Montis Financial
Montis Financial is a fee-only SEC-registered investment adviser in Waltham, MA providing integrated financial planning and wealth management to high-net-worth individuals, families, business owners, and retirees in the Northeast US, using a proprietary Risk-First Defined (RFI) investment approach and growing via advisor acquisitions.
- Company typePrivate
- Founded1994
- HeadquartersWaltham, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Montis Financial does
Montis Financial, LLC is an SEC-registered, fee-only investment adviser headquartered in Waltham, Massachusetts, providing integrated financial planning and wealth management services to high-net-worth individuals, families, business owners, retirees, working professionals, and charitable organizations in the Northeast US. The firm's service offering spans tax planning, retirement planning, cash flow analysis, estate and family planning, investment management, charitable giving, insurance planning, college planning, and stock options planning — delivered as a unified advisory engagement rather than modular products. The proprietary Risk-First Defined (RFI) investment philosophy is positioned as an institutional-standard approach to balancing wealth growth with capital preservation, differentiating the firm from traditional retail advisory methods. Underlying technology consists of third-party platforms — Orion Advisor for client portal access and eMoney for financial planning — with no proprietary technology infrastructure disclosed.
The business model is a recurring fee-only advisory model with no commissions or referral fees, operating under a fiduciary standard. The firm executes a dual growth motion: organic client acquisition via direct advisor relationships and content marketing, and inorganic growth through the acquisition and integration of independent advisory practices. Since 2023, Montis has absorbed teams from 360 Family Office (2023), Tempo Financial Advisors (2024), Financial Navigators, EWM Wealth Management (early 2025), and Abacus Financial Advisors (July 2025), materially expanding its advisor bench. The firm is privately held with no PE or VC backing, owned and operated by principals and founders including CEO John M. Yanchek (ex-Goldman Sachs), CIO Dennis E. Follmer (ex-JPMorgan Asset Management's 55ip), Managing Partner Tucker P. Donahoe (ex-Putnam Investments), and Founder/Advisor Emeritus Dr. Christiane S. Delessert.
Montis Financial firmographics
Firmographics- Name
- Montis Financial
- Legal name
- Montis Financial, LLC
- Website
- https://montisfinancial.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Montis Financial is a fee-only SEC-registered investment adviser in Waltham, MA providing integrated financial planning and wealth management to high-net-worth individuals, families, business owners, and retirees in the Northeast US, using a proprietary Risk-First Defined (RFI) investment approach and growing via advisor acquisitions.
- Ownership category
- akta.pro rank
Montis Financial industry classification
Industry- Product category
- Wealth Management and Financial Advisory
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Fee-Only Advisory (FSAEAAAL)
- akta.pro secondary industry
- Financial Planning–Led RIAs (FSAAACAB)
Keywords
Where Montis Financial is headquartered
LocationHeadquarters
- HQ city
- Waltham
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Montis Financial business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Fee-only Advisory Services: Montis Financial operates as a fee-only, independent advisory firm, charging fees for financial planning and investment management services rather than commissions. This structure ensures advice is solely focused on client financial goals without conflicts of interest from commissions or referral fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Fee-only advisory services with fiduciary commitment |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels5 records
Montis Financial product offering
Product offeringCore offering
Montis Financial is an independent, fee-only registered investment adviser that delivers comprehensive financial planning and investment management services to individuals, families, business owners, and charitable organizations. Core offerings include tax planning, retirement planning, cash flow analysis, estate and family planning, investment management, charitable giving strategies, insurance planning, college planning, and stock options planning, all delivered through a proprietary Risk-First Defined (RFI) investment approach under a fiduciary standard with no commissions.
Product overview
Montis Financial is a fee-only, independent financial advisory firm offering a unified wealth management service rather than a modular platform architecture. The core offering integrates comprehensive financial planning and investment management services, including Tax Planning, Retirement Planning, Cash Flow Analysis, Estate & Family Planning, Investment Management, Charitable Giving, Insurance Planning, College Planning, and Stock Options planning. These services are delivered through a proprietary Risk-First Defined (RFI) investment philosophy and supplemented with Quarterly Investment Market Reports. The company operates as a single integrated advisory practice rather than a platform with separate modules or sub-brands.
