OSPACP

What OSPACP does

OSPACP (Obra Social del Personal Auxiliar de Casas Particulares), registered with RNOS 1-0360-0, is a non-profit health insurance fund established in 2013 under Argentine Law 26.844 to provide mandatory health coverage for formally registered domestic workers (personal auxiliar de casas particulares). The organization operates within Argentina's social security framework, affiliated with the UPACP trade union, and is regulated by the Superintendencia de Servicios de Salud. Its core offerings include a searchable medical provider directory (Cartilla Médica), an online coupon printing system for contribution management, a pharmaceutical formulary (Vademécum), and a network of owned clinics (Consultorios Propios) across six Argentine cities. Specialized programs cover maternal and child health (Plan Materno Infantil), disability services, pregnancy and maternity support, and chronic disease management for diabetes, oncology, HIV, arthritis, and hepatitis C.

OSPACP generates revenue exclusively through mandatory employer social security contributions calculated as a percentage of each domestic worker's salary, administered via ARCA (formerly AFIP) under the CNTCP salary scale framework. Go-to-market is community-led: affiliation occurs automatically when employers register domestic workers through the Simplified Registry system, and member awareness is driven through UPACP union channels, government health portals, and institutional outreach. The fund distributes health services through its own clinic network in CABA, San Isidro, Morón, Rosario, Córdoba, and Mendoza, supplemented by a national affiliated provider directory and a voucher-based access system authenticated by CUIL.

The business model is structurally protected by statute: OSPACP holds the exclusive regulatory mandate to provide health insurance to Argentina's formally registered domestic workers, with no competing obra social for this employment category. This regulatory monopoly, combined with integration into the broader Argentine social security ecosystem (ARCA, ANSES, CNTCP, Superintendencia de Servicios de Salud), defines both the opportunity and the constraint — revenue scales with formal domestic employment rather than competitive positioning.

Name

OSPACP

Legal name

OSPACP – Obra Social del Personal Auxiliar de Casas Particulares

Website

https://ospacp.org.ar

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

101–250 employees

Short description

OSPACP is a non-profit Argentine health insurance fund (obra social) established under Law 26.844 to provide mandatory health coverage for formally registered domestic workers. It delivers services through owned clinics in six cities and an affiliated provider network, funded by employer social security contributions.

Ownership category

akta.pro rank

Product category

Social Health Insurance

NAICS

Health and Welfare Funds (525120), Health and Welfare Funds (52512), Social Assistance (624)

SIC

Hospital & Medical Service Plans (6324), Services-Social Services (8300)

akta.pro primary industry

Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

akta.pro secondary industries

Community Health & Prevention Program Funding (HLAJALAF), Embedded Payroll, Earned Wage Access & Benefits Finance (FSAGALAI)

Keywords

• Health insurance fund
• Social health insurance
• Medical provider network
• Maternal child health
• Pharmaceutical formulary

Headquarters

HQ city

Rosario

HQ country

Argentina

HQ region

Latin America

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Employer Social Security Contributions: OSPACP generates revenue through mandatory social security contributions paid by employers of domestic workers. These contributions are regulated by Argentine law (Ley 26.844) and include contributions to the National Health Insurance System (Sistema Nacional del Seguro de Salud), Argentine Integrated Pension System (SIPA), and Workers' Compensation Insurance (ART). Contributions are collected via ARCA.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels2 records

Core offering

OSPACP is a non-profit health insurance fund (obra social) that provides mandatory health coverage to registered domestic workers in Argentina under Law 26.844. The fund delivers medical care through its own clinics and an affiliated provider network, with additional programs covering maternal and child health, disability, chronic disease management, and pharmaceutical benefits. Revenue comes from mandatory employer social security contributions collected via ARCA.

Product overview

OSPACP (Obra Social del Personal Auxiliar de Casas Particulares) is a health insurance fund for domestic workers in Argentina, operating under RNOS 1-0360-0 and regulated by the Superintendencia de Servicios de Salud. The organization provides a unified health coverage platform comprising a medical provider directory (Cartilla Médica), an online coupon printing system for contribution management, a pharmaceutical formulary (Vademécum Farmacéutico), and a network of owned medical clinics. Additional specialized programs include the Maternal and Child Health Plan (Plan Materno Infantil), disability coverage, pregnancy and maternity services, chronic disease management forms, and member/employer registration documentation.

