International Development Association

What International Development Association does

International Development Association (IDA) is the concessional lending arm of the World Bank Group, established on September 24, 1960, and headquartered in Washington, D.C. IDA provides highly concessional loans (credits), grants, and debt sustainability support to 78 of the world's poorest countries, which are defined by an operational GNI per capita cutoff of $1,325 in FY26 and/or a lack of creditworthiness for IBRD borrowing. Its core product set includes IDA Financing Programs (concessional loans and grants), the IDA Private Sector Window (de-risking instruments for IFC and MIGA), Crisis Financing (Crisis Response Window and Immediate Response Mechanism), the FCV Envelope for Fragility, Conflict and Violence-affected states, and Debt Sustainability Services under the Sustainable Development Finance Policy.

IDA's business model is built on a hybrid financing architecture. Triennial replenishments from 175 donor member countries supply equity-like resources; in December 2024, IDA21 secured a record $23.7 billion in donor contributions, mobilizing a total $100 billion financing package for FY2026-FY2028 by blending those contributions with AAA-rated capital market borrowings and reflows from prior loans. Each donor dollar is effectively leveraged roughly fourfold. In FY25 (year ending June 30, 2025), IDA committed $33.8 billion, of which $8.2 billion was grants and 66% flowed to the Africa region; cumulative commitments since 1960 total $600 billion across 116 countries, with 35 countries having graduated from IDA borrowing.

Distribution is direct government-to-government: financing flows to national governments through credit and grant agreements, project-based lending, development policy operations, program-for-results instruments, and rapid crisis response windows. Pricing is highly concessional (zero or very low interest, 30-40 year maturities, 10-year grace periods), with grants allocated to countries at high risk of debt distress. IDA coordinates with sister World Bank Group institutions (IBRD, IFC, MIGA, ICSID) and co-finances projects with partners including AIIB, the African Development Bank, the U.S. DFC, ESMAP, and bilateral agencies. Under IDA21, 45% of resources are directed to climate finance, and a new Digital focus area has been added alongside People, Planet, Prosperity, and Infrastructure.

Name

International Development Association

Legal name

International Development Association

Website

https://ida.worldbank.org

Company type

Public

Founded year

1960

Operating status

Operating

Short description

International Development Association, the concessional lending arm of the World Bank Group, provides highly concessional loans, credits, and grants to 78 of the world's poorest countries, funded by triennial donor replenishments and AAA-rated capital market borrowings.

Ownership category

akta.pro rank

Product category

Multilateral Development Finance

NAICS

Credit Intermediation and Related Activities (522)

SIC

Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

National Development Banks & State Development Finance Institutions (DFIs) (BPADACAC)

akta.pro secondary industries

Official Development Assistance (ODA) Program Management (BPADAOAC), Debt Relief, Restructuring & Sovereign Advisory Programs (BPADACAL)

Keywords

• Concessional development financing
• Multilateral development loans
• Poverty reduction grants
• Crisis response financing
• Low-income country lending

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Others, Technology or R&D

Revenue model

1. Concessional Loans and Credits: IDA provides highly concessional loans (credits) to low-income countries with zero or very low interest rates, typically with 30-40 year repayment periods and 10 year grace periods. The majority of IDA resources are provided in this form.
2. IDA Grants: IDA provides grants to the poorest countries at high risk of debt distress. Over 50% of IDA countries receive at least half of their assistance as grants that do not need to be repaid.
3. Donor Contributions and Replenishments: IDA is primarily funded through triennial replenishments from donor governments. The IDA21 replenishment in December 2024 reached a record $23.7 billion. Donors include 175 member countries with high-income members providing contributions.
4. Capital Market Borrowings: Since 2018, IDA has entered global capital markets to borrow and blend resources with its equity, significantly increasing financial support to clients. In 2016, IDA received its first credit rating (AAA/Aaa) enabling market borrowing.

