Title X
Title X is a nationwide title insurance and escrow services company licensed in 30+ US states, serving property buyers, sellers, lenders, and real estate professionals with title insurance, settlement, and an AI-driven digital closing platform.
- Company typePrivate
- Founded-
- HeadquartersTroy, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Title X does
Title X is a privately held, nationwide title insurance and escrow services company headquartered in Troy, Michigan, with a registered office in Southfield, Michigan. The company is licensed to issue title insurance in 30+ US states across all four Census regions and serves property buyers, sellers, lenders, and real estate professionals involved in residential, commercial, and refinance transactions. Its core product offering consists of title insurance policies (owner's, lender's, and refinance), escrow and settlement services, and title search and examination, supplemented by wire fraud protection (via CertifID), title clearing and issue resolution, document preparation and recording, and notary services. Revenue is generated primarily through per-transaction fees on title insurance premiums and escrow services, with service fees disclosed in advance through estimates, closing disclosures, or engagement documents; no public pricing tiers are listed.
The technology stack is built around a proprietary AI-Driven Technology Platform launched in 2026 that automates title search, document analysis, lien identification, and preliminary examinations using natural language processing designed to handle fragmented and ambiguous title records. Surrounding technology modules include eSigning, remote notary, real-time transaction tracking, secure document management with encryption, and a compliance framework aligned with RESPA, ALTA membership, and state-by-state insurance regulation. The company markets a digital-first closing experience that positions itself against traditional brick-and-mortar title agencies.
Go-to-market is hybrid: direct-to-consumer via a nationwide phone line (866-276-9271), email, and online quote request forms, layered with a partner referral network spanning mortgage lenders and brokers (Rocket Mortgage, New Rez, Creative Mortgage, Shopwise Mortgage, SafeTrust Mortgage, C4D Mortgage, Forward Mortgage, KND Lending, Build A Home Loan), real estate franchises (Keller Williams, Client First Realtors), and loan processors (Elite Processing Team). Distribution is augmented by state-specific SEO landing pages, content marketing, and organic social presence on Facebook, Instagram, X, and LinkedIn. The company claims 100,000+ seamless closings nationwide as a brand-level figure, though no financial performance data, funding history, or management team information is disclosed.
Title X firmographics
Firmographics- Name
- Title X
- Legal name
- Title X
- Website
- https://titlexco.com/
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Title X is a nationwide title insurance and escrow services company licensed in 30+ US states, serving property buyers, sellers, lenders, and real estate professionals with title insurance, settlement, and an AI-driven digital closing platform.
- Ownership category
- akta.pro rank
Title X industry classification
Industry- Product category
- Title Insurance Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Title Insurance (FSAJACAL)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF), Title Insurance & Underwriting (BPAJAOAA), Title, Settlement & Closing Services Technology (FSALALAK)
Keywords
Where Title X is headquartered
LocationHeadquarters
- HQ city
- Troy
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Title X business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Title Insurance Services: Revenue generated from issuing title insurance policies including owner's title insurance and lender's title insurance for residential, commercial, and refinance transactions. Fees disclosed through closing disclosures or engagement documents.
- Escrow and Settlement Services: Fees for secure handling of funds and documents throughout real estate transactions, including escrow account management and closing coordination.
- Title Search & Examination Services: Revenue from comprehensive examination of property records and ownership history to ensure clear title before closing.
- Document Preparation & Recording: Fees for accurate drafting and filing of essential property documents, including notarization and witness services.
- Expedited and Additional Services: Additional charges for expedited services, reprocessing, or document corrections as disclosed in engagement documents.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Service fees disclosed per transaction |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels9 records
Title X product offering
Product offeringCore offering
Title X is a nationwide title insurance company that issues owner's, lender's, and refinance title insurance policies and provides escrow and settlement services, title search and examination, wire fraud protection, title clearing and issue resolution, document preparation and recording, and notary and witness services for residential, commercial, and refinance real estate transactions. Operations are delivered through an AI-driven technology platform with eSigning, remote notary, real-time tracking, and secure document management, and the company is licensed and bonded across 30+ U.S. states.
Product overview
Title X is a nationwide title insurance company offering a platform-plus-modules architecture. The core offering consists of title insurance services (owner's, lender's, and refinance policies), escrow and settlement services, and title search and examination. Supporting modules include wire fraud protection with CertifID, title clearing and issue resolution, document preparation and recording, notary services, and residential/commercial/refinance support. The technology layer includes eSigning, Real-Time Tracking & Updates, Remote Notary, Secure Document Management, Compliance tools, and an AI-Driven Technology platform that automates title search, document analysis, lien identification, and preliminary examinations using natural language processing.
Differentiator
Problem solved
Functional benefit
Products and services
- Title Insurance Comprehensive title insurance protection for property owners and lenders, including owner's title insurance, lender's title insurance, refinance title insurance, residential title insurance, commercial title insurance, and refinance title insurance for purchase transactions, refinance closings, and commercial real estate deals.
- Escrow and Settlement Services Secure handling of funds and documents throughout real estate transactions, with Title X acting as a neutral third party managing escrow accounts and coordinating closings until all conditions are met.
- Title Search and Examination Services Detailed review of property records and ownership history to confirm clear and marketable title before closing, supported by AI-driven automation for lien identification and preliminary examinations.
- Wire Fraud Protection Advanced security measures including CertifID with insurance protection to protect real estate transactions from wire fraud and ensure secure wire instructions are followed.
