SinglepointAI
SinglepointAI is a US-based AI platform that automates retirement plan administration workflows — onboarding, Cycle 4 restatement, and inter-system data routing — for Third Party Administrators, recordkeepers, and document providers, using a patented secure model-swapping architecture.
- Company typePrivate
- Founded2025
- HeadquartersDurham, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What SinglepointAI does
SinglepointAI is a Durham, North Carolina-based privately-held company that sells an AI-driven platform purpose-built for US retirement plan administration. The product targets three primary buyer personas — Third Party Administrators (TPAs), recordkeepers, and document providers — and addresses systemic inefficiencies in plan onboarding, Cycle 4 restatement processing, and inter-system data flows. The company's go-to-market is sales-led and consultation-driven, with no public pricing; enterprise contracts are quoted annually and tailored by firm type and scale.
The platform is organized around a three-step workflow — Capture (Intelligent Intake), Automate (AI-Powered Automation), and Connect (Secure Data Routing) — and is delivered as a unified system with module-level products including Retirement Plan Onboarding, the AskSPIA Intelligent Agent, and Cycle 4 Restatement Automation. The core technical differentiator is a patented Model-Swapping Architecture that dynamically deploys open-source AI models inside the customer's own environment with full audit trails and control. Built-in integrations with leading retirement platforms via modern APIs position SinglepointAI as a coordination layer between siloed TPA, recordkeeping, and document systems.
The business operates on a SaaS subscription model and was co-founded by Thomas Loch, formerly SVP of Envestnet's Retirement Services Division and founder of Rollover Solutions Network, and Harsha Nutalapati, previously a senior leader at Razorthink. No funding rounds, revenue figures, parent companies, or external institutional investors are disclosed; the company reports 11–50 employees and is actively operating in the US retirement plan administration market. Demand is positioned around the SECURE Act 2.0 / state mandate-driven retirement plan expansion, projected to reach 1M+ total plans by 2029.
SinglepointAI firmographics
Firmographics- Name
- SinglepointAI
- Legal name
- SinglepointAI
- Website
- https://singlepointai.com
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- SinglepointAI is a US-based AI platform that automates retirement plan administration workflows — onboarding, Cycle 4 restatement, and inter-system data routing — for Third Party Administrators, recordkeepers, and document providers, using a patented secure model-swapping architecture.
- Ownership category
- akta.pro rank
SinglepointAI industry classification
Industry- Product category
- Retirement Plan Administration Software
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance and Employee Benefit Funds (5251)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)
- akta.pro secondary industries
- Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Digital/Hybrid Robo-Wealth & Retirement Advisory (FSAEABAK)
Keywords
Where SinglepointAI is headquartered
LocationHeadquarters
- HQ city
- Durham
- HQ country
- United States
- HQ region
- North America
Markets served
SinglepointAI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- SaaS/Platform Subscription: Subscription-based access to the SinglepointAI intelligent automation platform, providing tools for retirement plan onboarding, cycle restatements, and data workflows. Likely enterprise licensing model based on firm size or plan volume.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise/B2B pricing - quote-based |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels3 records
SinglepointAI product offering
Product offeringCore offering
SinglepointAI is a human-centric AI software platform purpose-built for retirement plan administration. It automates plan onboarding, Cycle 4 restatement workflows, and data handoffs between TPAs, recordkeepers, and document providers through intelligent intake, AI-driven validation, real-time dashboards, secure data routing, and modern API integrations. The platform is delivered as a SaaS subscription sold via direct enterprise sales to U.S. retirement service providers.
Product overview
SinglepointAI is a unified AI platform for retirement plan administration, consisting of a core platform with integrated modules including Retirement Plan Onboarding, Cycle 4 Restatement Automation, and the AskSPIA Intelligent Agent. The platform is organized around three key workflow steps: Capture (Intelligent Intake), Automate (AI-Powered Automation and validation), and Connect (Secure Data Routing). Supporting features include Real-time Dashboard for monitoring and Built-In System Integrations for connectivity. The platform is purpose-built for TPAs, recordkeepers, and document providers to simplify, streamline, and connect retirement administration at scale.
Differentiator
Problem solved
Functional benefit
Brands
- AskSPIA: An AI-enabled, plan intelligence agent that instantly analyzes retirement plans, surfaces actionable insights, helps evaluate plan design and Cycle 4 Restatement readiness, answers questions, and offers plan optimization guidance.
Products and services
- SinglepointAI Platform A human-centric AI platform that simplifies, streamlines, and connects retirement plan administration at scale through intelligent automation, seamless API-based integration, and workflow connectivity, sold to retirement service providers.
- AskSPIA Intelligent Agent An AI-enabled, plan intelligence agent that instantly analyzes retirement plans, surfaces actionable insights, evaluates plan design and Cycle 4 Restatement readiness, answers questions, and offers plan optimization guidance for retirement plan administrators.
