MainStreet Financial Advisors
MainStreet Financial Advisors is a Kansas City-based financial advisory practice offering investment management, retirement, estate, tax, and insurance planning to individual investors, retirees, and business owners across 25 U.S. states, operating under Osaic Wealth, Inc.
- Company typePrivate
- Founded2016
- HeadquartersMound City, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What MainStreet Financial Advisors does
MainStreet Financial Advisors is a private financial advisory practice headquartered at Wallstreet Tower, 1101 Walnut Street, Suite 203, Kansas City, Missouri. The firm delivers holistic financial planning and investment management services to individual investors, retirees, and business owners across 25 U.S. states. Its service suite spans investment management, comprehensive financial planning, retirement planning (including 401(k), 403(b), TSP, IRA strategies, and SEPP distributions for early retirees), insurance services (life, long-term care, disability), tax strategies, estate planning, and budgeting/debt reduction. The practice is led by Rana R. Fields, a Financial Advisor with over 30 years of experience holding the CRPC designation and FINRA Series 7 and 66 registrations, alongside Registered Assistant Tiara M. Harris (14+ years experience, MBA, Series 7 and 66). The team cites nearly 45 years of collective industry experience.
The firm operates as a marketing designation under Osaic Wealth, Inc., a FINRA/SIPC member and registered investment advisor, which provides the regulatory and brokerage infrastructure for securities, insurance, and advisory services. Client account access is delivered through third-party platforms Albridge OneView and Pershing NetX360, indicating a reliance on standard custodian-integrated technology rather than proprietary platforms. The business model follows a recurring advisory fee structure typical of registered investment advisors, with a complimentary initial consultation as the entry point and personalized ongoing engagement thereafter. The firm invests in content marketing through a seven-category resource center and interactive financial calculators, and pursues client acquisition through community involvement in Kansas City organizations.
Revenue mechanics are not publicly disclosed, and no fee schedule is published. Customer segments are horizontally distributed across individual retail clients (pre-retirees, retirees, career-stage accumulators) and a secondary segment of business owners seeking succession and key-person planning. The practice's brand differentiation rests on team-based personalized advice, multi-disciplinary planning integration, and the founder's MDRT qualification maintained for 10 consecutive years, with limited evidence of scale beyond a two-advisor operational footprint.
MainStreet Financial Advisors firmographics
Firmographics- Name
- MainStreet Financial Advisors
- Legal name
- Main Street Financial Advisors
- Website
- https://mainstreetfinancialadvisors.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- MainStreet Financial Advisors is a Kansas City-based financial advisory practice offering investment management, retirement, estate, tax, and insurance planning to individual investors, retirees, and business owners across 25 U.S. states, operating under Osaic Wealth, Inc.
- Ownership category
- akta.pro rank
MainStreet Financial Advisors industry classification
Industry- Product category
- Wealth Management and Financial Advisory Services
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive Financial Planning (FSAEAAAA)
- akta.pro secondary industries
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA), Financial Planning–Led RIAs (FSAAACAB), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)
Keywords
Where MainStreet Financial Advisors is headquartered
LocationHeadquarters
- HQ city
- Mound City
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
MainStreet Financial Advisors business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Financial Advisory Fees: Revenue is generated through investment advisory services and financial planning. The firm operates through Osaic Wealth, Inc. (member FINRA/SIPC), suggesting an advisory fee or AUM-based revenue model typical of registered investment advisors.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Complimentary Initial Consultation - No stated fee for initial discovery meeting |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
MainStreet Financial Advisors product offering
Product offeringCore offering
MainStreet Financial Advisors provides customized investment management, comprehensive financial planning, retirement planning (including 401(k), 403(b), TSP and IRA strategies), insurance services, tax strategies, and estate planning for individuals and business owners. The firm delivers these services through a team-based, relationship-driven advisory model operating under Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer and registered investment advisor.
Product overview
MainStreet Financial Advisors offers a suite of financial planning services centered around a team-based approach. The core offerings include Investment Management (customized portfolio construction), Financial Planning (comprehensive strategies across life phases), Retirement Planning (including 401(k), 403(b), IRA strategies), Insurance Services (life, long-term care, disability), Tax Strategies (tax-advantaged planning), Estate Planning, and Budgeting/Debt Reduction services. The firm integrates these services through a holistic approach, connecting clients with tax service providers and estate planning attorneys to develop comprehensive financial foundations.
