What Investment Dar does

The Investment Dar Company K.S.C.C. (TID) is a Kuwaiti closed shareholding company that operates as a diversified investment holding group with Sharia-compliant operations across the MENA region, headquartered in Kuwait City. Through a portfolio of subsidiaries, TID provides services spanning commercial and investment banking (Boubyan Bank, established 2004 with KD 100 million paid-up capital; Investment Dar Bank in Bahrain), consumer finance and leasing (Wared Lease & Finance, founded 2005 with KD 15 million capital), Islamic investment and asset management (Al Dar Asset Management Company, founded 2004 with KD 50 million capital), real estate development (Oqyana Real Estate, Manazel Holding, Al Dar National Real Estate), professional services (IIES, Proman Project Management, Credit Rating & Collection, Rehal Logistics), and Islamic insurance/Takaful (Wethaq Takaful Insurance Company, established 2000). The holding company structure aggregates these operating subsidiaries under a single Sharia-compliant umbrella, governed by an internal Sharia'a Supervisory Board.

TID's revenue model is built on dividends, capital appreciation, and management fees from its operating subsidiaries across banking, insurance, real estate, and services. The company does not sell a discrete product to end customers directly; instead, its subsidiary network distributes financial products and services through traditional channels — bank branches, real estate developers, insurance brokers, and project management engagements. Rehal Logistics, for instance, serves the Kuwaiti public sector as well as American and Iraqi government clients. TID historically reported total assets of KD 1.2 billion (2008) with diversified geographic exposure across Kuwait, Bahrain, and the UAE.

Since 2010, TID has operated under court-supervised restructuring pursuant to Kuwait's Financial Stability Law, following an approved plan issued by the Special Circuit Court of Appeal on June 2, 2011. The restructuring separated the Chairman and CEO roles, installed a new CEO (Abdullah Meshari Al Humaidhi) in 2011, and established an Investors' Coordination and Liaison Committee with major banking institutions (Al-Rajhi, Bank of Bahrain & Kuwait, Kuwait Finance House, ABC Islamic Bank). The company's shares were delisted from the Kuwait Stock Exchange by the Capital Markets Authority in 2012. The most recent material activity is a Preventive Settlement Enhanced Plan presented to creditors in February 2024 under Preventive Settlement Proposal No. 6/2023, indicating the restructuring process remains ongoing more than a decade after initiation.

Name

Investment Dar

Legal name

The Investment Dar Company K.S.C.C.

Website

https://inv-dar.com

Company type

Private

Operating status

Operating

Headcount range

101–250 employees

Short description

Investment Dar is a Kuwaiti Sharia-compliant diversified investment holding company operating through subsidiaries in banking, consumer finance, Islamic asset management, real estate, professional services, and Takaful insurance across Kuwait, Bahrain, and the UAE. The company has been under court-supervised restructuring since 2011.

Ownership category

akta.pro rank

Product category

Diversified Islamic Financial Services (Investment Holding)

NAICS

All Other Financial Investment Activities (52399), Portfolio Management and Investment Advice (523940)

SIC

Investors, Nec (6799), Investment Advice (6282)

akta.pro primary industry

Islamic Investment Banking & Capital Markets Services (FSABAGAG)

akta.pro secondary industries

Shariah-compliant Financing Products (Murabaha, Ijara, Tawarruq, Istisna, Salam) (FSABAGAH), Retakaful (Life & Health) (FSAIANAM), Islamic Private Banking & Wealth (FSABAGAD)

Keywords

• Islamic finance services
• Investment holding company
• Sharia-compliant banking
• Asset management services
• Takaful insurance

Headquarters

HQ city

Kuwait

HQ country

Kuwait

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Others, Infrastructure

Distribution channels1 record

Marketing channels4 records

Core offering

The Investment Dar (TID) is a Kuwaiti closed shareholding (K.S.C.C.) investment holding company that owns and operates a diversified portfolio of Sharia-compliant subsidiaries across Islamic banking (Boubyan Bank, Investment Dar Bank Bahrain), consumer finance (Wared Lease & Finance), investment and asset management (Al Dar Asset Management), real estate (Oqyana, Manazel, Al Dar National Real Estate), business services (Credit Rating & Collection, Proman Project Management, Rehal Logistics, International Integrated Education Services), M&A-oriented investing (Stehwaz Holding), and Islamic general and health insurance/reinsurance (Wethaq Takaful Insurance).

Product overview

The Investment Dar (TID) is a diversified Kuwait-based holding company (K.S.C.C) operating across multiple business sectors through its group of subsidiaries. The company structure includes: Banking operations (Boubyan Bank, Investment Dar Bank Bahrain), Consumer Finance (Wared Lease & Finance), Diversified/Multinational investments (Stehwaz Holding), Investment & Asset Management (Al Dar Asset Management), Real Estate (Oqyana Real Estate, Manazel Holding, Al Dar National Real Estate), Services (International Integrated Education Services, Proman Project Management, Credit Rating & Collection, Rehal Logistics), and Takaful/Islamic Insurance (Wethaq Takaful Insurance). The company underwent restructuring under Kuwait's Financial Stability Law and maintains total assets of approximately KD 1.2 billion (as of 2008).