Quantifiable outcome
- Significantly reduce plan onboarding and Cycle 4 restatement timelines (days to minutes)
- +3 more outcomes
Companies that use SinglepointAI
Customer profileSegments3 records
Ideal customer profiles3 records
SinglepointAI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability8 records
Feature8 records
SinglepointAI partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Leading Retirement PlatformscoreBuilt-in system integrations with leading retirement platforms and service providers, enabling seamless workflows and data integrity through modern APIs. Part of the core platform value proposition.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
SinglepointAI competitors and assessment
Company assessmentEmerging players
- Vestwell: Vestwell is a digital retirement platform offering recordkeeping and plan administration technology for advisors, TPAs, and plan sponsors. It overlaps with SinglepointAI's digital onboarding and recordkeeper data-routing workflows but is focused on recordkeeping rather than admin workflow automation.
- Guideline: Guideline is a technology-driven 401(k) plan administrator offering automated onboarding and integrations for small and mid-sized businesses. It overlaps with SinglepointAI's onboarding automation thesis but serves plan sponsors directly rather than TPAs and recordkeepers.
- PlanSource: PlanSource is a benefits administration and enrollment platform that has expanded into retirement plan workflows. While broader than SinglepointAI, it competes for the same benefits/HR decision-maker buyers and overlaps in retirement plan onboarding automation.
Direct peers
- PensionPro (Sapiens): PensionPro is a workflow and practice management platform purpose-built for third-party retirement plan administrators, covering plan onboarding, document management, and workflow automation. It is a direct peer competing for the same TPA buyer with comparable workflow automation functionality.
- DATAIR Employee Benefit Systems: DATAIR provides retirement plan administration software for defined benefit and defined contribution plans, including plan document, compliance testing, and participant calculation tools used by TPAs. It directly overlaps SinglepointAI's TPA and document-provider target customers and retirement admin use cases.
- Ascensus: Ascensus is one of the largest TPAs and recordkeepers in the US, offering proprietary technology platforms for retirement plan onboarding and administration. It is both a potential partner and competitor for SinglepointAI's target buyer base of retirement service providers.
- ftwilliam.com (Webster Retirement Plans): ftwilliam.com is a document generation and Cycle 3/4 restatement software platform built specifically for TPAs and retirement plan document providers. It is the most direct competitor to SinglepointAI's Cycle 4 Restatement Automation module, serving the same buyer personas with overlapping use cases.
Broad incumbents
- Principal Financial Group: Principal is a major US recordkeeper and retirement services provider offering plan administration, recordkeeping, and participant services at scale. It represents a potential large customer for SinglepointAI's automation modules as well as a competitive incumbent with its own technology stack.
- Empower Retirement: Empower is one of the largest US recordkeepers and retirement plan services providers, with a broad technology stack serving plan sponsors and participants. It is a major incumbent customer/prospect for SinglepointAI's recordkeeper-facing modules and a potential competitive threat if it builds similar AI automation.
- Fidelity Workplace Investing: Fidelity is one of the largest US retirement recordkeepers and a major incumbent in workplace retirement, with its own plan onboarding and administration technology. It is a potential large recordkeeper customer for SinglepointAI's data-routing workflow and a key competitive incumbent in the broader retirement platform market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights5 records
Customer concentration
SinglepointAI social profiles
Digital presenceSinglepointAI financial estimates
Financial estimateRevenue estimate
Valuation estimate
SinglepointAI leadership team
Management profileNumber of profiles
Profiles2 records
SinglepointAI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SinglepointAI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SinglepointAI
What does SinglepointAI do?
SinglepointAI is a human-centric AI software platform purpose-built for retirement plan administration. It automates plan onboarding, Cycle 4 restatement workflows, and data handoffs between TPAs, recordkeepers, and document providers through intelligent intake, AI-driven validation, real-time dashboards, secure data routing, and modern API integrations. The platform is delivered as a SaaS subscription sold via direct enterprise sales to U.S. retirement service providers.
Is SinglepointAI a public or private company?
SinglepointAI is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was SinglepointAI founded?
SinglepointAI was founded in 2025. It employs 11 to 50 people.
Where is SinglepointAI based?
SinglepointAI is headquartered in Durham, United States, in the North America region.
How does SinglepointAI make money?
One revenue line is on record: saaS/Platform Subscription.
Who are SinglepointAI's main competitors?
Emerging players on record are Vestwell, Guideline and PlanSource. Direct peers are PensionPro (Sapiens), DATAIR Employee Benefit Systems, Ascensus and ftwilliam.com (Webster Retirement Plans). Broad incumbents are Principal Financial Group, Empower Retirement and Fidelity Workplace Investing.
Does SinglepointAI have an API?
Yes. SinglepointAI offers a modern API that integrates with existing systems to bridge data gaps between TPAs, recordkeepers, and document systems. The API enables seamless data flow, reducing disruption and enabling fast integration. Data is securely and automatically routed to target systems through the API connection.
What industry is SinglepointAI in?
SinglepointAI's product category is Retirement Plan Administration Software. Its primary akta.pro industry code is FSAGAEAF, Digital Retirement Platforms (IRA/401(k), Pension & Decumulation), with a secondary code of FSAEABAF, Retirement Plan Participant Advice & Managed Accounts. Its NAICS code is 524292 and its SIC code is 7372.