UTT-AMIS
UTT-AMIS is a Tanzanian licensed asset manager operating six unit trust schemes with TZS 5.2 trillion in combined Net Asset Value, distributed to retail investors via mobile money, bank channels, and 8 branch offices across Tanzania.
- Company typePrivate
- Founded-
- HeadquartersDar Es Salaam, Tanzania
- Headcount501–1,000
- GTM typeB2C
- OfferingServices
What UTT-AMIS does
UTT-AMIS (UTT Asset Management And Investor Services PLC) is a Tanzanian asset management company that operates as a licensed Fund Manager regulated by the Capital Markets Authority (CMA) and as a Licensed Dealing Member of the Dar es Salaam Stock Exchange (DSE). The company manages six unit trust schemes — Umoja Fund (balanced/medium-risk), Wekeza Maisha Fund (investment-cum-insurance), Watoto Fund (children's benefits), Jikimu Fund (income distribution), Liquid Fund (growth/liquidity), and Bond Fund — with a combined Net Asset Value of approximately TZS 5.2 trillion as of July 2026. It also runs a UTT WEALTH MANAGEMENT advisory service. The company serves primarily individual retail investors across Tanzania, with secondary exposure to corporate treasury and employee benefit schemes.
The company's offering is delivered through a digital-first platform built around the UTT AMIS Investor Portal (web) and the SimInvest mobile application, supplemented by USSD codes and integrations with mobile money operators (M-Pesa, Airtel Money, T-Pesa, Halo Pesa, Azam Pesa, Mixx by Yas) and bank channels (CRDB, NMB, Stanbic, NBC, Amana Bank). The technology stack is conventional digital distribution infrastructure — account management, NAV tracking, payment integration — rather than differentiated AI/ML systems. The company operates 8 physical offices across Tanzania spanning Dar es Salaam (HQ), Arusha, Dodoma, Mwanza, Mbeya, Zanzibar, Morogoro, and Kahama.
Revenue is generated through management fees charged on assets under management across the six unit trust schemes, with specific fee structures not publicly disclosed. The go-to-market is direct-to-consumer via digital channels, augmented by 8 branch offices and partner distribution. The customer base is predominantly mass-retail Tanzanian investors, with the Liquid Fund (TZS 3.2T NAV) and Bond Fund (TZS 1.3T NAV) representing the largest revenue-generating asset pools.
UTT-AMIS firmographics
Firmographics- Name
- UTT-AMIS
- Legal name
- UTT Asset Management And Investor Services PLC
- Website
- https://uttamis.co.tz
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- UTT-AMIS is a Tanzanian licensed asset manager operating six unit trust schemes with TZS 5.2 trillion in combined Net Asset Value, distributed to retail investors via mobile money, bank channels, and 8 branch offices across Tanzania.
- Ownership category
- akta.pro rank
UTT-AMIS industry classification
Industry- Product category
- Asset Management
- NAICS
- Open-End Investment Funds (525910), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Portfolio Management–Led RIAs (Discretionary/Model-Based) (FSAAACAC)
- akta.pro secondary industries
- Investment Management Advisory (RIA) (FSAEAAAB), Financial Planning–Led RIAs (FSAAACAB), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)
Keywords
Where UTT-AMIS is headquartered
LocationHeadquarters
- HQ city
- Dar Es Salaam
- HQ country
- Tanzania
- HQ region
- Africa
Offices8 records
Markets served
UTT-AMIS business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Fund Management Fees: UTT-AMIS generates revenue through management fees charged on assets under management across its six unit trust schemes. The company operates as a licensed fund manager regulated by the Capital Markets Authority.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Other | Unit trust investment products with no publicly listed minimum investment amounts |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels6 records
UTT-AMIS product offering
Product offeringCore offering
UTT-AMIS manages and distributes six open-ended unit trust schemes (Umoja Fund, Wekeza Maisha Fund, Watoto Fund, Jikimu Fund, Liquid Fund, and Bond Fund) for individual and corporate investors in Tanzania. The company also delivers Funds Management Services and UTT WEALTH MANAGEMENT advisory services, with distribution facilitated through a digital investor portal, the SimInvest mobile app, USSD codes, and partnerships with six mobile money operators and seven banks.
