What Frankfurter Vermögen does

FV Frankfurter Vermögen AG is an independent, owner-managed wealth manager (Aktiengesellschaft) headquartered in Bad Homburg vor der Höhe in the Rhein-Main region, with additional offices in Königstein im Taunus and Altea (Alicante, Spain). Founded in its current corporate form in 2017 through the merger of Wertefinder Vermögensverwaltung GmbH and Frankfurter Vermögen GmbH, and operating under BaFin authorisations (§2(2) and §15(3) WpIG), the firm serves high-net-worth private clients, families, entrepreneurs, foundations and institutional investors across Germany and parts of Southern Europe. Its core proposition is discretionary portfolio management built on a "Value & Opportunity" investment approach combined with active risk management, supported by a dedicated quantitative portfolio management function and an ESG framework audited by Sustainalytics (with Article 8 SFDR classification on selected funds).

The product surface comprises two main pillars. The first is discretionary wealth management for private clients, families, entrepreneurs and foundations, bundled with a multi-family-office service, foundation establishment and management services, and consultancy services covering pensions, succession, real estate and family office topics; insurance and real estate brokerage commissions (under §34d and §34c GewO) add transaction-fee income. The second pillar is an in-house mutual fund range administered by Universal-Investment-Gesellschaft mbH as KVG — the FV Global Equities fund (launched 1 July 2023), FV Global Bonds fund, the legacy DUI Wertefinder mixed-asset fund (inherited from the 2015 DUI acquisition), and the DigiTrends Aktienfonds technology-thematic equity fund — alongside bespoke special fund mandates and master-fund segments for institutional clients.

The business model is asset-based and recurring. Revenue streams include discretionary wealth management fees (quote-based, not publicly disclosed), mutual fund management fees on R and I share classes (with a 5.00% effective issuing surcharge on retail tranches and 0.00% on institutional tranches), tailored special-fund mandate fees for institutional partners, insurance and real estate brokerage commissions, and project- or retainer-based family office and advisory fees. The go-to-market is sales-led, initiated through free initial consultations, with the website serving as primary marketing surface and Universal-Investment acting as the institutional distribution partner via the Universal-Investment fondsfinder.

Name

Frankfurter Vermögen

Legal name

FV Frankfurter Vermögen AG

Website

https://frankfurter-vermoegen.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Frankfurter Vermögen (FV Frankfurter Vermögen AG) is an independent, owner-managed German wealth manager offering discretionary portfolio management, family office and foundation services to high-net-worth private clients, families, entrepreneurs and institutional investors, complemented by four in-house mutual funds and special-fund mandates.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH)

akta.pro secondary industry

Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM)

Keywords

• Independent wealth management
• Asset management services
• Private banking advisory
• Mutual fund management
• Family office services

Headquarters

HQ city

Bad Homburg

HQ country

Germany

HQ region

Europe

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Discretionary wealth management fees: Recurring asset-based fees charged on client portfolios managed under independent wealth management mandates for private clients, families, entrepreneurs, and foundations. The firm takes responsibility for investment decisions in line with the client's strategy, monitors and rebalances portfolios, and allocates across liquid asset classes (equities, bonds, precious metals).
2. Mutual fund management fees (Publikumsfonds): Recurring management fees on in-house public mutual funds (FV Global Equities R/I, FV Global Bonds R/I, DUI Wertefinder R/I/IT, DigiTrends Aktienfonds I/E) distributed via Universal-Investment as KVG. Revenue combines ongoing fund management fees plus a one-time effective issuing surcharge (5.00% on R/retail tranches; 0.00% on I/institutional tranches).
3. Special fund / master fund mandate fees: Tailored asset management fees on bespoke special fund mandates and master-fund segments for institutional clients, family offices, savings banks, cooperative banks, fund-of-funds managers, and pension schemes. Modular fee structure drawing on core competencies from wealth management and mutual funds.
4. Insurance brokerage commissions: Commission income from insurance brokerage activity authorised under §34d (1) GewO, registered in the Intermediary Register (D-H4KE-9V6UC-88), embedded in private client consultancy services (e.g., company pension, private pension planning).
5. Real estate brokerage commissions: Commission income from property brokerage authorised under §34c (1) sentence 1 no. 1 and 2 GewO, covering properties, property-equivalent rights, commercial and residential premises, and loans, offered as part of consultancy services.
6. Advisory and Family Office fees: Project-based and recurring advisory fees for multi-family office services, foundation consulting/establishment, succession planning (gifting and inheritance), and asset analysis (free initial asset check, paid ongoing consultancy).

Pricing tiers

Go-to-market motion1 record

Core offering

FV Frankfurter Vermögen AG is an owner-managed, BaFin-authorised independent wealth manager based in Bad Homburg that delivers discretionary portfolio management for private clients, families, entrepreneurs and foundations, complemented by in-house mutual funds (FV Global Equities, FV Global Bonds, DUI Wertefinder, DigiTrends Aktienfonds) and bespoke special fund mandates for institutional clients. The firm combines a Value & Opportunity investment approach with active risk management and a quantitative portfolio management overlay, screened by Sustainalytics for ESG criteria and distributed via Universal-Investment as KVG.

Product overview

Frankfurter Vermögen (FV Frankfurter Vermögen AG) operates as an independent, owner-managed asset manager based in the Rhine-Main region (Bad Homburg), delivering a unified wealth-management offering that combines a discretionary private-client core service with a modular catalogue of supporting services and a proprietary mutual-fund range. The Wealth Management service for private clients (and the parallel Family Office, Entrepreneur and Foundation service lines) sits at the centre of the offering and is supported by Consultancy Services covering pensions, gifting/inheritance, property, foundation establishment and Family Office topics. For institutional and semi-institutional clients, Frankfurter Vermögen provides bespoke Special Fund Mandates built from its asset-management building blocks. The in-house mutual-fund range complements the managed-portfolio services and comprises the global equity FV Global Equities Fund, the global bond FV Global Bonds Fund, the flexible mixed-asset DUI Wertefinder Fund, and the technology-thematic DigiTrends Aktienfonds — all administered by Universal-Investment-Gesellschaft mbH as KVG and screened by Sustainalytics for ESG criteria. Frankfurter Vermögen is BaFin-authorised and a member of the VuV association of independent asset managers.

