Axiym
- Company typePrivate
- Founded2024
- HeadquartersZug, Switzerland
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
Axiym firmographics
Firmographics- Name
- Axiym
- Legal name
- Axi Labs AG
- Website
- https://axiym.io
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Axiym industry classification
Industry- Product category
- Cross-Border Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH), Payments, Remittances & Merchant Acceptance (checkout, invoicing, payroll) (FSAPAEAE), Blockchain Settlement & Clearing Infrastructure (On-/Off-chain Post-Trade) (FSAGAMAC)
Keywords
Where Axiym is headquartered
LocationHeadquarters
- HQ city
- Zug
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
Axiym business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction/Exchange Fees: Axiym charges applicable fees for each exchange and financing transaction, displayed on the platform at the time of transaction initiation. The customer agrees to fees as displayed, and Axiym is authorized to deduct fees from assets at settlement.
- Financing Services (PNSL): "Pay Now, Settle Later" financing services offered via the Platform under a separate Facilities Agreement. Axiym provides instant settlement options under the Facilities Agreement, generating revenue through financing terms extended to corporate clients.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels2 records
Axiym product offering
Product offeringCore offering
Axiym operates PNSL (Pay Now, Settle Later), a distributed treasury and settlement infrastructure that embeds into existing payment systems via API. It enables licensed Money Service Businesses and payment processors to execute cross-border payments instantly while deferring settlement, eliminating traditional pre-funding requirements across 140+ countries and 70+ currencies. The platform is built on the Avalanche blockchain and is powered by Cerberus, Axiym's proprietary AI-driven compliance engine.
Product overview
Axiym is a Swiss-based fintech company that offers a unified platform for cross-border payments built around its core product PNSL (Pay Now, Settle Later), a distributed treasury and settlement infrastructure that enables post-pay settlements across 140 countries and 70 currencies. PNSL embeds into existing payment infrastructure as a settlement layer, allowing cross-border payments to happen when businesses want them rather than when traditional banking systems allow. The company is also developing Trensi, a crypto-native counterpart that will expand liquidity services to fintech developers, FX platforms, and onchain-native applications. The platform supports embedded financial services including native USDT integration and is built on the Avalanche blockchain.
Differentiator
Problem solved
Functional benefit
Brands
- PNSL (Pay Now, Settle Later): Axiym's core embedded post-pay settlement product that enables cross-border payments to execute instantly while settlement is deferred, embedded directly into existing payment infrastructure at the treasury and API layers.
- Cerberus
- Trensi
Products and services
- PNSL (Pay Now, Settle Later) Embedded post-pay settlement layer for cross-border payments that operates at the treasury and API layers of existing payment infrastructure. Allows licensed Money Service Businesses, payment processors, and global aggregators to execute instant cross-border payments without traditional pre-funding requirements across 140+ countries and 70+ currencies. Accessed via API and corporate onboarding (KYC/AML/KYB).
Quantifiable outcome
- $1.4 billion in cross-border volume processed on Avalanche
- +3 more outcomes
Companies that use Axiym
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
Axiym technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability3 records
Feature4 records
Axiym partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Avalanche (Payments Collective)coreAxiym is a member of Avalanche's 28-partner Payments Collective spanning 150+ countries, 96 currencies, and ~22 billion payout endpoints. The collective's stated goal is converting distribution reach into sustained on-chain payment traffic and fee capture. Axiym has already processed $1.4 billion in cross-border volume on the Avalanche network. The platform leverages Avalanche blockchain for real-time liquidity for licensed Money Service Businesses.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
Axiym competitors and assessment
Company assessmentDirect peers
- BVNK: BVNK provides stablecoin-based cross-border payment infrastructure for businesses, including embedded payments and treasury. Direct peer targeting similar B2B/MSB customer base with stablecoin settlement.
- Circle: Circle issues USDC and provides programmable payment and treasury infrastructure for cross-border flows. Comparable to Axiym in using stablecoins for institutional payment settlement, and a likely competitor for stablecoin-based liquidity rails.
