What Resnova does

Resnova is a private insurance consulting firm operating under Estonian legal entity Inovare OÜ, headquartered in Tallinn and founded in 2025. The firm provides operator-led advisory services to insurers, insurtechs, MGAs, automotive OEMs, GCC-based carriers, and corporate fleet operators across the UK, EU, Gibraltar, the Gulf, and Asia. Its offering is organised into six service pillars — Shaping (venture and product design), Operating (interim CEO/CUO/COO leadership), Optimising (performance remediation), NED Services (board governance), Telematics & UBI (usage-based insurance design), and Risk & Programme Structuring (capacity and reinsurance) — and is differentiated by the personal regulatory approved-person credentials of its practitioners with the FCA, GFSC, and MFSA.

The firm's competitive position is built on the operating experience of its team, which includes former senior leaders from Tesla Insurance Europe, Zego, and Allianz. Engagements are scoped as fixed-price projects or multi-year retainers with no billable hours, and pricing is not publicly disclosed. Resnova generates revenue solely from professional services fees; there is no software product, platform, or technology offering. Go-to-market is direct and relationship-driven: a free 15-minute introductory call (bookable via Zcal), supplemented by content marketing through a blog, LinkedIn and X profiles, downloadable corporate overview, and bylined articles in industry trade publications.

Resnova has no external funding, no disclosed parent company, and no institutional ownership structure; ownership appears to be founder/operator-controlled. The firm competes in the insurance advisory market against traditional strategy consultancies and Big Four practices, positioning itself on the basis that its practitioners have held regulated P&L accountability rather than merely advised at arm's length. The company reports a headcount of 1–10, and there is no publicly available revenue data.

Name

Resnova

Legal name

Inovare OÜ

Website

https://resnova.io

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Resnova is an Estonia-registered insurance consulting firm founded in 2025 that delivers operator-led advisory — including interim CEO/CUO/COO leadership, NED services, and telematics/UBI programme design — to insurers, MGAs, and automotive OEMs across the UK, EU, and GCC.

Ownership category

akta.pro rank

Headquarters

HQ city

Tallinn

HQ country

Estonia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Consulting Services: Professional services revenue derived from project-based consulting engagements and retainer arrangements. Services span strategy, interim leadership, governance, and regulatory advisory for insurers, insurtechs, MGAs, and automotive OEMs. No billable hours model; clients receive a defined number before engagement starts. Engagements cover market entry, capacity structuring, NED services, operating model design, and telematics programme consulting.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Resnova is a specialist insurance consulting firm that delivers operator-led advisory services to insurers, insurtechs, MGAs, and automotive OEMs. Its offering spans six service pillars — Shaping (venture and product design), Operating (interim CEO, CUO, and COO leadership), Optimising (loss ratio and pricing remediation), NED Services (board governance), Telematics & UBI (usage-based insurance programme design), and Risk & Programme Structuring (capacity, reinsurance, and underwriting governance) — delivered by former practitioners from Tesla Insurance Europe, Zego, and Allianz.

Product overview

Resnova is an insurance consulting firm offering a unified suite of operator-led advisory services rather than a software platform. The core offering comprises six service pillars—Shaping (venture and product design), Operating (interim leadership), Optimising (performance improvement), NED Services (board governance), Telematics & UBI (usage-based insurance programme design), and Risk & Programme Structuring (capacity and reinsurance)—that work together to support insurers, MGAs, and automotive OEMs across market entry, regulatory authorization, operational execution, and portfolio optimization. The services are delivered by former practitioners from Tesla, Zego, and Allianz, targeting high-growth insurtechs, automotive OEMs, global insurers, GCC/international insurers, and corporate fleet operators.

Differentiator

Problem solved

Functional benefit

Products and services

• Shaping
• Operating Interim leadership and operational execution for insurance businesses. Provides hands-on executive leadership for regulated CEO, CUO, and COO roles across FCA-, GFSC-, and MFSA-authorised businesses, including crisis management, turnaround support, and program/change management. For fast-scaling insurtechs, MGAs in transition, carriers in crisis, PE-backed businesses, and global entrants.
• Optimising Performance improvement and remediation for insurance portfolios. Addresses uncontrolled loss ratios, pricing stagnation, underwriting weakness, and sub-optimal reinsurance through deep technical analysis and tactical intervention. For insurers, MGAs, and reinsurers with deteriorating underwriting performance.
• Non-Executive Director (NED) Services Board governance from operators who have built insurance businesses. Provides active board participation, strategic guidance, underwriting and pricing oversight, and regulatory credibility through approved person status with the FCA, GFSC, and MFSA. For high-growth insurtechs, MGAs, and carriers needing credible board oversight.
• Telematics & UBI Usage-based insurance programme design. Includes programme design, scoring model development, vendor ecosystem selection, and behavioral incentive design for telematics and UBI implementations. For insurers, MGAs, fleet operators, and OEMs building telematics-based insurance products.
• Risk & Programme Structuring Capacity, reinsurance, and programme structuring. Covers capacity sourcing, reinsurance strategy (quota share, excess of loss), and underwriting governance for MGAs and insurers. For MGAs, insurers, and reinsurers needing capital, capacity, and programme structural support.

Quantifiable outcome

• Guided a Series A insurtech from concept to FCA authorisation and first policy issuance in under 12 months, with operating model scaling to 50,000 policies without structural change.

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• McKinsey & Company: Top-tier strategy consultancy with a deep insurance practice serving global carriers, insurtechs, and reinsurers on transformation and growth. Overlaps with Resnova on market entry, operating model design, and corporate strategy for insurance clients.
• BCG (Boston Consulting Group): Global strategy consultancy with a large insurance practice serving global carriers, reinsurers, and insurtechs on digital, distribution, and operational transformation. Direct overlap with Resnova's strategy and operating-model work.
• PA Consulting: Global consultancy with a significant insurance practice covering innovation, operations, and technology for insurers and MGAs. Comparable to Resnova on insurance innovation, telematics, and operational transformation mandates.
• EY-Parthenon: Strategy arm of EY serving insurers, reinsurers, and insurtechs on transaction strategy, operating model, and growth. Comparable on cross-border insurance strategy and PE-backed insurance mandates.
• Bain & Company: Global strategy firm with a sizeable financial services and insurance practice covering carriers, brokers, and MGAs. Comparable to Resnova on performance improvement, transformation, and growth strategy for insurance operators.
• KPMG (Insurance): Big 4 firm with a dedicated insurance practice covering risk, regulation, and operations for global insurers. Comparable on regulatory advisory and operating-model redesign for insurance operators.
• Deloitte (Insurance Consulting): Big 4 advisory with a dedicated insurance practice covering actuarial, risk, regulatory, and technology transformation for insurers and MGAs. Comparable on regulatory and operating-model advisory for insurance clients.
• Oliver Wyman: Global management consultancy with one of the largest dedicated insurance and actuarial practices, serving insurers, MGAs, and reinsurers on strategy, operations, and regulation. Broad incumbent offering scaled insurance advisory that overlaps with Resnova's shaping and optimising pillars.
• Capco: Global management and technology consultancy focused on financial services including insurance, covering transformation, digital, and operating-model work. Comparable to Resnova on insurance operating-model and transformation engagements.

Emerging players

• Oxbow Partners: Boutique consultancy specialising in insurance and reinsurance strategy, with deep expertise in MGAs, insurtechs, and distribution. Closest niche-strategy peer to Resnova's shaping and market-entry work for insurance operators.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/resnovaglobal
• LinkedInlinkedin.com/company/resnovaconsulting

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Resnova