Product overview
UTT-AMIS (UTT Asset Management And Investor Services PLC) is a Tanzanian asset management company offering a portfolio of six unit trust investment funds and professional wealth management services. The fund lineup includes Umoja Fund (medium-risk balanced fund), Wekeza Maisha Fund (investment cum insurance scheme), Watoto Fund (child benefits fund), Jikimu Fund (income distribution fund), Liquid Fund (growth scheme), and Bond Fund (fixed income fund), complemented by Funds Management Services and UTT WEALTH MANAGEMENT advisory services.
Differentiator
Problem solved
Functional benefit
Brands
- Umoja Fund: Open-ended balanced fund suited for medium risk profile with diversified portfolio.
- Wekeza Maisha Fund
- Watoto Fund
- Jikimu Fund
- Liquid Fund
- Bond Fund
- UTT WEALTH MANAGEMENT
- SimInvest
Products and services
- Umoja Fund An open-ended balanced fund designed for investors with a medium risk profile, offering diversified investment across asset classes. The fund had a Net Asset Value of approximately TSh 560 billion as of July 2026.
- Wekeza Maisha Fund The first investment-cum-insurance scheme in Tanzania, combining investment accumulation with life insurance protection benefits. The fund had NAV of approximately TSh 40 billion as of July 2026.
- Watoto Fund A children's benefits open-end balanced fund aimed at long-term capital appreciation for children's future financial needs. The fund had NAV of approximately TSh 55 billion as of July 2026.
- Jikimu Fund An open-end balanced fund aiming to distribute income periodically to investors, providing regular income returns. The fund had NAV of approximately TSh 67 billion as of July 2026.
- Liquid Fund An open-ended growth scheme offering alternative investment options with focus on liquidity and capital growth. The fund had NAV of approximately TSh 3.2 trillion as of July 2026, the largest of the six schemes.
- Bond Fund A fund investing in various bonds with income distribution options monthly and semi-annually, plus reinvestment options. The fund had NAV of approximately TSh 1.3 trillion as of July 2026.
- Funds Management Services Professional funds management services including administration, custody, and management of unit trust schemes and investment portfolios.
- UTT Wealth Management Wealth management services providing personalized investment advisory and portfolio management for high-net-worth individuals and institutions.
Companies that use UTT-AMIS
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles2 records
UTT-AMIS technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration14 records
Feature3 records
UTT-AMIS partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- M-Pesa (Vodacom)coreM-Pesa integration enables unit trust purchases through Tanzania's largest mobile money platform. Investors can buy units via M-Pesa for seamless, accessible investment access.
- Airtel MoneycoreAirtel Money integration allows Airtel users to invest in UTT-AMIS schemes through mobile money transfers.
- T-Pesa (TTCL)coreT-Pesa mobile money integration enables TTCL customers to purchase unit trust units.
- CRDB BankcoreCRDB Bank provides multiple channels including app, Fahari Huduma, and SIM Banking (*150*03#) for UTT-AMIS unit purchases.
- Stanbic Bank TanzaniacoreStanbic Bank enables customers to buy UTT-AMIS units through their banking platform.
- NMB BankcoreNMB App integration allows NMB customers to invest in UTT-AMIS schemes via mobile banking.
- NBC BankminorNBC Kiganjani app enables NBC customers to purchase UTT-AMIS units.
- Amana BankminorAmana Bank provides banking channel for UTT-AMIS unit purchases.
- Mixx by Yas (Tigo)minorMixx by Yas integration enables unit purchases through Tigo's mobile money service.
- Halo PesaminorHalo Pesa mobile money integration for UTT-AMIS unit purchases.
- Azam PesaminorAzam Pesa mobile money integration for UTT-AMIS investments.
- Dar es Salaam Stock Exchange (DSE)coreUTT-AMIS operates as Licensed Dealing Members of DSE, enabling stock trading and investment services through the exchange.