Differentiator

Problem solved

Functional benefit

Products and services

• Boubyan Bank Sharia-compliant bank established in 2004 with KD 100 million paid-up capital (approximately USD 300 million), carrying out all activities of banking for retail and corporate customers in Kuwait.
• Investment Dar Bank (Bahrain) Investment-banking subsidiary in Bahrain focusing on the investment side of banking to complement Boubyan Bank's commercial banking activities.
• Wared Lease & Finance Sharia-compliant consumer finance and leasing company founded by TID in 2005 with KD 15 million paid-up capital (around USD 45 million), extending TID's legacy consumer-finance operations.
• Stehwaz Holding
• Al Dar Asset Management Company (ADAM) Islamic asset management company founded in April 2004 as a Kuwaiti shareholding company with KD 50 million capital (around USD 150 million), providing Sharia-compliant investment management to institutional and individual clients.
• Oqyana Real Estate Real estate company founded in 2002 (originally as Demnat Alkhaleej) with KD 1 million capital (approximately USD 3 million), operating in the GCC real estate market.
• Manazel Holding
• Al Dar National Real Estate Real estate company restructured in 2004 from Al Dar First Real Estate Company (originally established in 2000) with KD 1 million capital, focusing on real estate development and investment in the GCC.
• International Integrated Education Services Co. (IIES) Educational services company established in 2004 whose core business is establishing, operating and managing educational institutions in the region.
• Proman Project Management
• Credit Rating & Collection Company (CRC) Credit rating and collection services company established in 1998 with KD 3 million paid-up capital (around USD 9 million), serving banks and other creditors with rating and debt-collection services.
• Rehal Logistics Established logistics company serving the public sector in Kuwait, the U.S. and Iraqi governments, and large corporate clients with logistics services.
• Wethaq Takaful Insurance Co. Islamic general and health insurance and reinsurance company established in 2000, offering Takaful (Sharia-compliant) general and health coverage for individuals and corporates in the region.

Segments7 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves7 records

Expansion highlights3 records

Direct peers

• EFG Hermes Holding: Leading MENA investment bank with operations across brokerage, asset management, and investment banking. Comparable to TID's investment banking and asset management subsidiaries (e.g., Investment Dar Bank Bahrain, ADAM) in regional financial services breadth.
• Boubyan Bank: TID's own majority-owned Islamic banking subsidiary, established in 2004 with KD 100M capital. Listed and operating as a standalone Islamic bank in Kuwait, comparable as a direct Sharia-compliant banking peer within the GCC.
• Tamdeen Investment Company: Kuwaiti investment holding company with diversified real estate, leisure, and financial services operations. Directly comparable to TID as a Kuwait-based diversified holding company with similar sector spread.
• KIPCO (Kuwait Projects Company Holding): Kuwait's largest diversified investment holding company, operating across financial services, media, manufacturing, and real estate. Highly comparable to TID in structure (closed shareholding holding company), regional focus (MENA), and Sharia-compliant orientation through subsidiaries.
• Global Investment House: Kuwaiti investment company that similarly underwent financial distress and restructuring post-2008. Directly comparable as a regional peer with an investment banking and asset management focus that experienced parallel restructuring challenges.
• National Investment Company (Kuwait): One of Kuwait's oldest and largest investment companies, providing asset management, brokerage, and investment banking services. Comparable to TID's ADAM subsidiary in Islamic investment management focus and overall Kuwaiti investment company positioning.

Broad incumbents

• Kuwait Finance House: The world's oldest Islamic bank and Kuwait's largest Islamic financial institution, offering banking, investment, and Takaful products. Comparable to TID's group as a broad Islamic financial services platform, and notably one of TID's creditor committee members under the Financial Stability Law.
• Al Rajhi Banking & Investment Corporation: Saudi Arabia's largest Islamic bank and a global Islamic finance leader. Comparable as a regional Islamic financial services peer; also sits on TID's creditor coordination committee as a major financial partner.

Regional players

• Dar Al Arkan Real Estate: Saudi-listed real estate developer focused on residential and commercial property. Comparable to TID's Oqyana, Manazel, and Al Dar National real estate subsidiaries in regional property exposure, though operating primarily in Saudi rather than Kuwait.
• Saudi Enaya Cooperative Insurance: Saudi cooperative health insurance provider with Takaful-aligned product structures. Comparable to TID's Wethaq Takaful Insurance in offering Sharia-compliant insurance products, though focused on the Saudi health segment.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/InvestmentDar
• YouTubeyoutube.com/InvestmentDar
• Facebookfacebook.com/InvestmentDar
• LinkedInlinkedin.com/company/the-investment-dar

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Investment Dar