Movo Partnership

What Movo Partnership does

Movo Partnership (legal entity The Movo Partnership Ltd) is a UK Appointed Representative network founded in 2019 and headquartered in Chislehurst, Kent. It operates as an FCA-authorised regulatory and operational platform (FS Register number 823503) under which approximately 100 independent commercial insurance brokers trade as ARs, retaining 100% of insurer commissions in exchange for a fixed monthly subscription fee rather than a percentage split. Its primary customers are two personas: experienced insurance professionals (5+ years) launching their own brokerage, and existing AR or directly-authorised brokers migrating from traditional networks that charge overriders or restrict insurer access. The company also targets broker principals planning succession or sale through its Succession Planner service.

The core technology stack is the Acturis insurance platform, on which each member broker is given a separately branded branch with e-trade functionality, complemented by the proprietary MIP (Movo Insurer Portal) launched in March 2022 and a Quote Portal integration launched in April 2023. Operational service layers include an in-house claims desk (active from day one of membership), a broking desk for placement support, a risk and compliance function with a centralised document suite, and an exclusive Professional Indemnity insurance scheme for members. Value-added modules include a Locum Service that covers member brokers for up to two weeks of holiday and a Movo Branded white-label trading option.

Movo's revenue model is primarily recurring subscription income from broker membership fees, supplemented by transaction-fee economics from acquired brokerages (for example CCS Insurance, acquired January 2023 and now trading as Movo Woking). Following the August 2024 acquisition of an 80% stake in parent Movo Group by Australian-listed Aub Group, the business has access to international consolidator capital and is positioned within a wider group that has executed 18 acquisitions over four years across its subsidiaries, including the in-house Durell Software insurance technology platform.

Name

Movo Partnership

Legal name

The Movo Partnership Ltd

Website

https://movopartnership.co.uk

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Movo Partnership is a UK FCA-authorised Appointed Representative network serving around 100 independent commercial insurance brokers with regulatory hosting, Acturis technology, claims support, and a 400-plus insurer panel via a fixed monthly fee.

Ownership category

akta.pro rank

Headquarters

HQ city

Chislehurst

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Network Membership Fees: Fixed monthly flat commission fee charged to member brokers. Brokers retain 100% of insurer commissions. Movo does not take overriders from insurers. Cost is transparent, competitive, and capped at maximum amount with bandings to suit all size brokers.
2. Acquisition Revenue: Revenue from acquiring existing brokerages (e.g., CCS Insurance bought in January 2023, traded as Movo Woking)

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels7 records

Core offering

Movo Partnership operates an FCA-regulated Appointed Representative (AR) insurance broker network in the UK. It provides independent insurance brokers with regulatory permissions, compliance management, access to a 400+ insurer panel, an Acturis technology platform with their own branded branch, an in-house claims desk, and centralised back-office functions such as client money handling and insurer reconciliations. Brokers retain 100% of insurer commissions in exchange for a fixed monthly membership fee.

Product overview

Movo Partnership is a UK-based Appointed Representative (AR) insurance broker network that operates as a platform-plus-services model. The core offering is the AR Network Services providing regulatory supervision and back-office support for independent insurance brokers. The platform includes access to Acturis insurance technology (providing each broker with their own branded branch and e-trade functionality), the proprietary MIP insurer portal, and in-house claims desk support. Additional services include The Switcher (for switching existing ARs), The De-authoriser (for transitioning from direct authorization), The Succession Planner (for exit planning), and Movo Branded (white-label option). Add-on services include an exclusive Professional Indemnity Insurance scheme and a Locum Service for broker holidays. The network also operates Movo Tree Foundation as a corporate social responsibility initiative. Movo differentiates by allowing brokers to retain 100% of commissions, deal directly with insurers, and operate with full autonomy while accessing centralized compliance, claims, and operational support.

