Roundhill Express
Roundhill Express is a privately held surplus lines insurance broker providing habitational insurance through a web-based quote-and-bind platform for licensed brokers across six New York counties, covering residential properties up to 10 dwelling units.
- Company typePrivate
- Founded2013
- HeadquartersArdsley, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Roundhill Express does
Roundhill Express is a privately held surplus lines insurance broker specializing in habitational insurance for residential properties with one to ten dwelling units. The company operates exclusively through licensed insurance brokers and serves a geographically constrained footprint of six New York counties — Southern Westchester, Brooklyn, Queens, Staten Island, Nassau, and Western Suffolk County. The business is delivered through a single web-based platform (roundhillexpress.com) where brokers can generate instant quotes, bind policies, collect electronic signatures, process ACH payments, and manage renewals online. Headquartered at a PO Box in Ardsley, NY, the company provides no disclosed information on ownership, headcount, founding date, or revenue.
The core platform delivers excess and surplus lines coverage underwritten by Amherst Specialty Insurance Company (rated A-VIII by A.M. Best), with Risk Theory Insurance Services, LLC serving as the surplus lines broker of record handling due diligence and NELP delivery. This carrier and administrative arrangement, effective April 1, 2026, replaced a prior relationship with Union Mutual Fire Insurance Company following Union Mutual's withdrawal notice. Coverage modules include property (with agreed value options), general liability ($500k to $2M limits), mechanical breakdown, terrorism, ordinance or law, water/sewer backup, contents, business interruption, garage, and theft. Underwriting is gated by a detailed questionnaire with hard exclusions for vacancies, HPD violations, daycares, trampolines, pools, and major renovations.
Revenue derives from three streams: insurance premiums (subscription/recurring), inspection fees ($125 interior/exterior at binding, $35 exterior every third renewal year), and agent/producer transaction fees. The company has no app, no public API, no disclosed AI/ML capabilities, and no disclosed funding history. The business model is best characterized as a niche regional wholesale broker with a streamlined digital interface layered onto a traditional surplus lines placement workflow.
Roundhill Express firmographics
Firmographics- Name
- Roundhill Express
- Legal name
- Roundhill Express
- Website
- https://roundhillexpress.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Roundhill Express is a privately held surplus lines insurance broker providing habitational insurance through a web-based quote-and-bind platform for licensed brokers across six New York counties, covering residential properties up to 10 dwelling units.
- Ownership category
- akta.pro rank
Roundhill Express industry classification
Industry- Product category
- Insurance Brokerage (Habitational / Surplus Lines)
- NAICS
- Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)
Keywords
Where Roundhill Express is headquartered
LocationHeadquarters
- HQ city
- Ardsley
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Roundhill Express business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Supply Chain
Revenue model
- Insurance Premiums: Collection of insurance premiums for Excess and Surplus lines habitational coverage through Amherst Specialty Insurance Company
- Inspection Fees: Fees charged for property inspections - $125 for interior/exterior inspection, $35 for exterior inspection required at renewal every third year
- Agent/Producer Fees: Fees associated with broker transactions including Agent Fee and Producer Fee
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Interior/Exterior Inspection |
| Unit Pricing | Pay-as-you-go | Exterior Renewal Inspection |
| Unit Pricing | Annual | Agreed Value Construction Rate |
| Subscription | Annual | Property Coverage |
| Subscription | Annual | Liability Coverage |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Roundhill Express product offering
Product offeringCore offering
Roundhill Express is a surplus lines insurance broker that delivers habitational insurance for residential properties with 10 units or less through a proprietary web-based platform. Licensed insurance brokers use the platform to generate instant quotes, electronically bind policies, process ACH payments, and manage accounts for risks located in Southern Westchester, Brooklyn, Queens, Staten Island, Nassau, and Western Suffolk County, New York. Coverage is underwritten by Amherst Specialty Insurance Company (A.M. Best A-VIII) with Risk Theory Insurance Services, LLC acting as the surplus lines broker of record.
Product overview
Roundhill Express is a single-platform insurance broker offering a web-based habitational insurance platform for residential properties (10 units or less) in New York. The core offering is an online quote and policy management system that provides Excess & Surplus lines coverage through Amherst Specialty Insurance Company, administered by Risk Theory Insurance Services, LLC. The platform includes multiple coverage modules: Property (with agreed value options), General Liability, Mechanical Breakdown, Terrorism (auto-included), Ordinance or Law, Water and Sewer Back-up, Contents, Business Interruption/Loss of Rents, Garage, and Theft coverage. Additional services include property inspection scheduling, online payment processing, and electronic signature binding. All coverage is delivered via their proprietary web platform at roundhillexpress.com.
Differentiator
Problem solved
Functional benefit
Products and services
- Habitational Insurance Platform
Companies that use Roundhill Express
Customer profileSegments2 records
Ideal customer profiles1 record
Roundhill Express technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Roundhill Express partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- Amherst Specialty Insurance CompanycoreAmherst Specialty Insurance Company (rated A-VIII by A.M. Best) provides surplus lines policies for Roundhill Express beginning April 1, 2026 effective dates. They specialize in habitational insurance and other specialty insurance segments throughout the United States.
