PZU Zdrowie
PZU Zdrowie is a Warsaw-based private healthcare operator and subsidiary of PZU Group, serving Polish corporate and individual customers through ~130 owned medical centers, 4,000+ partner facilities across nearly 700 cities, recurring medical subscriptions, occupational medicine, telemedicine, and dental services via the mojePZU portal.
- Company typePrivate
- Founded-
- HeadquartersWarszawa, Poland
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
What PZU Zdrowie does
PZU Zdrowie is a Warsaw-headquartered private healthcare operator and a subsidiary of PZU Group, one of Poland's largest insurance and financial conglomerates. The company runs a hybrid B2B and B2C model, serving corporate clients through occupational medicine (medycyna pracy) contracts and recurring medical subscriptions (abonamenty medyczne), and individual consumers through annual packages, pay-per-visit access, and direct purchases via the mojePZU web portal and mobile app. Service delivery is supported by a 24/7 medical hotline (Centrum Telemedyczne) and a 24/7 telemedicine center for teleconsultations across multiple specialties. Recent additions include participation in the national 'Moje Zdrowie' adult preventive health program and a specialized obesity diagnosis-and-treatment package.
The company operates approximately 130 owned medical centers and diagnostic facilities and partners with over 4,000 healthcare facilities across nearly 700 Polish cities, making it one of the largest nationwide private medical networks in the country. Its physical footprint spans major metropolitan areas (Warsaw, Kraków, Poznań, Wrocław, Gdańsk, Łódź, Katowice, Bydgoszcz) as well as smaller regional cities, and includes dedicated children's, women's, dental, vaccination, occupational medicine, and primary care (POZ) services. Recent expansion activity includes new multispecialty centers in Bydgoszcz and Piaseczno, dental service additions in Poznań, and the full integration of Warsaw-based Babka Medica into the PZU Zdrowie network.
The business model is anchored on recurring revenue from annual medical subscriptions priced in tiers for individuals, families, seniors, students, and pregnant women, and on customized enterprise contracts billed annually; one-time services (diagnostics, vaccinations, standalone dental, and pay-per-visit consultations) provide secondary revenue streams. Pricing is not publicly disclosed; corporate packages are tailored to company size and needs, and individual packages offer discounts for annual commitments. Distribution combines direct corporate sales, owned retail medical centers, a self-serve digital channel (mojePZU portal/app), inside sales via phone infoline, and a partner-network referral layer for geographic extension. The company employs roughly 806 people, though its broader ecosystem — including partner facilities and contracted physicians — is materially larger.
PZU Zdrowie firmographics
Firmographics- Name
- PZU Zdrowie
- Legal name
- PZU Zdrowie
- Website
- https://zdrowie.pzu.pl
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- PZU Zdrowie is a Warsaw-based private healthcare operator and subsidiary of PZU Group, serving Polish corporate and individual customers through ~130 owned medical centers, 4,000+ partner facilities across nearly 700 cities, recurring medical subscriptions, occupational medicine, telemedicine, and dental services via the mojePZU portal.
- Ownership category
- akta.pro rank
PZU Zdrowie industry classification
Industry- Product category
- Private Healthcare Services
- NAICS
- HMO Medical Centers (621491), Offices of Physicians (62111), Offices of Physicians (except Mental Health Specialists) (621111)
- SIC
- Services-Health Services (8000), Services-Offices & Clinics Of Doctors Of Medicine (8011), Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Network-Model HMOs (HLAEAMAC)
- akta.pro secondary industries
- Primary Care & General Medicine Virtual Care (HLALAAAA), Group Pharmacy Benefit (Rx) Coverage & PBM-Integrated Plans (FSAIAFAN)
Keywords
Where PZU Zdrowie is headquartered
LocationHeadquarters
- HQ city
- Warszawa
- HQ country
- Poland
- HQ region
- Europe
Offices17 records
Markets served
PZU Zdrowie business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain
Revenue model
- Medical Subscriptions (Abonamenty medyczne): Corporate and individual customers pay recurring subscription fees for comprehensive medical care packages covering preventive examinations, diagnostics, specialist consultations, rehabilitation, and dental treatment.
- Healthcare Insurance: Health insurance products provided in the form of insurance and medical subscriptions for companies and individual clients.
