Companhia Metropolitana de Habitação de São Paulo

What Companhia Metropolitana de Habitação de São Paulo does

Companhia Metropolitana de Habitação de São Paulo (COHAB-SP) is a state-owned housing company (Sociedade de Economia Mista) of the Municipality of São Paulo, Brazil, founded in 1966 and governed by Lei Federal 13.303/2016. It is the principal municipal vehicle for social housing policy, administering an estimated 200,000 housing contracts (active and inactive) and delivering programs that include Pode Entrar (social housing access), Escritura na Mão and COHAB Ponto Legal (property title delivery and land regularization), COHAB Reforma (housing renovation), COHAB Premia (payment incentives), COHAB Negocia (debt settlement), COHAB Ponto Social (community engagement) and Tarifa Social (utility discounts).

Its operating model combines direct-to-citizen service through 13+ physical service centers (Centro, Cidade Tiradentes, São Miguel, Itaim Paulista, Itaquera, Moóca, Pirituba, Santo Amaro, Tucuruvi/Santana, Vila Maria, Ermelino Matarazzo, Guaianases, Heliópolis) and digital channels (online cadastral registration, mortgage-holder self-service portal, electronic scheduling, open data portal, and integration with the municipal SP156 service network), with public-private partnership (PPP) concessions that outsource construction and infrastructure delivery to private partners. Disclosed 2024 PPP contract awards — UNO PPP Habitação (R$ 348M), TEEN-IMOBILIÁRIO (R$ 443M), Habita São Paulo II (R$ 282M) and UNO Habitação (R$ 220M) — illustrate the scale of capital deployment channeled through the entity.

Revenue derives from municipal budget allocations via the Fundo Municipal de Habitação (FMH, created 1994), PPP concession proceeds, and installment collections on ~200,000 housing financing contracts. COHAB-SP operates an IT stack anchored by contract and asset management systems (RFID for property tracking, Autodesk BIM for engineering, Microsoft Office 365 for communications, and PRODAM-SP as integrated municipal IT/datacenter provider). It holds an LGPD Data Protection Officer configuration under Portaria nº 04/2021 and a Digital Accessibility Seal (SAD 009/2019). As a fully government-owned entity supervised by the Secretaria Municipal de Habitação with parent Prefeitura Municipal de São Paulo, COHAB-SP has no external shareholders and revenues are not publicly reported.

Name

Companhia Metropolitana de Habitação de São Paulo

Legal name

Companhia Metropolitana de Habitação de São Paulo

Website

https://cohab.sp.gov.br

Company type

Private

Founded year

1966

Operating status

Operating

Headcount range

251–500 employees

Short description

COHAB-SP is the state-owned housing company of the Municipality of São Paulo, administering approximately 200,000 social housing contracts and delivering property titling, land regularization and subsidized housing programs to low-income residents across São Paulo.

Ownership category

akta.pro rank

Product category

Social Housing Administration

NAICS

New Multifamily Housing Construction (except For-Sale Builders) (236116), Other Community Housing Services (624229)

SIC

Land Subdividers & Developers (No Cemeteries) (6552), Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable & Subsidized Housing Property Management (LIHTC, Section 8) (BPAJAFAD)

akta.pro secondary industry

Housing & Neighborhood Services (Local Housing Programs) (BPAIACAJ)

Keywords

• Social housing programs
• Municipal housing administration
• Property title regularization
• Affordable housing finance
• Low-income housing units

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Housing Unit Sales and Financing: COHAB-SP commercializes housing units to low-income populations through financing arrangements. The company manages housing contracts, collects installments, and handles property transfers for social housing units developed or managed by the company.
2. Public Budget Funding: Government-funded operations through Municipal Housing Fund (FMH) and other public funding sources. The company receives budget allocations for housing programs, urban regularization, and infrastructure projects.
3. Public-Private Partnership Contracts: Revenue from PPP concessions for administrative concessions for social interest housing and popular market housing development, including infrastructure, public equipment, and related services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Companhia Metropolitana de Habitação de São Paulo (COHAB-SP) is the municipal housing company of São Paulo that plans, builds, finances, and administers social housing units and property title regularization for low-income families. It operates social housing access programs (Pode Entrar), property title delivery (Escritura na Mão), debt renegotiation (COHAB Negocia), housing renovation assistance (COHAB Reforma), social tariff benefits (Tarifa Social), and online citizen services for its approximately 200,000 active housing contracts.

Product overview

Companhia Metropolitana de Habitação de São Paulo (COHAB-SP) operates as a municipal public housing company providing social housing programs and services. The core offering consists of housing programs including Programa Pode Entrar (social housing access), Programa Escritura na Mão (property title delivery), COHAB Ponto Social (social participation), COHAB Ponto Legal (land regularization), COHAB Reforma (home renovation), COHAB Premia (payment incentives), and COHAB Negocia (debt settlement). Supporting services include online housing registration, mortgage holder services, electronic scheduling, open data transparency portal, and land regularization services. The company also operates Tarifa Social for utility discounts and maintains an ombudsman service for citizen feedback.