Differentiator

Problem solved

Functional benefit

Products and services

• Appointed Representative (AR) Network Membership Core membership offering providing independent UK general insurance brokers with FCA regulatory permissions, compliance oversight, client money handling, insurer reconciliations, agency negotiations, and access to central support functions in exchange for a fixed monthly fee.
• Claims Desk In-house claims service providing member brokers with claims notification support, fully managed claim handling, and coverage advice from day one of membership, including paperwork and settlement support for clients.
• MIP - Movo Insurer Portal Proprietary in-house insurer portal providing member brokers with direct connectivity to insurer partners for efficient quote placement and policy management.
• The Switcher Dedicated service for existing general insurance appointed representatives who want to switch from another AR network to the Movo Partnership model, offering direct insurer access and 100% commission retention.
• The De-authoriser Service for directly authorised (DA) brokers considering joining Movo, providing a structured transition path and comparison against their existing direct authorisation model.
• The Succession Planner Succession planning service for broker principals looking to exit, sell, step back, or transition their business, with assisted programmes and potential financing options for management buyouts.
• Movo Branded White-label option enabling member brokers to trade under the established Movo brand identity instead of building their own consumer-facing brand.
• Professional Indemnity Insurance Scheme Exclusive Professional Indemnity Insurance scheme negotiated for Movo members, designed to be more competitive than open market premiums and tailored specifically for new broker start-ups.
• Locum Service Holiday cover service providing member brokers with up to two weeks per year of white-labelled operational support, including policy changes, claims handling, and customer service during their absence.

Quantifiable outcome

• Brokers grow their businesses with full commission retention vs paying away percentage to networks
• +2 more outcomes

Named customers11 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Five partnerships are on record, tiered core, major and minor.

• ActuriscoreTechnology or Integration · 22 March 2022Acturis provides insurance technology platform with back office system, document suite management, and agency management. Movo provides each broker with their own Acturis branch, controlled with their own branding and agencies.
• AIGmajorOthers · 18 November 2021AIG joined as partner insurer providing wide range of property, casualty insurance, life insurance, retirement solutions and financial services. AIG has operations in approximately 80 countries and has been established for over 100 years.
• TravelersmajorOthers · 12 August 2021Travelers joined as an Insurer Partner offering exclusive market access with unique products and facilities, wide spectrum of products and sector coverage. They offer online platform MyTravelers and products available directly in Acturis.
• AvivamajorOthers · 3 August 2021Movo joined Aviva's exclusive Club 110, an invitation-only proposition supporting the very best regional independent brokers. Provides free access to specialist solutions, underwritten by Aviva with service level agreements.
• Corin UnderwritingminorOthers · 29 July 2021Corin Underwriting joined the insurer panel specialising in casualty insurance (EL/PL risks) and Contractor All Risks. They offer recycling risks with low minimum premiums of £1,500 and all quotes done via portal.

Scale indicators7 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• GRP Group: UK insurance broker network and consolidator that owned the Hedron network, of which Movo was a member until it became fully independent in March 2022. Direct competitor in the UK AR network space with overlapping broker recruitment, compliance, and insurer panel services.
• Jensten Group: UK insurance broker network and consolidator providing AR network services, back-office support, and insurer access to independent brokers. Closely comparable business model and target customer base to Movo Partnership.
• PIB Group: UK insurance broker consolidator and network provider operating an AR-style proposition for independent brokers. Comparable in serving the same UK broker market with consolidated compliance, insurer access, and M&A of brokerages.
• Aston Lark: UK insurance broker consolidator built through acquisition and organic broker recruitment, now part of Howden. Comparable to Movo's strategy of acquiring and onboarding independent brokerages onto a central platform.
• County Insurance Services: UK-based insurance broker network providing regulatory cover, compliance support, and back-office services to independent brokers — a closely comparable AR network proposition to Movo.

Broad incumbents

• Towergate Insurance: Large UK insurance broker consolidator with a broad regional broker network. Operates at significantly greater scale than Movo but in the same UK broker network and consolidation space.
• Howden: Major global insurance broker with significant UK presence (including Aston Lark). Broader incumbent than Movo but competes for the same independent broker recruitment and acquisition pipeline.
• Marsh: Global insurance broker and risk advisory firm with major UK operations. Competes for large commercial insurance placements that flow through Movo's broker members.
• Aon: Global insurance and reinsurance broker with UK presence. Operates in adjacent commercial insurance distribution where Movo broker members also compete and place business.

Regional players

• Aub Group: Australian-listed insurance broker network that acquired 80% of Movo Group in August 2024. Operates a directly comparable broker network model in Australia and is now Movo's parent company.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/movo-partnership
• Xx.com/MovoPartnership
• Facebookfacebook.com/MovoPartnerhsip

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Movo Partnership