What Aliança does

Aliança, operating as Aliança Saúde (legal name: Aliança - Consultoria em Planos de Saúde, Odontológicos e Vida), is a privately held Brazilian corporate benefits consultancy and insurance brokerage founded in 1997 and headquartered in Curitiba, Paraná. The firm sells and administers health, dental, and life insurance plans on behalf of multiple Brazilian insurance carriers to corporate clients ranging from micro-enterprises (MEI, 1 life) to large enterprises with 300+ employees, serving a portfolio of more than 2,000 companies across Brazil. It is not an insurer or technology company; its core competency is advisory, carrier-matching, and ongoing contract administration.

The company maintains direct representation agreements with the dominant carriers in each of its three product lines: eight health insurers including Unimed, Amil, SulAmérica, Bradesco Saúde, Nossa Saúde, Clinipam, Amil Fácil, and Paraná Clínicas; eight dental operators including OdontoPrev, Amil Dental, Bradesco Dental, MetLife, DentalUni, and Prevident; and eight life insurers including Icatu, SulAmérica, Unimed Seguros, Porto Seguro, MetLife, Generali, Capemisa, and Centauro-On. Indicative pricing spans from R$ 10.00/month per life for basic life cover and R$ 20.99/month per life for dental, up to R$ 118.77/month per life for a Unimed corporate health plan with 50% coparticipation for ages 0–18 in groups of 30–99 lives. Pricing is quote-based and varies by carrier, group size, coverage region, and coparticipation structure.

The business model is commission-based: Aliança is remunerated directly by the insurance operators and insurers, imposing no additional cost or premium increase on client companies. Go-to-market is sales-led through an in-house team of benefits consultants who manage the full lifecycle from needs diagnosis and proposal comparison through implementation, ongoing contract administration, monthly personnel movements, premium readjustment negotiation, and indemnification claims processing. Marketing channels are limited to a corporate website (aliancasaude.com), WhatsApp contact, and direct consultant outreach. Headcount is in the 11–50 range, and the firm operates from a single office in the Rebouças neighborhood of Curitiba.

Name

Aliança

Legal name

Aliança - Consultoria em Planos de Saúde, Odontológicos e Vida

Website

https://aliancasaude.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Aliança is a privately held Brazilian corporate benefits consultancy and insurance brokerage, founded in 1997 in Curitiba. It sells and administers health, dental, and life insurance plans from 20+ carriers to 2,000+ companies nationwide, earning commissions directly from insurers.

Ownership category

akta.pro rank

Product category

Insurance Brokerage & Employee Benefits Consulting

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro primary industry

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)

akta.pro secondary industries

Self-Funded Employer Plan TPA (ASO Administration) (HLAEALAA), Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ), Group Universal Life (GUL) (FSAIADAC)

Keywords

• Employee benefits consulting
• Corporate health insurance brokerage
• Dental insurance plans
• Group life insurance
• Insurance broker services

Headquarters

HQ city

Curitiba

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Commission-based brokerage: Aliança Saúde generates revenue through commissions paid directly by insurance operators and insurers for placing and managing business clients. The company explicitly states its work generates no additional cost to client companies or increases to plan premiums. Remuneration is paid by the insurance providers (operadoras e seguradoras) as a percentage of premiums or per-transaction fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Aliança is a B2B consulting and brokerage firm that sells and administers corporate health insurance, dental insurance, and life insurance plans from multiple Brazilian operators and insurers (Unimed, Amil, SulAmérica, Bradesco, OdontoPrev, MetLife, Icatu, Porto Seguro, and others). The company provides full-cycle advisory services — needs diagnosis, market research, proposal comparison, implementation, ongoing contract management, and renewal negotiation — to over 2,000 corporate clients across Brazil, with remuneration paid directly by the insurance carriers.

Product overview

Aliança Saúde is a benefits consultancy and brokerage firm (not a direct insurer) that distributes and administers health insurance, dental insurance, and life insurance products from multiple carrier partners. The portfolio consists of three core product lines: (1) Plano de Saúde (health insurance) through 8 carrier brands including Unimed, Amil, SulAmérica, Bradesco, Nossa Saúde, Clinipam, Amil Fácil, and Paraná Clínicas; (2) Plano Odontológico (dental insurance) through 8 brands including Unimed Odonto, Amil Dental, Bradesco Dental, OdontoPrev, SulAmérica, MetLife, DentalUni, and Prevident; and (3) Seguro de Vida (life insurance) through 8 brands including Icatu, SulAmérica, Unimed Seguros, Porto Seguro, MetLife, Generali, Capemisa, and Centauro-On. Aliança acts as an intermediary representing these insurance carriers, providing advisory, implementation, and ongoing contract management services to corporate clients across Brazil.

