100.Yıl Insurance Company

What 100.Yıl Insurance Company does

100.Yıl Insurance Company (legal entity: 100. Yıl Sigorta Aracılık Hizmetleri Ltd. Şti.) is a private insurance agency (Acenta) headquartered in Kepez, Antalya, Turkey, operating since approximately 2010 with a 6-person team. The agency distributes — rather than underwrites — insurance products on behalf of six Turkish carriers (Ray Sigorta, Quick Sigorta, Sompo Sigorta, Anadolu Sigorta, HDI Sigorta, Hepiyi Sigorta) operating under the Vienna Insurance Group umbrella, and also processes mandatory DASK earthquake insurance and TARSIM agricultural insurance through the relevant state-backed pools.

The company's product portfolio spans mandatory vehicle third-party liability (Trafik), multi-variant kasko (Full, Baby on Board, Mini, Pert Araç, Moto, KASKONOMIQ), private and supplementary health insurance, a specialized foreigner health insurance product meeting residence permit requirements (from 834 TL), home/contents insurance, business insurance, surety and receivables insurance for SMEs, agricultural insurance, personal accident insurance with roadside and home assistance, and boat/yacht insurance. The agency differentiates through a trilingual (Turkish, English, Russian) digital presence, WhatsApp-based sales and support, and niche specialization in serving the expat community navigating Turkish residence-permit documentation.

Commercially, 100.Yıl Insurance Company earns commission on each policy sold; its go-to-market is direct-to-consumer with a sales-led overlay targeting the expat and foreigner segment in Antalya and other Turkish cities. The agency reports a base of 5,000+ insured customers, of which 700+ hold supplementary health insurance policies. Pricing is retail-scale and product-specific, with structured discount programs (Baby on Board 25% kasko discount for families with children under 6, professional discounts up to 15%, member discounts via Antalya Chamber of Commerce and Tradesmen's Association). The company is privately held and does not appear to have raised external funding.

Name

100.Yıl Insurance Company

Legal name

100. Yıl Sigorta Aracılık Hizmetleri Ltd.Şti.

Website

https://yuzuncuyil.com.tr

Company type

Private

Founded year

2023

Operating status

Operating

Short description

100.Yıl Insurance Company is a private Antalya-based insurance agency distributing auto, health, home, and specialty insurance products from six Turkish carriers under the Vienna Insurance Group umbrella, with a niche focus on multilingual (Turkish/English/Russian) service for the expat community in Antalya and other Turkish cities.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

akta.pro secondary industries

Commercial Auto & Fleet Liability Insurance (Primary) (TLABANAA), General Liability Insurance (FSAJAMAE)

Keywords

• Insurance brokerage services
• Vehicle insurance agency
• Health insurance distribution
• Property insurance broker
• Foreign resident insurance

Headquarters

HQ city

Antalya

HQ country

Türkiye

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Insurance Agency Commission: As an insurance agency (Acenta), the company earns commissions from insurance companies for policies sold. They represent multiple insurance providers and offer a wide range of insurance products including traffic insurance, comprehensive auto insurance (kasko), health insurance, home insurance, and business insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

100.Yıl Insurance Company is an authorized insurance agency (A-class Acenta) in Antalya that distributes a comprehensive portfolio of insurance products from multiple carriers under the Vienna Insurance Group umbrella (Ray Sigorta, Quick Sigorta, Sompo Sigorta, Anadolu Sigorta, HDI Sigorta, Hepiyi Sigorta). The agency sells vehicle insurance (mandatory trafik, comprehensive kasko with variants), health insurance (supplementary TSS, private, and foreigner-specific for residence permits), property insurance (mandatory DASK earthquake, home/contents), business insurance, agricultural insurance via TARSİM, surety/receivables insurance, and travel insurance, earning placement commissions from carriers.

Product overview

100.Yıl Insurance Company operates as an authorized agency representing Ray Sigorta under Vienna Insurance Group. The company's product portfolio centers on comprehensive insurance solutions across multiple categories: vehicle insurance (Trafik Sigortası mandatory third-party liability and Kasko comprehensive coverage with variants including Full Kasko, Baby on Board Kasko, Mini Kasko, Pert Araç Kaskosu, and Motor Kasko), health insurance (Özel Sağlık Sigortası, Tamamlayıcı Sağlık Sigortası, and Yabancılar Sağlık Sigortası for foreigners), property insurance (DASK mandatory earthquake insurance and Konut/Evim Saray home contents insurance), marine insurance (Yat ve Tekne Sigortası), business insurance (İş Yeri Sigortası with industry-specific packages), agricultural insurance (TARSİM), and specialty products (Kefalet ve Alacak Sigortası for SMEs, Ferdi Kaza Sigortası with assistance services). The company also offers KASKONOMİQ as an innovative economic kasko alternative. As an insurance agency, the company distributes products from its parent Vienna Insurance Group network rather than manufacturing insurance products.