Differentiator

Problem solved

Functional benefit

Brands

• Programa Pode Entrar: Social housing program for affordable housing acquisition.
• Programa COHAB Escritura
• Programa COHAB Ponto Legal
• Programa Tarifa Social
• Programa COHAB Reforma
• Programa COHAB Premia
• Programa COHAB Negocia
• COHAB Ponto Social
• Programa Escritura na Mão

Products and services

• Pode Entrar Social housing access program that allows eligible low-income families in São Paulo to apply for and acquire subsidized housing units administered by COHAB-SP.
• Escritura na Mão Property title delivery service that regularizes and issues property titles (escrituras) to qualifying COHAB-SP housing beneficiaries, formalizing tenure for low-income São Paulo residents.
• COHAB Negocia Debt renegotiation program that allows existing COHAB-SP mortgagors in default to restructure and renegotiate outstanding housing finance balances under revised terms.
• COHAB Reforma Renovation and improvement assistance program that helps COHAB-SP housing beneficiaries upgrade and repair their social housing units.
• Tarifa Social Social tariff program that provides subsidized utility tariffs for qualifying low-income COHAB-SP housing beneficiaries.
• COHAB Premia Incentive and recognition program for COHAB-SP beneficiaries who meet good standing or compliance criteria on their housing contracts.
• COHAB Ponto Social Community integration program that connects COHAB-SP housing residents to social services and community support resources.
• COHAB Ponto Legal Legal assistance integration point that channels COHAB-SP residents to legal support for housing, tenure, and property regularization matters.
• Cadastro Habitacional Online Online housing registry service that allows São Paulo residents to register for social housing eligibility and apply for COHAB-SP programs.
• Serviços Online para Mutuário Online self-service portal for existing COHAB-SP mortgagors to manage their housing contracts, statements, and program interactions.
• Assessoria Jurídica Legal advisory service offered to COHAB-SP beneficiaries for housing, contractual, and property regularization matters.
• Fundo Solidariedade Solidarity fund program that provides supplementary financial support to qualifying low-income COHAB-SP housing beneficiaries.

Quantifiable outcome

• 2,600+ property titles delivered to families in Guaianases
• +2 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Seven partnerships are on record, tiered standard, core and major.

• Amil Assistência Médica Internacional S/AstandardOthers · 21 November 2024Corporate health insurance plan providing medical, hospital, surgical, outpatient and obstetric services to employees, directors, and their dependents.
• UNO Habitação S.AcoreStrategic or Co-development Partner · 23 June 2024PPP 05.005/24 partnership for administrative concession with total value of R$ 220 million for social interest and popular market housing development.
• Akad Seguros S.AstandardOthers · 6 June 2024Civil liability insurance coverage for board members, directors, and management personnel of COHAB-SP with global coverage.
• TEEN-IMOBILIÁRIO S.AcoreStrategic or Co-development Partner · 30 April 2024PPP 02.009/24 partnership for administrative concession for social interest housing development with total value of R$ 443 million, including infrastructure and public equipment.
• UNO PPP Habitação S.AcoreStrategic or Co-development Partner · 16 April 2024Public-Private Partnership for administrative concession for social interest housing development including infrastructure, public equipment, and services. PPP 00.202/24 project includes 1,062 HIS-1, 434 HIS-2, 586 HMP, and 128 HMC units with total value of R$ 348 million.
• PRODAM-SP (Empresa de Tecnologia da Informação e Comunicação do Município de São Paulo)majorTechnology or Integration · 1 April 2024IT services provider for technology support including information systems, networks, connectivity, communication services, and data center operations supporting COHAB-SP's 200,000+ housing contracts management.
• Habita São Paulo II S.AcoreStrategic or Co-development Partner · 21 February 2024PPP partnership for administrative concession for social interest housing and popular market housing development. PPP 00.403/24 with total contract value of R$ 282 million.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Cyrela Brazil Realty: Major Brazilian residential developer with significant affordable and middle-income housing programs. Comparable as a private developer that partners with municipal housing agencies on social housing projects and competes for PPP concessions similar to those COHAB-SP administers.
• MRV Engenharia: Brazil's largest residential developer focused on the lower-income economic housing segment. Comparable as a major participant in Brazilian affordable housing market via Minha Casa Minha Vida and similar programs, often acting as a PPP or development partner alongside public housing agencies like COHAB-SP.

Direct peers

• Caixa Econômica Federal: Brazilian federal savings bank that administers federal housing programs (Minha Casa Minha Vida, FGTS housing finance) and acts as the primary mortgage lender for social housing in Brazil. Comparable as the dominant public-sector housing finance institution, often partnering with state/municipal housing companies like COHAB-SP.
• CDHU - Companhia de Desenvolvimento Habitacional e Urbano: State-level housing company of São Paulo that develops and administers affordable housing programs with significant PPP and direct construction activity. Directly comparable as a public sector housing agency operating in the same geography with similar programs for low-income populations.
• Secretaria Municipal de Habitação de São Paulo: Parent municipal housing secretariat that sets policy and coordinates with COHAB-SP. Comparable as the policy-setting counterpart that channels funding to housing programs; effectively COHAB-SP's principal counterparty in the municipal housing ecosystem.
• CODHAB - Companhia de Desenvolvimento Habitacional do DF: Distrito Federal's state housing company that develops and administers social housing programs in Brasília. Directly comparable as another Brazilian state/municipal housing company with similar mission of affordable housing delivery and property regularization for low-income populations.

Regional players

• Diretoria de Habitação e Interesse Social - COHAB-MG: Minas Gerais state housing authority that administers social housing programs and PPPs in a different Brazilian state. Comparable as another state-level Brazilian housing company executing similar affordable housing and property regularization programs, though operating in a different regional market.

Others

• BNDES - Banco Nacional de Desenvolvimento Econômico e Social: Brazilian national development bank that finances housing PPPs, Minha Casa Minha Vida, and municipal housing programs. Comparable as a key financier of the affordable housing ecosystem in which COHAB-SP operates, providing the credit infrastructure for PPPs and large-scale social housing projects.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/cohab_sp
• Facebookfacebook.com/COHABoficial
• Instagraminstagram.com/cohabsp

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Companhia Metropolitana de Habitação de São Paulo