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
UTT-AMIS competitors and assessment
Company assessmentDirect peers
- Core Securities Tanzania: Tanzanian broker and dealing member of the DSE offering investment management and CIS-related services. Competes head-to-head with UTT-AMIS within Tanzania for retail unit-trust and brokerage mandates.
- African Alliance: Pan-African asset and wealth manager offering unit trusts, segregated portfolios, and institutional mandates across multiple African markets. Comparable on CIS product suite, regulated fund manager status, and emerging-markets investor base.
- Sanlam Investments East Africa: Pan-African asset management and investment-linked platform with significant East African unit-trust and wealth business. Comparable to UTT-AMIS on multi-country CIS distribution, mobile/digital channels, and insurance-linked investment products.
- Orbit Securities: Tanzanian Licensed Dealing Member of the DSE offering brokerage, asset management, and CIS-linked services. Comparable because it competes in the same CMA-regulated Tanzanian market with a similar securities and fund management license footprint.
- ICEA Lion Asset Management: East African asset manager running unit trust funds and wealth management across Kenya and Uganda. Closely comparable to UTT-AMIS in product type (CIS/unit trusts), retail distribution model, and regulatory positioning as a licensed fund manager.
- Old Mutual Investment Group Tanzania: Pan-African insurer and asset manager with a Tanzanian unit-trust and wealth management franchise. Operates an almost identical product matrix (balanced, income, money-market, and education-linked funds) inside the same CMA-regulated market.
- Britam Asset Managers: Kenyan asset manager within Britam Holdings offering unit trusts and investment-linked insurance funds. Directly comparable to UTT-AMIS on the unit-trust-plus-insurance-linked product structure, especially given UTT-AMIS's Wekeza Maisha scheme.
Broad incumbents
- Stanlib (Liberty) Africa: Large South African-headquartered asset manager with African unit-trust franchises, including East African exposure. Operates broader, multi-strategy institutional and retail funds, making it a broader incumbent rather than a like-for-like niche peer.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
UTT-AMIS social profiles
Digital presenceUTT-AMIS financial estimates
Financial estimateRevenue estimate
Valuation estimate
UTT-AMIS leadership team
Management profileNumber of profiles
Profiles1 record
UTT-AMIS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
UTT-AMIS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about UTT-AMIS
What does UTT-AMIS do?
UTT-AMIS manages and distributes six open-ended unit trust schemes (Umoja Fund, Wekeza Maisha Fund, Watoto Fund, Jikimu Fund, Liquid Fund, and Bond Fund) for individual and corporate investors in Tanzania. The company also delivers Funds Management Services and UTT WEALTH MANAGEMENT advisory services, with distribution facilitated through a digital investor portal, the SimInvest mobile app, USSD codes, and partnerships with six mobile money operators and seven banks.
Is UTT-AMIS a public or private company?
UTT-AMIS is a private company. It is classified as unknown and is currently operating.
When was UTT-AMIS founded?
UTT-AMIS was founded in -1. It employs 501 to 1,000 people.
Where is UTT-AMIS based?
UTT-AMIS is headquartered in Dar Es Salaam, Tanzania, in the Africa region.
How does UTT-AMIS make money?
One revenue line is on record: fund Management Fees.
Who are UTT-AMIS's main competitors?
Direct peers on record are Core Securities Tanzania, African Alliance, Sanlam Investments East Africa, Orbit Securities, ICEA Lion Asset Management, Old Mutual Investment Group Tanzania and Britam Asset Managers. Stanlib (Liberty) Africa is listed as a broad incumbent.
Does UTT-AMIS have an API?
No public API is recorded for UTT-AMIS.
What industry is UTT-AMIS in?
UTT-AMIS's product category is Asset Management. Its primary akta.pro industry code is FSAAACAC, Portfolio Management–Led RIAs (Discretionary/Model-Based), with a secondary code of FSAEAAAB, Investment Management Advisory (RIA). Its NAICS code is 525910 and its SIC code is 6199.