F N B Corporation
F.N.B. Corporation (NYSE: FNB) is a publicly traded regional financial services holding company headquartered in Pittsburgh, operating First National Bank of Pennsylvania and FNB America Securities LLC across seven states and Washington, D.C., serving consumers, small businesses, and middle market clients with banking, lending, wealth, insurance, and capital markets services.
- Company typePublic
- Founded1864
- HeadquartersPittsburgh, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What F N B Corporation does
F.N.B. Corporation is a publicly traded (NYSE: FNB) regional financial services holding company headquartered in Pittsburgh, Pennsylvania, founded in 1864. The company operates First National Bank of Pennsylvania as its primary banking subsidiary, alongside broker-dealer FNB America Securities LLC, and serves individual consumers, small businesses, and middle market clients across a seven-state footprint plus Washington, D.C., with over $50 billion in total assets and a multi-channel delivery model spanning branches, ATMs, online banking, and mobile banking.
The company's product platform spans core consumer banking (checking, savings, CDs, specialty banking for private, student, physician, workplace, and estate segments); lending products (mortgages, home equity, personal loans, FNB CashPlease small-dollar loans, vehicle loans); digital banking infrastructure (eStore Common App, mobile and online banking, digital payments); wealth management (portfolio management, financial planning, Client Point platform via Fiserv); insurance products and portals (life, home, auto, commercial risk via MyRiskManager); and — as of March 2026 — capital markets services including municipal bond underwriting through its broker-dealer subsidiary, enabled by the April 2025 acquisition of Raptor Partners.
Revenue is generated primarily through traditional banking interest income, fee-based banking services, wealth management recurring/advisory fees, insurance commissions, and capital markets transaction fees. The company pursues a relationship-led go-to-market approach with dedicated teams for small business, middle market, and consumer segments, and distributes products via regional branches, dedicated commercial relationship managers, self-serve digital channels, and its Capital Markets division.
F N B Corporation firmographics
Firmographics- Name
- F N B Corporation
- Legal name
- F.N.B. Corporation
- Website
- https://fnbcorporation.com
- Company type
- Public
- Founded year
- 1864
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- F.N.B. Corporation (NYSE: FNB) is a publicly traded regional financial services holding company headquartered in Pittsburgh, operating First National Bank of Pennsylvania and FNB America Securities LLC across seven states and Washington, D.C., serving consumers, small businesses, and middle market clients with banking, lending, wealth, insurance, and capital markets services.
- Ownership category
- akta.pro rank
F N B Corporation industry classification
Industry- Product category
- Regional Banking
- NAICS
- Commercial Banking (52211), Offices of Bank Holding Companies (551111), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021), Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- Private Banking Advisory & Discretionary Portfolio Management (FSABADAD), Follow-on Offerings (FPOs) (FSACAAAB)
Keywords
Where F N B Corporation is headquartered
LocationHeadquarters
- HQ city
- Pittsburgh
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
F N B Corporation business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income: Traditional banking revenue from interest earned on loans, mortgages, and credit products including commercial loans, consumer loans, and residential mortgages
- Fee-Based Income: Revenue from banking fees including checking account fees, ATM fees, wire transfer fees, and account service charges
- Wealth Management Services: Investment services, portfolio management, financial planning, and wealth management solutions for individuals and businesses
- Insurance Products: Insurance products including life, homeowners, auto, renters, and specialty insurance distributed through bank channels
- Capital Markets: Municipal bond underwriting and public finance services through FNB America Securities LLC broker-dealer subsidiary
Go-to-market motion2 records
Distribution channels4 records
Marketing channels3 records
F N B Corporation product offering
Product offeringCore offering
F.N.B. Corporation, through its First National Bank of Pennsylvania subsidiary and FNB America Securities LLC broker-dealer, provides a comprehensive regional banking platform spanning consumer and commercial deposit products, residential and consumer lending (mortgages, home equity, personal, vehicle, small dollar), wealth management and investment services, insurance distribution, and capital markets/public finance services including municipal bond underwriting. The company distributes these offerings across a seven-state plus Washington D.C. footprint via branches, ATMs, dedicated relationship managers, and integrated mobile/online digital banking channels.
