributed to clients. The firm is compensated through product distribution (mutual funds, insurance, segregated funds, GICs, annuities) rather than technology or software licensing.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Stewart, Fisher & Associates Inc. is an independent financial planning firm that delivers personalized financial advisory services to individuals and families across the Windsor-Essex County area and Ontario. The firm distributes investment, insurance, and retirement products from multiple providers (including Quadrus, iA Financial Group, and Manulife) and offers life-cycle-based planning covering investment, retirement, education, estate, and business succession needs.

Product overview

Stewart, Fisher & Associates Inc. is an independent financial advisory firm offering a comprehensive portfolio of financial planning services and investment/insurance products. The firm provides advisory services including life cycle needs planning, education planning, retirement planning, estate planning, and business succession planning, complemented by a suite of investment products (Mutual Funds distributed through Quadrus Investment Services Ltd., Segregated Funds, Guaranteed Investment Certificates, High-Interest Cash Accounts, Tax-Free Savings Accounts) and insurance products (Life Insurance, Disability Insurance, Critical Illness Insurance). The firm also offers retirement vehicles including RRSPs, Group RRSPs, RRIFs, and RRSP Loans, as well as Pension Plans and Annuities for retirement income generation. As an independent firm not representing any single financial institution, they have access to products from multiple providers including iA Financial Group and Manulife to serve unique client needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Mutual Funds

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Quadrus Investment Services Ltd.coreChannel Partner/ Reseller/ DistributorMutual funds are offered through Quadrus Investment Services Ltd. The firm acts as a distribution channel for Quadrus mutual fund products. Quadrus logo is displayed on the products page indicating a primary distribution partnership.
• iA Financial GroupcoreChannel Partner/ Reseller/ DistributoriA Financial Group client access portal is provided through the firm's Client Centre. The firm distributes iA Financial Group products and provides clients access to their accounts through ia.ca.
• ManulifecoreChannel Partner/ Reseller/ DistributorManulife client access portal and advisor portal links are provided. The firm distributes Manulife insurance and investment products. Manulife logo appears on the segregated funds page indicating a product distribution relationship.
• GICDirect.caminorChannel Partner/ Reseller/ DistributorGICDirect.ca client access is provided through the Client Centre for Guaranteed Investment Certificate products.
• Accountants, Lawyers, and Insurance ProfessionalsminorStrategic or Co-development PartnerThe firm works with clients' existing accountants and lawyers to coordinate financial planning with existing planning. Refers clients to qualified accountants and lawyers when needed. Also refers clients to home and auto insurance experts.

Scale indicators2 records

Recent moves7 records

Expansion highlights3 records

Direct peers

• Edward Jones (Canada): Edward Jones Canada operates a large network of independent financial advisors serving individual clients with comprehensive financial planning, retirement, and investment services. Its independent advisor model, in-person advisory relationships, and broad product access closely mirror Stewart, Fisher's value proposition and target market.
• Credential Financial Strategies: Credential is a Canadian dealer that supports independent financial planners and advisors in delivering wealth, retirement, and insurance solutions. It is highly comparable because many small independent CFP practices in Canada operate under Credential or similar dealer groups to access product shelf and back-office support.

Emerging players

• Wealthsimple: Wealthsimple is a Canadian digital wealth management platform offering low-fee automated investing, robo-advisory, and now human advice services. It targets younger, tech-native Canadians with a self-serve model that competes for the same investment, retirement, and savings dollars.

Broad incumbents

• RBC Wealth Management: RBC Wealth Management is Canada's largest wealth manager, offering full-service financial planning, investment advisory, and estate services through a national advisor network. It competes directly for high-net-worth individuals and business owners seeking comprehensive planning.
• IG Wealth Management: IG Wealth Management is one of Canada's largest wealth management firms (subsidiary of IGM Financial) offering financial planning, investments, and insurance through a national advisor network. It competes for the same retirement and estate planning clients but at much larger scale and with proprietary products.
• TD Wealth Financial Planning: TD Wealth's financial planning arm provides full-service financial advice including retirement, investment, and estate planning through a national advisor force. It overlaps with Stewart, Fisher's comprehensive planning value proposition for individual and family clients.
• CIBC Wealth Management: CIBC Wealth Management provides investment advisory, financial planning, and insurance through CIBC Imperial Investor Services and CIBC Financial Planning. It serves comparable client segments including pre-retirees, retirees, and business owners across Canada.
• BMO Financial Group - Wealth Management: BMO offers comprehensive wealth management services including financial planning, investment advisory, and insurance through BMO Nesbitt Burns and BMO Financial Planning. It targets similar individual and business-owner segments with retirement, estate, and succession planning needs.
• Sun Life Financial: Sun Life is one of Canada's largest insurance and asset management firms, offering individual life and health insurance, group benefits, and wealth management through advisors. It serves overlapping retirement, estate, and insurance planning needs for Canadian individuals and businesses.
• Manulife Wealth and Insurance: Manulife is a major Canadian life insurer and wealth manager offering segregated funds, mutual funds, insurance, and group retirement plans. It is a Stewart, Fisher distribution partner and a direct competitor for the same end clients, but at a vastly larger scale and with captive advisor channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/stewart-fisher-&-associates-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stewart, Fisher & Associates inc.