Yever

What Yever does

Yever is a Brazilian payment gateway and checkout platform serving 2,000+ e-commerce merchants, founded in 2021 and headquartered in Belo Horizonte, Minas Gerais (with legal address in Nossa Senhora das Graças, Paraná). The company operates as a vertically integrated payments processor, accepting credit cards (with D+2 and D+30 settlement options), PIX (Brazil's instant-payment rail), and Boleto Bancário, and resells anti-fraud, checkout, and growth tools to its merchant base. Its core technical platform combines a payment gateway, customizable checkout, an AI-powered fraud system, and a suite of conversion-oriented growth tools (Order Bump, Upsell, Cart Recovery, Tracking, multi-store management via Infinity Stores).

The company's commercial model is a per-transaction take-rate with published transparent pricing: card processing from 3.19% (D+30) to 3.49% (D+2), PIX from 0.99%, Boleto at R$3.49 per transaction, anti-fraud at R$0.99 per transaction, checkout from 1.40%, and a higher 5.99% rate for digital-goods verticals. Yever pursues a hybrid go-to-market combining self-serve sign-up with sales-led coverage for merchants processing above R$200k per month, and exposes a public API for developer integrations. Disclosed headcount is 8 employees, indicating a still-early-stage operating scale.

Name

Yever

Legal name

Yever Tecnologia Ltda

Website

https://yever.com.br

Company type

Private

Operating status

Operating

Ownership category

akta.pro rank

Product category

Payment Processing / Online Payment Gateway

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH), Merchant-Integrated BNPL (Online Checkout) (FSAKACAA), Payouts, Disbursements & Marketplace Split Payments (CRAFALAI)

Keywords

• Payment gateway
• Online checkout
• E-commerce payments
• Anti-fraud AI
• PIX processing

Headquarters

HQ city

Nossa Senhora das Graças

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees - Credit/Debit Card: Percentage-based fees charged on each card transaction processed through the platform. Rates vary by payout timing: D+30 (standard) at from 3.19% and D+2 (faster) at from 3.49%. Optional R$2.49 per approved transaction for next-day card receiving. Parcelment fees negotiated individually.
2. Transaction Fees - PIX: Percentage-based fee on PIX payments processed, starting at 0.99% with D+2 payout. Rate negotiated upon service activation.
3. Transaction Fees - Boleto: Fixed fee of R$3.49 per boleto transaction with D+2 payout. Rate negotiated upon activation.
4. Monthly Subscription Plans: Tiered subscription model with a Free plan (no monthly fee), and Plus/Pro plans with monthly fees and lower transaction rates. Monthly fee only charged after account approval and activation. No commitment — cancellation or plan switching allowed at any time. No setup/adhesion fee.
5. Checkout Fee: From 1.40% fee on checkout services, in addition to gateway and anti-fraud fees.
6. Anti-Fraud Add-on: From R$0.99 per transaction for AI-powered anti-fraud protection service.
7. Digital Products and Subscription Transactions: 5.99% rate for digital products, courses, and e-books sold through the platform.
8. Security Reserve: Up to 20% of transaction values withheld for up to 180 days as security against chargebacks, disputes, and cancellations. Not a direct revenue stream but a risk mitigation mechanism affecting cash flow.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Yever provides a payment gateway and customizable checkout platform for Brazilian e-commerce merchants, processing credit card, PIX, and boleto transactions. The integrated offering combines a hosted customizable checkout (Checkout Customizado), a virtual payment account (Yever Pay) with free 2-day withdrawals, and an AI-powered anti-fraud engine (Antifraude IA+). Conversion tools including Order Bump, Upsell, cart abandonment recovery, and advanced tracking are bundled to help merchants increase sales and average ticket value.

