Universal Insurance Group, LLC
Universal Insurance Group, LLC is an independent insurance agency founded in 2020 in Silver Spring, Maryland, offering personal, business, life, health, and group benefits insurance through 8+ carrier partnerships to individuals and small businesses across Maryland, Delaware, Virginia, and Washington DC.
- Company typePrivate
- Founded2020
- HeadquartersSilver Spring, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Universal Insurance Group, LLC does
Universal Insurance Group, LLC is an independent insurance agency founded in May 2020 by Daniel Alvarez and headquartered in Silver Spring, Maryland. The agency operates as an intermediary between individual and commercial customers and 8+ national and regional insurance carriers (AIC, Allstate, Kemper, Liberty Mutual, MAIF, National General, Progressive, Foremost), earning commissions on new policy placements and renewals. It offers a broad insurance portfolio across five categories: personal lines (auto, home, renters, motorcycle, marine, ATV, RV, flood, high-net-worth, manufactured home), business lines (BOP, commercial auto, property, general liability, workers' compensation, and 25+ additional commercial products), life insurance (term, whole, final expense, mortgage protection, fixed annuities), individual health and ancillary lines (health, dental, disability, long-term care, vision), and employer-sponsored group benefits.
The agency runs a sales-led, direct-distribution model: phone, website quote requests, and in-person appointments, with extended hours including Saturday availability. It serves primarily the Mid-Atlantic region — Maryland, Delaware, Virginia, and Washington DC — with 15 employees, bilingual (English/Spanish) staffing, and a culturally targeted value proposition for the Silver Spring Hispanic community. The agency has accumulated 1,084 customer reviews with a 5-star rating, indicating an active policy book and strong local customer satisfaction. Its founder participates in community non-profit governance (GIFTS), reinforcing a relationship-based, personal-service positioning.
The technology stack is conventional for an independent agency — website, email, phone, and carrier portals — with no proprietary platforms, AI/ML capabilities, or APIs disclosed. The business model is recurring commission revenue on a subscription-like basis (renewals generating ongoing income), with no public pricing tiers and free comparative quotes as the acquisition hook. The agency is privately held with no disclosed funding rounds, no parent company, and no institutional investors.
Universal Insurance Group, LLC firmographics
Firmographics- Name
- Universal Insurance Group, LLC
- Legal name
- Universal Insurance Group, LLC
- Website
- https://uigmd.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Universal Insurance Group, LLC is an independent insurance agency founded in 2020 in Silver Spring, Maryland, offering personal, business, life, health, and group benefits insurance through 8+ carrier partnerships to individuals and small businesses across Maryland, Delaware, Virginia, and Washington DC.
- Ownership category
- akta.pro rank
Where Universal Insurance Group, LLC is headquartered
LocationHeadquarters
- HQ city
- Silver Spring
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Universal Insurance Group, LLC business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: UIG operates as an independent insurance agency earning commissions from multiple insurance carriers (AIC, Allstate, Kemper, Liberty Mutual, MAIF, National General, Progressive, Foremost) for placing and renewing insurance policies. Commissions are earned on new policy sales and renewal premiums.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Free comparative quotes from multiple carriers |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
Universal Insurance Group, LLC product offering
Product offeringCore offering
Universal Insurance Group is an independent insurance agency operating from Silver Spring, Maryland that places and services insurance policies on behalf of multiple carriers (AIC, Allstate, Kemper, Liberty Mutual, MAIF, National General, Progressive, Foremost). The agency distributes personal lines (auto, home, renters, motorcycle, marine, ATV, RV, flood, manufactured home, high-net-worth), business lines (BOP, commercial auto, commercial property, general liability, workers' compensation), life insurance and annuities, individual health/dental/disability/LTC/vision coverage, and employer-sponsored group benefits, earning commissions on new and renewal premiums.