Differentiator

Problem solved

Functional benefit

Products and services

• Trafik Sigortası (Mandatory Traffic Insurance) Mandatory third-party liability insurance required for all motor vehicle owners in Turkey, covering damages to other vehicles and third parties in case of accidents. Includes special discounts for vehicle owners with children under 6 years old.
• Kasko (Comprehensive Vehicle Insurance) Comprehensive vehicle damage insurance covering accidents, theft, fire, natural disasters, and third-party liability. Includes multiple variants: Full Kasko, Baby on Board Kasko, Mini Kasko, Pert Araç Kaskosu, and Motorcycle Kasko.
• DASK - Mandatory Earthquake Insurance Mandatory earthquake insurance administered by Doğal Afet Sigortaları Kurumu (DASK), covering damages from earthquakes and related events including fire, explosion, tsunami, and landslides. Required for utility subscriptions and property ownership transactions.
• Özel Sağlık Sigortası (Private Health Insurance) Private health insurance providing coverage for inpatient and outpatient treatments at contracted or non-contracted healthcare facilities, including doctor consultations, tests, medications, surgeries, and births.
• Tamamlayıcı Sağlık Sigortası (Supplementary Health Insurance) Supplementary health insurance covering the gap between SGK (Social Security Institution) contributions and private hospital fees at contracted healthcare providers. Includes 60 TL examination fees at all private hospitals and free surgeries, with optional dental, optical, and birth add-ons.
• Yabancılar Sağlık Sigortası (Foreigners Health Insurance) Specialized health insurance for foreign nationals requiring a Turkish residence permit, meeting General Directorate of Migration Management minimum coverage requirements. Coverage starts from 834 TL annually.
• Yat ve Tekne Sigortası (Boat and Yacht Insurance) Marine insurance covering yachts and boats against risks including bad weather, storms, sinking, grounding, collision, fire, piracy, theft, and natural disasters. Also includes passenger personal accident coverage.
• KASKONOMİQ (Economic Comprehensive Insurance) Innovative deductible-based kasko model offering more affordable premiums for drivers previously unable to obtain coverage due to high premiums or vehicle age. Provides 1 million TL coverage plus road assistance and replacement vehicle, with 15% to 25% deductible. Covers collision, earthquake, flood, fire, road assistance, 7-day replacement vehicle, and additional liability. Priced 4,000 TL to 7,500 TL annually.
• Ferdi Kaza Sigortası (Personal Accident Insurance) Personal accident insurance including vehicle roadside assistance (towing, door lock services, tire change, fuel delivery) and home assistance services (plumbing, electrical, locksmith), available from 90 TL annually.
• Konut (Ev) + Eşya Sigortası - Evim Saray Poliçesi (Home and Contents Insurance) Home insurance policy covering dwellings and contents against fire, flood, theft, and other damages, including free boiler and air conditioning maintenance and carpet cleaning services.
• Kefalet ve Alacak Sigortası (Surety and Receivables Insurance) Government-supported receivables insurance for SMEs covering credit sales, plus surety insurance allowing companies to participate in public tenders using surety notes instead of bank guarantee letters.
• İş Yeri Sigortası (Business Insurance) Business insurance packages for various industries including gas stations, pharmacies, hotels, and factories, covering fire, theft, liability, and operational risks.
• TARSİM - Tarım Sigortaları (Agricultural Insurance) Agricultural insurance through the state-backed TARSİM (Tarım Sigortaları Havuzu) pool covering crops and livestock against natural disasters and other agricultural risks.
• Baby on Board Kasko (Child Discount Kasko) Specialized kasko product for parents with children aged 0-5, offering 25% discount on comprehensive auto insurance plus free home caregiver coverage.
• Mini Kasko (Entry-Level Kasko) Entry-level kasko package for vehicles under 800,000 TL value and drivers under 25 years old. Starting from 3,500 TL annually for cars and 5,100 TL for vans. Includes earthquake, flood, fire, theft, hail, terrorism, legal protection, towing services, and annual car wash.
• Pert Araç Kaskosu (Second Chance Kasko) Specialized kasko for previously damaged and repaired vehicles aged 0-10 years, with original parts guarantee and free expert inspection at Ray Quick Repair centers.
• Seyahat Sigortası (Travel Insurance) Travel insurance covering emergency situations during visa procedures and international travel, including COVID-19 testing and treatment, offered at competitive prices.

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core, primary, secondary and minor.