Differentiator
Problem solved
Functional benefit
Products and services
- Tax Planning
Companies that use Montis Financial
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles5 records
Montis Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature1 record
Montis Financial partnerships and signals
Strategic signalScale indicators3 records
Recent moves6 records
Expansion highlights4 records
Montis Financial competitors and assessment
Company assessmentDirect peers
- Prio Wealth: New England-based independent wealth management firm serving HNW individuals (acquired by Cerity Partners). Comparable as a regional fee-only RIA competitor; Montis' CCO Adrian Ketri previously served as CCO at Prio Wealth.
- Boston Private Wealth: Former Boston-based RIA serving HNW individuals and families (acquired by SVB). Comparable as a Massachusetts wealth management competitor; Montis' CCO Adrian Ketri previously served as CCO of Boston Private Wealth.
- Adviser Investments: Boston-area independent, fee-only RIA serving HNW individuals. Highly comparable — multiple Montis advisors (e.g., Claudine Schrock, Judy Weeden as former chief of staff) came from Adviser Investments, and the firm directly competes for the same Boston HNW client base.
- Beacon Pointe Advisors: Multi-office independent wealth advisory firm offering comprehensive financial planning. Comparable as a fee-only RIA roll-up targeting HNW households; Montis' Operations Manager Melissa Haganey previously worked at Beacon Pointe.
- Colony Group: Boston-based independent wealth management firm offering comprehensive financial planning and investment management to HNW clients and institutions. Comparable as a regional fee-based RIA competitor (Bob Whelan at Montis previously was a Partner at Colony Group).
Broad incumbents
- Focus Financial Partners: A leading partnership of independent, fiduciary wealth management firms. Highly comparable to Montis as both pursue the roll-up of independent RIAs and advisor teams; Focus is the scaled-up version of Montis' acquisition playbook.
- Bessemer Trust: National wealth and investment management firm serving ultra-high-net-worth families and foundations. Comparable as a competitor for HNW and business-owner clients with comprehensive planning; Christopher Assad at Montis previously worked at Bessemer.
- Commonwealth Financial Network: Large independent broker-dealer and RIA platform supporting thousands of advisors. Comparable as a competitor for advisor recruiting and acquisition partnerships; Montis' Partnership Associate Jake Eastman previously worked at Commonwealth.
- Cerity Partners: Large fee-only wealth management and institutional advisory platform. Comparable as a multi-billion-dollar RIA roll-up (which acquired Prio Wealth, a prior employer of Montis' CCO), competing for the same advisor talent and HNW clients.
Regional players
- Hamilton Point Investments: Boston-based boutique wealth management firm serving HNW families. Comparable regional peer competing for the same Boston HNW segment; Montis' executive assistant previously worked at Hamilton Point Investments.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Montis Financial social profiles
Digital presenceMontis Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Montis Financial leadership team
Management profileNumber of profiles
Profiles24 records
Montis Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Montis Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Montis Financial
What does Montis Financial do?
Montis Financial is an independent, fee-only registered investment adviser that delivers comprehensive financial planning and investment management services to individuals, families, business owners, and charitable organizations. Core offerings include tax planning, retirement planning, cash flow analysis, estate and family planning, investment management, charitable giving strategies, insurance planning, college planning, and stock options planning, all delivered through a proprietary Risk-First Defined (RFI) investment approach under a fiduciary standard with no commissions.
Is Montis Financial a public or private company?
Montis Financial is a private company. It is classified as management employee owned and is currently operating.
When was Montis Financial founded?
Montis Financial was founded in 1994. It employs 11 to 50 people.
Where is Montis Financial based?
Montis Financial is headquartered in Waltham, United States, in the North America region.
How does Montis Financial make money?
One revenue line is on record: fee-only Advisory Services.
Who are Montis Financial's main competitors?
Direct peers on record are Prio Wealth, Boston Private Wealth, Adviser Investments, Beacon Pointe Advisors and Colony Group. Broad incumbents are Focus Financial Partners, Bessemer Trust, Commonwealth Financial Network and Cerity Partners. Hamilton Point Investments is listed as a regional player.
Does Montis Financial have an API?
No public API is recorded for Montis Financial.
What industry is Montis Financial in?
Montis Financial's product category is Wealth Management and Financial Advisory. Its primary akta.pro industry code is FSAEAAAL, Fee-Only Advisory, with a secondary code of FSAAACAB, Financial Planning–Led RIAs. Its NAICS code is 523940 and its SIC code is 6282.