Pricing tiers

Distribution channels4 records

Marketing channels6 records

Core offering

IDA provides highly concessional loans (credits), grants, and policy-based financing to 78 of the world's poorest countries, typically on terms of zero or very low interest with 30-40 year maturities and 10-year grace periods. Resources are distributed through dedicated financing windows including the Private Sector Window, the Crisis Financing Window, the FCV Envelope for fragile and conflict-affected states, and Debt Sustainability Services, all delivered under the World Bank Group umbrella.

Product overview

The International Development Association (IDA) is a part of the World Bank Group that provides financing products and services to low-income countries. The core offering consists of concessional loans and grants distributed through multiple financing windows and mechanisms, including the Private Sector Window for private sector engagement, Crisis Financing for emergency response, the FCV Envelope for fragility and conflict situations, and Debt Sustainability Services. IDA serves 78 borrowing countries with highly concessional terms (zero or low interest, 30-40 year repayment periods). The organization mobilizes resources through triennial replenishment cycles, with IDA21 representing the current cycle (2026-2028) featuring a record $100 billion financing package.

Differentiator

Problem solved

Functional benefit

Products and services

• IDA Financing Programs Core concessional lending and grants program providing credits and grants on highly concessional terms (zero or low interest, 30-40 year repayment, 10-year grace periods) to 78 of the world's poorest countries to support economic development, poverty reduction, and infrastructure projects.
• IDA Private Sector Window De-risking facility that supports IFC and MIGA in mobilizing private investment into high development-impact projects in fragile markets, focused on climate, SMEs, gender, and infrastructure sectors.
• Crisis Financing Window Crisis Response Window and Immediate Response Mechanism that provides rapid deployment of financing during crises including pandemics, financial shocks, and natural disasters.
• FCV Envelope Envelope providing additional resources to IDA countries facing Fragility, Conflict, and Violence risks through three sub-allocations: Prevention and Resilience Allocation (PRA), Remaining Engaged during Conflict Allocation (RECA), and Turn Around Allocation (TAA).
• Debt Sustainability Services Advisory and policy-based services helping countries strengthen debt transparency, debt management, and fiscal sustainability through the Sustainable Development Finance Policy.

Quantifiable outcome

• Over 1.275 billion people received essential health services (FY12-FY24)
• +4 more outcomes

Named customers15 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered minor and core.

• ESMAP (Energy Sector Management Assistance Program)minorStrategic or Co-development Partner · 27 June 2026ESMAP co-funded the Cambodia electricity access project with a $5 million grant alongside IDA's $110 million credit for the $115 million total financing package.
• Azerbaijan International Development Agency (AIDA)coreStrategic or Co-development Partner · 17 June 2026IDA and AIDA signed a Memorandum of Understanding establishing a common framework for joint projects including expert exchange, South-South cooperation, co-financing, and structured action plans, aiming to transform capacity development into sustainable outcomes.
• Asian Infrastructure Investment Bank (AIIB)coreStrategic or Co-development Partner · 1 January 2026AIIB co-finances IDA projects in eligible countries. For Uzbekistan's Rural Infrastructure Development Program Phase 2, AIIB provided $120 million alongside IDA's $150 million contribution to the $340 million total program budget.
• International Finance Corporation (IFC)coreStrategic or Co-development Partner · 1 January 2026IFC is part of the World Bank Group alongside IDA and MIGA, working together under the Country Partnership Framework for Tajikistan. IFC maintains a $69 million investment portfolio supporting seven private sector clients in Tajikistan.
• Multilateral Investment Guarantee Agency (MIGA)coreStrategic or Co-development Partner · 1 January 2026MIGA is part of the World Bank Group alongside IDA and IFC, collaborating under the Country Partnership Framework for Tajikistan and providing political risk insurance and guarantees.
• Eastern Africa Power PoolcoreStrategic or Co-development Partner · 1 January 2026Regional coordination body for the RETRADE-EA program targeting at least 452 gigawatt-hours of annual electricity trade between Uganda and Tanzania by 2031, helping avoid 25.8 million metric tons of CO2 emissions.
• U.S. International Development Finance Corporation (DFC)coreStrategic or Co-development Partner · 13 December 2024DFC participated in a $45 million financing package for Institut Pasteur de Dakar's MADIBIA vaccine production facility in Senegal, providing $30 million alongside $15 million from IFC, with first loss guarantee support from IDA Private Sector Window.
• African Development BankcoreStrategic or Co-development Partner · 13 December 2024AfDB co-financed the $45 million package for Institut Pasteur de Dakar alongside IFC and DFC, with first loss guarantee from IDA Private Sector Window, to support Africa's vaccine manufacturing capacity.
• World Bank Group (IBRD)coreStrategic or Co-development Partner · 1 January 2022IDA collaborates with sister World Bank Group institutions IBRD, IFC, and MIGA. IDA20 replenishment mobilized $82 billion through donor contributions and market funds, leveraging resources across the Group.

