Univida Seguros

What Univida Seguros does

Univida Seguros (legal name: Univida Unimais Assegure Corretora e Administradora de Seguros Ltda) is a Brazilian insurance brokerage founded in 1999 and headquartered in Belo Horizonte, Minas Gerais. The company operates as an independent corretora de seguros, intermediating policies between customers and multiple insurance carriers across 18+ product lines organized into four categories: educational insurance (its specialty, covering school, educational, and institutional liability products), people and health (life, health, dental, travel, pension), business and construction (commercial, construction bonds, engineering risk, condominium, liability), and auto and property (auto, fleet, motorcycle, residential, transportation). The company has cumulatively insured more than 600,000 students through its educational segment and self-identifies as a leader in this niche in Brazil.

The company maintains physical offices in seven Brazilian cities — Belo Horizonte (HQ), Varginha, Brasília, São Paulo, Rio de Janeiro, Cuiabá, and Palmas — covering Southeast, Midwest, Federal District, and North regions. Despite this footprint, the company reports only 9 employees, suggesting a heavy reliance on commissioned producer agents or partner representatives rather than a large internal staff. Customer acquisition channels are direct and relationship-driven: dedicated phone lines, WhatsApp Business messaging, and a website quote-request form, with no digital marketing campaigns, mobile app, or self-service portal disclosed. Underlying technology is not disclosed; there is no proprietary platform, no public API, no AI/ML tooling, and no mobile application.

The revenue model is commission-based (transaction fee), earned on policies placed and renewed with carrier partners. Pricing is not publicly disclosed; premiums are determined per quote based on coverage type, risk profile, and underwriting criteria, with a pay-as-you-go billing cadence. The customer base is diversified across educational institutions (primary vertical), individuals and families, businesses and construction, and auto/property owners — but no enterprise customer logos, revenue figures, premium volume, or policy counts are publicly disclosed. The company is privately held and founder-controlled, with no institutional investors, private equity backing, parent company, or funding rounds disclosed.

Name

Univida Seguros

Legal name

Univida Unimais Assegure Corretora e Administradora de Seguros Ltda

Website

https://unividaseguros.com.br

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

Univida Seguros is a privately held Brazilian insurance brokerage founded in 1999, headquartered in Belo Horizonte, specializing in educational and school insurance with a diversified portfolio spanning health, life, auto, and commercial coverage across seven cities.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

Keywords

• Insurance brokerage
• Educational insurance
• School insurance
• Business insurance
• Personal insurance

Headquarters

HQ city

Belo Horizonte

HQ country

Brazil

HQ region

Latin America

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Univida Seguros operates as an insurance broker, earning commissions from multiple insurance carriers for policies placed on behalf of clients. The company works with major insurance providers in the Brazilian market to match customers with appropriate coverage, earning commissions on each policy sold and renewed.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Univida Seguros is an independent insurance brokerage that matches individuals, families, businesses, and educational institutions with coverage from major Brazilian insurance carriers. The company specializes in educational insurance (Seguro Escolar and Seguro Educacional) and also distributes personal lines (life, health, dental, travel, pension), commercial lines (business, construction bonds, engineering risk, condo, liability), and property/auto lines (auto, fleet, motorcycle, residential, transportation). Revenue is generated through commissions on policies placed and renewed.

Product overview

Univida Seguros is a Brazilian insurance brokerage firm founded in 1999 in Minas Gerais, operating as an independent broker working with major insurance companies in the market. The company offers a comprehensive portfolio of insurance products organized into five main categories: (1) Educational Insurance covering schools and students including Seguro Escolar, Seguro Educacional, and RC para instituições de ensino; (2) People and Health Insurance including Seguro de Vida, Saúde, Odontológico, Viagem, and Previdência; (3) Business, Construction and Engineering Insurance including Empresarial, Garantia de Obras, Risco de Engenharia, Condomínio, and Responsabilidade Civil; and (4) Auto and Property Insurance including Auto, Frota, Moto, Residencial, and Transporte. The company specializes in educational insurance and serves over 600,000 insured students.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro Escolar

Quantifiable outcome

• 600,000+ students insured across educational institutions
• +1 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Porto Seguro: Porto Seguro is one of Brazil's largest insurance companies offering auto, home, life, health, and business coverage through its own distribution and broker networks. As a carrier that Univida brokers for, it represents both a partner and a competitor operating at national scale.
• Wiz Soluções Corretora de Seguros: Wiz is one of Brazil's largest insurance brokers, distributing life, auto, home, and business policies through bank-affiliated channels and proprietary digital platforms. It is comparable to Univida as a multi-line broker operating in the Brazilian market, but at far greater scale.
• Mapfre Seguros: Mapfre is a major Brazilian insurer with broad personal and commercial lines distributed through brokers. Comparable to Univida as a carrier-counterparty operating in the Brazilian SMB and personal insurance space where Univida distributes.
• SulAmérica Seguros: SulAmérica is a major Brazilian insurer offering health, dental, life, auto, and business coverage with significant broker-distribution partnerships. Comparable to Univida as a counterparty in the broker-carrier relationship, and a competitor for end customers in adjacent product lines.
• Bradesco Seguros: Bradesco Seguros is one of Brazil's largest insurance groups, distributing life, health, auto, and property products through the Bradesco bank network and brokers. Comparable to Univida in distributing comparable products but at vastly greater scale and with embedded captive distribution.
• Tokio Marine Seguradora: Tokio Marine is a major Brazilian insurer with strong auto, property, and liability offerings, distributed partly through broker networks. Comparable to Univida as a carrier counterparty and as a broad competitor for SMB and personal lines customers.

Direct peers

• 180 Seguros: 180 Seguros is a digital-first Brazilian insurance broker focused on simplifying the brokerage experience for consumers across auto, home, and life products. It competes in the same brokerage category as Univida but differentiates through a fully digital experience vs. Univida's phone/WhatsApp-driven model.
• Minuto Seguros: Minuto Seguros is a leading Brazilian online insurance broker distributing auto, home, life, and business policies through digital channels. It is comparable to Univida as a multi-line insurance broker in Brazil, but with a digital-first go-to-market vs. Univida's traditional relationship-led model.

Emerging players

• Akko: Akko is a Brazilian insurtech specializing in gadget and device insurance with embedded distribution through retailers. It represents the digital-native broker/insurtech model that competes for the consumer's insurance budget but in a niche segment.
• Justos: Justos is a Brazilian insurtech launching auto insurance with telematics-based pricing and direct digital distribution. While focused on auto, it represents an emerging digital distribution model that competes with traditional brokers like Univida for the same consumer.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/unividas-seguros

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Univida Seguros