Vanbreda Risk & Benefits B.V. (Netherlands)

What Vanbreda Risk & Benefits B.V. (Netherlands) does

Vanbreda Risk & Benefits B.V. is an independent Dutch insurance broker headquartered in Gouda, Netherlands, with additional offices in Rotterdam and Eindhoven. Founded in 1856, the firm serves businesses, entrepreneurs, and private individuals, providing risk management advisory, pension consulting, and insurance brokerage services. The company operates with 95 employees and maintains placement relationships with approximately 50 insurance carriers in the Dutch market. Its portfolio of group entities includes underwriting agency ECODASS, employee benefits operations NLG Arbo and Insucare, and the recently acquired subsidiaries Havelaar & van Stolk B.V. and Helviass Verzekeringen B.V., which were purchased from Allianz Nederland Groep in 2023.

The firm delivers its services through dedicated client portals — Klantonline, Dashboard, and Zorgportaal — which use iDIN authentication and operate under GDPR compliance. Vanbreda holds industry credentials including RPA (Register Pensioenadviseur), RMIA (Register Makelaar in Assurantiën), and Adfiz membership, and is affiliated with Kifid for dispute resolution. Technology is operational rather than differentiated, with no disclosed AI/ML, data, or proprietary underwriting automation capabilities. A partnership with Lockton Global provides international broker reach for Dutch clients with cross-border exposures.

Vanbreda generates revenue through three primary streams: commissions earned from insurance carrier placements, advisory fees structured on hourly, fixed-fee, or subscription bases, and underwriting fees captured via the ECODASS underwriting agency. Notable enterprise clients include GDF Suez, Total Petrochemicals, Accor, VUE Cinema, Jumbo Supermarkten, and AFAS Software, indicating a mid-to-large enterprise segment alongside a private individual and SMB book. The firm is privately held by parent Vanbreda Nederland B.V., in which Allianz acquired a minority stake in 2023 as part of the Havelaar & van Stolk and Helviass transactions.

Name

Vanbreda Risk & Benefits B.V. (Netherlands)

Legal name

Vanbreda Risk & Benefits B.V.

Website

https://vanbredanl.com

Company type

Private

Founded year

1856

Operating status

Operating

Headcount range

51–100 employees

Short description

Vanbreda Risk & Benefits B.V. is an independent Dutch insurance broker, founded in 1856, providing risk management advisory, pension consulting, and insurance brokerage services to businesses, entrepreneurs, and individuals across the Netherlands via offices in Gouda, Rotterdam, and Eindhoven.

Ownership category

akta.pro rank

Product category

Insurance Brokerage & Risk Advisory Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

International Benefits Administration & Global Benefits Brokerage (BPACAHAG)

Keywords

• Insurance brokerage
• Risk management advisory
• Employee benefits consulting
• Pension advisory services
• Commercial insurance

Headquarters

HQ city

Gouda, Zuid-Holland

HQ country

Netherlands

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Commission: As an independent insurance broker, Vanbreda receives commission payments from approximately 50 insurers in the Netherlands for placing insurance policies with clients.
2. Advisory Fees: Multiple compensation models including hourly rates, subscription fees, fixed fees, and commission. At the start of each assignment, the scope of service and remuneration method are established in writing with clients.
3. Underwriting Administration: Through sister company ECODASS Insurance Services, Vanbreda handles policy administration and claims settlement as an authorized underwriting agent, earning fees for these services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Vanbreda Risk & Benefits is an independent insurance broker in the Netherlands that advises businesses, entrepreneurs, and private individuals on risk management, commercial and personal insurance, pensions, and employee benefits. Working with approximately 50 Dutch insurers and the Lockton Global international network, the firm provides a six-step risk management process, brokerage, claims handling, occupational health services (NLG Arbo), and underwriting administration through its sister agency ECODASS Insurance Services.

