Allianz Agentur Schäfer

What Allianz Agentur Schäfer does

Allianz Agentur Schäfer is a local insurance and financial services agency in Hanau am Main, Hesse, operating within the Allianz Beratungs- und Vertriebs-AG exclusive agency distribution network (Ausschließlichkeitsvertrieb) in Germany. It is one of more than 7,000 Allianz agency locations across the country and sits beneath Allianz SE, the Munich-headquartered global insurance and asset management group (Frankfurt ticker: ALV) whose roots trace to 1890. The agency serves both private individuals (Privatkunden) as the primary segment and business customers (Firmenkunden) as the secondary segment, distributing the full Allianz product range.

The product portfolio is comprehensive and includes vehicle insurance, home contents and building insurance, private liability, legal expenses insurance, private and supplementary health insurance, long-term care insurance, accident insurance, occupational disability coverage, term life and funeral expense insurance, pet insurance (dogs, cats, horses), and retirement products (Riester, Rürup, and company pensions). Business-facing offerings include commercial liability, cyber insurance, D&O, transport, occupational pensions, and company health insurance. Banking and investment products (investment funds, savings plans, SchatzBrief, ParkDepot) and construction financing are also distributed. The supporting technology layer consists of the Meine Allianz online customer portal for contract and claims self-service, video consultation infrastructure, integrated booking via bookingtime GmbH, and location search via Google Maps and YouTube-embedded educational content.

Revenue is generated entirely through commissions and additional compensation embedded within insurance premiums, as disclosed in the impressum ("Vergütung durch Provisionen und Zusatzvergütungen aus Ausschreibungen"). The go-to-market is field-sales driven through personal consultation (in-person, phone, live chat, video), with digital channels (Meine Allianz portal, social media) for top-of-funnel acquisition and post-sale servicing. For investment and financial instrument distribution, the agency operates as a contractually tied agent (vertraglich gebundener Vermittler) under §2(10) KWG, exclusively under the liability of Fondsdepot Bank GmbH.

Name

Allianz Agentur Schäfer

Legal name

Allianz Beratungs- und Vertriebs-AG

Website

https://vertretung.allianz.de

Company type

Public

Founded year

1890

Operating status

Operating

Headcount range

11–50 employees

Short description

Allianz Agentur Schäfer is a local German insurance agency within the Allianz Beratungs- und Vertriebs-AG network, distributing personal and commercial insurance, retirement, and financial products to individuals and small businesses through commission-based sales and the Meine Allianz digital portal.

Ownership category

akta.pro rank

Headquarters

HQ city

Hanau am Main, Hesse

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Revenue is generated through commissions and additional compensation from insurance premiums. As an insurance agent representing Allianz insurance companies, the agency earns commissions included in insurance premiums. The impressum states 'Vergütung durch Provisionen und Zusatzvergütungen aus Ausschreibungen (jeweils in der Versicherungsprämie enthalten).' Compensation comes from life insurance, property/casualty insurance, health insurance, and financial products.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Allianz Agentur Schäfer is a local Allianz insurance agency that distributes personal insurance (auto, home, liability, health, legal expenses, accident, travel, pet), life and retirement products (term life, occupational disability, private pensions, Riester/Rürup), business insurance (cyber, D&O, transport), and investment/banking products (construction financing, investment funds, savings plans). The agency is compensated through commissions and additional compensation included in insurance premiums. Customers access the agency locally, by phone, via live chat, through video consultation, or via the Meine Allianz online portal.

Product overview

Allianz Agentur Schäfer offers a comprehensive insurance and financial services portfolio through a network of over 7,000 agencies across Germany. The core offering consists of personal insurance products (auto, home, health, liability, legal protection, accident), retirement and pension solutions (occupational disability, life insurance, funeral expenses, private pensions), pet insurance (dogs, cats, horses), and business insurance (cyber, D&O, transport). The company also provides banking products (construction financing, investment funds, savings plans) and operates the 'Meine Allianz' online customer portal. The portfolio follows a multi-brand/module architecture where customers can purchase individual products or bundled packages, with supplementary add-ons like bicycle insurance, boat insurance, and the Allianz advantage program.

