Omney
Omney S.r.l. is an Italian fintech-education platform that combines a portfolio aggregator, a 15-lab training curriculum, and fee-only access to CFA/EFA/CFP experts to help Italian retail investors track, optimize, and learn to manage their wealth independently.
- Company typePrivate
- Founded2025
- HeadquartersBergamo, Italy
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What Omney does
Omney S.r.l. is an Italian fintech-education platform headquartered in Bergamo that combines a digital wealth-management tool, a structured 15-lab educational curriculum, and access to independent certified experts (CFA, EFA, CFP) to serve retail investors in Italy. The platform aggregates bank, broker, pension, and crypto holdings into a unified real-time dashboard, runs Monte Carlo simulations and stress tests, computes FIRE (financial independence) trajectories, compares Italian pension funds using official COVIP data, and surfaces cost-optimization opportunities across 80,000+ financial assets. The product is delivered through two annual subscription tiers: the One plan for self-directed learners and the Pro plan, which adds expert chat/email support and a personalized CFA portfolio analysis delivered as a video report.
The company is co-founded by Alessandro Pedone (independent financial consultant with 25+ years of experience and founder of Tekta SCF, where he manages over €100M in client assets) and Riccardo Zanetti (one of Italy's most-followed finance YouTubers with 8+ years of content and publicly disclosed personal wealth growth from zero to over €1M). Omney operates on a fee-only, conflict-free model with no banking sponsorships or third-party commissions, positioning itself as an alternative to commission-driven Italian retail advisory. Distribution is primarily direct via the website (app.omney.io) with self-serve signup and WhatsApp-led sales support for Pro inquiries, and organic acquisition is driven through the founders' YouTube and social-media presence plus free educational guides. The company raised a €510,000 SAFE pre-seed round in February 2026 and reports 1,200+ active customers with a 4.8/5 average rating; it is a privately held S.r.l. with 1-10 employees.
Omney firmographics
Firmographics- Name
- Omney
- Legal name
- Omney S.r.l.
- Website
- https://omney.io
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Omney S.r.l. is an Italian fintech-education platform that combines a portfolio aggregator, a 15-lab training curriculum, and fee-only access to CFA/EFA/CFP experts to help Italian retail investors track, optimize, and learn to manage their wealth independently.
- Ownership category
- akta.pro rank
Omney industry classification
Industry- Product category
- Personal Financial Planning & Wealth Management Software
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)
- akta.pro secondary industry
- Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)
Keywords
Where Omney is headquartered
LocationHeadquarters
- HQ city
- Bergamo
- HQ country
- Italy
- HQ region
- Europe
Offices1 record
Markets served
Omney business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Subscription - One Plan: Full access to platform features including portfolio tracker, optimizer with 80,000+ assets, simulators (PAC, FIRE, pension comparator), all 15 educational labs (live and on-demand), 2 monthly live Q&A sessions, and community access. Annual subscription model.
- Subscription - Pro Plan: Everything in One plan plus ongoing chat/email support from independent experts (CFA, EFA, CFP) and one portfolio analysis with CFA and personalized video report. Premium annual subscription with higher price point.
- Fee-Only Advisory Services: Conflict-free fee-only business model where independent certified experts (CFA, EFA, CFP) provide advisory without receiving commissions from banks or product manufacturers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | One plan - Self-directed learning with full platform access |
| Subscription | Annual | Pro plan - Full access plus expert support and personalized CFA analysis |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
Omney product offering
Product offeringCore offering
Omney operates a digital wealth management ecosystem that aggregates a user's investments (bank accounts, brokers, pension funds, crypto) into a single dashboard and provides portfolio tracking, optimization across 80,000+ assets, Monte Carlo simulations, FIRE/retirement calculators, and pension fund comparisons using official COVIP data. The company pairs this technology platform with a structured 15-lab educational program (live and on-demand) and access to a network of independent certified experts (CFA, EFA, CFP) who provide fee-only advisory without commissions or conflicts of interest. The offering is delivered through annual subscriptions (One and Pro tiers) targeting Italian retail investors.
Product overview
Omney is a unified financial education and wealth management ecosystem that combines three core components: (1) an intelligent digital platform for portfolio tracking and optimization, (2) a structured 15-lab training program, and (3) access to independent certified experts (CFA, EFA, CFP). The company offers two subscription tiers: Piano ONE for self-directed learners seeking autonomy in financial decisions, and Piano PRO which adds personalized CFA portfolio analysis with video reports and ongoing expert support. The platform aggregates all investments in one view and provides tools including Monte Carlo simulations, FIRE calculator, and access to over 80,000 financial assets for optimization.
Differentiator
Problem solved
Functional benefit
Products and services
- Piattaforma Omney (Omney Platform) A digital wealth management platform that aggregates all investments (bank accounts, brokers, pension funds, crypto) into a single dashboard, providing real-time portfolio tracking, a pension fund comparator using official COVIP data, Monte Carlo simulations with stress-testing, a FIRE independence calculator, and an optimizer covering 80,000+ financial assets. Designed for Italian retail investors seeking to monitor, analyze, and optimize their wealth independently.