- Stellar Development Foundation: Stellar is a blockchain network purpose-built for cross-border payments and asset tokenization, with MoneyGram and numerous fintech partners. Directly comparable as blockchain-based payment rail targeting MSBs and remittance corridors.
- OpenPayd: OpenPayd provides embedded payments and banking-as-a-service infrastructure with cross-border payment capabilities and FX. Comparable to Axiym in offering API-first treasury and multi-currency payment infrastructure to payment providers and fintechs.
- Ripple: Ripple provides blockchain-based cross-border payment infrastructure (RippleNet, XRP, RLUSD stablecoin) targeting banks, MSBs, and payment providers. Directly competes with Axiym in enabling faster, lower-cost cross-border settlement for regulated financial institutions.
Emerging players
- Bridge (Stripe): Bridge is a stablecoin orchestration and payments API acquired by Stripe, providing developer infrastructure for stablecoin acceptance and payouts. Comparable to Axiym's planned Trensi product in offering developer-facing stablecoin payment primitives.
- Fireblocks: Fireblocks provides digital asset custody, settlement, and payment infrastructure for institutions, including stablecoin payment orchestration. Overlaps with Axiym on treasury and settlement infrastructure for crypto-native and enterprise clients.
Others
- Tether: Tether is the issuer of USDT and Axiym's strategic investor. While not a direct competitor, Tether's investment in Axiym reflects a vertical integration move into payment infrastructure; comparable in providing stablecoin liquidity that underpins settlement economics for both companies.
Broad incumbents
- Wise: Wise operates a major incumbent cross-border payment network serving consumers and businesses with multi-currency accounts. Broad incumbent peer demonstrating the scale of the addressable market Axiym targets via API infrastructure for payment providers.
- MoneyGram: MoneyGram is a global remittance incumbent that has actively pivoted toward stablecoin and digital asset rails (including a Stellar integration and ODF partnership). A broad incumbent whose MSB-segment customers overlap significantly with Axiym's target market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Axiym social profiles
Digital presenceAxiym compliance and trust
Trust signalCompliance3 records
Axiym financial estimates
Financial estimateRevenue estimate
Valuation estimate
Axiym leadership team
Management profileNumber of profiles
Profiles1 record
Axiym funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Axiym M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Axiym
What does Axiym do?
Axiym operates PNSL (Pay Now, Settle Later), a distributed treasury and settlement infrastructure that embeds into existing payment systems via API. It enables licensed Money Service Businesses and payment processors to execute cross-border payments instantly while deferring settlement, eliminating traditional pre-funding requirements across 140+ countries and 70+ currencies. The platform is built on the Avalanche blockchain and is powered by Cerberus, Axiym's proprietary AI-driven compliance engine.
Is Axiym a public or private company?
Axiym is a private company. It is classified as venture growth investor backed and is currently operating.
When was Axiym founded?
Axiym was founded in 2024. It employs 1 to 10 people.
Where is Axiym based?
Axiym is headquartered in Zug, Switzerland, in the Europe region.
How does Axiym make money?
Two revenue lines are on record. Transaction/Exchange Fees are the primary driver. The others are financing Services (PNSL).
Who are Axiym's main competitors?
Direct peers on record are BVNK, Circle, Stellar Development Foundation, OpenPayd and Ripple. Emerging players are Bridge (Stripe) and Fireblocks. Tether is listed as an others. Broad incumbents are Wise and MoneyGram.
Does Axiym have an API?
Yes. Axiym provides an API that allows customers' software systems to automatically communicate and interact directly with the Platform, enabling programmatic access to Exchange Services and Financing Services. The API is referenced in the Terms of Use as a defined component of the Platform alongside the public website and secure trading interface.
What industry is Axiym in?
Axiym's product category is Cross-Border Payment Infrastructure. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSAGAKAH, Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity). Its NAICS code is 522320 and its SIC code is 6200.