Differentiator

Problem solved

Functional benefit

Products and services

• Kfz-Versicherung (Vehicle Insurance) Vehicle insurance covering liability, partial coverage, and full coverage for cars, including specialized options for electric vehicles and classic/oldtimer vehicles. For private motor vehicle owners in Germany.
• Hausratversicherung (Home Contents Insurance) Home contents insurance protecting personal belongings within the household against theft, damage, and other specified risks. For private households.
• Wohngebäudeversicherung (Residential Building Insurance) Building insurance covering damage to residential buildings, including protection against elemental damages through additional elemental coverage. For homeowners.
• Private Haftpflichtversicherung (Private Liability Insurance) Private liability insurance protecting against claims from third parties for bodily injury or property damage, including family liability and student-specific variants. For private individuals and families.
• Rechtsschutzversicherung (Legal Expenses Insurance) Legal expenses insurance covering legal costs and representation, with variants for traffic law, family matters, landlord disputes, and real estate. For private individuals.
• Private Krankenversicherung (Private Health Insurance) Private health insurance providing comprehensive medical coverage, including for civil servants (Behilfe), with supplementary health insurance options for dental, hospital, and daily sickness benefits. For individuals seeking full private health coverage.
• Krankenzusatzversicherung (Supplementary Health Insurance) Supplementary health insurance adding coverage for dental treatments, hospital stays, and daily sickness benefits on top of statutory insurance. For statutorily insured individuals seeking additional coverage.
• Pflegeversicherung (Long-Term Care Insurance) Long-term care insurance providing financial protection for care needs, including state-subsidized Pflege-Bahr, supplementary care insurance, and pension-style care plans. For individuals planning for long-term care needs.
• Auslandskrankenversicherung (Foreign Travel Health Insurance) Foreign travel health insurance covering medical expenses incurred while traveling abroad. For travelers.
• Reiserücktrittsversicherung (Travel Cancellation Insurance) Travel cancellation insurance reimbursing costs if a trip must be canceled or interrupted. For travelers.
• Berufsunfähigkeitsversicherung (Occupational Disability Insurance) Occupational disability insurance providing income protection if the insured becomes unable to work due to illness or accident. For working individuals.
• Unfallversicherung (Accident Insurance) Accident insurance providing financial compensation for injuries sustained in accidents, with family and child-specific variants available. For individuals and families.
• Altersvorsorge / Private Rentenversicherung (Private Pension / Retirement Insurance) Private pension insurance providing retirement income, including Riester-Rente, Rürup-Rente, and company pension schemes (Betriebliche Altersversorge). For individuals and employees planning for retirement.
• Risikolebensversicherung (Term Life Insurance) Term life insurance providing a lump sum benefit to beneficiaries upon death, including specialized versions for people with diabetes. For individuals seeking life cover for dependents.
• Sterbegeldversicherung (Funeral Expense Insurance) Funeral expense insurance covering burial and funeral costs to relieve family members of financial burden. For individuals planning end-of-life expenses.
• Tierkrankenversicherung (Pet Health Insurance) Pet health insurance covering veterinary costs for dogs, cats, and horses, including surgery coverage and liability insurance for pet owners. For pet owners.
• Baufinanzierung (Real Estate Financing) Real estate financing services including construction financing, follow-up financing, and specialized products for BestAger (seniors). For property buyers and homeowners.
• Cyberversicherung (Cyber Insurance) Cyber insurance protecting businesses against digital threats, data breaches, and cyberattack-related losses. For business customers.
• Betriebliche Krankenversicherung (Company Health Insurance) Company health insurance providing employers with a cost-effective way to offer additional health benefits to employees. For business customers seeking employee benefits.
• Investmentfonds / Fondssparplan (Investment Funds & Savings Plans) Investment fund products and systematic savings plans for building wealth over time. For individuals and businesses seeking investment products, distributed under the liability of Fondsdepot Bank GmbH.
• Meine Allianz (Online Customer Portal) Online customer portal providing access to contracts, communication, data management, insurance checks, retirement planning tools, and benefit programs. For Allianz policyholders.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• Meta Platforms Ireland (Facebook, Instagram)minorGTM or Marketing PartnerAllianz maintains corporate pages on Facebook and Instagram for brand presence and customer engagement. Meta provides page insights data for analytics. Data processing follows Meta's privacy policies.
• LinkedIn Ireland Unlimited CompanyminorGTM or Marketing PartnerAllianz operates a LinkedIn company page for professional networking, employer branding, and B2B marketing. Page analytics provided for performance measurement.
• New Work SE (XING)minorGTM or Marketing PartnerAllianz maintains a XING professional network presence for employer branding and professional customer engagement in the German market.
• TikTok Technology LimitedminorGTM or Marketing PartnerAllianz maintains a TikTok profile for brand awareness and engagement with younger audiences. Subject to TikTok's data processing policies.
• pso vertriebsprogramme GmbHminorGTM or Marketing PartnerPartner for the 'Allianz Empfehlen' (Allianz Recommend) customer referral program. Handles referral program processing and data management.
• KVM ServicePlus Kunden- und Vertriebsmanagement GmbHminorImplementation/ SI/ Consulting PartnerAllianz Group subsidiary providing sales and customer service support, including telephone service when agency offices are closed. Part of internal Allianz service ecosystem.
• Kunde und Markt GmbHminorImplementation/ SI/ Consulting PartnerAllianz Group subsidiary supporting website operation and contact inquiry processing. Part of internal Allianz service infrastructure.
• Fondsdepot Bank GmbHcoreOEM/ Whitelabel/ Licensing PartnerContractually bound agent (vertraglich gebundener Vermittler) for investment products, insurance fund products, and financial instruments under KWG regulations. Operates exclusively under the liability of Fondsdepot Bank GmbH.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• CHECK24 Vergleichsportal: Germany's leading multi-carrier insurance comparison platform; competes for the same end customers via a self-service digital channel that bypasses agents. Relevant as a structural alternative to the tied-agent model on commoditized lines.