- Percorso di Formazione (Training Labs) A structured educational program consisting of 15 live and on-demand laboratories covering the complete investment curriculum, from foundational concepts to advanced strategies including FIRE planning. Each lab includes practical exercises, and the program includes monthly Q&A sessions with certified experts (CFA, EFA, CFP). Designed for Italian retail investors who want to develop independent financial decision-making capability.
- Analisi Patrimoniale con CFA (CFA Portfolio Analysis) A professional portfolio review service delivered by a CFA-certified independent consultant who analyzes the user's investments and produces a personalized video report including cost analysis, hidden fee identification, optimization opportunities, and strategic recommendations. Delivered within 3-5 business days of request. Targeted at retail investors in the Pro tier who want expert validation and a clear action plan for their portfolio.
Quantifiable outcome
- Average Italian pays -1.91% annual commissions on investments (Vanguard source)
- +2 more outcomes
Companies that use Omney
Customer profileNamed customers7 records
Segments5 records
Ideal customer profiles4 records
Omney technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature7 records
Omney partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered minor and core.
- H-FARMminorH-FARM is a venture builder that creates innovation ecosystems in the only European campus where education, startups, and technology coexist. Listed as a backer/advisor supporting Omney's development.
- StripecoreStripe processes payments on the platform using cookies for fraud prevention (__stripe_mid, __stripe_sid) and secure payment sessions. Essential payment infrastructure provider.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Omney competitors and assessment
Company assessmentBroad incumbents
- Trading 212: European commission-free self-directed investing app with portfolio tracking and educational content. Comparable to Omney's PLG subscription-based tooling for retail investors, at much larger scale.
- Scalable Capital: European digital wealth platform offering self-directed investing and managed portfolios across multiple EU countries. Overlaps with Omney's tool-based, multi-asset proposition but at significantly larger scale.
Others
- Wall Street Italia: Italian financial education and news portal. Comparable to Omney's content-led approach to financial literacy for Italian retail investors, though without portfolio tools.
- Buddyfit (advisor only): Listed here only because Omney's senior advisors include Buddyfit's CEO and CTO, indicating ecosystem overlap rather than product competition.
Regional players
- Directa Sim: One of Italy's largest online brokers, serving retail investors with execution, research, and portfolio tools. Adjacent competitor for active Italian retail investors.
- Online Sim: Italian online broker with self-directed trading and savings products for retail investors. Competes with Omney for wallet share of Italian retail investors, though more execution-focused.
Direct peers
- AdviseOnly: Italian fee-only independent financial advisory platform. Comparable to Omney's expert-network narrative and conflict-free positioning, also targeting Italian retail investors.
- Moneyfarm: Italian-founded digital wealth manager offering portfolio management, advisory, and investment tools to retail investors across the UK and Italy. Direct competitor in the same target segment with a similar self-directed-plus-managed offering.
- Gimme5: Italian micro-investing and savings app aimed at retail investors and novices. Competes with Omney for first-time Italian retail investors with simplified, mobile-first investing.
Emerging players
- Tinaba: Italian fintech offering savings, payments, and investment products to retail consumers. Overlaps with Omney in targeting Italian retail users with simplified financial tools.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Omney social profiles
Digital presenceOmney compliance and trust
Trust signalCompliance2 records
Omney financial estimates
Financial estimateRevenue estimate
Valuation estimate
Omney leadership team
Management profileNumber of profiles
Profiles2 records
Omney funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Omney M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Omney
What does Omney do?
Omney operates a digital wealth management ecosystem that aggregates a user's investments (bank accounts, brokers, pension funds, crypto) into a single dashboard and provides portfolio tracking, optimization across 80,000+ assets, Monte Carlo simulations, FIRE/retirement calculators, and pension fund comparisons using official COVIP data. The company pairs this technology platform with a structured 15-lab educational program (live and on-demand) and access to a network of independent certified experts (CFA, EFA, CFP) who provide fee-only advisory without commissions or conflicts of interest. The offering is delivered through annual subscriptions (One and Pro tiers) targeting Italian retail investors.
Is Omney a public or private company?
Omney is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Omney founded?
Omney was founded in 2025. It employs 11 to 50 people.
Where is Omney based?
Omney is headquartered in Bergamo, Italy, in the Europe region.
How does Omney make money?
Three revenue lines are on record. Subscription - One Plan is the primary driver. The others are subscription - Pro Plan and fee-Only Advisory Services.
Who are Omney's main competitors?
Broad incumbents on record are Trading 212 and Scalable Capital. Others are Wall Street Italia and Buddyfit (advisor only). Regional players are Directa Sim and Online Sim. Direct peers are AdviseOnly, Moneyfarm and Gimme5. Tinaba is listed as an emerging player.
Does Omney have an API?
No public API is recorded for Omney.
What industry is Omney in?
Omney's product category is Personal Financial Planning & Wealth Management Software. Its primary akta.pro industry code is FSAAAAAA, Full-Service Retail Brokerage & Wealth Platforms, with a secondary code of FSAEABAF, Retirement Plan Participant Advice & Managed Accounts. Its NAICS code is 523940 and its SIC code is 6282.