Product overview

Vanbreda Risk & Benefits is an independent insurance broker offering a comprehensive portfolio of risk management, insurance, and employee benefits services. The core offering consists of risk management advisory (6-step process), pension advisory with RPA certification, and insurance brokerage collaborating with approximately 50 insurers. The company operates specialized products including Cyber Risk Solutions (data insurance with security scan), Asset Protection (liability coverage), Event Insurance (modular), and Good Employment Practices insurance. Supporting services include Employee Benefits Consulting (pension, health & disability), NLG Arbo occupational health services, and International Risk Management via the Lockton Global network. The company also operates ECODASS Insurance Services as an authorized underwriting agent. Client-facing digital portals include Klantonline, Dashboard for employee insurance, and Zorgportaal for health services. The company serves businesses, entrepreneurs, and private individuals across the Netherlands with offices in Gouda, Rotterdam, and Eindhoven.

Differentiator

Problem solved

Functional benefit

Products and services

• Risk Management Advisory

Named customers9 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

Four partnerships are on record, tiered core.

• NLG VerzekeringencoreStrategic or Co-development Partner · 14 October 2020Joint venture with two other offices from the Noordeloosgroep to establish NLG Verzekeringen as a new underwriting agency, providing additional capacity for policy underwriting.
• Lockton GlobalcoreStrategic or Co-development PartnerVanbreda participates in the Lockton Global network, an international partnership providing access to information on foreign markets and enabling delivery of services worldwide with strong local service and knowledge of risk and insurance areas.
• LocktoncoreStrategic or Co-development PartnerLockton is shown as a partner logo on the Vanbreda website. The partnership enables international insurance solutions through global network coordination.
• ECODASS Insurance ServicescoreStrategic or Co-development PartnerSister company ECODASS Insurance Services is an authorized underwriting agent authorized by insurance companies to accept new policies, handle administrative processing, and settle damage claims.

Scale indicators3 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• MeesRisicobeheer: Dutch independent insurance broker and risk advisor serving corporate and private clients with commercial insurance, risk management, and employee benefits advisory. A direct mid-market comparable to Vanbreda in scale and service mix within the Netherlands.
• Lockton: Independent global insurance broker and Vanbreda's Lockton Global network partner for cross-border client service. Both operate as independent brokers with multinational reach, and Lockton provides Vanbreda the international distribution channel for Dutch-headquartered clients with foreign operations.
• BHBullion: Dutch insurance broker with a focus on corporate and SME commercial insurance placement and risk advisory. Comparable to Vanbreda as a mid-sized independent Dutch broker serving business clients with similar placement and advisory services.
• Klap Verzekeringsmakelaar: Dutch independent insurance broker providing commercial and personal lines placement plus risk advisory. A close independent-broker comparable to Vanbreda in terms of customer mix (businesses, entrepreneurs, private individuals) and advisory-led distribution.
• Hekkelman Verzekeringen & Risicobeheer: Dutch independent insurance broker and risk management firm advising businesses and individuals across commercial insurance, liability, and employee benefits. Closely comparable to Vanbreda in independent advisory positioning and mid-sized Dutch scale.

Broad incumbents

• Marsh (Netherlands): Global insurance broker and risk advisor under Marsh McLennan, with established Dutch operations covering commercial insurance brokerage, risk consulting, and employee benefits. Overlaps with Vanbreda on risk management advisory and commercial placement but at multinational scale.
• Aon (Netherlands): Global insurance and risk advisory firm with a substantial Dutch operation offering brokerage, risk management, and benefits consulting. Directly comparable in product breadth (commercial insurance, employee benefits, risk advisory) but operates at vastly larger scale across multiple lines as part of a global portfolio.
• Willis Towers Watson (WTW, Netherlands): Global advisory, broking, and solutions firm with strong Dutch presence in risk and insurance brokerage plus pension and benefits consulting. Closely comparable on pension advisory (overlapping Vanbreda's RPA-certified offering) and commercial insurance placement.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/vanbreda-risk-&-benefits-b.v.

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Vanbreda Risk & Benefits B.V. (Netherlands)