Oracle Insurance Solutions

What Oracle Insurance Solutions does

Oracle Insurance Solutions is an Australian family-owned insurance brokerage operating under the authorized representative framework of Community Broker Network Pty Ltd (AFSL 233750). Founded circa 1990 and led by Director John Nash, the firm is headquartered in Armidale, New South Wales, with a second office in Sydney established for national business development. It distributes both general insurance (business packages, business interruption, cyber, financial lines including liability, professional indemnity and management liability, commercial motor and fleet, marine transit, farm property covering crop and livestock, personal lines for house, contents, landlords and motor, premium funding, and a travel insurance referral) and life insurance via the wholly-owned Oracle Life Solutions sub-brand, which operates as a Corporate Authorised Representative of Capstone Financial Planning Pty Ltd (AFSL 223135) to provide death, total and permanent disability, trauma, and income protection cover. The revenue model is commission-based, earning affiliate and referral commissions on initial sales, variations, and repeat purchases across general and life insurance products, including a disclosed up to 20% commission on PassportCard travel insurance referrals.

The firm serves a diversified customer base of individuals, small to medium business owners, and agricultural primary producers, with particular specialist depth in crop and rural insurance drawing on the founder's prior role as National Rural and Regional Manager at Allianz Australia and consulting engagements with the World Bank and UN FAO. Distribution is sales-led and relationship-driven rather than digital: the website functions primarily as an information and quote-request channel, supported by email newsletters and referral partnerships rather than automated or self-service platforms. Operational scale is small, with a headcount band of 1-10 employees and three named senior staff (John Nash, Andrew Nash, Chris Redlich) collectively bringing over 90 years of insurance experience. The business is privately held by the Nash family with no external institutional capital, and it operates within the Community Broker Network aligned with NIBA, Steadfast, and the Insurance Brokers Code of Practice and AFCA dispute resolution frameworks.

Name

Oracle Insurance Solutions

Legal name

Oracle Insurance Solutions Pty Ltd

Website

https://oracleinsurance.com.au/

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

Oracle Insurance Solutions is an Australian family-owned insurance broker offering general and life insurance products to individuals, small businesses, and agricultural clients across New South Wales and Australia through offices in Armidale and Sydney.

Ownership category

akta.pro rank

Headquarters

HQ city

Armidale

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commission: Oracle Insurance Solutions earns commissions from insurance product sales. They receive commissions on initial sales, variations, and repeat purchases of insurance products. Commission structures vary by insurer and product type.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Oracle Insurance Solutions is an Australian insurance broker that arranges general insurance (business, commercial motor, marine, farm, cyber, financial lines, personal lines) and life insurance (death, TPD, trauma, income protection) for individuals and businesses. Operating as an authorised representative of Community Broker Network Pty Ltd, the company sources and compares policies across multiple insurers on behalf of clients, with a particular specialty in agricultural insurance.

Product overview

Oracle Insurance Solutions is an Australian insurance broker offering a dual General Insurance and Life Insurance portfolio under the Oracle Life Solutions sub-brand. The General Insurance offerings include Business Insurance packs, Cyber Insurance, Commercial Motor and Fleet Insurance, Marine Transit, Farm Property (Crop and Livestock), Personal Lines (Home, Landlord, Motor), Premium Funding, and Travel Insurance via PassportCard partnership. Oracle Life Solutions provides Death, Total and Permanent Disability, Trauma, and Income Protection coverage. The company also offers downloadable claims forms and procedures. All products are distributed through authorised brokers within the Community Broker Network, with support from the NSW-based team including Director John Nash and Business Development Manager Andrew Nash.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Insurance

Quantifiable outcome

• Up to 90% income replacement for first six months of disability
• +1 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Community Broker Network Pty LtdcoreChannel Partner/ Reseller/ DistributorOracle Insurance Solutions Pty Ltd (CAR 321305) is an authorised Broker of Community Broker Network Pty Ltd ABN 60 096 916 184 | AFSL 233750. This is the principal partnership under which Oracle operates as an authorized representative.
• NIBA (National Insurance Brokers Association)minorOthersCommunity Broker Network Pty Ltd is a member of NIBA and has adopted the Insurance Brokers Code of Practice (IBCOP). Oracle operates under this code compliance framework.
• Hunter (Premium Funding)minorChannel Partner/ Reseller/ DistributorHunter provides premium funding services for Oracle Insurance Solutions customers, allowing businesses to spread insurance premium payments over monthly installments rather than paying annually upfront.
• PassportCard (Travel Insurance)minorChannel Partner/ Reseller/ DistributorPassportCard is a travel insurance provider offering instant payouts for approved claims. Oracle refers customers to PassportCard and receives commission up to 20% on sales, variations, and repeat purchases.
• Capstone Financial Planning Pty LtdcoreChannel Partner/ Reseller/ DistributorOracle Life Solutions Pty Ltd is a Corporate Authorised Representative (No.324820) of Capstone Financial Planning Pty Ltd ABN 24 093 722 969 | AFSL 223135. This relationship enables Oracle Life Solutions to provide life insurance products under Capstone's license.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Steadfast Group: Australia's largest general insurance broker network, operating as a broad incumbent with both underwriting and brokerage arms. Comparable because Oracle operates under Community Broker Network, which is itself aligned with Steadfast, and competes for the same SME and personal lines clients at a network scale.
• Aon Australia: Global insurance brokerage with substantial Australian operations across commercial and personal lines. Comparable as a competing broker channel that arranges general and life insurance for businesses and individuals, though operating at vastly greater scale.
• Arthur J. Gallagher & Co (Australia): Major international insurance broker and risk management firm with a strong Australian presence. Directly comparable due to its brokerage and risk advisory services across general insurance lines (commercial, cyber, professional indemnity, agricultural).
• Marsh Australia: Global insurance broker and risk advisory with Australian operations serving commercial clients. Comparable as an intermediary that arranges property, casualty, marine, and specialty insurance coverage for businesses.

Direct peers

• Honan Insurance Group: Australian mid-market insurance brokerage offering commercial and personal lines. Directly comparable as a similarly-sized Australian broker arranging business insurance, financial lines, and niche products for SME clients.
• East West Insurance Brokers: Australian family-owned insurance brokerage focused on SME and personal lines. Comparable as a similarly structured small-to-mid broker offering general insurance products through authorized representative arrangements.
• Insurance House (Steadfast Network): Australian insurance brokerage operating within the Steadfast network, similar to Oracle's CBN affiliation. Comparable as a directly competing broker channel serving SME clients with commercial and personal insurance products.
• Riskcom Insurance Brokers: Australian insurance brokerage specializing in commercial and rural insurance markets. Comparable as a similarly sized broker offering agricultural, commercial, and personal lines, with overlap in the agricultural client segment.

Others

• Capstone Financial Planning: Australian financial planning and life insurance licensee. Comparable as Oracle's life insurance partner — Oracle Life Solutions operates as a Corporate Authorized Representative of Capstone — and serves similar life insurance distribution functions.

Regional players

• Aussie Brokers (Aussie Home Loans): Australian brokerage distributing general insurance products alongside home loan services. Comparable as a regional intermediary offering house, contents, motor, and business insurance through a multi-product advisor model.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/OracleIinsurancesolutions
• LinkedInlinkedin.com/company/oracle-insurance-solutions

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oracle Insurance Solutions