• Vienna Insurance Group (Ray Sigorta)coreChannel Partner/ Reseller/ Distributor100.Yıl Insurance Company is a member of Ray Insurance which is part of Vienna Insurance Group (VIG), one of the largest insurance groups in Central and Eastern Europe with a wide agency network globally. The company operates as Ray Insurance in Antalya, offering various types of insurance products backed by VIG's global network and resources.
• Ray SigortacoreChannel Partner/ Reseller/ DistributorPrimary insurance provider partner. The company's supplementary health insurance is underwritten by Ray Sigorta. Health insurance products including those for residence permits are offered through Ray Sigorta's network of contracted private hospitals and healthcare providers.
• Quick SigortaprimaryChannel Partner/ Reseller/ DistributorQuick Sigorta provides motorcycle insurance products through 100.Yıl Insurance Company. Specializes in motorcycle kasko with coverage for accessories, helmets, and protective clothing.
• Anadolu SigortaprimaryChannel Partner/ Reseller/ DistributorAnadolu Sigorta provides motorcycle insurance with coverage for standard accessories, bags, helmets, and protective clothing under their policy.
• Sompo SigortasecondaryChannel Partner/ Reseller/ DistributorSompo Sigorta is one of the insurance company partners offering auto and other insurance products through the agency.
• HDI SigortasecondaryChannel Partner/ Reseller/ DistributorHDI Sigorta is a partner insurance company providing various insurance products through the agency network.
• Hepiyi SigortasecondaryChannel Partner/ Reseller/ DistributorHepiyi Sigorta offers insurance products through the agency's distribution network.
• TARSİM (Tarım Sigortaları)secondaryChannel Partner/ Reseller/ DistributorTARSİM (Agricultural Insurances) is a state-backed agricultural insurance pool. 100.Yıl Insurance Company offers agricultural insurance products through TARSİM for farmers and agricultural businesses in Antalya region.
• DASK (Doğal Afet Sigortaları Kurumu)coreChannel Partner/ Reseller/ DistributorDASK is the government-mandated earthquake insurance pool. 100.Yıl Insurance Company processes mandatory earthquake insurance (DASK) policies required for property ownership and utility subscriptions in Turkey.
• Antalya ATSO and Tradesmen's AssociationminorGTM or Marketing PartnerSpecial discounts offered to members of Antalya Chamber of Commerce and Industry (ATSO) and tradesmen's associations, demonstrating local business community partnerships.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Sigortam.net: Turkey's leading online insurance comparison and brokerage platform. Competes directly with 100.Yıl as a multi-carrier distribution channel, but at national digital scale rather than a single local office. Highly comparable business model (agency/brokerage earning commissions across carriers) and overlapping product breadth.

Emerging players

• Koalay: Digital-first Turkish insurance brokerage and comparison platform serving retail customers online. Competes for the same Turkish-resident consumer via website/WhatsApp channels but without 100.Yıl's local office presence or specialized foreign/expat focus.

Broad incumbents

• Anadolu Sigorta: One of Turkey's largest direct P&C insurance carriers, and an active carrier partner of 100.Yıl. While it writes insurance directly rather than as a broker, it competes for the same end customer across kasko, health, home, and business lines, and represents the alternative channel that could disintermediate agencies.
• Allianz Sigorta: Major Turkish P&C insurer with broad product portfolio (auto, health, home, business) and significant agency distribution. Comparable as a large incumbent offering many of the same insurance products through its own agency network across Turkey.
• AXA Sigorta: Major international-affiliated P&C carrier in Turkey with broad product offerings including vehicle, health, and home insurance. Competes for the same end customers through both direct and agency channels, with similar multilingual customer service capability.
• Mapfre Sigorta: Spanish-affiliated Turkish insurer offering vehicle, health, and property coverage via its agency network. Comparable as a broad-line incumbent operating in the same Turkish retail/SME insurance market and often distributing through local agencies like 100.Yıl.
• Sompo Sigorta: Japanese-affiliated Turkish P&C carrier providing auto, health, and commercial insurance products and an existing carrier partner of 100.Yıl. Comparable for the same product set and overlapping agency-distribution model in Turkey.
• HDI Sigorta: German-affiliated Turkish P&C insurer offering vehicle, home, health, and business insurance. An active carrier partner of 100.Yıl and a comparable broad-line incumbent competing for the same Turkish retail customer.
• Quick Sigorta: Turkish P&C insurer with strong motorcycle and auto kasko product line, and an existing carrier partner of 100.Yıl. Comparable in product focus on motor insurance and overlapping agency distribution.

Others

• Marsh Turkey: Global insurance brokerage and risk advisory firm with Turkish operations, focused on commercial and corporate clients. Not a direct retail competitor but comparable as an insurance intermediary platform with broker-of-brokers capabilities serving SMEs and larger accounts.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/yuzuncuyilsigorta
• Instagraminstagram.com/100.yil_sigorta_antalya

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 100.Yıl Insurance Company