Differentiator

Problem solved

Functional benefit

Products and services

• Obra Social Health Coverage (Membership) Mandatory health insurance fund membership providing comprehensive medical, hospital, pharmaceutical, maternal-child, disability, and preventive care benefits to registered domestic workers in Argentina and their families. Funded by mandatory employer contributions collected via ARCA.
• Consultorios Propios (Owned Medical Clinics)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• UPACP (Unión del Personal Auxiliar de Casas Particulares)coreStrategic or Co-development PartnerUPACP is the trade union representing domestic workers. OSPACP is the obra social associated with this union, providing health coverage to UPACP members. The organizations collaborate on health programs, return-to-work guidance, and worker advocacy.
• ARCA (Agencia de Recaudación y Control Aduanero)coreOthersARCA is the Argentine tax and customs agency (formerly AFIP) that administers the Simplified Registry system for domestic workers, processes employer registrations, and collects social security contributions that fund OSPACP operations.
• Superintendencia de Servicios de Salud (SSS)coreOthersThe health services regulator that oversees OSPACP as a registered health insurance fund (obra social). OSPACP is registered with RNOS: 1-0360-0.
• ESDU (Escuela de Capacitación)minorOthersESDU provides training and professional development services for domestic workers, complementing OSPACP's health services.
• ANSES (Administración Nacional de la Seguridad Social)coreOthersANSES administers maternity and family allocations (Asignación por Embarazo, Asignación por Maternidad, AUH) that complement OSPACP coverage for domestic workers. Workers can verify their obra social through ANSES at 130 (option 4, then 3).

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Others

• UPACP (Unión del Personal Auxiliar de Casas Particulares): UPACP is the trade union that is the parent/affiliated organization of OSPACP. It is not a competitor but a core ecosystem partner, channeling members to OSPACP, providing advocacy, and integrating with ESDU training — making it the most direct institutional counterparty in OSPACP's operating model.
• Superintendencia de Servicios de Salud (SSS): The SSS is the Argentine federal regulator that oversees all obras sociales including OSPACP (registered under RNOS 1-0360-0). It is comparable as the governing body that defines benefits, contribution rules, and solvency requirements for OSPACP and its peer obras sociales.
• ANSES (Administración Nacional de la Seguridad Social): ANSES is the Argentine social security administration that distributes family allowances (Asignación por Embarazo, AUH) and coordinates benefits that complement OSPACP's health coverage for domestic workers. It is comparable as the broader social security ecosystem that determines the integrated benefit package OSPACP delivers.

Direct peers

• Obra Social del Personal de la Construcción (OSPACA): OSPACA is the obra social for Argentine construction workers, another category-specific health fund with the same mandatory employer contribution model and SSS oversight. Comparable structurally as another vertical obra social serving a single employment category with similar contribution-based funding.
• OSECAC (Obra Social de los Empleados de Comercio): OSECAC is the Argentine obra social for retail/commerce workers, operating under the same national regulatory framework (Superintendencia de Servicios de Salud) as OSPACP. Both are category-specific obras sociales funded by mandatory employer contributions via ARCA and providing the equivalent medical, pharmacy, and chronic-disease benefits — making it the closest structural peer.
• OSUTHGRA (Obra Social de Trabajadores de la Alimentación): OSUTHGRA is the obra social for food-industry workers, a category-specific Argentine health fund operating under the same SSS framework with mandatory employer contributions. It is comparable as another peer obra social with similar regulatory structure, contribution mechanics, and benefit delivery model.
• OSPRERA (Obra Social del Personal Rural y Estibadores): OSPRERA is the obra social for rural workers and stevedores, another category-specific Argentine health fund with mandatory contributions, regulatory oversight by the Superintendencia de Servicios de Salud, and the same obra social model. Comparable because both serve a defined worker category via employer contributions.

Broad incumbents

• Swiss Medical Group: Swiss Medical is a major Argentine health plan operator with its own clinic/hospital network and a wide cartilla of providers — structurally analogous to OSPACP's owned-clinic + affiliated-provider model, but serving the prepaid/private segment rather than a union-mandated category.
• Galeno Argentina: Galeno is a large Argentine prepaid health plan with owned medical centers and a broad affiliated provider network. Comparable to OSPACP in operating an integrated medical provider infrastructure and competing for Argentine health coverage spend, though it is a private prepaga rather than a category-mandated obra social.
• OSDE: OSDE is one of the largest private prepaid health plans (prepagas) in Argentina, providing health coverage with affiliated provider networks. It is comparable to OSPACP as a competing health coverage provider in the Argentine market, although it serves higher-income segments and is not a category-specific obra social.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/ospacp
• LinkedInlinkedin.com/company/ospacp-rosario

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about OSPACP