Volksbank Ötscherland eG

What Volksbank Ötscherland eG does

Volksbank Ötscherland eG is a small Austrian cooperative bank headquartered in Wieselburg, Lower Austria, founded in 1981 and operating under the legal form of an eingetragene Genossenschaft (registered cooperative). It serves retail and small-business customers in the Ötscherland region of Lower Austria, delivering standard cooperative banking products — deposit accounts, payment services, household and SME lending, and member-oriented financial services — through a local branch model supported by the broader Volksbank Austria cooperative banking infrastructure.

With only 8 listed employees, the entity operates at a community-bank scale rather than as an independent digital or product-led institution. Its revenue mechanics are typical of Austrian Volksbanken local cooperatives: net interest income from deposits and loans, supplemented by transaction fees and commission income from member services, with profitability flowing through the cooperative's retained earnings and member distributions. No proprietary technology stack, product pipeline, digital platform, or distribution channel is disclosed in the available source data, and the public website (vboe.at) returned only a loading/verification page at capture, providing no further operational detail.

The institution's strategic positioning is structurally anchored in three features: its Volksbank brand affiliation, which provides shared infrastructure and regulatory standing; its geographically defined cooperative membership base in the Ötscherland region; and its member-owned governance model characteristic of the eingetragene Genossenschaft form. Information gaps in the input data — no disclosed financials, no management roster, no product catalog, no headcount trend — limit deeper inference on operational performance or trajectory.

Name

Volksbank Ötscherland eG

Legal name

Volksbank Ötscherland eG

Website

https://vboe.at

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Volksbank Ötscherland eG is a small Austrian cooperative bank founded in 1981 and headquartered in Wieselburg, Lower Austria, serving retail and SME customers in the Ötscherland region through the Volksbank Austria cooperative network.

Ownership category

akta.pro rank

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Core offering

Volksbank Ötscherland eG is a registered cooperative bank (eingetragene Genossenschaft) headquartered in Wieselburg, Lower Austria, providing retail banking and member-focused financial services to individuals and local customers in the Ötscherland region of Austria.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights1 record

Direct peers

• Volksbank Kärnten eG: Another Volksbank cooperative under the Austrian Volksbanken Verbund, operating in Carinthia. Same cooperative banking model and product set, providing a clean size-and-model comparable.
• Volksbank Niederösterreich AG: Another Austrian Volksbank cooperative serving Lower Austria. Closely comparable in legal form (Genossenschaft), target customer base (regional retail/SME), and product offering, and likely shares infrastructure via the Volksbanken Verbund.
• Volksbank Steiermark eG: Regional Volksbank cooperative in a different Austrian state but with the same legal form, member-owned structure, and community banking model. Useful benchmark for performance of similarly sized Volksbank cooperatives.
• Raiffeisenbank Region Wieselburg eGen: A Raiffeisen cooperative bank operating in the same Wieselburg region. Identical legal form (eGen), nearly identical customer proposition (local retail and SME banking), and direct head-to-head competitor for deposits and loans.

Broad incumbents

• Raiffeisen Bank International AG: Head of the Austrian Raiffeisen cooperative banking group. Competes with the Volksbank cooperative network across retail and SME banking in Austria and serves as the central refinancing counterparty for local Raiffeisen cooperatives.
• UniCredit Bank Austria AG: Large universal bank with extensive Austrian retail and SME franchise. Competes head-on in Lower Austria and is representative of the listed-bank competitive set against small cooperative banks.
• BAWAG Group AG: Major Austrian retail and SME bank with strong digital franchise. Competes in the same Lower Austrian retail and SME market through branch and online channels, and represents the digital-banking competitive threat.
• Erste Group Bank AG: Largest retail bank group in Austria with dense branch coverage across Lower Austria. Competes directly with Volksbank Ötscherland eG for retail and SME deposits and loans, but at vastly greater scale and with a full digital product suite.

Regional players

• Raiffeisenlandesbank Niederösterreich-Wien AG: Central institution of the Raiffeisen cooperative banking group in Lower Austria and Vienna. Operates at significantly larger scale in the same regional deposit/lending market and acts as the wholesale/refinancing counterparty for local Raiffeisen banks competing against Volksbank Ötscherland.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/volksbank-%C3%B6tscherland-eg

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Volksbank Ötscherland eG