AG2R LA MONDIALE Épargne patrimoniale
AG2R LA MONDIALE Épargne patrimoniale is the wealth insurance business unit of the AG2R LA MONDIALE mutual group, providing cross-border life insurance, investment solutions, and prévoyance products to high-net-worth individuals, business owners, and internationally mobile clients across eight European geographies via an intermediated distribution network of 200+ partners.
- Company typePrivate
- Founded1975
- HeadquartersParis, France
- Headcount101–250
- GTM typeB2C
- OfferingServices
What AG2R LA MONDIALE Épargne patrimoniale does
AG2R LA MONDIALE Épargne patrimoniale is the wealth insurance business unit of the mutual insurance group AG2R LA MONDIALE, operating through two core subsidiaries: La Mondiale Partenaire (France, established ~1975) and La Mondiale Europartner (Luxembourg, 30+ years, plus a 25+ year Italian branch in Milan). The unit serves high-net-worth individuals, business owners, and internationally mobile clients across France, Luxembourg, Italy, Belgium, Switzerland, Monaco, Portugal, and New Caledonia, with cross-border wealth structuring, estate planning, and life insurance products tailored under multiple legal frameworks.
Core products include the Life Mobility Evolution suite (multi-jurisdictional life insurance with a Portugal-specific variant launched November 2024), diversified wealth insurance (free management, profiled management, discretionary mandates, advisory management), a wide investment universe spanning euro-denominated funds, unit-linked funds, structured products, ESG funds, and private equity, plus prévoyance/protection solutions (key person insurance, borrower protection, inheritance planning) and the PER individual retirement plan for self-employed professionals. Technology infrastructure centres on three digital platforms — WINPART (partner portal), MyLMEP (Luxembourg policyholder portal), and Digivie (France partner/policyholder portal) — supported by a comprehensive API catalogue covering data access, transaction submission, status tracking, and document provision. The Luxembourg Triangle of Security regulatory framework provides legal and physical asset separation with super-privilege protection.
The business model is intermediated distribution through 200+ partners (independent private banks, retail banks, asset managers, CGPs, family offices, pure internet players) and 100+ custodian banks, with revenue generated through insurance premium collection and management fees on €61.389 billion in mathematical provisions. The unit reports €5.802 billion in gross inflows within a Group that posted €13.1 billion revenue, €188 million net profit, €8.1 billion own funds, and a 181% Solvency II ratio as at 31/12/2025. S&P Global Ratings affirmed 'A' with stable outlook for the third consecutive year in February 2026.
AG2R LA MONDIALE Épargne patrimoniale firmographics
Firmographics- Name
- AG2R LA MONDIALE Épargne patrimoniale
- Legal name
- GIE LA MONDIALE GROUPE
- Website
- https://winpart.ag2rlamondiale.com
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- AG2R LA MONDIALE Épargne patrimoniale is the wealth insurance business unit of the AG2R LA MONDIALE mutual group, providing cross-border life insurance, investment solutions, and prévoyance products to high-net-worth individuals, business owners, and internationally mobile clients across eight European geographies via an intermediated distribution network of 200+ partners.
- Ownership category
- akta.pro rank
AG2R LA MONDIALE Épargne patrimoniale industry classification
Industry- Product category
- Wealth Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113), Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940), Finance and Insurance (52)
- SIC
- Life Insurance (6311), Insurance Agents, Brokers & Service (6411), Investment Advice (6282)
- akta.pro primary industry
- Variable Universal Life (VUL) Insurance (FSAIABAD)
- akta.pro secondary industries
- Annuities & Investment-Linked Insurance Solutions (Retail) (FSAAAAAM), Participating (Dividend) Whole Life Insurance (FSAIABAI), Retail Wealth & Bancassurance Distribution (Investment & Insurance via Bank) (FSABAAAJ), Insurance-Dedicated Multi-Manager Platforms (e.g., ILS / Cat Bond FoF) (FSAHAKAK)
Keywords
Where AG2R LA MONDIALE Épargne patrimoniale is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices4 records
Markets served
AG2R LA MONDIALE Épargne patrimoniale business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Life Insurance Premiums: Collection of insurance premiums from life insurance and capital redemption products, including both euro-denominated funds and unit-linked products. Revenue generated through premium collection and investment management fees.
- Management Fees: Fees earned from managing unit-linked funds, profiled management mandates, and discretionary management portfolios across diverse investment vehicles including structured products, real estate funds, ESG funds, and private equity funds.
- Protection Insurance Premiums: Revenue from personal protection, key person insurance, and borrower protection products providing capital in event of death or disability for high net worth individuals and business owners.
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
AG2R LA MONDIALE Épargne patrimoniale product offering
Product offeringCore offering
AG2R LA MONDIALE Épargne patrimoniale designs and distributes wealth insurance, life insurance, and personal protection solutions primarily for high net worth individuals across France, Luxembourg, Italy, Belgium, Switzerland, Monaco, and Portugal. Its products include euro-denominated and unit-linked life insurance, the Life Mobility Evolution multi-jurisdictional product family, financial investment solutions covering unit-linked funds, ESG, private equity, structured products, real estate, and tailored protection/prevoyance offerings. Distribution is 100% intermediated through 200+ wealth management partners including private banks, retail banks, independent wealth advisors (CGPs), family offices, asset managers, and pure internet players.