Differentiator

Problem solved

Functional benefit

Brands

• DUI Wertefinder: In-house mixed-asset fund (Mischfonds) inherited via the 2015 acquisition of Dr Unger Investment (DUI); offered in R, I and IT unit classes.
• DigiTrends Aktienfonds
• FV Global Equities
• FV Global Bonds

Products and services

• Wealth Management (Vermögensverwaltung) Independent, discretionary portfolio management for private clients building globally diversified portfolios across equities, bonds and precious metals, with ongoing risk-profile and suitability assessment under the client's defined investment strategy.
• Consultancy Services (Beratungsdienstleistungen) Holistic financial advisory covering asset analysis, gifting and inheritance planning, private and occupational pension planning, foundation consulting and establishment, property consulting and brokerage, and Family Office topics for private clients.
• Family Office Multi-family-office service for high-net-worth individuals and owners of large companies covering both liquid and entrepreneurial assets, with strategies and structures to grow, structure and present the family's total wealth.
• Foundation Services (Stiftungen) End-to-end support for foundations and benefactors, including establishment of sub-foundations and endowments, structuring of foundation assets, active asset management aligned to foundation purpose, sustainability integration, philanthropic advisory and access to legal/tax expert networks.
• Entrepreneur Services (Unternehmer) Advisory for entrepreneurs and corporate clients covering analysis of existing pension obligations, company pension plans, the CTA trust model, and gifting, inheritance and succession planning, drawing on a network of legal and tax experts.
• Special Fund Mandates (Spezialfondslösungen) Bespoke asset management solutions for institutional clients delivered via special funds or segments of master funds, with ESG integration through exclusion lists, tailored to the client's strategic objectives, risk profile and liquidity requirements.
• FV Global Equities Fund In-house global equity mutual fund offered in distributing R and I share classes, investing in international equities selected through Frankfurter Vermögen's fundamental and quantitative process, with Universal-Investment-Gesellschaft mbH as KVG.
• FV Global Bonds Fund In-house global bond mutual fund offered in R(D), I(D), R(C) and I(C) share classes, investing in international fixed-income instruments to complement Frankfurter Vermögen's equity fund range.
• DUI Wertefinder Fund Flexible mixed-asset mutual fund (BVI category: Mixed funds) combining international equities, corporate bonds and emerging-market local-currency bonds with a quantitative and qualitative stock-selection approach, offered in IT, R and I share classes.
• DigiTrends Aktienfonds Global equity fund investing in companies tied to key digitalization and technology themes, combining Value & Opportunity approaches with active risk management; classified as Article 8 under the EU Disclosure Regulation (ESG), offered in E and I share classes.

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Huber, Reuss & Kollegen Vermögensverwaltung: Independent, owner-managed German wealth manager (VuV member) serving private clients, foundations and family offices with discretionary asset management — comparable business model, target customer base and independent-VuV positioning.
• GLS Investments GmbH: Munich-based German independent asset manager operating mixed-asset and equity mutual funds plus institutional mandates — comparable as a mid-sized VuV-aligned competitor with Publikumsfonds and institutional capabilities.
• GANÉ Aktiengesellschaft: Independent, owner-managed German wealth manager (VuV member) providing discretionary portfolio management for private clients and foundations, plus in-house mutual funds — highly comparable in size, regulatory positioning and target customer segments.
• DJE Kapital AG: German owner-managed independent asset manager (VuV member) offering discretionary wealth management for private clients plus an in-house mutual fund range across equities, bonds and mixed-asset — directly comparable business model, customer base and product mix to Frankfurter Vermögen.
• Aramea Asset Management GmbH: Hamburg-based independent German asset manager with a multi-fund range (equities, mixed-asset, bonds) and institutional focus — closely comparable as a mid-sized VuV-member competitor with both Publikumsfonds and institutional/special-fund mandates.

Others

• Universal-Investment-Gesellschaft mbH: Frankfurter Vermögen's KVG partner administering all four in-house Publikumsfonds; a major German fund-services platform and fund-of-funds manager — not a direct competitor but a critical infrastructure/ecosystem participant.

Broad incumbents

• ODDO BHF (Germany): Frankfurt-based Franco-German private bank with private wealth management, asset management and mutual fund offerings — overlapping with Frankfurter Vermögen across HNW discretionary mandates and Publikumsfonds in the German market.
• Deutsche Oppenheim Family Office: German multi-family-office and wealth manager (part of DWS/Deutsche Bank group) competing for the same HNW, entrepreneur and foundation segments that Frankfurter Vermögen addresses with its Family Office and Entrepreneur service lines.
• Baader Bank AG: German full-service bank with capital markets, asset management and wealth management divisions; provides a broader incumbent alternative for institutional and HNW clients in the same asset-management space where Frankfurter Vermögen operates its special-fund and Publikumsfonds business.

Emerging players

• Gerd Kommer Invest GmbH: Independent German asset manager built around factor-based/index mutual funds and ETFs, serving retail and semi-institutional clients — comparable as an independent German fund/wealth manager targeting digitally savvy private investors, though with a more passive orientation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/watch?v=qrzuoUqsidg
• Xx.com/FVermoegen

Compliance10 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Frankfurter Vermögen