Differentiator

Problem solved

Functional benefit

Products and services

• Plano de Saúde Unimed Health insurance plan distributed via Unimed, featuring the largest national network with 114,000 participating doctors, 18 million beneficiaries, 2,500 accredited hospitals, and 117 proprietary hospitals across 346 cooperatives. Brokered by Aliança to corporate clients.
• Plano de Saúde Amil National and regional corporate health insurance plan with full coverage including consultations, exams, clinical/hospital admissions, ICU, physiotherapy, and optional obstetrics. Distributed through Amil via Aliança.
• Plano de Saúde SulAmérica Health insurance plan with zero waiting periods including obstetrics for groups over 10 lives, offering differentiated reimbursement options. Brokered via SulAmérica by Aliança.
• Plano de Saúde Bradesco Corporate health insurance plan (3-299+ lives) with national coverage, including plans with zero waiting periods and international travel assistance. Brokered via Bradesco Saúde by Aliança.
• Plano de Saúde Nossa Saúde Corporate health insurance plan starting at 2 lives with full coverage in consultations, exams, hospitalizations, and surgeries. Features proprietary clinical centers in São José dos Pinhais and Curitiba. Brokered via Nossa Saúde by Aliança.
• Plano de Saúde Clinipam One of the largest health operators in Southern Brazil, with 2 proprietary hospitals, 17 service units in Paraná and Santa Catarina, and 9 laboratory branches. Plans start from 3 lives. Brokered via Clinipam by Aliança.
• Plano de Saúde Amil Fácil Regional health insurance product for Curitiba and metropolitan region starting at 2 lives with reduced waiting periods. Service in units including Hospital Vitória. Brokered via Amil Fácil by Aliança.
• Plano de Saúde Paraná Clínicas Corporate health insurance specializing exclusively in business plans with proprietary network including Hospital Santa Cruz and service units in Curitiba and metropolitan region. Brokered via Paraná Clínicas by Aliança.
• Plano Odontológico Unimed Odonto National dental plan with 18,000 service points, no waiting periods, and optional extended coverage including ANS-covered procedures. Brokered via Unimed Odonto by Aliança.
• Plano Odontológico Amil Dental Dental plan starting at 2 people with national accredited network, individual and family options without waiting periods, and optional prosthesis and orthodontics coverage. Brokered via Amil Dental by Aliança.
• Plano Odontológico Bradesco Dental Dental insurance with extensive national accredited network, individual and family plans, and differentiated rates for plan migration above 100 lives. Brokered via Bradesco Dental by Aliança.
• Plano Odontológico OdontoPrev Brazil's largest dental assistance operator, offering business plans starting at 3 people with online contracting, orthodontic options, and national accredited network. Special pricing for groups over 200 lives. Brokered via OdontoPrev by Aliança.
• Plano Odontológico SulAmérica Dental plans with SulAmérica quality, extended coverage options, adhesion options, and differentiated plans and costs above 100 lives. Brokered via SulAmérica by Aliança.
• Plano Odontológico MetLife Dental plan with over 30,000 service options, national coverage, starting at 2 policyholders with no waiting periods. Brokered via MetLife by Aliança.
• Plano Odontológico DentalUni Brazil's largest dental cooperative offering business plans starting at 4 people with regional coverage in Curitiba and metropolitan area. Brokered via DentalUni by Aliança.
• Plano Odontológico Prevident Dental plan with national accredited network, no waiting periods, individual and family options, and ANS coverage including consultations, emergencies, X-rays, restorations, root canals, and surgeries. Brokered via Prevident by Aliança.
• Seguro de Vida Icatu Life insurance specialist covering combined needs with guaranteed funeral assistance, available for corporate (starting at 1 life) and individual policyholders aged 16-64. Brokered via Icatu by Aliança.
• Seguro de Vida SulAmérica Flexible life insurance ideal for companies with 3+ employees, with options for death, accidental death, total/partial disability, functional disability, serious illness coverage, and funeral and food basket assistance. Brokered via SulAmérica by Aliança.
• Seguro de Vida Unimed Seguros Life insurance for companies and individuals, with coverage available for policyholders aged 16-64 in good health conditions. Brokered via Unimed Seguros by Aliança.
• Seguro de Vida Porto Seguro

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

19 partnerships are on record, tiered minor, core and supporting.

