What GSIE Technology does

GSIE Technology (Général des Systèmes d'Informations d'Entreprise) is a Dakar-headquartered IT services and fintech software provider founded in 1996 by Antoine NGOM, an Ecole Centrale de Paris-trained engineer with prior experience at Atos Consulting Finance. The company operates primarily across francophone Africa with active engagements in at least 14 countries and a client base spanning 17 francophone African markets, serving tier-one banking groups, telecom operators, public administrations, logistics providers, and large enterprises. The firm is the only SAP Gold Partner and the only SAP Partner Center of Expertise (PCoE) certified partner in francophone Africa excluding the Maghreb, and holds ISO 9001:2015 and ISO 27001:2017 certifications.

GSIE runs two complementary business lines. The first is SAP consulting and implementation services, delivered by approximately 20 SAP-certified consultants, covering SAP ERP, Analytics (including SAP Predictive Analytics and SAP BusinessObjects BI), Cloud, and Data & Tech. The second is a suite of proprietary fintech and digital infrastructure platforms: INTERCO, a universal mobile banking gateway for B2W/W2B transactions; AVIA, a money transfer product; an SMS Banking platform for banks and microfinance institutions; a Value-Added Services (VAS) aggregation platform connected to roughly 10 mobile operators; and a Banking Software Suite covering consignment management, credit management, customer segmentation, and currency netting. Major clients include Ecobank, Société Générale and BNP Paribas subsidiaries, Afriland First Bank, CORIS Bank, AttijariWafa, BGFI, BICIG, Orange Senegal/Mali/Guinea, TIGO, MOOV, Airtel, Telmob, DGID Senegal, DGI Côte d'Ivoire, IGF Senegal, CNDC Gabon, the Senegalese Ministry of Justice, DP World Dakar, and La Poste Côte d'Ivoire.

The business model combines one-time SAP software licensing resales, recurring SAP support and maintenance contracts, transaction-based fees on the fintech and VAS aggregation platforms, and professional services revenue from IT consulting and SAP implementation projects. The combination of tier-one enterprise/government logos, regulated-sector certifications, proprietary fintech infrastructure, and a multi-country francophone African footprint positions GSIE as a regional systems integrator with embedded fintech product economics, though it remains a privately held, founder-led firm without disclosed funding or external investors.

Name

GSIE Technology

Legal name

GSIE TECHNOLOGY, Inc.

Website

https://gsietechnology.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

11–50 employees

Short description

GSIE Technology is a Dakar-headquartered SAP Gold Partner and fintech software provider serving banks, telecom operators, governments, and enterprises across 17 francophone African countries, offering SAP ERP and analytics implementations alongside proprietary mobile banking, money transfer, and VAS aggregation platforms.

Ownership category

akta.pro rank

Product category

Enterprise IT Services and Fintech Software

NAICS

Computer Systems Design and Related Services (54151), Management Consulting Services (54161)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Strategy & IT Advisory (BPAEAAAA)

akta.pro secondary industries

IT Governance, Risk & Compliance (IT GRC) Platforms (HDAEALAK), API Management Platforms (API Gateways, Developer Portals) (HDAEAIAA), BaaS Platforms & Sponsor Bank Enablement (FSAGALAA)

Keywords

• SAP consulting services
• Mobile banking platforms
• Money transfer systems
• Value-added services aggregation
• Enterprise software integration

Headquarters

HQ city

Dakar

HQ country

Senegal

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. SAP Software Licensing and Implementation: Revenue from SAP software licenses sales and implementation services as SAP Gold Partner. Includes consulting, integration, training, and maintenance services for SAP solutions.
2. Support and Maintenance Services: 24/7 support and maintenance services for SAP solutions through dedicated support portal, phone, and email. Revenue from service contracts.
3. Fintech Solutions: Revenue from proprietary fintech products including SMS Banking, Mobile Banking, and Money Transfer platforms (AVIA, INTERCO). May include transaction fees and service fees.
4. Value-Added Services Aggregation: Aggregation of mobile VAS services for telecom operators and content providers. Platform connected to multiple mobile operators enabling services like authentication, SMS, and content delivery.
5. IT Consulting: Systems information consulting services including project management, feasibility studies, technology choices, and digital transformation advisory.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

GSIE Technology is an information technology company headquartered in Dakar, Senegal that delivers SAP enterprise software consulting, integration, licensing, and 24/7 support as an SAP Gold Partner in francophone Africa. In parallel, the company designs, owns, and operates proprietary fintech platforms — INTERCO Mobile Banking, AVIA Money Transfer, SMS Banking, and a Value-Added Services (SVA) aggregation platform — sold to banks, microfinance institutions, telecom operators, and government entities across 17 francophone African countries.

