Futur Pension Försäkringsaktiebolag (publ.)

What Futur Pension Försäkringsaktiebolag (publ.) does

Futur Pension Försäkringsaktiebolag (publ.) is a Swedish pension and savings provider operating under the trade name "Futur" from Stockholm, Sweden. The company delivers fund-based pension management and retirement savings products to three customer groups: private individuals (Privat), corporate clients (Företag), and distribution partners (Partner). Its core offering centers on occupational pension (tjänstepension) and private pension savings, structured around a fund selection module (Fondutbud / Fondlista) that exposes customers to a range of investment funds, including sustainability-themed options promoted through a dedicated "Hållbarhet" section.

The technology surface is a digital-first platform anchored by the "Min Pension" self-service portal, which authenticates users via BankID — Sweden's national electronic identity standard — enabling online pension account access, fund selection, and portfolio management without traditional broker intermediation. The company also operates a developer-facing portal ("Utvecklarportalen"), signaling intent to support third-party integrations and partner-led distribution. Underlying business mechanics are typical of Swedish unit-linked pension providers: fee-based revenue drawn from fund management and administrative charges on assets under management, rather than disclosed premium volumes or commissions.

The business is incorporated as a Swedish public limited company ((publ.) suffix), suggesting shares may be held under Swedish corporate law, though no exchange listing, ticker, or investor relations detail beyond a "Finansiell information" page is publicly disclosed in the source material. No ownership structure, parent company, subsidiaries, management roster, headcount, funding history, or revenue figures are available in the provided data, representing material information gaps for diligence purposes. The company appears to operate as an independent, domestically focused (Sweden-only) specialist in a market dominated by larger incumbents.

Name

Futur Pension Försäkringsaktiebolag (publ.)

Legal name

Futur Pension Försäkringsaktiebolag (publ.)

Website

https://futurpension.se

Company type

Private

Founded year

1999

Operating status

Operating

Short description

Futur Pension Försäkringsaktiebolag is a Swedish pension and savings provider offering fund-based retirement products and occupational pension schemes to private individuals, companies, and distribution partners through a BankID-authenticated digital platform.

Ownership category

akta.pro rank

Product category

Pension Insurance

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Life Insurance (6311)

akta.pro primary industry

Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

akta.pro secondary industries

Corporate & Public Pension Funds (DB/DC Sponsors) (FSAAAGAA), Pensions, Benefits & Retirement Disbursements (FSAMAKAI)

Keywords

• Pension insurance
• Retirement savings
• Occupational pensions
• Fund management
• Corporate pensions

Headquarters

HQ city

Stockholm

HQ country

Sweden

HQ region

Europe

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Distribution channels1 record

Marketing channels1 record

Core offering

Futur Pension provides pension and savings management services to Swedish private individuals and corporate clients, including occupational pensions (tjänstepension). Customers access their accounts through the Min Pension self-service portal using BankID digital authentication, and select investments from the Fondutbud (fund offerings) and Fondlista (fund list). The platform supports both individual retirement savings planning and corporate employee pension schemes.

Product overview

Futur offers a unified pension and savings platform focused on Swedish occupational pensions (tjänstepension). The core offering centers on the Sparande & Pension service, which provides fund-based pension management. Customers access their accounts through the Min Pension self-service portal, while the Fondutbud and Fondlista modules enable fund selection and investment management. The platform serves both individual consumers (Privat) and corporate clients (Företag), with additional support through partner channels.

Differentiator

Problem solved

Functional benefit

Products and services

• Sparande & Pension Core pension and savings management services for Swedish individuals and businesses, encompassing fund selection and pension portfolio management for retirement planning.
• Fondutbud Fund selection platform providing access to various investment funds for pension portfolios, including sustainability-focused investment options for retirement savers.
• Fondlista Comprehensive fund list displaying available investment funds for pension savings, enabling customers to review and select funds for their pension portfolios.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights4 records

Broad incumbents

• Alecta: One of Sweden's largest occupational pension providers, primarily in the ITP defined-benefit occupational pension space; competes for the same corporate pension mandates Futur targets through its Företag channel.
• Länsförsäkringar: Swedish regional banking and insurance group offering savings and pension products alongside general insurance; a broad incumbent that competes with Futur for private and corporate pension customers.
• Folksam: Swedish customer-owned mutual insurer providing pensions, life, and general insurance; competes with Futur in the private pension segment as a broad incumbent with significantly larger scale and brand recognition.

Direct peers

• Skandia: Sweden's largest life insurance and occupational pension provider, offering private and corporate pension savings; serves the same Privat/Företag segments as Futur and dominates the tjänstepension market.
• SPP Pension & Försäkring: Major Swedish occupational pension insurer (part of Storebrand/Old Mutual group historically) serving employers and employees with fund-based and traditional pension products — direct overlap with Futur's Sparande & Pension offering.
• Movestic: Sweden-based specialist in private pension savings and fund-linked insurance products; serves the same individual savers and employers as Futur with a focused pension and capital insurance offering.

Others

• Pensionsmyndigheten (Swedish Pensions Agency): Swedish government agency administering the public pension system and providing the 'minpension' portal; not a commercial competitor but shapes customer expectations around digital pension services that Futur must match.

Emerging players

• Nordnet Pensionsförsäkring: Digital-first Nordic broker with an integrated pension offering; targets the same price-sensitive, digitally native Swedish savers as Futur and competes directly on platform UX and low fees.
• Söderberg & Partners: Nordic insurance and wealth-management broker rapidly expanding in pension advisory and corporate benefits; competes with Futur for employer pension mandates and individual pension advice in Sweden.

Regional players

• Euro Accident: Swedish insurer offering group life and pension/insurance solutions for SMEs and organizations; competes with Futur in the corporate segment with regional focus and a similar mid-market orientation.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Futur Pension Försäkringsaktiebolag (publ.)