UPZ Universitas Gunadarma

What UPZ Universitas Gunadarma does

UPZ Universitas Gunadarma is a non-profit Islamic philanthropy institution (Unit Pengumpul Zakat, or UPZ) officially established by BAZNAS (Badan Amil Zakat Nasional) via decree on April 23, 2019, and institutionally hosted at Universitas Gunadarma in Depok, West Java, Indonesia. It collects and manages Zakat, Infaq, and Sedekah (ZIS) funds from the Universitas Gunadarma community and the broader Indonesian Muslim public, and redistributes them to all 8 asnaf (zakat recipient) categories through six program pillars: Pendidikan (Education), Kesehatan (Health), Ekonomi (Economy), Dakwah, Kemanusiaan (Humanitarian), and Ramadhan. Branded sub-programs include SAQTI, BISA, Cinta Al-Quran, ABDIMAS, Mustahipreneur, Santunan Kesehatan, UPZ UG Action, and Mukafaa Dai', with an explicit goal of graduating mustahik (recipients) into muzaki (donors).

The organization's technology stack is intentionally lightweight: a web-based Zakat Calculator (Kalkulator Zakat) for Zakat Fitrah, Zakat Penghasilan, and Zakat Maal; Google Forms-based registration for Zakat payments and social-assistance applications with unique-code tracking; a Bank DKI Syariah collection channel via two dedicated accounts; and a WhatsApp consultation line for personalized guidance. It is not a technology company — these tools exist to reduce friction in sharia-compliant giving and to support transparent collection/distribution.

Its business model is donation-based rather than commercial: there are no products sold, no pricing model in the conventional sense, and revenue is not publicly disclosed. Funding is entirely voluntary/inflows from individuals and businesses, distributed in compliance with BAZNAS regulations and Indonesian law (UU No. 23/2011). Go-to-market is community-led within the Universitas Gunadarma ecosystem, supplemented by a student volunteer program covering 8 professional roles and by nationwide disaster-relief outreach through UPZ UG Action. Headcount is approximately 14, with a 4-person management team (Prof. Dr. Didin Mukodim as Penanggung Jawab, Dr. Sugiharti Binastuti as Ketua, Dr. Febriani as Sekretaris, Dr. Masodah as Bendahara) and operational support from student volunteers.

Name

UPZ Universitas Gunadarma

Legal name

UPZ Universitas Gunadarma

Website

https://upz.gunadarma.ac.id

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

UPZ Universitas Gunadarma is a BAZNAS-authorized Islamic philanthropy unit at Universitas Gunadarma in Depok, Indonesia, collecting and distributing Zakat, Infaq, and Sedekah to 8 asnaf categories through education, health, economic, dakwah, humanitarian, and Ramadan programs.

Ownership category

akta.pro rank

Headquarters

HQ city

Depok

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Zakat Collection and Distribution: Collects obligatory zakat from muzaki (donors) and distributes to 8 asnaf (recipient categories) through empowerment programs in education, health, economy, dakwah, and humanitarian aid. Revenue is entirely donation-based with no commercial transactions.
2. Infaq dan Sedekah: Voluntary charitable donations collected from individuals and businesses outside of obligatory zakat, used for general welfare programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

UPZ Universitas Gunadarma is a Zakat Collecting Unit (Unit Pengumpul Zakat) and Islamic philanthropy institution officially established by BAZNAS on April 23, 2019. It collects and distributes Zakat, Infaq, and Sedekah (ZIS) funds from the Universitas Gunadarma community and broader Indonesian society through community empowerment programs in education, health, economy, dakwah, and humanitarian aid, serving all 8 asnaf (zakat recipient categories). It also operates an online Zakat Calculator, WhatsApp consultation service, and a social assistance application system.

Product overview

UPZ Universitas Gunadarma is an Islamic philanthropy institution established by BAZNAS on April 23, 2019, that manages Zakat, Infak (charitable giving), and Sedekah (voluntary charity) through community empowerment programs. The organization operates as a portfolio of programs organized into four main pillars: Semangat Juara (Education), Semangat Sehat (Health), Semangat Mandiri (Economy), and Semangat Dakwah (Dawah). Core offerings include a Zakat Calculator for calculating obligatory payments (Zakat Fitrah, Zakat Penghasilan, Zakat Maal), various education programs (SAQTI, BISA, Cinta Al-Quran, ABDIMAS), health assistance, economic empowerment (Mustahipreneur), disaster response (UPZ UG Action), and social assistance application services. The organization also recruits and manages volunteers from Gunadarma University students.

