ScoreBuilder AI

What ScoreBuilder AI does

ScoreBuilder AI (ScoreBuilder AI™) is a private, for-profit software company headquartered in Stockton, United States, founded in 2024 with a headcount of 11–50 employees. It operates a single white-label SaaS platform targeted at credit repair businesses. The platform bundles three integrated modules: DIY credit repair tooling, a branded client portal for end-consumer interactions, and an affiliate marketing program management surface. Credit repair operators use the platform under their own brand identity, which is the central functional differentiator versus non-white-label credit repair software.

The product is delivered as a self-serve, web-based SaaS accessible at scorebuilder.ai, with standard Login, Register, Products, Blog, and Logo Download pages supporting a product-led onboarding flow. No pricing tiers, contract terms, or revenue figures are publicly disclosed, and there is no evidence of public funding rounds, partnerships, certifications, or named customers in the source material. The company is led by CEO Maurice Shabazz; no other management, founders, investors, or board members are named in the available data.

The business model appears to be subscription-based SaaS revenue from credit repair business customers in the United States. The GTM is a single-country, vertical-focused, self-serve/PLG motion with top-of-funnel content marketing via the company blog. Despite the "AI" branding and a short description referencing "AI-powered credit repair solutions," the source data describes no proprietary AI/ML models, data assets, AI features, or AI-related hires — the platform's documented capabilities are conventional SaaS functionality, and the AI dimension is unsubstantiated by the available evidence.

Name

ScoreBuilder AI

Website

https://scorebuilder.ai

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

ScoreBuilder AI provides a white-label SaaS platform that enables credit repair businesses to run DIY credit repair services, branded client portals, and affiliate marketing programs under their own brand identity.

Ownership category

akta.pro rank

Product category

Credit Repair Software

NAICS

Credit Bureaus (561450), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Repair & Credit Score Advisory (FSAEAFAD)

akta.pro secondary industry

Credit Score Monitoring & Credit Building (FSAGADAE)

Keywords

• White-label SaaS
• Credit repair software
• Credit repair platform
• Client portal software
• Affiliate marketing platform

Headquarters

HQ city

Stockton

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Distribution channels1 record

Marketing channels1 record

Core offering

ScoreBuilder AI™ provides a fully branded white-label SaaS platform for credit repair businesses. The platform enables operators to run DIY credit repair services, manage client relationships through dedicated portals, and operate affiliate marketing programs, all delivered under the operator's own brand identity.

Product overview

ScoreBuilder AI™ is a single, unified white-label platform designed for credit repair businesses. The platform provides DIY credit repair capabilities, client portal management, and affiliate marketing program tools as integrated features within the core product offering.

Differentiator

Problem solved

Functional benefit

Products and services

• ScoreBuilder AI™ A unified, fully branded white-label SaaS platform designed for credit repair businesses. It enables operators to deliver DIY credit repair services to end clients, manage those clients through dedicated portals, and run affiliate marketing programs — all under the operator's own brand identity.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Credit Sesame: Credit Sesame is a consumer credit wellness platform offering free credit scores, monitoring, and related financial products. It operates upstream of ScoreBuilder AI's customer base and competes for the same end-consumer attention.
• Sky Blue Credit: Sky Blue Credit is an established credit repair service that offers consumer credit repair directly and also provides a reseller program for affiliates. Its affiliate infrastructure is comparable to the program ScoreBuilder AI enables for its SMB customers.
• SmartCredit: SmartCredit offers credit monitoring, reporting, and score-building tools for consumers and resellers/affiliates. It competes with ScoreBuilder AI in the credit-building and affiliate channel categories as a larger incumbent.
• Lexington Law: Lexington Law is a large, established credit repair firm that provides consumer credit repair services directly. While it is not a SaaS platform, it competes for the same underlying consumer demand that ScoreBuilder AI's customers serve.
• Credit Karma: Credit Karma is a broad consumer credit and personal finance platform that provides free credit scores, monitoring, and improvement recommendations. It is not a direct competitor to ScoreBuilder AI's SMB vertical SaaS, but competes at the consumer-facing end of the credit repair journey.

Emerging players

• Dovly: Dovly is an AI-driven credit improvement platform aimed at consumers and small business resellers. Its AI positioning and credit-repair automation make it a relevant emerging competitor in the same category ScoreBuilder AI serves.
• TurboScore: TurboScore is an emerging platform providing credit monitoring and AI-driven credit improvement tools to consumers and resellers. It intersects with ScoreBuilder AI on the DIY credit repair and score-improvement use case, though with a different go-to-market focus.

Direct peers

• Client Dispute Manager: Client Dispute Manager is a software platform built specifically for credit repair businesses, offering CRM, dispute workflow, and client portal functionality. It is a direct vertical SaaS peer serving the same SMB customer base.
• Credit Repair Cloud: Credit Repair Cloud is the dominant vertical SaaS platform for credit repair businesses, offering CRM, client portals, and dispute automation. It is the closest direct competitor to ScoreBuilder AI in both target customer and feature scope.
• DisputeBee: DisputeBee provides credit repair software with client portals, automated dispute letter generation, and business-in-a-box tools for credit repair entrepreneurs. It overlaps directly with ScoreBuilder AI's white-label platform positioning.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/scorebuilderai
• Facebookfacebook.com/scorebuilderai
• LinkedInlinkedin.com/company/scorebuilder-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ScoreBuilder AI