Scale indicators15 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• FMO - Dutch Entrepreneurial Development Bank: FMO is a European bilateral DFI that finances private-sector projects in developing countries, often overlapping with IDA's Private Sector Window and co-investing in emerging-market infrastructure and climate projects in IDA client states.
• New Development Bank (NDB): The BRICS-led NDB is an emerging multilateral that funds infrastructure and sustainable development projects, including in several IDA-eligible countries, positioning it as a partial substitute for IDA in middle- and low-income borrowers.
• Asian Infrastructure Investment Bank (AIIB): AIIB is a newer multilateral development bank co-financing infrastructure projects in IDA-eligible countries (e.g., Uzbekistan rural infrastructure alongside IDA). It is an emerging peer expanding concessional and non-concessional infrastructure financing in IDA's client base.

Regional players

• European Bank for Reconstruction and Development (EBRD): EBRD is a regional multilateral focused on transition economies in Eastern Europe, Central Asia, and the Southern and Eastern Mediterranean, geographies that increasingly overlap with IDA's (e.g., Tajikistan, Uzbekistan), making it a regional peer in those markets.

Broad incumbents

• U.S. International Development Finance Corporation (DFC): DFC is the US bilateral development finance institution providing loans, guarantees, and political-risk insurance, often co-financing alongside IDA and IFC (e.g., Institut Pasteur de Dakar vaccine facility). It is a comparable concessional and blended-finance actor.
• International Bank for Reconstruction and Development (IBRD): IBRD is IDA's sister institution within the World Bank Group, lending to middle-income and creditworthy lower-income countries on non-concessional terms. It is the closest functional comparator because IDA and IBRD co-finance the same borrowers under unified Country Partnership Frameworks.

Direct peers

• Islamic Development Bank (IsDB): IsDB provides Shariah-compliant development finance to member countries, many of which overlap with IDA's client list. Its concessional windows target low-income OIC member states in functions directly comparable to IDA's concessional lending.
• African Development Bank (AfDB) / African Development Fund (AfDF): AfDB and its concessional AfDF window provide development finance to African low- and middle-income countries. AfDF is the most direct comparator because it offers IDA-equivalent concessional lending and grants, often co-financing with IDA on the same projects.
• Inter-American Development Bank (IDB) / IDB Lab: IDB is the principal multilateral development lender for Latin America and the Caribbean. Its concessional windows for poorer borrowers and small-island economies directly mirror IDA's mandate in another region.
• Asian Development Bank (ADB) / Asian Development Fund (ADF): ADB's ADF window provides grants and concessional loans to its poorest developing member countries in Asia and the Pacific. ADF is structurally analogous to IDA and serves an overlapping client base in countries like Cambodia and Tajikistan.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/WBG_IDA
• YouTubeyoutube.com/playlist?list=PL6A79B12D02618711&feature=plcp
• Facebookfacebook.com/IDA.WBG/?ref=nf

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors

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M&A

Investments5 records

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Frequently asked questions about International Development Association