Differentiator

Problem solved

Functional benefit

Brands

• SAQTI (Shadaqah For Thalabul 'Ilmi): Education program for underprivileged children (asnaf fakir miskin) at TK, SD, SMP, and SMA levels.
• BISA (Beasiswa Insan Cendekia)
• Cinta Al-Quran
• ABDIMAS (Pengabdian Masyarakat)
• Mustahipreneur
• Mukafaa Dai'
• Santunan Kesehatan
• UPZ UG Action

Products and services

• Kalkulator Zakat Online calculator tool that helps Muslim users determine their obligatory zakat payments based on Islamic jurisprudence, supporting Zakat Fitrah, Zakat Penghasilan (income), and Zakat Maal (wealth) calculations.
• Zakat Fitrah Obligatory annual charity paid at the end of Ramadan before Eid al-Fitr, equivalent to 3.5 liters (2.7 kg) of staple food or Rp 40,000 in money per person, payable for dependents.
• Zakat Penghasilan (Profesi) Zakat on professional income with nisab of 85 grams of gold per year and 2.5% rate, calculated monthly or annually for working Muslims whose income exceeds the nisab.
• Zakat Maal Zakat on wealth including money, gold, securities, and rental assets with nisab of 85 grams of gold (approximately Rp 68,000,000) and 2.5% rate, applied after deducting liabilities and the 1-year holding period (haul).
• Fidyah Service Payment service for fidyah (compensation) for Muslims unable to fast during Ramadan, including the elderly, severely ill, and pregnant/breastfeeding women. Amount varies by school of thought (Hanafiyah: 1.5 kg staple food per day; Imam Malik/Shafi'i: 0.675 kg per day).
• SAQTI (Shadaqah for Thalabul 'Ilmi) Education empowerment program for underprivileged children (kindergarten through high school levels) from the fakir miskin category, providing financial support for schooling.
• BISA (Beasiswa Insan Cendekia) Scholarship program for academically gifted but financially disadvantaged university students (yatim and dhuafa), providing financial support to complete their higher education.
• Cinta Al-Quran Scholarship assistance program for underprivileged children who memorize the Al-Quran, supporting their Quranic education journey.
• ABDIMAS (Pengabdian Masyarakat) Community service program designed to increase awareness and engagement among educators and lecturers with the broader community, adapted for ZIS distribution purposes.
• Santunan Kesehatan Health assistance program targeting individuals with limited access to medical treatment, providing financial support for healthcare and medical costs.
• Mustahipreneur Economic empowerment program providing entrepreneurship training and assistance to help mustahik (zakat recipients) achieve self-sufficiency and eventually become muzaki (zakat payers).
• UPZ UG Action Disaster response and humanitarian aid program assisting residents affected by floods, fires, earthquakes, COVID-19 patients, and other force majeure situations throughout Indonesia.
• Program Advokasi dan Dakwah Dawah and advocacy program focused on human resource development and institutional strengthening for Islamic missionary activities within the Muslim community.
• Social Assistance Application Online application system enabling community members to request social assistance from UPZ UG, with tracking capabilities via unique codes for application status.

Quantifiable outcome

• Serving all 8 asnaf (zakat recipient categories) through 6 program categories: Pendidikan, Kesehatan, Ekonomi, Dakwah, Kemanusiaan, and Ramadhan
• +1 more outcomes

