Zappitelli Financial Services LLP

What Zappitelli Financial Services LLP does

Zappitelli Financial Services LLP, doing business as Zappitelli Wealth Advisors, is a family-owned financial services firm headquartered in Concord, Ohio, founded in 1982 by brothers John and Robert Zappitelli as a tax and accounting practice. The firm has evolved into a tax-intelligent wealth management platform serving individuals, families, and small businesses across Northeast Ohio through 11 office locations, supported by a team of 50+ employees across all Zappitelli entities and a multi-generational leadership bench that includes five of the founders' children. Core offerings span tax preparation (personal, S/C-corporations, partnerships, trusts, non-profits), bookkeeping and payroll, investment management, retirement and estate planning, insurance, business formation packages, and legacy planning, with investment and advisory services delivered through an affiliation with Avantax (Cetera Wealth Services LLC).

The business operates on a hybrid revenue model combining transactional fees (tax preparation packages starting at $238, business startup packages $50-$995) with recurring advisory fees, brokerage commissions, and insurance commissions routed through the Avantax broker-dealer relationship. Go-to-market is sales-led and relationship-driven, relying on referrals, community engagement (annual golf tournament, local philanthropy), content marketing, and a network of physical offices that lower client friction. The technology stack is intentionally thin: no proprietary platform, with operations running through web-based client portals, secure document upload, and FMG Suite for content and website hosting. The firm rebranded from Zappitelli Financial Services to Zappitelli Wealth Advisors in February 2024 to formalize its holistic, tax-intelligent positioning.

Name

Zappitelli Financial Services LLP

Legal name

Zappitelli Financial Services LLP

Website

https://zappitelliwealthadvisors.com

Company type

Private

Founded year

1982

Operating status

Operating

Short description

Zappitelli Financial Services LLP (dba Zappitelli Wealth Advisors) is a family-owned, Northeast Ohio financial services firm founded in 1982 offering tax preparation, wealth management, bookkeeping, and business formation services to individuals, families, and small businesses across 11 regional offices.

Ownership category

akta.pro rank

Product category

Wealth Management and Tax Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282)

akta.pro primary industry

Tax-Focused Wealth Management RIAs (FSAAACAD)

akta.pro secondary industries

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA), Tax-Aware Retirement & Estate Coordination (FSAEABAJ), Tax-Aware Investment Planning (FSAEAAAE), Trust & Estate Tax Planning & Compliance (FSAEAKAE)

Keywords

• Tax preparation services
• Wealth management services
• Investment advisory
• Financial planning
• Bookkeeping and payroll

Headquarters

HQ city

Concord

HQ country

United States

HQ region

North America

Offices9 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Tax Preparation & Filing Services: Fee-for-service tax preparation for individuals, S-Corporations, C-Corporations, Partnerships, Trusts, and Non-Profits. Revenue is transactional per return, with package pricing tiers.
2. Wealth Management & Investment Advisory: Fees for financial planning, investment management, and portfolio advisory services, operated through Avantax (Cetera Wealth Services) broker-dealer. Includes advisory fees, brokerage commissions, and insurance commissions.
3. Bookkeeping, Payroll & Accounting: Ongoing back-office support services billed on a recurring or per-engagement basis.
4. Business Formation & Startup Packages: One-time fees for business formation services including incorporation filing, EIN registration, and corporate setup packages (Silver through Diamond tiers ranging $50-$995).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Zappitelli Wealth Advisors provides tax preparation services (personal, S-Corp, C-Corp, partnership, trust, and non-profit returns), comprehensive wealth management and investment advisory services through Avantax/Cetera Wealth Services, bookkeeping and payroll, business formation/incorporation packages, estate and retirement planning, and insurance services. The firm integrates tax strategy with financial planning as a unified one-stop advisory practice serving individuals, families, and small businesses across Northeast Ohio.

Product overview

Zappitelli Wealth Advisors operates as a comprehensive financial planning and accounting firm offering a unified suite of services rather than a modular software platform. The core offerings include Tax Preparation Services (Personal, S-Corporation, C-Corporation, Partnerships, Trusts, Non-Profits), Investment Management Services (stocks, mutual funds, ETFs, options, fixed-income, alternatives), Individual Wealth Management, Business Wealth Management, and Retirement Planning. Additional services include Accounting & Financial Reporting, Bookkeeping & Payroll Services, Business Startup Packages (Silver through Diamond tiers), College Planning, Estate Planning, Legacy Planning, Insurance Services, and Notary & Background Check Services. The firm also provides QuickBooks support and specialized Day Trader Package services. These services work together as an integrated financial advisory offering centered on tax-intelligent planning.

