VGT Corretora de Seguros

What VGT Corretora de Seguros does

VGT Corretora de Seguros Ltda. (CNPJ 10.250.094/0001-00) is a privately held Brazilian insurance brokerage (sociedade limitada) headquartered in Ribeirão Preto, São Paulo, operating under the brand VGTseg. The company functions as an intermediary between insurance buyers and a broad panel of 15+ insurance carriers — including Allianz, Bradesco Seguros, Porto Seguro, HDI, Tokio Marine, Mapfre, Itaú Seguros, Liberty, Azul, SulAmérica, Sura, Argo, and Omint — and earns transaction commissions on policies brokered. VGT distributes a portfolio of 10 insurance products spanning automobile, business, fleet, life, residential, civil liability, private pension, consortium savings groups, real estate guarantees, and real estate insurance, targeted at individual consumers and SMBs in the São Paulo state market.

The firm's technology stack centers on an internal KSI (Sistema KSI) calculation platform used alongside third-party multicálculos comparison systems to generate comparative quotes across carriers. Distribution is multi-channel: a website (vgtseg.com.br) with online quote-request forms, dedicated phone lines, WhatsApp business contact, and in-person consultations at the Ribeirão Preto office in Ed Spasse Office building. Digital marketing analytics are tracked via Google Analytics and Facebook Pixel cookies.

VGT operates under SUSEP (Superintendência de Seguros Privados) regulatory oversight via Circular 74 and is LGPD-compliant under Lei 13.709/2018. The company is led by Diretor Geral Gustavo Gouvêa Tozzo and operates with approximately 11 employees. No institutional investment, M&A activity, or external funding has been disclosed; the firm is closely held with no parent entity. Revenue is generated exclusively through commission income on brokered insurance premiums, with no disclosed pricing tiers or subscription model.

Name

VGT Corretora de Seguros

Legal name

VGT Corretora de Seguros Ltda.

Website

https://vgtseg.com.br

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

VGT Corretora de Seguros is a privately held Brazilian insurance brokerage headquartered in Ribeirão Preto, São Paulo. It distributes 10 insurance lines through 15+ carrier partnerships to individual consumers and SMBs via online, phone, WhatsApp, and in-person channels, earning commission on brokered premiums.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industries

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Insurance brokerage services
• Multi-line insurance
• Commercial insurance
• Personal insurance
• Insurance intermediation

Headquarters

HQ city

Ribeirão Preto

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Insurance Commission: VGT earns commissions from insurance companies (seguradoras) for policies sold. As an intermediary broker, they receive a percentage of each insurance policy premium as compensation for bringing customers to the insurance providers.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels3 records

Core offering

VGT Corretora de Seguros is a multi-line Brazilian insurance brokerage that intermediates between customers and 15+ major insurance companies (Allianz, Bradesco Seguros, Porto Seguro, Itaú Seguros, HDI, Tokio Marine, Mapfre, Liberty, SulAmérica, Sura, Azul, Argo, Omint) to offer and place insurance policies. The brokerage distributes 10 distinct insurance and financial products—automobile, business, fleet, life, residential, civil liability, private pension, consortium, real estate guarantee, and real estate insurance—using its internal KSI calculation system and website-based quote platform to deliver comparative quotes and process policies.

Product overview

VGT Corretora de Seguros is a multi-line insurance brokerage offering a portfolio of insurance and financial products. The core offering consists of 10 distinct insurance products: automobile, business, fleet, life, residential, civil liability, private pension (previdência privada), consortium savings groups, real estate guarantees (including rental security deposits and capitalization), and real estate insurance. The company acts as an intermediary between clients and insurance companies, using an internal KSI calculation system and multi-calculation platforms to provide comparative insurance quotes. Products are distributed through an online platform allowing customers to purchase insurance directly, supplemented by phone and WhatsApp support. The company partners with multiple insurance carriers including Allianz, Bradesco, Porto Seguro, HDI, Tokio Marine, Mapfre, Itaú, Liberty, Azul, Sulamérica, Sura, Argo, and Omint.

Differentiator

Problem solved

Functional benefit

Products and services

• Automobile Insurance (Seguro de Automóvel) Automobile insurance coverage for vehicles, providing protection against accidents, theft, and damage. Targeted at individual vehicle owners in Brazil.
• Business Insurance (Seguro Empresarial) Business insurance coverage designed to protect companies against property damage, liability, and operational risks. Targeted at small and medium businesses in Brazil.
• Fleet Insurance (Seguro de Frotas) Fleet insurance coverage for businesses with multiple vehicles, providing consolidated protection and management for company vehicle fleets. Targeted at commercial fleet operators in Brazil.
• Life Insurance (Seguro de Vida) Life insurance coverage providing financial protection for individuals and families in case of death or critical illness. Targeted at individual consumers and families in Brazil.
• Residential Insurance (Seguro Residencial) Home insurance coverage protecting residential properties against damage, theft, and natural disasters. Targeted at homeowners in Brazil.
• Civil Liability Insurance (Seguro de Responsabilidade Civil) Civil liability insurance covering legal obligations arising from damages caused to third parties in professional or personal contexts. Targeted at professionals, businesses, and individuals needing third-party liability protection in Brazil.
• Private Pension (Previdência Privada) Private pension plan offering long-term savings and investment products for retirement planning. Targeted at individuals in Brazil planning retirement savings accumulation.
• Consortium Savings (Consórcio) Consortium savings groups enabling participants to pool resources for acquiring assets such as vehicles or real estate through periodic installments without interest charges. Targeted at individuals and businesses seeking asset acquisition financing in Brazil.
• Real Estate Guarantee Insurance (Seguro Garantias Imobiliárias) Real estate guarantee insurance including rental security deposits (fiança locatícia) and capitalization products for property-related financial guarantees. Targeted at property owners, landlords, and tenants in Brazil.
• Real Estate Insurance (Seguro Imobiliário) Real estate insurance coverage for property owners and real estate professionals against property-related risks and liabilities. Targeted at property owners and real estate professionals in Brazil.

