Tramontina Vieira & Cia Ltda

What Tramontina Vieira & Cia Ltda does

Tramontina Vieira & CIA LTDA is a privately held insurance brokerage founded circa 1994 in Curitiba, Paraná, Brazil, operating as the official authorized sales representative for Unimed Curitiba and Dental Uni. The company distributes four core Unimed corporate health plans — Plano Flex (regional, 20%-50% coparticipation), Plano Amigo (national, 25%-50% coparticipation), Plano Pleno (primary-care/APS model with dedicated family physician), and Plano Uniplan (national, zero coparticipation) — alongside Dental Uni and UniOdonto dental plans, serving primarily small and mid-sized businesses (Pessoa Jurídica) and individual/family clients in the Curitiba metropolitan region.

The company earns recurring commission-based revenue as a percentage of monthly premiums on active group and individual Unimed policies, with no publicly disclosed pricing; quotes are issued on request. Distribution runs through direct in-person or remote consultation by commercial sales consultants, supplemented by phone and WhatsApp sales channels and a self-service website quote form. Underlying technology is conventional and operationally focused: Bitrix24 for CRM and communications, Mautic for marketing automation, Google Analytics and Facebook Ads for digital marketing, Pipefy for workflow management, Jestor and Contraktor for management and contracts, with Google Cloud and Digital Ocean as infrastructure providers. LGPD (Brazilian GDPR) compliance is implemented with a designated DPO (Tiago Karam).

The corporate group encompasses four operating subsidiaries under common control — Pentágono Administradora de Benefícios S A (benefits administration), Unio Saúde S.A. (health insurance), Moderna Corretora de Seguros Ltda. (insurance brokerage), and Patrimonial & Cia Ltda. (asset management) — though no transaction history or revenue allocation across entities is disclosed. Tramontina Vieira leverages the Unimed brand and network (4,600+ doctors, 54 hospitals, 245 clinics, 91 laboratories, 4,500+ cities) as its primary value proposition, supplemented by an Assespro-PR association partnership targeting IT-sector employers. No external investment, public listing, or M&A activity is evident in the source data.

Name

Tramontina Vieira & Cia Ltda

Legal name

Tramontina Vieira & CIA LTDA

Website

https://unimedcuritibapj.com.br

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

51–100 employees

Short description

Tramontina Vieira & CIA LTDA is the official authorized sales representative for Unimed Curitiba, distributing health and dental insurance plans to corporate and individual clients in the Curitiba metropolitan region of Brazil since 1994.

Ownership category

akta.pro rank

Product category

Health Insurance Brokerage

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Group Dental Plans (Employer-Sponsored) (HLAEAIAG)

akta.pro secondary industry

Individual Dental & Vision Plans (FSAIAHAI)

Keywords

• Health insurance brokerage
• Corporate health plans
• Dental insurance plans
• Unimed authorized seller
• Employee health benefits

Headquarters

HQ city

Curitiba

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Health Insurance Sales Commission: Commission-based revenue from sales of Unimed health insurance plans (Flex, Amigo, Pleno, Uniplan) to business clients (pessoa jurídica) and individual/family plans. Revenue generated as a percentage of monthly premiums from active policyholders.
2. Dental Plan Sales Commission: Commission revenue from sales of Dental Uni dental insurance plans, offered alongside health insurance packages to business and individual customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Tramontina Vieira & Cia Ltda is an authorized sales representative (broker) for Unimed Curitiba health insurance plans and Dental Uni/UniOdonto dental plans. The company sells four main Unimed corporate health plans — Plano Flex (regional, with 20–50% coparticipation), Plano Amigo (national, with 25–50% coparticipation), Plano Pleno (Primary Care/APS model with dedicated family physician), and Plano Uniplan (national, no coparticipation) — alongside dental plans, primarily to businesses (Pessoa Jurídica) but also to individuals and families in the Curitiba metropolitan region.

Product overview

Tramontina Vieira & Cia Ltda operates as a health insurance broker offering Unimed health plans and dental plans for business (Pessoa Jurídica), individual, and family segments in Curitiba and Metropolitan Region. The company offers four distinct Unimed health insurance products: Plano Flex Empresarial (regional coverage with flexible 20%-50% coparticipation), Plano Amigo Empresarial (national coverage with 25%-50% coparticipation), Plano Pleno Empresarial (primary health care model with family physician), and Plano Uniplan Empresarial (national coverage without coparticipation). Additionally, dental plans are offered through DentalUni and UniOdonto partnerships. The portfolio ranges from cost-effective coparticipation plans to comprehensive no-coparticipation options, with coverage from 3 to 10+ employees.