- Risk Theory Insurance Services, LLC (RTIS)coreRisk Theory Insurance Services serves as the surplus lines broker of record and administers the placement of Roundhill Express policies. RTIS performs required due diligence, completes the Part A Affidavit, and provides the state-required Notice of Excess Lines Placement (NELP).
- Union Mutual Fire Insurance CompanyminorUnion Mutual Fire Insurance Company (including Community Mutual Insurance Company) has filed a withdrawal notice with the State of New York and is non-renewing its policies on expiry. Roundhill Express has replaced Union Mutual policies with enhanced coverage through Amherst Specialty Insurance Company.
Scale indicators2 records
Recent moves3 records
Expansion highlights3 records
Roundhill Express competitors and assessment
Company assessmentDirect peers
- Brokers' Service Marketing Group (BSMG): Specialty wholesale insurance broker focused on surplus lines and non-admitted risks across personal and commercial lines. Comparable to Roundhill's positioning as a focused E&S wholesaler serving retail brokers.
- HPX (Heritage Property & Excess): Specialty E&S personal property insurer focused on habitational and residential dwelling coverage in difficult-to-place geographies. Directly comparable to Roundhill in product niche, target customer (small residential property owners), and broker-distributed E&S model.
- SageSure: Managing general underwriter specializing in catastrophe-exposed personal and habitational property insurance. Directly comparable to Roundhill as a digitally-enabled specialty MGA/broker placing habitational E&S coverage for difficult residential risks.
- Skyway Specialty Insurance: Specialty wholesale broker focused on excess and surplus lines property and casualty placements for niche and non-admitted risks. Directly comparable to Roundhill's E&S brokerage model and target broker channel.
Broad incumbents
- Amwins: Large specialty insurance distributor and wholesale broker with significant E&S and specialty property practice. Comparable to Roundhill in placing surplus lines property coverage through a broker network.
- Brown & Riding: Wholesale insurance broker with strong specialty and surplus lines capabilities across property and casualty. Comparable to Roundhill as a wholesale placement partner for retail brokers seeking E&S markets.
- CRC Insurance Services: Wholesale insurance distributor with broad specialty practice including property, casualty, and personal lines. Comparable to Roundhill as a wholesale broker serving retail agents seeking surplus lines placements.
- RPS (Risk Placement Services): Major wholesale broker and MGA platform placing specialty and surplus lines business across personal and commercial classes. Comparable to Roundhill as a wholesale distribution channel for E&S risks.
- Burns & Wilcox: Largest US wholesale insurance broker with deep specialty and surplus lines expertise across habitational, commercial, and personal lines. Represents the incumbent scale competitor Roundhill faces in the E&S brokerage market.
Emerging players
- NSM Insurance Group: Specialty insurance program manager and MGA building niche programs across personal and commercial lines. Comparable to Roundhill as a specialty-focused intermediary operating outside standard admitted channels.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
Roundhill Express social profiles
Digital presenceRoundhill Express compliance and trust
Trust signalCompliance1 record
Roundhill Express financial estimates
Financial estimateRevenue estimate
Valuation estimate
Roundhill Express leadership team
Management profileNumber of profiles
Roundhill Express funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Roundhill Express M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Roundhill Express
What does Roundhill Express do?
Roundhill Express is a surplus lines insurance broker that delivers habitational insurance for residential properties with 10 units or less through a proprietary web-based platform. Licensed insurance brokers use the platform to generate instant quotes, electronically bind policies, process ACH payments, and manage accounts for risks located in Southern Westchester, Brooklyn, Queens, Staten Island, Nassau, and Western Suffolk County, New York. Coverage is underwritten by Amherst Specialty Insurance Company (A.M. Best A-VIII) with Risk Theory Insurance Services, LLC acting as the surplus lines broker of record.
Is Roundhill Express a public or private company?
Roundhill Express is a private company. It is classified as unknown and is currently operating.
When was Roundhill Express founded?
Roundhill Express was founded in 2013. It employs 11 to 50 people.
Where is Roundhill Express based?
Roundhill Express is headquartered in Ardsley, United States, in the North America region.
How does Roundhill Express make money?
Three revenue lines are on record. Insurance Premiums are the primary driver. The others are inspection Fees and agent/Producer Fees.
Who are Roundhill Express's main competitors?
Direct peers on record are Brokers' Service Marketing Group (BSMG), HPX (Heritage Property & Excess), SageSure and Skyway Specialty Insurance. Broad incumbents are Amwins, Brown & Riding, CRC Insurance Services, RPS (Risk Placement Services) and Burns & Wilcox. NSM Insurance Group is listed as an emerging player.
Does Roundhill Express have an API?
No public API is recorded for Roundhill Express.
What industry is Roundhill Express in?
Roundhill Express's product category is Insurance Brokerage (Habitational / Surplus Lines). Its primary akta.pro industry code is FSAEADAD, Wholesale Insurance Brokerage (Excess & Surplus Lines). Its NAICS code is 524210 and its SIC code is 6411.