Valle Investimentos

What Valle Investimentos does

Valle Investimentos (legal name A Valle Internacional - Corretora de Seguros S/S LTDA) is a private investment advisory firm headquartered in Novo Hamburgo, Rio Grande do Sul, Brazil, operating for over 20 years (since 2004). The firm functions as a distribution partner of XP Investimentos, positioning itself as XP's reference advisory in southern Brazil. It serves two primary customer segments: individual investors across Rio Grande do Sul (including families, retirees, professionals, and HNW individuals) and corporate/PJ clients requiring foreign exchange services, with 4,200+ active clients and R$ 2.5 billion+ in assets under custody.

The firm's core offering is personalized investment advisory delivered by a team of 19+ certified investment advisors, supported by a digital platform integrated with XP Investimentos' infrastructure. Product coverage spans the full XP platform: fixed income (CDBs, LCIs, LCAs, Tesouro Direto, debentures), equities (Brazilian stocks and international stocks via ADRs), futures, investment funds, real estate funds (FIIs), IPO offerings, and private pension (PGBL/VGBL). A parallel corporate foreign exchange offering (Valle Câmbio) provides export/import exchange, currency hedging (NDF, swaps, options), and international remittances with full tariff exemption and D0/D+2/D+5 settlement options. The firm is CVM-registered under Resolução CVM 178/23.

Valle operates a sales-led go-to-market model, with no publicly disclosed pricing. Revenue is generated via transaction-based commissions on XP-distributed financial products and on competitive spreads from corporate FX operations. Distribution channels include direct advisory sales (in-person at offices in Novo Hamburgo and across Rio Grande do Sul, including Porto Alegre, São Leopoldo, and Caxias do Sul), WhatsApp Business, phone, and content marketing via the company blog. Marketing relies on published client testimonials, a 360° virtual office tour, and the firm's NPS 93.6 and Google 5.0 ratings as social proof. The firm has been recognized with third place in the Câmbio category at the XP B2B B2BXperience event in Montevideo (2024).

Name

Valle Investimentos

Legal name

A Valle Internacional - Corretora de Seguros S/S LTDA

Website

https://valleinvestimentos.com.br

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Valle Investimentos is a Novo Hamburgo-based, CVM-registered investment advisory firm and XP Investimentos distribution partner serving 4,200+ individual and corporate clients across Rio Grande do Sul, Brazil, with personalized advisory and corporate foreign exchange services.

Ownership category

akta.pro rank

Product category

Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Institutional Consulting RIAs (OCIO/Endowments/Foundations/Pensions) (FSAAACAG)

akta.pro secondary industry

SME Treasury & Liquidity Management (FX, Hedging, Sweep/Investment) (FSABABAE)

Keywords

• Investment advisory services
• Foreign exchange services
• Fixed income investments
• Wealth management advisory
• Corporate currency hedging

Headquarters

HQ city

Novo Hamburgo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Distribution: Valle Investimentos operates as a certified investment advisor registered with CVM (Comissão de Valores Mobiliários) under Resolução CVM 178/23. They distribute financial products through XP Investimentos, earning commissions on products sold to clients including fixed income, stocks, futures, investment funds, real estate funds, IPOs, and private pension plans.
2. Corporate Foreign Exchange Services: Foreign exchange operations for companies including export/import currency exchange, hedging, and international remittances. Revenue derived from competitive exchange spreads, with full tariff exemption offered to clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Valle Investimentos operates as a CVM-registered investment advisory firm (Resolução CVM 178/23) that distributes the complete XP Investimentos financial product platform to individual clients through certified, personally-assigned advisors. The firm additionally provides specialized corporate foreign exchange services for legal entities (Pessoa Jurídica), including export/import currency exchange, currency hedging (trava cambial), and international remittances with full tariff exemption and D0/D+2/D+5 settlement options.

Product overview

Valle Investimentos operates as a premium investment advisory firm affiliated with XP Investimentos, offering a comprehensive platform of investment products and services. The core offering is personalized investment advisory, complemented by specialized foreign exchange operations for businesses. The product portfolio spans fixed income (Renda Fixa including CDBs, LCIs, LCAs, treasury bonds, and debentures), equity investments (Ações and international stocks), derivatives (Futuros), collective investment funds (Fundos de Investimento and Fundos Imobiliários), public offerings (Ofertas Públicas/IPOs), private pension solutions (PGBL/VGBL), and corporate currency risk management (Hedge Cambial). The platform differentiates through fee-free fixed income products, full tariff exemption on corporate foreign exchange operations, and personalized advisory with certified investment advisors.

Differentiator

Problem solved

Functional benefit

Products and services

• Assessoria de Investimentos (Investment Advisory)

Quantifiable outcome

• NPS 93.6 based on client evaluations
• +3 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• XP InvestimentoscoreChannel Partner/ Reseller/ DistributorValle Investimentos maintains a distribution partnership with XP Investimentos Corretora de Câmbio, Títulos e Valores Mobiliários S.A. The firm is registered with CVM under Resolução CVM 178/23 and distributes XP financial products including fixed income, stocks, futures, investment funds, real estate funds, IPOs, and private pension. XP provides the platform infrastructure while Valle provides personalized advisory services to clients.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Genial Investimentos: Brazilian investment platform with advisory and FX services for retail and corporate clients. Comparable to Valle in product breadth (fixed income, equities, FX, funds) and target segments (affluent individuals and PJ clients).
• Warren Investimentos: Brazilian digital wealth management platform offering curated portfolios and advisory services. Comparable to Valle because it targets the same retail investor base seeking professional portfolio management, though via a digital-first rather than personal-advisor model.
• Guide Investimentos: Independent Brazilian investment advisor and platform serving individual and corporate clients across fixed income, equities, funds, and FX. Comparable to Valle as a similarly positioned mid-market advisory with multi-asset distribution.
• Nova Futura Investimentos: Brazilian investment advisory firm distributing multiple asset classes through a personal-advisor model. Directly comparable to Valle in advisory-led distribution, FX offerings, and HNW/affluent individual focus.
• Rico Investimentos: Brazilian investment advisory/distribution firm serving retail and corporate clients with multi-asset offerings. Directly comparable to Valle in business model (advisor-led distribution of platform products) and target customer (mass-affluent and HNW individuals).

Emerging players

• Órama Investimentos: Brazilian digital investment platform offering advisory-style portfolios and product distribution. Comparable to Valle as a competitor for the same retail investor segment, though differentiated by a more digital/lower-cost delivery model.
• Modal Mais: Brazilian digital investment platform with advisory and product distribution. Comparable to Valle as it addresses overlapping retail investor needs, albeit with a more digital-led service model.

Broad incumbents

• Mirae Asset Wealth Management: Global asset manager with a Brazilian platform offering investment advisory and wealth management services. Comparable to Valle as a competitor in the HNW/affluent advisory space with broader product and research capabilities.
• BTG Pactual Digital: Digital investment, advisory, and FX arm of BTG Pactual, one of Brazil's largest investment banks. Offers a competing advisory and FX proposition to both individual and corporate clients in the same geography as Valle.
• XP Investimentos: Brazil's largest independent investment platform and Valle's core distribution partner. Comparable because it provides the back-end platform, product menu, and regulatory infrastructure through which Valle delivers advisory services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/valle-investimentos

Revenue estimate

Valuation estimate

Number of profiles

Profiles19 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Valle Investimentos