Named customers1 record

Segments7 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• BAZNAS (Badan Amil Zakat Nasional)coreStrategic or Co-development Partner · 23 April 2019BAZNAS is the national zakat management body of Indonesia. UPZ UG was officially formed and authorized by BAZNAS on April 23, 2019. BAZNAS issued the organizational structure decision (Surat Keputusan) that established UPZ Universitas Gunadarma as an official Islamic philanthropy institution for collecting and distributing Zakat, Infaq, and Sedekah.
• Program Studi Ekonomi Syariah Universitas GunadarmacoreStrategic or Co-development Partner · 17 November 2018The Sharia Economics study program at Universitas Gunadarma initiated the partnership with BAZNAS through an MOU (Memorandum of Understanding) to establish the social institution focused on humanitarian assistance. Meeting held on November 17, 2018 at Campus E Building 1 of Universitas Gunadarma led to the formation of UPZ UG.
• Bank DKI SyariahcoreOthersBank DKI Syariah provides banking services for UPZ UG's Zakat and Infaq collection. Zakat donations are received at account No. 704.21.02301.5 A.n. Zakat Universitas Gunadarma. Infaq dan Sedekah are received at account No. 704.21.02302.3 A.n. Infaq Universitas Gunadarma.

Scale indicators2 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Dompet Dhuafa: Dompet Dhuafa is one of Indonesia's largest national Lembaga Amil Zakat (LAZ), collecting and distributing zakat, infaq, and sedekah across a broad portfolio of empowerment programs. It is the closest large-scale private competitor to UPZ UG in the Indonesian Islamic philanthropy market, with far broader geographic reach and a more developed donor platform.
• Aksi Cepat Tanggap (ACT): ACT was a major Indonesian humanitarian and zakat organization with nationwide disaster response and community empowerment programs. Directly comparable to UPZ UG in mission scope and sharia-aligned philanthropy, though ACT has faced reputational and operational challenges in recent years.
• Lazismu: Lazismu is the zakat management body of Muhammadiyah, one of Indonesia's largest Islamic organizations, operating LAZ programs nationwide with a similar empowerment-oriented philosophy. Comparable to UPZ UG as a faith-affiliated zakat institution but with a much larger Muhammadiyah grassroots network and brand.
• Rumah Zakat: Rumah Zakat is a major Indonesian LAZ running nationwide programs in education, health, economy, and dakwah through community empowerment models. It is directly comparable to UPZ UG's four-pillar structure (Pendidikan, Kesehatan, Ekonomi, Dakwah) but operates at significantly greater scale with established corporate and retail donor channels.
• PKPU (Pos Keadilan Peduli Umat): PKPU is a long-established Indonesian humanitarian foundation running nationwide programs in education, health, economic empowerment, and disaster response. Comparable to UPZ UG in portfolio breadth and sharia-aligned operations, but with deeper institutional capacity and longer operating history.

Direct peers

• LAZ Al-Azhar: LAZ Al-Azhar is a BAZNAS-affiliated LAZ associated with the Al-Azhar mosque network in Indonesia, running ZIS programs in education and humanitarian relief. Comparable to UPZ UG as a faith-rooted, BAZNAS-chartered LAZ with similar program themes but stronger mosque-network distribution.
• Yayasan Baitul Maal Hidayatullah (BMH): BMH is a BAZNAS-affiliated LAZ operating ZIS collection and empowerment programs across Indonesia. It is the most structurally comparable peer to UPZ UG as a BAZNAS-chartered zakat institution with similar program pillars (education, health, economy, dakwah). BMH is larger but operates the same official-LAZ model.
• LAZ YDSF (Yayasan Dana Sosial al-Falah): YDSF is an Indonesian LAZ based in Surabaya running ZIS collection and empowerment programs in education, health, and economy. Comparable to UPZ UG as a regionally-rooted, BAZNAS-affiliated zakat institution with similar program pillars, though operating primarily in East Java rather than West Java.

Others

• BAZNAS (Badan Amil Zakat Nasional): BAZNAS is Indonesia's national zakat authority and UPZ UG's parent regulator. While not a direct competitor (BAZNAS is the coordinating body that issues charters to UPZ and LAZ units), it sets the rules, branding, and program standards that govern UPZ UG's operations and is the most directly relevant ecosystem participant.
• Yayasan Penguatan Peran Perempuan Indonesia (YP3I): YP3I is one of many small Indonesian nonprofit organizations running community empowerment programs. It is comparable to UPZ UG only as a small, donation-funded Indonesian NGO with a community-led distribution model — useful as a structural benchmark rather than as a direct competitor in Islamic philanthropy.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/upz-universitas-gunadarma

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UPZ Universitas Gunadarma