Česká asociace pojišťoven

What Česká asociace pojišťoven does

Česká asociace pojišťoven (ČAP), the Czech Insurance Association, is a non-profit interest grouping (zájmové sdružení) established in 1994 under Section 20 f) of the Czech Civil Code to represent insurance and reinsurance companies operating in the Czech Republic. Its members — including Kooperativa, Generali Česká, Allianz, ČSOB Pojišťovna, UNIQA, NN Životní pojišťovna, Česká podnikatelská pojišťovna, Colonnade Insurance, and ERV Evropská pojišťovna — collectively account for 98% of total premiums written in the Czech market. The association's mandate is to advocate on behalf of members before state administrative and legislative authorities, maintain industry self-regulation (including a Code of Ethics enforced via an internal Ethics Committee), publish market statistics, and provide professional education.

The service portfolio is informational and educational rather than technology-driven. Core offerings include the Akademie ČAP platform, which administers statutory competency exams and continuing education for insurance distribution professionals; consumer-facing calculators for property insurance valuation and investment life insurance cost comparison; interactive flood-risk maps (Povodňové mapy); the ČAP Insurance Talk podcast; professional journals (Pojistný obzor and Pojistné rozpravy); the ČAP Ombudsman for insurance dispute resolution; and aggregated market statistics and individual member results. Distribution is primarily through the cap.cz website, the Akademie ČAP program, and direct member services from a single headquarters at Milevská 2095/5, Praha 4.

Revenue is derived from membership contributions; the organization does not sell commercial products, does not disclose financials, and has no parent company or external equity ownership. ČAP is governed by a Presidium of member-company representatives and is itself a member of Insurance Europe at the European level, with additional partnerships including the Czech Chamber (Hospodářská komora ČR) and the Platforma Vize 0 road-safety initiative. Given its non-profit, member-governed structure, ČAP is not an investable entity in the conventional PE/VC/M&A sense — its 'fundamentals' are best read as institutional stability, statutory mandate, and breadth of industry coverage rather than revenue growth or equity value creation.

Name

Česká asociace pojišťoven

Legal name

Česká asociace pojišťoven

Website

https://cap.cz

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Česká asociace pojišťoven (ČAP) is a Czech non-profit insurance industry association representing members covering 98% of Czech premiums, providing advocacy, professional education (Akademie ČAP), market statistics, consumer calculators, publications, and dispute resolution services.

Ownership category

akta.pro rank

Headquarters

HQ city

Pankrac

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Membership fees: ČAP operates as an interest grouping (asociace) established according to Section 20 f) of the Civil Code, organizing mutual aid and cooperation among insurance companies. Revenue is derived from membership contributions from insurance company members, who represent 98% of total premium written in the Czech Republic.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Česká asociace pojišťoven (Czech Insurance Association, ČAP) is a non-profit industry association (zájmové sdružení) established under Section 20 f) of the Czech Civil Code. It represents and protects the common interests of member insurance and reinsurance companies, organizes mutual cooperation, publishes industry statistics, runs professional education through Akademie ČAP, maintains self-regulation standards, operates an ombudsman service for insurance disputes, and provides consumer-facing calculators and information tools.

Product overview

Česká asociace pojišťoven operates as an industry association for insurance and reinsurance companies in the Czech Republic, not a technology product company. Its service portfolio consists primarily of informational and educational offerings: property and investment life insurance calculators that help consumers and advisors estimate insurance values and compare product costs; flood mapping tools for risk assessment; the Akademie ČAP platform providing professional certification exams and e-learning for insurance professionals; and various publications including the ČAP Insurance Talk podcast, Pojistný obzor, and Pojistné rozpravy journals. The association also publishes comprehensive insurance market statistics and individual member results, and operates the ČAP Ombudsman for dispute resolution. Members represent 98% of total written premiums in the Czech insurance market.

Differentiator

Problem solved

Functional benefit

Brands

• Akademie ČAP: Educational institution providing professional training in insurance, organizing qualification exams and continuing education for insurance professionals across the market.
• ČAP Insurance Talk
• Pojistný obzor
• Pojistné rozpravy

Products and services

• Akademie ČAP (ČAP Academy)

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Insurance EuropecoreStrategic or Co-development PartnerČAP is a member of Insurance Europe, the European insurance and reinsurance federation that represents the interests of the European insurance industry at the international level.
• Česká komora (Czech Chamber)minorStrategic or Co-development PartnerPartnership with the Czech Chamber (Hospodářská komora ČR) for industry representation and collaboration on business policy matters.
• Platforma Vize 0minorStrategic or Co-development PartnerČAP participates in Platforma Vize 0 (Vision Zero platform) focused on road safety and accident prevention initiatives including campaigns 'Nepozornost zabíjí' (Distraction kills) and 'Agresivita zabíjí' (Aggression kills).

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Insurance Information Institute (III): US-based insurance industry association focused on public education, media relations, and industry statistics. Comparable to ČAP's consumer-facing tools, ČAP Insurance Talk podcast, and statistics publication activities.
• GDV - Gesamtverband der Deutschen Versicherungswirtschaft: German Insurance Association, the largest national insurance trade body in the DACH region. Operates the same membership-based advocacy, statistics, and education model as ČAP, making it the closest large-market peer and a natural benchmark for service portfolio depth.
• Insurance Europe: European insurance and reinsurance federation representing the interests of the European insurance industry. ČAP is a direct member, making Insurance Europe the umbrella counterpart and the most natural peer for ČAP's international advocacy and EU lobbying functions.
• Association of British Insurers (ABI): UK insurance industry trade association providing advocacy, lobbying, statistics, and policy representation to its member insurers. Mirrors ČAP's structure as a national-level umbrella body for the insurance sector, with comparable member-driven governance and Code of Ethics enforcement.
• Fédération Française de l'Assurance (FFA): French insurance federation representing insurers operating in France. Comparable to ČAP as a national trade body coordinating lobbying, statistics publication, and professional education for member insurance companies.

Regional players

• Polish Chamber of Insurance (PIU): Polish insurance industry trade association operating in a neighboring Central European market. Closely comparable to ČAP in regulatory framework (both EU jurisdictions), member-driven governance, and scope of statistical and educational services.
• Insurance Council of Australia: Australian insurance industry peak body representing general insurers. Comparable to ČAP in member representation, advocacy, and disaster/claims data publication activities, though operating in a different geography and regulatory environment.
• Slovenská asociácia poisťovní (SAP): Slovak insurance industry association operating in the closest neighboring market to the Czech Republic. Directly comparable structure and mandate, and historically linked to ČAP through the former Czechoslovakia, making it the tightest regional peer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cap-ckp
• Xx.com/cap_cz

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Česká asociace pojišťoven