• Abiove (Associação Brasileira das Indústrias de Óleos Vegetais)minorOthers · 7 April 2026Abiove is the Brazilian Vegetable Oils Industries Association, part of the AliançaBiodiesel coalition (along with Aprobio) that represents Brazil's biodiesel industry in advocacy efforts with the federal government for streamlined approval processes to increase diesel blend mandates.
• Aprobio (Associação dos Produtores de Biocombustíveis)minorOthers · 7 April 2026Aprobio is the Association of Biofuel Producers, part of the AliançaBiodiesel coalition (along with Abiove) that represents Brazil's biodiesel industry in advocacy efforts with the federal government for streamlined approval processes to increase diesel blend mandates.
• UnimedcoreOthersUnimed is Brazil's largest health insurance cooperative network. Aliança represents Unimed health plans (including the 'Pleno' product at R$ 118.77/month) and Unimed Odonto dental plans, as well as Unimed Seguros life insurance products. Unimed provides 114,000 affiliated doctors, 18 million beneficiaries, 2,500 affiliated hospitals, and 117 owned hospitals across 346 cooperatives.
• Amil (including Amil Dental and Amil Fácil)coreOthersAliança represents Amil's complete portfolio including health plans (national and regional coverage), Amil Dental dental plans, and Amil Fácil regional plans for Curitiba and metropolitan region. Amil provides options with no waiting periods for groups over 30 lives.
• Bradesco Saúde and Bradesco DentalcoreOthersAliança represents Bradesco Saúde for corporate health plans (3-299+ lives) with national coverage, including plans with zero waiting periods and international travel assistance. Also represents Bradesco Dental with national network and no waiting periods.
• SulAméricacoreOthersAliança represents SulAmérica's full portfolio including health plans, dental plans, and life insurance. SulAmérica offers zero waiting periods including obstetrics for groups over 10 lives, and differentiated reimbursement options.
• Nossa SaúdesupportingOthersAliança represents Nossa Saúde health plans with coverage starting from 2 lives. Offers complete plans with own hospital network and clinics in Curitiba and São José dos Pinhais.
• ClinipamsupportingOthersAliança represents Clinipam, one of the largest health operators in southern Brazil, with 2 own hospitals, 17 care units in Paraná and Santa Catarina, and 9 laboratory branches. Plans start from 3 lives.
• Paraná ClínicassupportingOthersAliança represents Paraná Clínicas health plans specializing exclusively in corporate plans with own network including Hospital Santa Cruz and units in Curitiba and metropolitan region.
• OdontoPrevsupportingOthersAliança represents OdontoPrev, Brazil's largest dental assistance operator, offering plans from 3 lives with national network, orthodontic options, and special pricing for groups over 200 lives.
• MetLifesupportingOthersAliança represents MetLife dental plans (from 2 lives, no waiting periods, national coverage with 30,000+ provider options) and MetLife life insurance (from 3 lives).
• IcatusupportingOthersAliança represents Icatu life insurance, a specialist in life and personal insurance, offering combined coverages and included funeral assistance.
• Porto SegurosupportingOthersAliança represents Porto Seguro life insurance and travel insurance products, including additional coverages for accidental death, total/partial disability, serious illness, and national/international travel assistance.
• GeneraliminorOthersAliança represents Generali life insurance for corporate groups starting from 5 lives.
• CapemisaminorOthersAliança represents Capemisa life insurance for corporate groups starting from 2 policyholders.
• Centauro-OnminorOthersAliança represents Centauro-On life insurance for corporate groups from 2 lives, offering specific products for educational institutions, construction, and interns, plus individual plans.
• DentalUniminorOthersAliança represents DentalUni, Brazil's largest dental cooperative, with plans starting from 4 lives and regional coverage in Curitiba and metropolitan area.
• PrevidentminorOthersAliança represents Prevident dental plans with national network, no waiting periods, and individual/family options.
• ANP (Agência Nacional do Petróleo, Gás Natural e Biocombustíveis)minorOthersBrazil's National Petroleum Agency coordinates a new national research network of seven laboratories as part of the Technical Viability Assessment Subcommittee working on testing protocols for potential biodiesel blend increases beyond B15.

Scale indicators2 records

Recent moves1 record

Expansion highlights4 records

Broad incumbents

• Qualicorp: Brazil's largest corporate health benefits broker, serving thousands of corporate clients with multi-carrier advisory and administration. Directly comparable to Aliança in business model but materially larger in scale and national footprint.
• Brasil Brokers: Large publicly-traded Brazilian insurance brokerage group operating across multiple insurance lines including health benefits. A broader incumbent with much greater scale and capital markets access than Aliança.

Direct peers

• Zelas Saúde: Brazilian health benefits broker focused on SMB and corporate clients across multiple carrier partners. Closest direct comparable to Aliança in product mix and customer segment, though with a digital-first delivery model.
• Allcare Corretora: Brazilian corporate benefits broker offering health, dental, and life insurance from multiple carriers to employer clients. Directly comparable to Aliança in product breadth and target market.
• Maxcorretora: Brazilian insurance brokerage specializing in corporate health and benefits plans, representing multiple carriers. Comparable to Aliança in brokerage model and corporate client focus.

Emerging players

• Minuto Seguros: Brazilian digital-first insurance broker with growing corporate benefits offering. Adjacent comparable as a multi-line brokerage serving corporate clients, though differentiated by digital delivery model.

Regional players

• Plena Saúde: Brazilian health benefits broker with regional concentration in Southern Brazil, serving corporate clients with multi-carrier advisory. Comparable to Aliança in product focus and Southern Brazil geographic emphasis.
• SelectQuote: US-based multi-carrier insurance brokerage distributing health, life, and ancillary products to consumers and employees. Comparable business model as multi-carrier broker; different geography and customer mix.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/aliancaplanosdesaude
• LinkedInlinkedin.com/company/alianca-saude

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aliança