GreenCap
GreenCap, a division of GreenPoint Financial, provides a cloud-based Risk as a Service platform that helps banks quantify climate-related credit risk, stress test loan portfolios, and meet regulatory reporting requirements across US and African markets.
- Company typePrivate
- Founded2017
- HeadquartersRye, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What GreenCap does
GreenCap is a US-based software firm operating as a division of GreenPoint Financial, delivering a cloud-based Risk as a Service (RaaS) platform that helps banks quantify and manage climate-related financial risks across their lending and loan portfolio activities. The platform translates physical and transition climate impacts into credit-risk outputs — per-loan expected and unexpected losses (Economic Capital), probability-of-default changes, basis-point loan repricing, and Green Risk Weighted Asset (GRWA) deltas — by running scenario-based stress tests aligned with IPCC, NGFS, IEA, and ECB climate pathways.
The product suite comprises the core GreenCap platform plus three add-on modules (Data Mapping, Loan Portfolio Mapping, Economic Impact) and two regional Accelerator variants for US and African banks. The technology stack is analytical-model-driven rather than ML-native, ingesting structured climate and loan-portfolio data and producing regulatory-aligned reporting outputs for Loan Officers, Chief Risk Officers, and Chief Sustainability Officers.
Commercially, GreenCap runs an enterprise field-sales motion targeting CROs, CSOs, and Loan Officers at banks, with subscription-based recurring revenue, content-driven demand generation (LinkedIn, insights/blogs, webinars), and a stated global reach. The company is privately held, has not disclosed external funding rounds, and operates from Rye, NY with a Los Angeles office.
GreenCap firmographics
Firmographics- Name
- GreenCap
- Legal name
- GreenCap
- Website
- https://greencap.live
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- GreenCap, a division of GreenPoint Financial, provides a cloud-based Risk as a Service platform that helps banks quantify climate-related credit risk, stress test loan portfolios, and meet regulatory reporting requirements across US and African markets.
- Ownership category
- akta.pro rank
GreenCap industry classification
Industry- Product category
- Climate Risk Management Software for Banking
- NAICS
- Environmental Consulting Services (541620), Environmental Consulting Services (54162)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Financial Climate Stress Testing & Portfolio Analytics (Banks, Asset Managers, Insurers) (EUABALAE)
- akta.pro secondary industries
- Climate Risk Reporting & Disclosure Analytics (TCFD/ISSB, EU Taxonomy, CSRD, NAIC) (EUABALAG), Transition Risk Modeling & Policy/Market Pathways (Carbon Price, Regulation, Technology Adoption) (EUABALAD), Climate Risk & Scenario Analysis (TCFD/IFRS S2) (EUAHAJAD), Sustainability Risk & Scenario Analysis (Climate Risk, Stress Testing, Portfolio Alignment) (FSAAALAM), Climate Risk Data & Benchmarking Services (Hazard Layers, Loss Databases, Indices/Scorecards) (EUABALAL)
Keywords
Where GreenCap is headquartered
LocationHeadquarters
- HQ city
- Rye
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
GreenCap business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Risk as a Service (RaaS) Subscription: GreenCap operates as a Risk as a Service platform providing banks with climate risk management capabilities through a subscription-based model. The platform enables banks to assess, strategize, and monitor their lending pipelines and sustainability limits.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
GreenCap product offering
Product offeringCore offering
GreenCap provides a cloud-based Risk as a Service (RaaS) platform that enables banks to quantify climate-related financial risks across lending pipelines and loan portfolios. The platform uses analytical models to bridge physical climate impacts and credit risks, supporting scenario-based stress testing, probability-of-default analysis, Green Risk Weighted Assets (GRWA) calculations, and regulatory sustainability reporting at loan, portfolio, and institutional levels.
Product overview
GreenCap is a comprehensive Risk as a Service (RaaS) platform that provides climate-related financial risk management solutions for banks. The core GreenCap platform serves as the central offering, supported by specialized geographic variants (GreenCap Accelerator for USA and Africa), and complementary modules including Data Mapping, Loan Portfolio Mapping, and Economic Impact. Together, these products enable banks to proactively manage lending risks, quantify climate change impacts through analytical models, stress test balance sheets against multiple climate pathways, and meet regulatory reporting requirements for climate-related financial risks.
Differentiator
Problem solved
Functional benefit
Brands
- GreenCap Accelerator: A program offered in USA and Africa to support banks in climate risk management
- GreenCap Risk as a Service (RaaS)
Products and services
- GreenCap (Core Platform) A comprehensive Risk as a Service (RaaS) platform that equips banks to proactively manage lending and loan portfolio risks by bridging the gap between physical climate change impacts and resulting credit risks through analytical models. Targets banks globally for climate risk quantification and reporting.
