Weck, Aeby Risk Management SA

What Weck, Aeby Risk Management SA does

Weck, Aeby Risk Management SA, doing business as WA Risk Solutions SA, is a Swiss independent insurance brokerage founded in 2004 and headquartered in Broc (Canton of Fribourg), with a second office in Sion (Canton of Valais). The firm is FINMA-authorized and CICERO-certified, allowing it to operate as a non-tied insurance intermediary across the Suisse romande region. It serves two primary client segments — individuals (Particuliers) and SMEs (Entreprises) — with a third non-primary line covering pension and financial planning (Prévoyance).

The company's core product offering spans personal insurance (liability, household, vehicles, legal protection), business insurance (occupational accident, professional liability, property, fleet, cyber), and pension/financial planning (retirement, mortgage financing, life insurance, 3rd pillar). The underlying technology stack is a relatively simple web-based client service platform featuring online claim and declaration forms for accidents, vehicle damage, liability, work incapacity, and LPP personnel mutations — functionality that supports client self-service rather than proprietary AI or data-driven underwriting. The product portfolio is homogeneous in distribution: all three lines are delivered through the same broker relationship, with shared administrative infrastructure and claims management.

The business model is primarily commission-based: as an independent broker, WA Risk Solutions is remunerated by Swiss insurance carriers for policies placed, with most services free to the end client. A secondary fee-for-service stream applies to specific planning engagements (e.g., detailed retirement planning and advanced financial advice), with fees quoted upfront. The go-to-market is sales-led and relationship-driven, anchored by walk-in office consultations, the corporate website, and referrals in the local Suisse romande market. With 7 employees, two offices, and over two decades of operation, the firm functions as a regional lifestyle brokerage rather than a scaling platform.

Name

Weck, Aeby Risk Management SA

Legal name

WA Risk Solutions SA

Website

https://wa-riskmanagement.ch

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

Weck, Aeby Risk Management SA (WA Risk Solutions SA) is an independent FINMA-licensed Swiss insurance brokerage founded in 2004, serving individuals and SMEs across French-speaking Switzerland with personal, business, and pension insurance from offices in Broc and Sion.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

• Independent insurance brokerage
• Personal insurance advisory
• Commercial insurance brokerage
• Pension financial planning
• Claims management services

Headquarters

HQ city

Broc

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Broker Commission: As an independent broker, WA Risk Solutions SA receives commissions from insurance companies for policies placed. This is the standard broker compensation model in Switzerland where insurers pay broker fees, meaning most services are free for clients.
2. Fee-for-Service Planning: Specific services such as detailed retirement planning or advanced financial advice may be billed as clear upfront fees communicated in advance, separate from insurance commissions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

WA Risk Solutions SA is an independent FINMA-licensed and CICERO-certified insurance brokerage advising individuals and SMEs on private insurance (liability, household, vehicles, legal protection), business insurance (occupational accident, professional liability, property, fleet, cyber), and pension/financial planning (retirement, mortgage financing, life insurance, pillar 3a). The firm compares offers from the majority of Swiss insurers, places coverage, and provides ongoing administrative support including claims handling and portfolio management.

Product overview

WA Risk Solutions SA operates as an independent insurance brokerage platform offering three integrated service lines: Personal Insurance (Particuliers), Business Insurance (Entreprises), and Pension & Financial Planning (Prévoyances). The platform functions as a unified advisory service where all three product categories share common administrative infrastructure, claims management capabilities, and regulatory certifications (FINMA and CICERO). Clients access coverage optimization and claims handling across all product lines through a single broker relationship, with the company comparing offerings from multiple Swiss insurers to deliver neutral, tailored recommendations.

Differentiator

Problem solved

Functional benefit

Products and services

• Particuliers (Personal Insurance)

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Swiss Insurance Companies (General)coreOthersWA Risk Solutions collaborates with the majority of Swiss insurance companies as an independent broker. This allows them to objectively compare and recommend the best coverage options for clients without being tied to any single insurer. The company is not exclusive to any insurer, maintaining full independence.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Emerging players

• FinanceScout24: Swiss financial and insurance comparison portal offering online quotes and policy comparisons across personal lines. Comparable as a digital distribution channel that competes with WA's human advisory model for straightforward insurance products.
• Comparis: Switzerland's leading insurance and financial services comparison platform that enables consumers to compare and switch insurance and finance products online. Comparable as a digital-native alternative channel that threatens WA's traditional broker-led advisory for standardized personal lines like auto, household, and legal protection.
• MoneyPark: Leading Swiss mortgage and real-estate financing broker combining digital tools with human advisory. Comparable as a Swiss financial advisory and brokerage platform that overlaps with WA's mortgage financing and pension/financial planning (Prévoyances) services.

Broad incumbents

• AXA Switzerland: One of the largest insurance providers in Switzerland offering personal, commercial, and pension products through tied and broker channels. Comparable as a major incumbent whose products WA brokers and with whom it competes for SME and individual client mindshare.
• Baloise Group: Major Swiss insurance group offering property, liability, life, and pension products with a strong broker distribution arm. Comparable as an established insurance market participant whose products WA places and whose captive distribution channels compete with WA's independent advisory.
• Groupe Mutuel: Major Swiss insurance and health group with deep roots in Suisse romande and a strong individual and SME offering. Comparable as a regional incumbent that WA competes against for advisory trust, while also being one of the carriers WA places business with.
• Zurich Insurance Switzerland: Leading Swiss insurer serving personal and commercial lines with significant broker and direct distribution. Comparable as a major incumbent in the same Swiss insurance market where WA operates as an independent broker.
• La Mobiliar: Major Swiss mutual insurer with broad coverage across personal, business, and pension products throughout all Swiss language regions including Suisse romande. Comparable as a large incumbent competing for the same individual and SME insurance and pension wallet that WA serves.
• Allianz Suisse: Major Swiss insurance company with broad personal, commercial, and life insurance offerings. Comparable as a large insurance market participant whose products WA brokers and whose tied distribution competes with WA's independent advisory model.
• Helvetia Insurance: Major Swiss insurance group offering personal and business lines with active broker partnerships. Comparable as an established Swiss insurance incumbent and one of the carriers WA places business with.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/weck-aeby-risk-management

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Weck, Aeby Risk Management SA