Differentiator
Problem solved
Functional benefit
Products and services
- Investment Management
- Financial Planning
- Retirement Planning
- Insurance Services
- Tax Strategies
- Estate Planning
Quantifiable outcome
- SEPP (Substantially Equal Periodic Payments) as exception to IRA 72-T rule for clients retiring before age 59½
Companies that use MainStreet Financial Advisors
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles2 records
MainStreet Financial Advisors technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
MainStreet Financial Advisors partnerships and signals
Strategic signalScale indicators3 records
Recent moves6 records
Expansion highlights4 records
MainStreet Financial Advisors competitors and assessment
Company assessmentEmerging players
- Carson Group: RIA support and growth platform for independent advisors offering comprehensive financial planning, business consulting, and back-office services — comparable in serving practice-level advisors pursuing holistic planning GTM.
- Mariner Wealth Advisors: Independent wealth manager providing holistic financial planning integrating investment, tax, estate, and insurance advice — same product mix as Main Street, positioned in a similar advisor-led RIA niche but at greater scale.
Direct peers
- Creative Planning: Large independent RIA delivering comprehensive, fee-based financial planning to individuals and families across the U.S. — directly comparable service model, with the difference being scale and multi-state depth.
- Cetera Financial Group: Independent broker-dealer/RIA platform on which independent financial advisors operate marketing designations, offering compliance and back-office infrastructure to practices like Main Street that hang their shingle under a parent BD.
- Commonwealth Financial Network: Independent RIA and BD platform serving small advisory practices that provide comprehensive financial planning to individuals — same operating model and target market as Main Street, at a slightly larger scale.
- Cambridge Investment Research: Independent broker-dealer supporting financial advisors who deliver holistic retirement and investment planning to mass-affluent households, structurally similar to Main Street's affiliation with Osaic Wealth.
Broad incumbents
- Edward Jones: Main Street U.S. financial advisory franchise with a relationship-driven, individual-client focus and similar comprehensive planning services; comparable GTM motion and target persona, though vastly larger in headcount and branches.
- Northwestern Mutual: Insurance-integrated wealth manager combining investment, retirement, insurance, and estate planning for individuals and business owners — directly analogous to Main Street's bundled offering, particularly the insurance-and-wealth integration.
- Raymond James Financial Services: Wealth management and investment advisory platform offering comprehensive financial planning through affiliated advisors, comparable in service scope and customer base to Main Street, though significantly larger.
- Ameriprise Financial: Large established wealth manager whose financial advisors deliver comprehensive financial planning across investment, retirement, insurance, and tax strategies — directly mirroring Main Street's holistic planning-led model, but at materially greater scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights5 records
Customer concentration
MainStreet Financial Advisors social profiles
Digital presenceMainStreet Financial Advisors financial estimates
Financial estimateRevenue estimate
Valuation estimate
MainStreet Financial Advisors leadership team
Management profileNumber of profiles
Profiles2 records
MainStreet Financial Advisors funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MainStreet Financial Advisors M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MainStreet Financial Advisors
What does MainStreet Financial Advisors do?
MainStreet Financial Advisors provides customized investment management, comprehensive financial planning, retirement planning (including 401(k), 403(b), TSP and IRA strategies), insurance services, tax strategies, and estate planning for individuals and business owners. The firm delivers these services through a team-based, relationship-driven advisory model operating under Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer and registered investment advisor.
Is MainStreet Financial Advisors a public or private company?
MainStreet Financial Advisors is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was MainStreet Financial Advisors founded?
MainStreet Financial Advisors was founded in 2016. It employs 1 to 10 people.
Where is MainStreet Financial Advisors based?
MainStreet Financial Advisors is headquartered in Mound City, United States, in the North America region.
How does MainStreet Financial Advisors make money?
One revenue line is on record: financial Advisory Fees.
Who are MainStreet Financial Advisors's main competitors?
Emerging players on record are Carson Group and Mariner Wealth Advisors. Direct peers are Creative Planning, Cetera Financial Group, Commonwealth Financial Network and Cambridge Investment Research. Broad incumbents are Edward Jones, Northwestern Mutual, Raymond James Financial Services and Ameriprise Financial.
Does MainStreet Financial Advisors have an API?
No public API is recorded for MainStreet Financial Advisors.
What industry is MainStreet Financial Advisors in?
MainStreet Financial Advisors's product category is Wealth Management and Financial Advisory Services. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAEABAA, Registered Investment Advisor (RIA) Wealth Management. Its NAICS code is 523940 and its SIC code is 6282.