- GreenCap Accelerator - USA
Quantifiable outcome
- Loan to portfolio level changes in expected and unexpected losses (Economic Capital)
- +3 more outcomes
Companies that use GreenCap
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles2 records
GreenCap technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature5 records
GreenCap partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- GreenPoint FinancialcoreGreenCap is a division of GreenPoint Financial. GreenPoint Financial appears to be the parent organization that owns and operates the GreenCap platform and its allied products/services.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
GreenCap competitors and assessment
Company assessmentEmerging players
- Riskthinking365: Riskthinking365 is a climate risk analytics firm focused on physical and transition risk modeling for financial institutions. Its bank-focused climate analytics offering makes it a close emerging competitor to GreenCap's loan and portfolio stress testing product.
- Pollination: Pollination is a climate advisory and analytics firm serving financial institutions on transition planning, climate strategy, and disclosure. It is comparable to GreenCap as a specialist advisor in the bank climate risk value chain, particularly on transition planning.
- Clarity AI: Clarity AI provides ESG and climate analytics to asset managers, banks, and corporates using machine learning on alternative data. It is comparable to GreenCap as a younger, data-driven challenger in climate analytics for financial institutions.
Broad incumbents
- MSCI: MSCI is a leading provider of ESG and climate risk data and analytics used by global banks and asset managers for portfolio risk, stress testing, and disclosure. It directly overlaps with GreenCap's climate analytics for financial institutions but serves a far broader set of asset classes and customer segments.
- Moody's Climate Solutions: Moody's offers climate risk analytics and physical/transition risk scores used by banks for credit underwriting and portfolio stress testing. Its deep integration with credit ratings and banking analytics makes it a strong overlapping incumbent in climate credit risk.
- Bloomberg ESG: Bloomberg's ESG data product delivers climate, emissions, and risk metrics to financial market participants and is deeply embedded in bank workflows. It is an incumbent competitor to GreenCap's bank-facing climate analytics on a global scale.
- S&P Global Sustainable1 (Trucost): S&P Global's Sustainable1 platform, built around Trucost, delivers climate data, carbon analytics, and physical/transition risk modeling to banks and corporates. It competes head-on with GreenCap in climate risk analytics for financial institutions while offering broader ESG and commodity intelligence.
Direct peers
- Persefoni: Persefoni is a climate management and accounting platform used by banks and corporates for emissions and climate risk measurement. It overlaps with GreenCap in financial-institution climate analytics and competes for similar CRO/CSO budget.
- Watershed: Watershed is an enterprise climate platform covering measurement, reporting, and reduction, with growing exposure to financial services. It competes with GreenCap for climate analytics spend inside large banks and corporates.
- ISS ESG (formerly Carbon Delta): ISS ESG, which acquired Carbon Delta, offers climate scenario analysis and physical/transition risk scores widely used by banks and investors. It directly competes with GreenCap in climate scenario modeling for financial portfolios.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
GreenCap social profiles
Digital presenceGreenCap financial estimates
Financial estimateRevenue estimate
Valuation estimate
GreenCap leadership team
Management profileNumber of profiles
GreenCap funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
GreenCap M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about GreenCap
What does GreenCap do?
GreenCap provides a cloud-based Risk as a Service (RaaS) platform that enables banks to quantify climate-related financial risks across lending pipelines and loan portfolios. The platform uses analytical models to bridge physical climate impacts and credit risks, supporting scenario-based stress testing, probability-of-default analysis, Green Risk Weighted Assets (GRWA) calculations, and regulatory sustainability reporting at loan, portfolio, and institutional levels.
Is GreenCap a public or private company?
GreenCap is a private company. It is classified as corporate owned and is currently operating.
When was GreenCap founded?
GreenCap was founded in 2017. It employs 101 to 250 people.
Where is GreenCap based?
GreenCap is headquartered in Rye, United States, in the North America region.
How does GreenCap make money?
One revenue line is on record: risk as a Service (RaaS) Subscription.
Who are GreenCap's main competitors?
Emerging players on record are Riskthinking365, Pollination and Clarity AI. Broad incumbents are MSCI, Moody's Climate Solutions, Bloomberg ESG and S&P Global Sustainable1 (Trucost). Direct peers are Persefoni, Watershed and ISS ESG (formerly Carbon Delta).
Does GreenCap have an API?
No public API is recorded for GreenCap.
What industry is GreenCap in?
GreenCap's product category is Climate Risk Management Software for Banking. Its primary akta.pro industry code is EUABALAE, Financial Climate Stress Testing & Portfolio Analytics (Banks, Asset Managers, Insurers), with a secondary code of EUABALAG, Climate Risk Reporting & Disclosure Analytics (TCFD/ISSB, EU Taxonomy, CSRD, NAIC). Its NAICS code is 541620 and its SIC code is 6199.