Product overview

GSIE Technology operates as both a fintech product company and SAP systems integrator. The product portfolio consists of two main pillars: (1) Proprietary fintech solutions including INTERCO MOBILE BANKING (universal bank-to-wallet and wallet-to-bank transaction gateway), AVIA Money Transfer (local/international remittance platform), SMS BANKING (mobile banking via SMS), and a suite of specialized banking software (consignment management, credit management, customer segmentation, etc.), all supported by a mobile value-added services (SVA) aggregation platform connected to mobile operators across Africa; and (2) SAP implementation services spanning ERP (S/4HANA, Business ByDesign), Analytics (BusinessObjects, EPM, Predictive Analytics, GRC), Data & Technology (HANA, Sybase IQ), and Cloud (Ariba, SuccessFactors) solutions, delivered as a Gold Partner with recognized expertise in francophone Africa.

Differentiator

Problem solved

Functional benefit

Brands

• AVIA: AVIA MONEY TRANSFER is a local and international money transfer system promoting better income redistribution and socio-economic development of populations.
• INTERCO MOBILE BANKING
• SMS BANKING

Products and services

• SAP Solutions Implementation and Integration Comprehensive portfolio of SAP enterprise solutions (S/4HANA, Business ByDesign, HANA, BusinessObjects, Sybase IQ, Ariba, SuccessFactors, EPM, Predictive Analytics, GRC) that GSIE implements, integrates, trains, and supports as an SAP Gold Partner for enterprises in banking, telecom, government, and other sectors.
• INTERCO Mobile Banking Universal gateway platform enabling common customers of electronic money issuers (EME) and partner custodian banks to execute B2W (bank-to-wallet) and W2B (wallet-to-bank) transactions, with balance viewing and mini-statement request capabilities.
• AVIA Money Transfer Local and international money transfer system promoting better income redistribution and socio-economic development of populations, enabling customers to become partners and reinvesting generated revenue into development projects.
• SMS Banking Global mobile banking solution offering banks and microfinance institutions a personalized interaction framework with customers, providing Pull and Push services including balance inquiries, mini statements, salary availability, checkbook/card status, RIB keys, branch listings, and currency exchange rates.
• Banking Software Suite (Logiciels de Solution) Suite of specialized banking and financial software including consignment management, customer segmentation, portfolio/checks management, credit management, archives management, foreign exchange netting, mission management for finance inspections, and money transfer/wallet/mobile banking solutions.
• Services à Valeurs Ajoutées (SVA) Mobile value-added services aggregation platform connected to approximately ten mobile operators across several African countries (Senegal, Guinea, Burkina, Mali, Côte d'Ivoire), offering services such as electronic device authentication, web-to-SMS, billing alerts, games, and voting through telecom operator and media content provider partnerships.
• IT Consulting (Conseil en Systèmes d'Information) Systems information consulting services including project management, feasibility studies, technology choices, digital transformation advisory, and assistance in leading multidimensional and complex information system redesign projects.
• SAP Support and Maintenance Services 24/7 dedicated support and maintenance services for SAP solutions delivered through a dedicated support portal, phone (+221 33 825 47 82), and email ([email protected]), backed by service-level agreements aligned to customer tier.

Quantifiable outcome

• Clients distributed across 17 francophone African countries
• +3 more outcomes

Named customers21 records

Segments6 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature7 records

Partnerships

Twelve partnerships are on record, tiered flagship, core and minor.