Differentiator

Problem solved

Functional benefit

Products and services

• Plano Flex Empresarial Corporate health insurance plan for businesses (Pessoa Jurídica) with regional coverage in Curitiba and surrounding municipalities. Allows clients to choose coparticipation levels of 20%, 30%, 40%, or 50% on ambulatory procedures, with a maximum coparticipation cap of R$90.00 per procedure. Higher coparticipation yields lower monthly premium. Open network of providers with national emergency coverage. Minimum 3 lives required.
• Plano Amigo Empresarial Corporate health insurance plan with national coverage throughout Brazil. Offers affordable monthly premiums with coparticipation options of 25% or 50% on ambulatory procedures and a maximum cap of R$220.00 per procedure. National coverage for urgent/emergency care. Minimum 3 lives required.
• Plano Pleno Empresarial Corporate health insurance plan based on the Primary Health Care (APS / Atenção Primária à Saúde) model, featuring a dedicated family physician and multidisciplinary team for preventive medicine and personalized care management. Coparticipation of 20%, 30%, 40%, or 50% on ambulatory procedures, with no coparticipation for procedures performed at APS units. Minimum 30 lives required.
• Plano Uniplan Empresarial Corporate health insurance plan with national coverage and no coparticipation fees. Comprehensive coverage for consultations, hospitalizations, exams, and surgeries with a fixed monthly premium. Minimum 10 lives required.
• Planos Odontológicos (Dental Plans) Dental health insurance plans offered in partnership with Dental Uni and UniOdonto, providing comprehensive oral health coverage. Available to corporate clients alongside health insurance packages as well as to individual and family customers.

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration15 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Unimed CuritibacoreChannel Partner/ Reseller/ DistributorOfficial authorized sales representative for Unimed Curitiba health insurance plans, including Flex, Amigo, Pleno, and Uniplan business plans. Company has over 30 years of partnership with Unimed system.
• Dental UnicoreChannel Partner/ Reseller/ DistributorSales partner for Dental Uni dental insurance plans, offered alongside health coverage packages to business and individual customers.
• Assespro-PR (Associação das Empresas de Tecnologia da Informação)minorGTM or Marketing PartnerPartnership with technology industry association offering exclusive health plans to member companies and their employees, including promotional benefits like free first month membership.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Amil: Large Brazilian health plan operator owned by UnitedHealth Group serving corporate and individual segments. Competes for the same corporate Pessoa Jurídica buyers Tramontina Vieira serves.
• Hapvida NotreDame Intermédica: Integrated healthcare and insurance operator with own provider network and corporate plan offerings. Comparable incumbent competing in the same SMB and corporate health plan market in southern Brazil.
• Icatu Seguros: Large Brazilian insurance carrier with life, pension and health offerings distributed via corporate brokers. Comparable incumbent carrier competing for SMB benefits wallet share with Unimed.
• SulAmérica: Major Brazilian health, dental, life and auto insurer with broad corporate and individual distribution. Comparable as a health plan provider whose products Tramontina Vieira could in principle distribute, and a benchmark for incumbent health insurance scale.
• Bradesco Seguros: Insurance arm of Banco Bradesco offering health, dental, life and P&C products with massive bank-led distribution. Comparable incumbent health/dental carrier competing for the same Brazilian SMB benefits market.
• Unimed Seguros: National insurance arm of the Unimed cooperative system. Operates at the broader Unimed System level above the regional Unimed Curitiba that Tramontina Vieira represents; comparable as the umbrella carrier ecosystem.
• Porto Seguro Saúde: Insurance arm of Porto Seguro group offering health and dental plans to corporate clients. Comparable broad incumbent whose corporate health products target the same SMB segment as Tramontina Vieira.
• MetLife Brasil: Global insurance carrier offering group dental, health and life products through corporate brokers in Brazil. Comparable as an incumbent carrier distributing through similar brokerage channels for SMB clients.

Direct peers

• Odontoprev: Brazil's largest dental insurance carrier with extensive corporate and individual plan distribution. Comparable to Tramontina Vieira's Dental Uni / UniOdonto dental offering and the bundled dental+health sale motion targeting SMBs.
• Qualicorp: Brazil's largest corporate health insurance broker/intermediary, connecting businesses and affinity groups to major health plans. Directly comparable business model to Tramontina Vieira's B2B Pessoa Jurídica motion, though operating nationally at much larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/tramontinavieiraecialtda

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tramontina Vieira & Cia Ltda