- Title Clearing and Issue Resolution Resolution of title issues to enable clear property transfer, including lien resolution and quiet title actions to clear defects before closing.
- Document Preparation and Recording
Quantifiable outcome
- 100,000+ seamless closings nationwide
- +2 more outcomes
Companies that use Title X
Customer profileNamed customers10 records
Segments6 records
Ideal customer profiles3 records
Title X technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability6 records
Feature8 records
Title X partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered minor.
- KND LendingminorLending partner shown in trusted partners section. KND Lending works with Title X for title insurance and escrow services on mortgage transactions.
- Client First RealtorsminorReal estate brokerage partner in trusted partners network. Client First Realtors refers clients to Title X for title and closing services.
- Shopwise MortgageminorMortgage lender partner providing refinance and purchase financing. Shopwise Mortgage coordinates with Title X for title and settlement services.
- Forward MortgageminorMortgage lending partner. Forward Mortgage works with Title X for title insurance and closing coordination on client transactions.
- Creative MortgageminorMortgage broker partner. Creative Mortgage relies on Title X for clean title commitments and reliable closing packages.
- Elite Processing TeamminorLoan processing partner. Elite Processing Team coordinates with Title X for efficient transaction closings.
- Build A Home LoanminorHome lending partner. Build A Home Loan works with Title X for title insurance and settlement services.
- Keller WilliamsminorMajor real estate brokerage franchise. Keller Williams agents refer clients to Title X for title insurance and closing services.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Title X competitors and assessment
Company assessmentBroad incumbents
- First American Title Insurance Company: One of the largest U.S. title insurance underwriters offering direct title insurance, escrow, and settlement services nationally. Comparable to Title X as a direct end-to-end title and escrow provider, but at vastly greater scale and with proprietary underwriter status.
- Fidelity National Title: Major national title underwriter (part of FNF) issuing title insurance policies and providing escrow and closing services across all 50 states. Directly comparable to Title X in product mix (owner's, lender's, refinance title plus escrow), with substantially deeper distribution and balance sheet.
- Stewart Title: National title insurance underwriter offering title insurance, escrow, and settlement services through a network of direct operations and agents. Competes with Title X for the same lender, real estate, and consumer customers across residential and commercial transactions.
- Old Republic Title: Top-five U.S. title underwriter issuing title insurance policies and operating escrow/settlement offices nationwide. Provides essentially the same product suite as Title X (owner's/lender's title, escrow, commercial) at larger scale with proprietary underwriter status.
Direct peers
- WFG National Title Insurance Company: National title underwriter working through a hybrid agent/direct model with focus on lender and real estate professional relationships. Closely comparable to Title X's target customer base (mortgage brokers, real estate agents) and similar multi-state, tech-forward positioning.
- Westcor Land Title Insurance Company: National title underwriter operating through direct offices and agents across the U.S. Comparable to Title X in product offerings (residential, commercial, refinance) and customer mix, with similar mid-size scale profile.
- AmTrust Title: Multi-state title insurance underwriter issuing owner's and lender's policies and providing escrow and settlement services. Directly overlaps Title X's product set and geographic footprint, particularly in residential and refinance transactions.
- Title365: National title and escrow company serving lenders, real estate professionals, and consumers with a focus on tech-enabled closing workflows. Closely comparable to Title X in scale, multi-state coverage, and digital-first value proposition.
Emerging players
- PropLogix: Technology-focused title and settlement services provider emphasizing fast turnarounds and lender/realtor integrations. Comparable to Title X as a tech-forward challenger in title and escrow, with overlapping digital platform features.
- Snapdocs: Digital closing platform providing eSigning, remote online notarization, and settlement workflow tools to lenders and title companies. Comparable to Title X as a technology-driven enabler of digital closings, though Snapdocs operates more as a B2B platform provider rather than a direct title underwriter.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Title X social profiles
Digital presenceTitle X compliance and trust
Trust signalCompliance4 records
Title X financial estimates
Financial estimateRevenue estimate
Valuation estimate
Title X leadership team
Management profileNumber of profiles
Title X funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Title X M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Title X
What does Title X do?
Title X is a nationwide title insurance company that issues owner's, lender's, and refinance title insurance policies and provides escrow and settlement services, title search and examination, wire fraud protection, title clearing and issue resolution, document preparation and recording, and notary and witness services for residential, commercial, and refinance real estate transactions. Operations are delivered through an AI-driven technology platform with eSigning, remote notary, real-time tracking, and secure document management, and the company is licensed and bonded across 30+ U.S. states.
Is Title X a public or private company?
Title X is a private company. It is classified as unknown and is currently operating.
When was Title X founded?
Title X was founded in -1. It employs 1 to 10 people.
Where is Title X based?
Title X is headquartered in Troy, United States, in the North America region.
How does Title X make money?
Five revenue lines are on record. Title Insurance Services are the primary driver. The others are escrow and Settlement Services, title Search & Examination Services, document Preparation & Recording and expedited and Additional Services.
Who are Title X's main competitors?
Broad incumbents on record are First American Title Insurance Company, Fidelity National Title, Stewart Title and Old Republic Title. Direct peers are WFG National Title Insurance Company, Westcor Land Title Insurance Company, AmTrust Title and Title365. Emerging players are PropLogix and Snapdocs.
Does Title X have an API?
No public API is recorded for Title X.
What industry is Title X in?
Title X's product category is Title Insurance Services. Its primary akta.pro industry code is FSAJACAL, Title Insurance, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 524127 and its SIC code is 6361.