Polygon Insurance Brokers

Name

Polygon Insurance Brokers

Legal name

Polygon Insurance Brokers Limited

Website

https://polygon-insurance.co

Company type

Private

Operating status

Acquired

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance brokerage
• Professional indemnity insurance
• High net worth insurance
• Offshore financial services
• Commercial insurance broker

Headquarters

HQ city

St. Peter Port

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Insurance Brokerage Commissions: Polygon Insurance Brokers generates revenue through brokerage commissions on insurance products placed with insurers for clients in the offshore financial services and high net worth segments.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Polygon Insurance Brokers is a retail insurance broker that places insurance products with insurers on behalf of clients in the Channel Islands. It offers a portfolio of specialist covers including professional indemnity, directors and officers, cyber, public and employers liability, legal expenses, crime, credit and political risk, M&A and tax liability, and private client insurance, serving the offshore financial services sector, corporate businesses, trusts, family offices, and high net worth individuals.

Product overview

Polygon Insurance Brokers, now part of Howden, operates as a retail insurance broker serving the Channel Islands' offshore financial services sector, high net worth individuals, and family offices. The company offers a comprehensive portfolio of insurance products including professional indemnity, directors and officers (D&O), cyber insurance, liability covers, legal expenses, crime insurance, credit and political risk, M&A and tax liability, and private client insurance. These products are offered as individual standalone covers rather than a unified platform architecture, providing tailored insurance solutions for offshore financial professionals, corporate businesses, trusts, trustees, fiduciary structures, family offices, and high net worth individuals across Jersey and Guernsey.

Differentiator

Problem solved

Functional benefit

Products and services

• Professional Indemnity Insurance Provides company protection for costs of defending and liability arising from claims made against businesses when an employee has been accused of making a mistake for which they are sued or investigated.
• Directors and Officers (D&O) Insurance Covers against financial losses when claims are made against individuals (directors and officers) rather than the company as a whole.
• Cyber Insurance Covers losses suffered if a business falls victim to a cyber attack and delivers a strong professional response when an attack hits.
• Public & Employers Liability Insurance Helps businesses meet costs such as legal fees and compensation when employees make a claim against the business.
• Legal Expenses Insurance and Litigation Funding Protects businesses financially against legal complications and associated costs when running a business.
• Crime Insurance Provides protection against financial loss from dishonest or fraudulent acts within a company.
• Credit and Political Risk Insurance Bespoke credit insurance covering scenarios from enabling operational capital release and de-risking non-payment to licence cancellation, breach of government contracts and currency inconvertibility.
• M&A and Tax Liability Insurance Insurance products for mergers and acquisitions transactions covering warranty and indemnity cover, tax and title risks, designed to mirror underlying contracts for prompt pay-outs.
• Private Client Insurance Custom-made cover for high net worth individuals including luxury homes, classic cars, precious jewellery and art collections.

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Howden Group HoldingscoreStrategic or Co-development Partner · 28 January 2026Howden completed acquisition of Polygon Insurance Brokers Limited in January-February 2026. The acquisition expands Howden's presence in Jersey and Guernsey and strengthens its ability to serve high net worth individuals, family offices, and trust companies with specialized insurance products.
• Carey OlsenminorImplementation/ SI/ Consulting Partner · 28 January 2026Carey Olsen acted as legal advisor to Howden on the acquisition of Polygon Insurance Brokers, providing legal counsel for the transaction involving Polygon's operations in Jersey and Guernsey.

Scale indicators2 records

Recent moves1 record

Broad incumbents

• Marsh: One of the world's largest insurance brokers with established Channel Islands operations serving offshore financial services firms, HNW clients, and family offices. Competes with Polygon for the same professional indemnity, D&O, and private client placements in Jersey and Guernsey.
• Willis Towers Watson: Global advisory and brokerage firm with established Channel Islands capabilities in HNW, financial services, and fiduciary risk. Competes directly with Polygon for offshore financial sector clients and complex specialty placements.
• Howden Group Holdings: Global independent insurance broker and Polygon's parent company post-2026 acquisition. Operates across 90+ territories with broad commercial and specialty capabilities, serving as the platform that Polygon now plugs into while competing with other Howden-acquired brokers for specialist mandates.
• AJ Gallagher: Global insurance broker with specialty practices in professional liability, D&O, and financial institution risks. Targets similar enterprise and HNW segments and has growing international presence relevant to offshore centers.
• Aon: Global insurance broker with significant presence in the Channel Islands and offshore financial centers. Targets the same enterprise and HNW segments with specialty practices in financial services, professional indemnity, and private client insurance.
• Ardonagh Group: Large UK-focused insurance broker group that owns Rossborough, a long-standing Channel Islands broker. Competes head-to-head with Polygon in Jersey and Guernsey commercial and personal lines, leveraging group scale and carrier relationships.

Direct peers

• Lockton: World's largest independent insurance broker with specialty expertise in professional indemnity, D&O, and complex commercial risks. Competes with Polygon for offshore financial sector placements and serves HNW/family office clients with bespoke coverage.
• Rossborough: Long-established Channel Islands insurance broker (part of Ardonagh Group) with offices in Jersey and Guernsey. The most direct local competitor to Polygon, serving the same offshore financial services, corporate, and HNW segments in the same small market.
• Hiscox: Specialist insurer and broker with deep expertise in professional indemnity, D&O, cyber, and HNW/private client insurance. Competes with Polygon for specialty placements targeting financial professionals and high net worth individuals in regulated markets.
• Besso Insurance Group: Specialty London-market insurance broker focused on professional indemnity, D&O, and financial lines. Comparable to Polygon's specialist positioning in complex financial lines for regulated clients and professional service firms.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xtwitter.com/howdeninsurance
• LinkedInlinkedin.com/company/howden-insurance
• Instagraminstagram.com/howdeninsurance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Polygon Insurance Brokers