Tippins Bank & Trust

What Tippins Bank & Trust does

Tippins Bank & Trust operates as a division of Glennville Bank under the privately held bank holding company GB Bank Group, Inc. The franchise consists of five bank divisions (Glennville Bank, Tippins Bank, Ludowici Bank, Reidsville Bank, and Statesboro Bank) operating seven physical locations across southeast Georgia in Glennville, Ludowici, Reidsville, Statesboro, and Claxton. Its roots trace to Glennville Bank, founded in 1905 at the corner of Barnard and Caswell Streets, with the holding company formed in 2005 to enable the multi-division model in which each division retains its local brand identity while sharing back-office and digital infrastructure. The customer base is horizontal and community-oriented, spanning individual retail consumers and small business / agricultural borrowers; segment description language emphasizes everyday banking, home ownership, agricultural operations, and commercial growth capital.

The product portfolio combines traditional deposit and lending products with a standard digital channel stack. Deposits include checking, savings, money market, certificates of deposit, Christmas Club, and IRAs. Lending includes consumer loans, automobile loans, home mortgages, home equity lines of credit, agricultural and real estate loans, and commercial lines of credit. Banking services span VISA Check Cards (with contactless tap), a 7-ATM surcharge-free network (including locations at B&T's Fresh Market, Food Lion, and Optim Medical Center), wire transfers (via correspondent bank South State), safe deposit boxes, and bill payment. The digital layer is delivered through online banking and a mobile app with mobile deposit, Zelle instant payments, and Apple/Google/Samsung mobile wallet integration, supported by conventional security architecture (256-bit SSL, firewall, password lockout) and GLBA / FDIC / WCAG 2.1 AA compliance.

Revenue is generated primarily through net interest income on the loan portfolio, supplemented by deposit-related service fees, card and transaction fees (Visa debit, wire, bill pay), and safe deposit box rentals. Pricing is not publicly disclosed and is set through direct branch engagement. Distribution is omnichannel but locally anchored: seven branches with lobby and drive-thru, an ATM network, online and mobile self-service, and third-party payment rails (Zelle, Visa, mobile wallets). Marketing is community-focused via the GB Bank Group website, a Mailchimp quarterly newsletter, and customer referrals. There is no publicly disclosed revenue, asset size, or external funding; the firm is privately held with no venture capital or private equity involvement indicated in the available sources.

Name

Tippins Bank & Trust

Legal name

Tippins Bank, a Division of Glennville Bank

Website

https://tippinsbank.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

Tippins Bank & Trust is a community bank division of Glennville Bank under privately held GB Bank Group, Inc., serving retail consumers, small businesses, and agricultural borrowers across seven locations in southeast Georgia with traditional deposit, lending, and digital banking products.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (522110), Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE)

Keywords

• Community banking services
• Consumer deposit accounts
• Consumer and commercial lending
• Agricultural real estate loans
• Digital banking services

Headquarters

HQ city

Glennville

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Interest Income from Loans: The bank generates revenue primarily through interest earned on various loan products including consumer loans, commercial loans, automobile loans, real estate mortgages, agricultural loans, home equity lines of credit, and commercial lines of credit.
2. Deposit Account Fees and Interest Spread: Revenue generated from deposit products including checking accounts, money market deposit accounts, certificates of deposit, regular savings accounts, Christmas Club accounts, and Individual Retirement Accounts through interest rate spreads and service fees.
3. Card and Transaction Fees: Fees from VISA Check Card transactions, wire transfer services, and other banking service charges.
4. Safe Deposit Box Rental: Annual rental fees for safe deposit boxes available in various sizes (3x5, 5x5, 5x10, 10x10) at select branch locations.
5. Bill Payment Services: Bill payment service accessible via Online Banking and Mobile Banking for paying third parties in the United States.

Distribution channels5 records

Marketing channels3 records

Core offering

Tippins Bank & Trust is a community bank division of Glennville Bank under GB Bank Group, Inc., offering personal and business deposit accounts, consumer and commercial loan products, and digital banking services across seven Southeast Georgia locations. Customers can also access VISA Check Cards, ATMs, wire transfers, safe deposit boxes, and Zelle-based instant payments through the bank's digital channels.

Product overview

Tippins Bank & Trust is a division of Glennville Bank operating under the GB Bank Group Family of Banks. The company offers a unified banking platform combining traditional deposit and lending products with digital banking services. The core product portfolio includes deposit accounts (Checking, Savings, Money Market, CDs, Christmas Club, and IRAs), loan products (Consumer, Commercial, Auto, Real Estate, Agricultural, Home Mortgage, Home Equity Lines of Credit, and Commercial Lines of Credit), and banking services (VISA Check Card, ATM network, Wire Transfers, Safe Deposit Boxes). Digital services are delivered through Online Banking and Mobile Banking platforms with add-on features including Mobile Deposit, Bill Payment, and Zelle instant payments. The bank also supports Mobile Wallets (Apple, Google, Samsung) and Contactless Debit Cards. All services are accessible across the bank's seven physical locations in Georgia.

Differentiator

Problem solved

Functional benefit

Products and services

• Online Banking Web-based self-service banking platform enabling customers to check balances and transactions, review check images and statements, transfer funds, and pay bills from a personal computer.
• Mobile Banking Mobile application providing real-time balances, transaction viewing, fund transfers, and account management from smartphones and tablets.
• VISA Check Card Debit card enabling account holders to access checking accounts and make purchases at any Visa-accepting merchant worldwide, with contactless tap functionality available at all seven locations.
• ATM Services Network of 7 ATM locations providing surcharge-free cash withdrawals for GB Bank Group cardholders across all bank divisions, including Tippins Bank.
• Safe Deposit Boxes Secure storage boxes available in multiple sizes (3x5, 5x5, 5x10, 10x10) for lease at participating branch locations including Tippins Bank.
• Wire Transfer Services Incoming and outgoing domestic and international wire transfer services facilitated through the bank's correspondent bank, Centerstate Bank (South State).
• Checking Accounts Personal and business checking account products providing transaction capabilities with various features to meet everyday banking needs.
• Regular Savings Basic savings account products for personal deposits with FDIC insurance coverage up to regulatory limits.
• Money Market Deposit Accounts Deposit accounts offering competitive interest rates while providing limited check-writing privileges and ATM access.
• Certificates of Deposit Time deposit accounts with fixed terms and interest rates for customers seeking guaranteed returns over specified periods.
• Christmas Club Specialized savings account designed for holiday spending with periodic deposit capabilities and annual payout.
• Individual Retirement Accounts (IRA) Tax-advantaged retirement savings accounts including traditional and Roth IRA options with various investment and contribution options.
• Consumer and Commercial Loans General lending products for personal and business purposes including lines of credit for various financing needs.
• Automobile Loans Financing options for new and used vehicle purchases with competitive rates and flexible terms.
• Real Estate and Agricultural Loans Land and agricultural property financing as well as general real estate lending for purchases, improvements, or refinancing.
• Home Mortgage Loans Residential mortgage financing for home purchases including various term options and rate structures.
• Home Equity Lines of Credit Revolving credit lines secured by home equity allowing borrowers to access funds up to approved limits for various purposes.
• Commercial Lines of Credit Business credit facilities providing flexible borrowing capacity for operational expenses and growth capital.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature7 records

Scale indicators3 records

Recent moves9 records

Expansion highlights3 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/tippins-bank-&-trust

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tippins Bank & Trust