Differentiator

Problem solved

Functional benefit

Products and services

• Tax Preparation Services Tax return preparation for Personal, S-Corporation, C-Corporation, Partnerships, Trusts, and Non-Profits entities. Serves individuals, families, and small businesses across Northeast Ohio with tiered package pricing (Basic, EIC, Sole Proprietor, Rental Property, Business Owner's, Day Trader).
• Investment Management Services Wealth management services offering stocks, mutual funds, exchange traded funds, equity options, fixed-income securities, and alternative investments. Distributed through the Avantax (Cetera Wealth Services LLC) broker-dealer channel, member FINRA/SIPC.
• Individual Wealth Management Comprehensive personal financial management covering all stages of life, including retirement planning, savings maximization, and family financial protection. Serves individuals and families seeking a single trusted advisor for their financial management needs.
• Business Wealth Management Financial planning and wealth management services for businesses including cash flow management, tax planning strategies, and retirement plan setup. Serves self-employed professionals, family businesses, and side-income professionals.
• Bookkeeping & Payroll Services Back-office operations support including bookkeeping and payroll management services billed on a recurring or per-engagement basis for individuals and businesses.
• Accounting & Financial Reporting Financial reporting and accounting services for individuals and businesses, supporting accurate books, financial statements, and compliance.
• Business Startup Packages Business formation packages (Silver, Gold, Platinum, Diamond) including articles of incorporation filing, EIN/Tax ID acquisition, Form 2553, city business registration, records and minutes, accounting procedures, bylaws and code of regulations, stock certificates, express processing, and payroll setup. Serves aspiring Ohio-based entrepreneurs.
• Business Plans & Valuations Business planning and valuation services for startups and existing businesses, supporting funding decisions, ownership transitions, and strategic planning.
• Retirement Planning Retirement planning services including IRAs, SIMPLE Plans, Profit Sharing Plans, 401(k) plans, and Defined Benefits plans for individuals and businesses.
• Estate Planning Estate planning services to help preserve and transfer wealth across generations, including wills, trusts, and legacy strategies.
• Legacy Planning Long-lasting legacy planning designed to help set families up for success across generations, integrating estate, philanthropic, and family governance considerations.
• Insurance Services Insurance planning to mitigate threats to financial security and ensure adequate coverage, including life, disability, and other insurance products.
• College Planning Educational savings and planning services for higher education funding, including 529 plans and related strategies.
• Financial Planning Customized financial planning services working with clients to analyze their financial history and goals and produce tailored plans.
• Notary & Background Check Services Notarization services (including Remote Online Notary) and background checks to support hiring and document needs.

Quantifiable outcome

• 40+ years of continuous operation since 1982 with multi-generational family involvement
• +2 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Avantax (Cetera Wealth Services LLC)coreChannel Partner/ Reseller/ DistributorZappitelli Wealth Advisors is an affiliate of Avantax (a distinct community within Cetera Wealth Services LLC). Securities are offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC, a registered investment adviser. Avantax provides technology, research, and wealth management insights to complement the firm's expertise and help identify opportunities to pursue clients' financial goals. The firm has been a top producer with Avantax since inception.
• EPS Financial ServicesminorChannel Partner/ Reseller/ DistributorIRS-approved bank partner enabling clients to have tax preparation fees deducted directly from their refund. Zappitelli offers this service to clients for an additional cost through EPS Financial Services.

Scale indicators5 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Avantax: Avantax is the tax-focused wealth management broker-dealer platform that Zappitelli is affiliated with via Cetera Wealth Services; directly comparable because other Avantax-affiliated firms share Zappitelli's exact integrated tax+wealth RIA model and product shelf.
• Buckingham Strategic Wealth: Buckingham is a tax-forward RIA that integrates proactive tax planning into wealth advisory for individuals and small businesses; closely comparable business model and client overlap with Zappitelli's tax-intelligent approach.
• Creative Planning: Creative Planning is a large RIA that combines wealth management, tax planning, and business advisory under one roof; comparable scope of integrated services and small-business / family-wealth focus.
• Ronald Blue Trust: Ronald Blue Trust is a faith-based, tax-aware RIA serving individuals, families, and small businesses with integrated financial, investment, tax, and estate planning; directly comparable integrated planning model.
• Mariner Wealth Advisors: Mariner is a national, family-office-oriented RIA offering comprehensive wealth advisory; comparable in offering integrated planning, tax, and investment solutions to individuals and business owners.

Broad incumbents

• Edward Jones: Edward Jones is a large incumbent with a dense branch network serving individuals and small businesses for investment and retirement planning; comparable distribution model and Main Street client base, but broader and not tax-specialist.
• Northwestern Mutual: Northwestern Mutual is a large incumbent combining wealth advisory, insurance, and planning for individuals and businesses; comparable holistic financial planning offering and physical presence, though much broader in scale and product set.
• Ameriprise Financial: Ameriprise is a broad incumbent wealth and asset management franchise serving individuals through advisor networks; comparable target market and full-service planning/value proposition but at far larger scale.
• H&R Block: H&R Block is a large incumbent tax-preparation firm with seasonal retail locations offering related financial products; comparable only in the tax-preparation acquisition channel and small-business tax segment, not wealth management.

Emerging players

• Carson Wealth: Carson Wealth is an RIA platform supporting advisor-led firms with integrated financial planning and tax services for individuals and small businesses; emerging peer with an overlapping advisor-centric, planning-first model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Zappitelli Financial Services LLP