- Occupational Medicine Services (Medycyna pracy): Workplace health services including medical examinations for all professional groups, including those exposed to non-standard risks.
- Pay-per-visit Services: Medical center services available to patients without subscription packages, allowing one-time visits for consultations, diagnostics, and treatments.
- Diagnostic Services: Laboratory tests, imaging diagnostics, and endoscopic examinations offered as standalone services or within packages.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Customized corporate occupational medicine and health subscription packages |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
PZU Zdrowie product offering
Product offeringCore offering
PZU Zdrowie operates a nationwide network of approximately 130 owned medical centers and over 4,000 partner facilities in nearly 700 Polish cities, delivering private healthcare services including specialist consultations, diagnostics, dental care, vaccinations, occupational medicine, and telemedicine. The company packages these services into annual medical subscriptions for individuals and corporate clients, and sells individual visits and procedures directly through the mojePZU digital portal, mobile app, and a phone-based infoline. It also provides health insurance-related products integrated within the PZU Group's insurance ecosystem.
Product overview
PZU Zdrowie is a private healthcare operator offering a comprehensive portfolio of medical services through approximately 130 own medical centers and over 4,000 partner facilities in nearly 700 cities across Poland. The core offering is built around the mojePZU patient portal and mobile application, which serves as the unified digital gateway for managing appointments, accessing medical records, and redeeming e-prescriptions. Service portfolio includes: medical visits (stationary and telemedicine), annual medical packages for individuals and families, preventive health packages, diagnostic services (laboratory and imaging), dental services, vaccinations, and occupational medicine. The company provides healthcare through insurance and medical subscriptions for businesses, as well as direct patient access to medical centers without requiring a package.
Differentiator
Problem solved
Functional benefit
Products and services
- Wizyty lekarskie (Doctor Visits) Stationary or telemedicine consultations with medical specialists across various fields for individual and corporate patients.
- Pakiety medyczne (Medical Packages) Annual subscription packages covering preventive care, diagnostics, specialist consultations, rehabilitation, dental treatment, and acute health support. Available in variants for individuals, individuals plus child, individuals plus partner, families, seniors, students, and pregnant women.
- Pakiety profilaktyczne (Preventive Packages) Preventive health packages including pregnancy care, dentistry, health check-ups, specialist consultations, child care, and diet and exercise programs.
- Badania (Diagnostic Services) Medical diagnostic services including laboratory tests, imaging diagnostics, and endoscopic examinations, available as standalone services or within packages.
- Stomatologia (Dental Services) Dental services including general dentistry, orthodontics, implants, endodontics, periodontics, and pediatric dentistry.
- Szczepienia (Vaccinations) Vaccination services for children, adolescents, adults, and travel medicine.
- Medycyna pracy (Occupational Medicine) Occupational medicine services including examinations for all professional groups, including those exposed to non-standard workplace risks, delivered to corporate clients.
- Abonamenty medyczne (Corporate Medical Subscriptions) Comprehensive medical care subscriptions for businesses covering planned preventive examinations, diagnostics, specialist consultations, rehabilitation, dental treatment, and acute health support for employees.
- POZ (Podstawowa Opieka Zdrowotna - Primary Healthcare) Basic primary healthcare services available at many PZU Zdrowie facilities across Poland.
- Teleporady (Telemedicine Consultations) Telemedicine consultations providing quick access to doctors across multiple specialties via remote communication.
- Diagnostyka i Leczenie Choroby Otyłościowej (Obesity Diagnosis and Treatment) Medical package for diagnosis and treatment of obesity disease, offering 5% discount on the medical package.
- Program Moje Zdrowie (NFZ Health Balance Program) Health Ministry program 'Moje Zdrowie' (My Health) health balance program for adults, available at selected PZU Zdrowie facilities.
Quantifiable outcome
- Comprehensive healthcare available in nearly 700 cities across Poland
Companies that use PZU Zdrowie
Customer profileSegments6 records
Ideal customer profiles2 records
PZU Zdrowie technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
PZU Zdrowie partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Babka MedicaminorBabka Medica transitioned from partnership to integration as part of PZU Zdrowie. The facility became part of PZU Zdrowie's network, expanding service capabilities in the Warsaw area.