Product overview
F.N.B. Corporation is a diversified financial services company operating First National Bank across seven states and Washington D.C. with over $50 billion in total assets. The company offers a comprehensive banking platform organized into multiple product lines: (1) Core Consumer Banking including checking accounts, savings, CDs, and specialty banking (Private Banking, Student Banking, Physician Banking, Workplace Banking, Estate Banking); (2) Lending products spanning mortgages, home equity loans/lines, personal loans, FNB CashPlease small dollar loans, and vehicle loans; (3) Digital Banking via mobile apps, online banking, and digital payments platforms; (4) Wealth Management including investment services, portfolio management, and the Client Point platform; (5) Insurance products and portals including life, home, auto, and commercial risk management; and (6) Capital Markets providing municipal bond underwriting through FNB America Securities LLC. The products operate as an integrated ecosystem with common applications through eStore Common App and cross-platform access via mobile and online channels.
Differentiator
Problem solved
Functional benefit
Brands
- eStore: Common application platform for personal loans, checking and savings accounts
- CashPlease
Products and services
- Checking Accounts Personal checking accounts providing access to banking needs with features including mobile check deposit, online banking, and various account management options for consumer banking customers.
- Savings & CDs Savings accounts and Certificates of Deposit offering competitive rates for personal banking customers.
- Mortgages Home purchase and refinance mortgage solutions including purchase loans, refinances, construction loans, and renovation financing for consumer customers.
- Home Equity Loans Home equity installment loans and lines of credit for leveraging home equity for major purchases or debt consolidation.
- Personal Loans Installment loans, lines of credit, and personal credit cards for individual borrowing needs.
- FNB CashPlease Small Dollar Loan Short-term small dollar loan product providing quick access to funds for urgent financial needs.
- Vehicle Loans Financing solutions for automobiles, boats/yachts, and recreational vehicles.
- Student Banking Specialized banking products and services designed for college students including checking, savings, and student loans.
- Physician Banking Comprehensive financial solutions tailored for physicians and medical professionals including specialized mortgage products.
- Private Banking High-touch banking services for high-net-worth individuals including customized checking, savings, mortgages, loans, and wealth management.
- Investment Services Portfolio management, financial planning, wealth management, and protection planning services for individuals.
- Insurance Products Comprehensive insurance offerings including life, homeowners, auto, renters, watercraft, and motorcycle insurance distributed through FNB's banking channels.
- Municipal Bond Underwriting Services Capital markets services providing municipal bond underwriting and public finance guidance for municipal clients needing infrastructure and heavy equipment financing.
- Estate Banking Banking services designed for estate management and beneficiaries.
- Workplace Banking Banking programs offered through employer partnerships for employee financial wellness.
- Home Equity Plus Program Enhanced home equity program with expanded borrowing capacity and flexible repayment options.
Quantifiable outcome
- 14 Best Bank Awards from Crisil Coalition Greenwich in 2026, including 5 national awards for small business banking and 9 for middle market client excellence
- +1 more outcomes
Companies that use F N B Corporation
Customer profileSegments5 records
Ideal customer profiles4 records
F N B Corporation technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature6 records
F N B Corporation partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Raptor PartnerscoreFNB completed the acquisition of Raptor Partners in April 2025, which expanded its public finance capabilities and paved the way for the addition of municipal bond underwriting services through FNB America Securities LLC.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
F N B Corporation competitors and assessment
Company assessmentDirect peers
- Regions Financial: Southeast / Midwest regional bank with a similar mix of consumer banking, middle-market commercial banking, and wealth management. Comparable asset size and relationship-led GTM.