Product overview
Universal Insurance Group is an independent insurance agency offering a comprehensive portfolio of insurance products and services through multiple carrier partnerships. The company operates across five main insurance categories: Personal Insurance (auto, homeowners, renters, motorcycle, boat/marine, and specialty coverage including ATV, collector car, RV, flood, high net worth, and manufactured home insurance), Business Insurance (general liability, commercial property, commercial auto, workers' compensation, and specialized business coverages), Life Insurance (term/whole life, fixed annuities, final expense, and mortgage protection), Health Insurance (individual/family, dental, disability, long-term care, and vision), and Group Benefits (employer-sponsored health, dental, life, disability, and long-term care plans). The agency acts as an intermediary, offering comparative quotes from multiple insurance carriers including AIC, Allstate, Kemper, Liberty Mutual, MAIF, National General, Progressive, and Foremost.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Personal vehicle coverage including liability, collision, comprehensive, and uninsured/underinsured motorist protection for vehicle owners in Maryland, DC, Virginia, and Delaware.
- Homeowners Insurance Residential property coverage for dwelling damage, personal possessions, liability, and additional living expenses when a home becomes unlivable.
- Renters Insurance Coverage for renters' personal possessions against theft, fire, and storm damage, plus liability protection for damage to the rental property.
- Motorcycle Insurance Coverage for motorcycles including collision, comprehensive, bodily injury, property damage, uninsured/underinsured motorist, custom parts, and classics.
- Boat & Marine Insurance Protection for watercraft including speed boats, jet skis, yachts, and sailboats with Agreed Hull Value, Actual Cash Value, and liability coverage options.
- ATV Insurance
Quantifiable outcome
- Rated 5 out of 5 based on 1084 reviews
- +1 more outcomes
Companies that use Universal Insurance Group, LLC
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Universal Insurance Group, LLC technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Universal Insurance Group, LLC partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- AIC - Agency Insurance CompanycoreUIG represents AIC as one of their insurance carrier partners, offering AIC products to customers seeking auto, home, and personal insurance coverage.
- Allstate InsurancecoreUIG offers Allstate Insurance products as part of their carrier portfolio, providing customers access to Allstate's insurance offerings through the independent agency.
- KempercoreUIG partners with Kemper Companies to provide insurance products to their customer base in the Maryland area.
- Liberty Mutual InsurancecoreUIG represents Liberty Mutual Insurance, offering their products as part of comparative quote options for customers.
- Maryland Automobile Ins Fund (MAIF)coreUIG offers MAIF auto insurance products, which is particularly relevant for Maryland drivers seeking state-required coverage.
- National General Insurance CompanycoreUIG represents National General Insurance Company as part of their carrier network for various insurance products.
- The Progressive CorporationcoreUIG offers Progressive Insurance products through their agency, providing customers competitive auto and other insurance options.
- Foremost InsurancecoreUIG partners with Foremost Insurance to offer their specialty insurance products, particularly for non-standard auto and specialty coverage.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
Universal Insurance Group, LLC competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat3 records
Customer concentration
Universal Insurance Group, LLC social profiles
Digital presenceUniversal Insurance Group, LLC financial estimates
Financial estimateRevenue estimate
Valuation estimate
Universal Insurance Group, LLC leadership team
Management profileNumber of profiles
Profiles6 records
Universal Insurance Group, LLC funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Universal Insurance Group, LLC M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Universal Insurance Group, LLC
What does Universal Insurance Group, LLC do?
Universal Insurance Group is an independent insurance agency operating from Silver Spring, Maryland that places and services insurance policies on behalf of multiple carriers (AIC, Allstate, Kemper, Liberty Mutual, MAIF, National General, Progressive, Foremost). The agency distributes personal lines (auto, home, renters, motorcycle, marine, ATV, RV, flood, manufactured home, high-net-worth), business lines (BOP, commercial auto, commercial property, general liability, workers' compensation), life insurance and annuities, individual health/dental/disability/LTC/vision coverage, and employer-sponsored group benefits, earning commissions on new and renewal premiums.
Is Universal Insurance Group, LLC a public or private company?
Universal Insurance Group, LLC is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Universal Insurance Group, LLC founded?
Universal Insurance Group, LLC was founded in 2020. It employs 11 to 50 people.
Where is Universal Insurance Group, LLC based?
Universal Insurance Group, LLC is headquartered in Silver Spring, United States, in the North America region.
How does Universal Insurance Group, LLC make money?
One revenue line is on record: insurance Commissions.
Does Universal Insurance Group, LLC have an API?
No public API is recorded for Universal Insurance Group, LLC.