Scale indicators6 records
Recent moves8 records
Expansion highlights5 records
PZU Zdrowie competitors and assessment
Company assessmentDirect peers
- Polmed: Polish private healthcare operator offering medical subscriptions, diagnostic services, and outpatient specialist care to corporate and individual clients across multiple Polish cities.
- Medicover: Major Polish-Swedish private healthcare and diagnostics operator with comparable subscription packages, employer contracts, telemedicine, and a parallel network of clinics and partner facilities across Poland.
- Swissmed Centrum Zdrowia: Polish private healthcare provider offering multi-specialty outpatient services, telemedicine, and corporate occupational medicine packages. Comparable in scope and customer targeting.
- Enel-Med: Polish private medical center chain offering multi-specialty outpatient care, occupational medicine, and corporate subscription packages. Closely comparable in size, target segments, and product mix.
- LUX MED: Largest private healthcare operator in Poland, offering a comparable nationwide network of own and partner clinics, corporate subscriptions, telemedicine, and multi-specialty services. Direct competitor across nearly every product line PZU Zdrowie offers.
- Centrum Medicover: Outpatient arm of Medicover in Poland, providing direct multi-specialty primary and specialist care, telemedicine, and employer health subscriptions — the closest product-level competitor to PZU Zdrowie's POZ and ambulatory services.
- Centrum Medyczne Damiana: Warsaw-based private multi-specialty medical center providing comparable outpatient services, diagnostics, and corporate health packages to a similar B2B/B2C customer base.
Broad incumbents
- PZU Group (parent): Parent conglomerate and largest insurer in CEE; comparable as the broader insurance and financial services incumbent that bundles insurance with healthcare delivery, providing strategic and distribution context for the standalone healthcare subsidiary.
- Allianz Polska: Major Polish insurer offering group health insurance products to corporate clients; competes with PZU Group's bundled insurance-healthcare offerings and is relevant as a competitor for the same corporate wallet.
Emerging players
- Telemedico: Polish telemedicine and digital health platform focusing on remote consultations and digital clinic offerings. Comparable as a growing player in the virtual care layer that PZU Zdrowie also operates through Centrum Telemedyczne and mojePZU.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
PZU Zdrowie social profiles
Digital presencePZU Zdrowie financial estimates
Financial estimateRevenue estimate
Valuation estimate
PZU Zdrowie leadership team
Management profileNumber of profiles
PZU Zdrowie funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PZU Zdrowie M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PZU Zdrowie
What does PZU Zdrowie do?
PZU Zdrowie operates a nationwide network of approximately 130 owned medical centers and over 4,000 partner facilities in nearly 700 Polish cities, delivering private healthcare services including specialist consultations, diagnostics, dental care, vaccinations, occupational medicine, and telemedicine. The company packages these services into annual medical subscriptions for individuals and corporate clients, and sells individual visits and procedures directly through the mojePZU digital portal, mobile app, and a phone-based infoline. It also provides health insurance-related products integrated within the PZU Group's insurance ecosystem.
Is PZU Zdrowie a public or private company?
PZU Zdrowie is a private company. It is classified as corporate owned and is currently operating.
When was PZU Zdrowie founded?
PZU Zdrowie was founded in -1. It employs 501 to 1,000 people.
Where is PZU Zdrowie based?
PZU Zdrowie is headquartered in Warszawa, Poland, in the Europe region.
How does PZU Zdrowie make money?
Five revenue lines are on record. Medical Subscriptions (Abonamenty medyczne) is the primary driver. The others are healthcare Insurance, occupational Medicine Services (Medycyna pracy), pay-per-visit Services and diagnostic Services.
Who are PZU Zdrowie's main competitors?
Direct peers on record are Polmed, Medicover, Swissmed Centrum Zdrowia, Enel-Med, LUX MED, Centrum Medicover and Centrum Medyczne Damiana. Broad incumbents are PZU Group (parent) and Allianz Polska. Telemedico is listed as an emerging player.
Does PZU Zdrowie have an API?
No public API is recorded for PZU Zdrowie.
What industry is PZU Zdrowie in?
PZU Zdrowie's product category is Private Healthcare Services. Its primary akta.pro industry code is HLAEAMAC, Network-Model HMOs, with a secondary code of HLALAAAA, Primary Care & General Medicine Virtual Care. Its NAICS code is 621491 and its SIC code is 8000.