- M&T Bank: Northeast regional bank with a comparable commercial and consumer banking platform, similar asset base, and an overlapping Mid-Atlantic presence that puts it in direct competition for middle-market and consumer customers.
- KeyCorp: Midwest / Northeast regional bank holding company offering commercial banking, consumer banking, and wealth management. Comparable asset size, multi-segment GTM, and regional branch footprint make it a strong direct comparable.
- Fifth Third Bank: Midwest / Southeast regional bank with consumer, commercial, and wealth management franchises. Comparable scale, segment focus, and multi-state branch distribution make it a direct peer for benchmarking.
- PNC Financial Services: Large Mid-Atlantic / Midwest regional bank also headquartered in Pittsburgh with overlapping commercial, consumer, and wealth management offerings across a similar multi-state footprint. Closest peer given shared geography and business mix.
- Webster Financial: Northeast regional bank with consumer, business, and wealth management offerings. Similar asset scale and commercial banking orientation, especially in adjacent Mid-Atlantic markets.
- Huntington Bancshares: Midwest regional bank headquartered in Columbus with similar commercial, consumer, and wealth franchises and comparable branch-led distribution. Overlapping customer base and product breadth.
Regional players
- First Commonwealth Financial: Pennsylvania-based community bank serving overlapping western Pennsylvania and Mid-Atlantic markets. Smaller in scale but competes for similar consumer and small-business customers in FNB's core footprint.
Broad incumbents
- Truist Financial: Large Southeastern / Mid-Atlantic bank created from the BB&T-SunTrust merger. Overlaps with FNB in middle-market commercial banking and consumer segments, but operates at meaningfully larger scale.
- Citizens Financial Group: Northeast regional bank with consumer, commercial, and wealth franchises at somewhat larger scale. Overlapping middle-market and consumer banking segments across adjacent geographies.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
F N B Corporation social profiles
Digital presenceF N B Corporation financial estimates
Financial estimateRevenue estimate
Valuation estimate
F N B Corporation leadership team
Management profileNumber of profiles
Profiles3 records
F N B Corporation subsidiaries and ownership
Company hierarchySubsidiaries2 records
F N B Corporation funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
F N B Corporation M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about F N B Corporation
What does F N B Corporation do?
F.N.B. Corporation, through its First National Bank of Pennsylvania subsidiary and FNB America Securities LLC broker-dealer, provides a comprehensive regional banking platform spanning consumer and commercial deposit products, residential and consumer lending (mortgages, home equity, personal, vehicle, small dollar), wealth management and investment services, insurance distribution, and capital markets/public finance services including municipal bond underwriting. The company distributes these offerings across a seven-state plus Washington D.C. footprint via branches, ATMs, dedicated relationship managers, and integrated mobile/online digital banking channels.
Is F N B Corporation a public or private company?
F N B Corporation is a public company. It is classified as public and is currently operating.
When was F N B Corporation founded?
F N B Corporation was founded in 1864. It employs 1,001 to 5,000 people.
Where is F N B Corporation based?
F N B Corporation is headquartered in Pittsburgh, United States, in the North America region.
How does F N B Corporation make money?
Five revenue lines are on record. Interest Income is the primary driver. The others are fee-Based Income, wealth Management Services, insurance Products and capital Markets.
Who are F N B Corporation's main competitors?
Direct peers on record are Regions Financial, M&T Bank, KeyCorp, Fifth Third Bank, PNC Financial Services, Webster Financial and Huntington Bancshares. First Commonwealth Financial is listed as a regional player. Broad incumbents are Truist Financial and Citizens Financial Group.
Does F N B Corporation have an API?
No public API is recorded for F N B Corporation.
What industry is F N B Corporation in?
F N B Corporation's product category is Regional Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABADAD, Private Banking Advisory & Discretionary Portfolio Management. Its NAICS code is 52211 and its SIC code is 6021.