Product overview

Yever is a Brazilian e-commerce payment and checkout platform (Plataforma de Pagamento e Checkout Transparente) that combines a payment gateway with customizable checkout pages and merchant tools. The core offering consists of Yever Pay (virtual account and wallet with free 2-day withdrawals), Checkout Customizado (selectable checkout designs including Brutus, Run, Pink, Amaro, and Flexis), and the Gateway service for processing credit cards, PIX, and boleto. Add-on modules include Order Bump and Upsell for increasing average ticket value, Anti-Fraude IA+ for AI-powered fraud prevention, Tracking for customer journey analytics, and Cart Abandonment Recovery for remarketing. The platform also offers Infinity Stores for managing multiple storefronts under one account.

Differentiator

Problem solved

Functional benefit

Products and services

• Checkout Customizado A customizable hosted checkout page for Brazilian e-commerce merchants that supports multiple branded themes (Brutus, Run, Pink, Amaro, Flexis) and can be personalized to match a store's identity. Designed for online retailers selling physical products, digital products, courses, subscriptions, dropshipping, or supplements.
• Yever Pay A virtual payment account and wallet that enables merchants to receive funds, manage balances, and withdraw earnings. Features free withdrawals within 2 business days, advanced encryption for security, and a dedicated account manager. Built for Brazilian e-commerce merchants with a CNPJ.
• Gateway de Pagamento (Payment Gateway) Payment gateway service enabling merchants to process credit card transactions (from 3.19% D+30, 3.49% D+2), PIX payments (from 0.99% D+2), and boleto payments (R$3.49 D+2). Includes a 99% card approval rate for most customers and integrates with Yever's checkout and anti-fraud offerings.

Quantifiable outcome

• 99.3% of customers avoided fraud and chargebacks using Antifraude IA+
• +5 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability2 records

Feature9 records

Partnerships

One partnership is on record.

• Major market players (unnamed)minorOthersYever states that 'the biggest players in the market trust our solution for their operations.' This refers to merchant-customers rather than formal partnerships. Specific partner names are not disclosed on the website.

Scale indicators7 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Pagar.me: Brazilian payment gateway offering card, PIX, and boleto processing plus checkout and anti-fraud tools to SMB and mid-market merchants — directly comparable product suite and target customer as Yever, now backed by Stone Co.
• PagSeguro: One of Brazil's largest payment gateways and acquirers, serving e-commerce and SMB merchants with cards, PIX, and boleto plus checkout and fraud tools — directly competes with Yever in the same Brazilian merchant segment.
• Mercado Pago: LATAM digital payments platform offering gateway, checkout, credit, and QR/PIX processing to e-commerce merchants in Brazil — directly comparable offering and customer base to Yever at much larger scale.
• EBANX: Brazilian and LATAM cross-border/local payment processor offering gateway services and checkout for e-commerce merchants, with strong PIX and boleto coverage — directly comparable to Yever's all-rails payment stack.
• Asaas: Brazilian payment platform focused on SMBs and digital businesses offering card/PIX/boleto processing, recurring billing, and checkout — highly comparable to Yever, particularly in the subscription and digital product verticals.
• Iugu: Brazilian payment and subscription billing platform serving SMB e-commerce and SaaS merchants with cards, PIX, boleto and recurring billing — directly comparable offering and customer profile to Yever (now part of Stone Co.).

Broad incumbents

• Stone Co. Large Brazilian payments incumbent offering acquiring, gateway, banking, and software to SMB and enterprise merchants through Stone, Ton, and Pagar.me — operates at much broader scale than Yever with overlapping gateway/checkout capabilities.
• Cielo: Brazil's largest payment acquirer offering gateway, card processing, and e-commerce solutions to merchants of all sizes — broad incumbent with overlapping gateway/checkout capabilities relative to Yever's core offering.
• Stripe: Global payment gateway and checkout platform with growing presence in Brazil — broader scope and geography than Yever, but directly comparable core gateway/checkout product for cross-border e-commerce merchants.

Emerging players

• Vindi: Brazilian subscription billing and recurring payment platform serving SaaS and digital product merchants — partial overlap with Yever's subscription and digital product verticals, especially around recurring billing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@YeverPay
• Facebookfacebook.com/yever.com.br
• LinkedInlinkedin.com/company/yeverbrasil
• Instagraminstagram.com/yever.com.br

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yever