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature2 records

Partnerships

15 partnerships are on record, tiered core.

• AllianzcoreOthersMajor international insurance company partnered with VGT to offer insurance products. Allianz provides 24-hour assistance through dedicated phone lines (4090 1110 for capitals/metropolitan areas, 0800 777 7243 for other regions).
• Argo SeguroscoreOthersBrazilian insurance company offering various insurance products through VGT's broker network.
• Azul SeguroscoreOthersInsurance provider partnered with VGT. Provides 24-hour assistance at 4004 3700 for capitals, 0300 123 2985/0800 703 0203 for other regions, and +55 (11) 3366 2986 for Mercosur.
• BradescocoreOthersMajor Brazilian financial services company offering insurance products. Provides 24-hour assistance at 4004 2757 (capitals/metropolitan) and 0800 701 2757 (other regions).
• Bradesco SaúdecoreOthersHealth insurance subsidiary of Bradesco, offering health insurance products through VGT's broker network.
• HDI SeguroscoreOthersInternational insurance company with Brazilian operations. Contact: 3003 5390 (metropolitan), 0800 434 4340, +55 11 4133 6636.
• Itaú SeguroscoreOthersInsurance arm of major Brazilian bank Itaú. Provides 24-hour assistance at 3003 1010, 0800 720 1010 (other locations), and 55 11 2504 0456 (Argentina, Paraguay, Uruguay).
• Liberty SeguroscoreOthersInternational insurance company operating in Brazil. Provides 24-hour assistance at 0800 701 4120 (national territory).
• Mapfre SeguroscoreOthersMajor Spanish insurance company with significant Brazilian presence. Contact: 4002 1000, 0800 775 1000 (other locations).
• Omint Saúde e SeguroscoreOthersHealth insurance and wellness company offering health insurance products through VGT's network.
• Porto SegurocoreOthersMajor Brazilian insurance company. Contact: 333 76786 (Grande São Paulo and Grande Rio), 4004 76786, 0800 727 0800, +55 11 3366 3189.
• Sulamérica SeguroscoreOthersMajor Brazilian insurance provider. Contact: 4090 1012, 0800 777 1012, +55 (11) 4334 959.
• Sulamérica SaúdecoreOthersHealth insurance subsidiary of Sulamérica offering health insurance products.
• Sura SeguroscoreOthersInsurance company operating in Latin America, offering various insurance products through VGT.
• Tokio MarinecoreOthersMajor Japanese insurance company with Brazilian operations. Contact: 0800 31 86546.

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• SulAmérica Seguros: SulAmérica is a major Brazilian insurer and benefits provider with health and P&C lines. A carrier partner of VGT, it competes with VGT's brokerage through its own proprietary distribution and large-niche products, particularly in health (VGT also distributes SulAmérica Saúde).
• Brasilseg (BB Seguros): Brasilseg is Banco do Brasil's insurance distribution arm and one of Brazil's largest corretoras, distributing life, auto, residential and other personal lines via bank channels. Adjacent to VGT's model of multi-line retail brokerage, but with bank-channel scale that VGT does not have.
• Porto Seguro: Porto Seguro is both an insurer and one of Brazil's largest insurance distributors (auto, home, life, business). Listed as a strategic carrier partner of VGT, but also a competitor via its proprietary direct and broker channels targeting the same retail and SMB customers.
• Bradesco Seguros: Bradesco Seguros is the insurance arm of Banco Bradesco, distributing auto, life, health and P&C products through bank channels and proprietary broker force. A VGT carrier partner (Bradesco + Bradesco Saúde) that also competes via its own captive distribution.
• XP Corretora de Seguros (XP Inc.): XP's insurance brokerage distributes personal and commercial lines as part of its broader financial-services platform. Comparable to VGT as a multi-line broker with multi-carrier placement, but anchored inside a much larger distribution and investment ecosystem and therefore not niche-positioned like VGT.

Emerging players

• Akko: Akko is a digital-first insurtech specializing in gadget and device protection sold via embedded channels. Comparable to VGT in the sense that both are intermediating third-party carrier products through digital flows, though Akko operates in a much narrower product niche and a different geography (US/Sweden vs Brazil).

Direct peers

• Wiz Soluções Corretora de Seguros: Wiz is one of Brazil's largest multi-line insurance brokerages (originally affiliated with Banco do Brasil). It is comparable to VGT because both are corretoras placing retail and commercial lines with multiple insurance carriers; the key difference is scale — Wiz operates nationally with thousands of brokers versus VGT's localized single-office footprint.
• 180 Seguros: 180 Seguros is a Brazilian digital-first insurance broker offering multi-line comparison and bind-online experiences for individuals and SMBs. Directly comparable to VGT's mix of online quote forms + multi-carrier comparison + assisted WhatsApp/phone sales, but with a much stronger UX layer and D2C brand.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/vgt-corretora-de-seguros

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about VGT Corretora de Seguros