Product overview
AG2R LA MONDIALE Épargne patrimoniale is a wealth insurance business unit combining two complementary entities: La Mondiale Partenaire (France, nearly 50 years) and La Mondiale Europartner (Luxembourg, over 30 years with Italian branch). The offering centers on WINPART as the digital partner portal, supplemented by MyLMEP (Luxembourg policyholder platform) and Digivie (France partner/policyholder platform). Core products include wealth/life insurance (Life Mobility Evolution, unit-linked, general funds), financial investment solutions (funds, structured products, ESG), and protection/prévoyance solutions. The unit manages €5.802 billion in gross inflows and €61.389 billion in mathematical provisions, serving high net worth clients across France, Luxembourg, Italy, Belgium, Switzerland, Monaco, and New Caledonia.
Differentiator
Problem solved
Functional benefit
Brands
- WINPART: Digital platform for partners providing access to commercial and contractual documentation, subscription, arbitration, redemption and payment services.
- MyLMEP
- Digivie
- Life Mobility Evolution
- Life Mobility Evolution Portugal
Products and services
- Wealth Insurance Offering (Offre Épargne Patrimoniale)
- Financial Offering (Offre Financière)
- Protection / Prévoyance Solutions
Companies that use AG2R LA MONDIALE Épargne patrimoniale
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles2 records
AG2R LA MONDIALE Épargne patrimoniale technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
AG2R LA MONDIALE Épargne patrimoniale partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- AG2R LA MONDIALE Gestion d'ActifscoreInternal asset management entity of the AG2R LA MONDIALE Group providing investment vehicles and allocation advice for wealth insurance products. Develops SRI funds and manages full portfolio of financial and real estate assets compliant with Global Compact and UN SDGs.
Scale indicators12 records
Recent moves6 records
Expansion highlights5 records
AG2R LA MONDIALE Épargne patrimoniale competitors and assessment
Company assessmentMarket position
Strengths4 records
Weaknesses1 record
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
AG2R LA MONDIALE Épargne patrimoniale social profiles
Digital presenceAG2R LA MONDIALE Épargne patrimoniale financial estimates
Financial estimateRevenue estimate
Valuation estimate
AG2R LA MONDIALE Épargne patrimoniale leadership team
Management profileNumber of profiles
Profiles16 records
AG2R LA MONDIALE Épargne patrimoniale subsidiaries and ownership
Company hierarchySubsidiaries3 records
AG2R LA MONDIALE Épargne patrimoniale funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AG2R LA MONDIALE Épargne patrimoniale M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AG2R LA MONDIALE Épargne patrimoniale
What does AG2R LA MONDIALE Épargne patrimoniale do?
AG2R LA MONDIALE Épargne patrimoniale designs and distributes wealth insurance, life insurance, and personal protection solutions primarily for high net worth individuals across France, Luxembourg, Italy, Belgium, Switzerland, Monaco, and Portugal. Its products include euro-denominated and unit-linked life insurance, the Life Mobility Evolution multi-jurisdictional product family, financial investment solutions covering unit-linked funds, ESG, private equity, structured products, real estate, and tailored protection/prevoyance offerings. Distribution is 100% intermediated through 200+ wealth management partners including private banks, retail banks, independent wealth advisors (CGPs), family offices, asset managers, and pure internet players.
Is AG2R LA MONDIALE Épargne patrimoniale a public or private company?
AG2R LA MONDIALE Épargne patrimoniale is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was AG2R LA MONDIALE Épargne patrimoniale founded?
AG2R LA MONDIALE Épargne patrimoniale was founded in 1975. It employs 101 to 250 people.
Where is AG2R LA MONDIALE Épargne patrimoniale based?
AG2R LA MONDIALE Épargne patrimoniale is headquartered in Paris, France, in the Europe region.
How does AG2R LA MONDIALE Épargne patrimoniale make money?
Three revenue lines are on record. Life Insurance Premiums are the primary driver. The others are management Fees and protection Insurance Premiums.
Does AG2R LA MONDIALE Épargne patrimoniale have an API?
Yes. AG2R LA MONDIALE Épargne patrimoniale offers a comprehensive API catalogue with four key areas: (1) Access to data - exposing customer and contract data transmitted via trust files to populate partner client sites and adviser tools; (2) Submitting online requests - automated and secure transaction requests including subscription, partial and total surrender, arbitration, free and programmed payment; (3) Tracking status of requests - real-time information on transaction progress; (4) Provision of contractual documents - making all contractual documentation available. APIs enable industrialisation of exchanges between insurer and partner information systems in a secure manner. Partners include internet pure players who are particularly demanding on digital service quality. Developer documentation is at No public documentation URL found.
What industry is AG2R LA MONDIALE Épargne patrimoniale in?
AG2R LA MONDIALE Épargne patrimoniale's product category is Wealth Insurance. Its primary akta.pro industry code is FSAIABAD, Variable Universal Life (VUL) Insurance, with a secondary code of FSAAAAAM, Annuities & Investment-Linked Insurance Solutions (Retail). Its NAICS code is 52411 and its SIC code is 6311.