• SAPflagshipTechnology or IntegrationSAP Gold Partner and sole PCoE-certified partner in francophone Africa (excluding Maghreb). GSIE sells SAP licenses, provides implementation, training, and 24/7 support services. Unique SAP Recognized Expertise status in the region.
• Orange SenegalcoreStrategic or Co-development PartnerVAS platform design partnership and SMS+ partnership for value-added services exploitation. Orange is a key telecom partner for mobile services aggregation.
• TIGO, BBCOM, MOOV, Airtel, Telmob, TéléTelcoreStrategic or Co-development PartnerSMS+ partnership for exploitation of value-added services across multiple African countries including Benin, Niger, Burkina Faso, Guinea.
• Moov CI (ARTP)coreStrategic or Co-development PartnerDecision support and performance management tools implementation for Moov Côte d'Ivoire and regulatory authority ARTP.
• Orange MalicoreStrategic or Co-development PartnerVAS aggregation services partnership with Orange Mali for value-added mobile services.
• Atos France, Orange RDCminorStrategic or Co-development PartnerPartnership for SMS+ value-added services exploitation.
• La Poste Côte d'IvoirecoreStrategic or Co-development PartnerAVIA Money Transfer partnership enabling postal network to offer international and local money transfer services.
• DP World DakarcoreImplementation/ SI/ Consulting PartnerDecision support and performance management tools implementation for DP World's Dakar port operations.
• WaveminorStrategic or Co-development PartnerPartnership in mobile money and fintech ecosystem in Senegal.
• FADECminorOthersFinancial partner for development and entrepreneurship support programs.
• ADEPMEminorOthersAgency for SME support and development partnership.
• PamecaminorOthersBusiness development support organization partnership.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• SAP (direct Africa operations): Owner of the underlying ERP/analytics platform on which GSIE builds its practice. SAP's own direct sales force, partner management decisions, and pricing represent both the source of GSIE's largest revenue stream and its most concentrated counterparty risk.
• Atos (now Eviden): Global IT services and systems integration incumbent with deep presence in francophone Africa. Directly comparable as a multi-vertical SAP and digital transformation integrator; GSIE's founder previously led Atos Consulting Finance, and Atos remains a strategic partner listed in GSIE's ecosystem.
• M-Pesa (Vodacom / Safaricom): Leading African mobile money platform progressively expanding from East to West Africa. Represents the dominant app-native competitive threat to GSIE's legacy SMS/USSD-based mobile banking and money transfer products.
• Accenture Africa: Global SI with growing Africa practice and significant SAP capabilities. Competes for tier-1 bank and government transformation mandates in francophone Africa, often on scale and methodology rather than regional exclusivity.
• Capgemini: Global systems integrator with major SAP practice and established African operations. Competes for the same large-banking and public-sector SAP deployments that anchor GSIE's revenue, though Capgemini's presence in francophone West Africa is more limited than Anglophone Africa.
• Orange Money / Orange Fintech: Mobile money arm of Orange, a major telecom operator across francophone Africa and an existing GSIE partner (Orange Senegal, Orange Mali). Competes for the same mobile banking / wallet aggregation customers while also being a distribution channel for GSIE's VAS aggregation platform.

Emerging players

• Wave Mobile Money: Fast-growing mobile money operator in Senegal and broader West Africa. Listed as an explicit partner of GSIE and competes in the same digital financial inclusion and mobile money rails that INTERCO and AVIA serve; comparison highlights both partnership upside and direct competitive overlap.

Regional players

• Jumia Pay / Jumia Technologies: Pan-African e-commerce and digital payments platform with operations in francophone Africa. Adjacent fintech and payments competitor relevant for digital banking and mobile money product comparisons.
• Telebirr (Ethiopia) / MFS Africa (Onafriq): Cross-border mobile money and remittance network connecting African mobile wallets. Comparable to AVIA Money Transfer and INTERCO Mobile Banking as interbank/wallet interoperability and cross-border remittance platforms across Africa.
• DPO Group (DPO Pay): African payment processor and fintech platform serving merchants across multiple African markets. Comparable as a payment processing and mobile commerce infrastructure provider targeting similar enterprise and SME segments in francophone Africa.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/gsienetworks
• YouTubeyoutube.com/channel/UCyPLzwp8ROwjyUCWrDR8dlg
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/11349436/admin/feed/posts

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GSIE Technology