Direct peers

• Signal Iduna Gruppe: Operates a tied exclusive-agent model focused on personal, health, and commercial lines, often via craft/trade and SME channels. Comparable agency structure and customer profile.
• R+V Versicherung AG: Germany's second-largest insurer by premium income, running an extensive tied-bank-and-agent distribution network for personal and commercial lines. Closely comparable in agency economics and product mix.
• ERGO Beratung & Vertrieb AG: ERGO's tied-agent distribution arm in Germany, running an exclusive agency network structurally identical to Allianz's model. Operates under the same Ausschließlichkeitsvertrieb concept and competes for the same local-advisory insurance customer.
• HUK-COBURG Versicherungsgruppe: Operates one of Germany's largest tied-agent networks selling HUK-COBURG products, with comparable multi-line personal and small-commercial offerings. Directly competes for the same regional agent-share.
• Zurich Gruppe Deutschland: German arm of Zurich Insurance with a tied exclusive-agent distribution network selling personal and commercial products. Closely parallels Allianz's agency-based distribution model.
• Generali Deutschland AG: Operates a tied exclusive-agent distribution model in Germany with a comparable multi-line insurance portfolio. Competes head-to-head with Allianz agents in the same German regions.
• Debeka Versicherungsverein: Largest German mutual insurer with a regional tied-agent model (particularly strong in southern/western Germany) selling personal lines comparable to Allianz's portfolio. Directly comparable in agent-channel economics.
• VHV Versicherungen: Tied-agent insurer particularly strong in personal liability, auto, and commercial lines for trades and SMEs. Comparable multi-line agency model and customer segments.
• AXA Konzern AG (Germany): German arm of AXA running a tied exclusive-agent model across personal and commercial lines, structurally analogous to Allianz Agentur Schäfer in products, sales motion, and customer segments.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/allianz-generalvertretung-sch%C3%A4fer

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allianz Agentur Schäfer