Alliance Interstate Risk Service

What Alliance Interstate Risk Service does

Alliance Interstate Risk Service (AIRS), founded in 1994 and headquartered in Montgomery, Alabama, is a workers' compensation insurance program serving transportation, distribution, supply-chain logistics, moving & storage, manufacturing, and tri-axle hauling companies nationwide. Operated in partnership with the Alabama Trucking Association through the ATA Comp Fund umbrella, AIRS functions as a member-owned, dividend-eligible insurance arrangement rather than a traditional carrier: member policies participate in a dividend credit program that has returned over $304 million since inception, averaging 32.7% annually over the past 10 years, with $22.8 million distributed alongside 2026 renewals.

The company's core offering combines stable workers' compensation coverage with integrated risk management (behavior-based loss control, certified safety program, educational resources) and claim management services (telemedicine, catastrophic claims handling, panel of physicians). It distributes exclusively through channel partnerships with eight state trucking associations — Alabama (founding partner), Georgia, Iowa, North Carolina, South Carolina, Virginia, Tennessee, and Missouri — which provide trusted referral access to their carrier members. Direct policy applications are accepted through an online portal, and existing members access account, billing, and document services via a separate member portal.

AIRS operates a sales-led go-to-market anchored by association referrals, supported by industry event participation, a website, and social media presence (Facebook, LinkedIn, YouTube). The business has expanded methodically through a state-association-by-state-association rollout since 2021, while simultaneously broadening its customer verticals beyond trucking. Pricing is not publicly disclosed; prospective members are directed to contact the organization for competitive rates. The program is privately held under the ATA Comp Fund parent structure.

Name

Alliance Interstate Risk Service

Legal name

Alliance Interstate Risk Service

Website

https://allianceinterstaterisk.org

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Alliance Interstate Risk Service is a 30-year-old, member-owned workers' compensation insurance program serving transportation, distribution, supply-chain logistics, and allied industries nationwide, distributed through partnerships with eight state trucking associations under the ATA Comp Fund umbrella.

Ownership category

akta.pro rank

Headquarters

HQ city

Montgomery

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Workers' Compensation Insurance Premiums: The company generates revenue through workers' compensation insurance premiums charged to member companies in the transportation, distribution, supply-chain logistics, and allied industries.
2. Dividend Credit Program: Policies written through Alliance Interstate Risk are eligible to participate in a dividend credit program. $22,805,135 was distributed with 2026 renewals through premium credits. Since inception, the AIR program has returned over $304 million to members, averaging 32.7% annually over the past 10 years.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Alliance Interstate Risk Service (AIRS) is a workers' compensation insurance program serving transportation, distribution, supply-chain logistics, and allied industries. The program combines workers' compensation coverage with Risk Management services (behavior-based loss control, certified safety programs) and Claim Management services (telemedicine, catastrophic claims handling, panel of physicians). Member companies are eligible for a dividend credit program that has returned over $304 million since inception.

Product overview

Alliance Interstate Risk Service offers a unified workers' compensation insurance program for transportation, distribution, supply-chain logistics, and allied industries. The core product is the Workers' Compensation Insurance Program, which is complemented by Risk Management Services (including behavior-based loss control and certified safety programs) and Claim Management Services (including telemedicine and catastrophic claims handling). Member companies access the program through a Member Portal that provides account access, document retrieval, billing statements, and online payment capabilities. Policies are eligible for a dividend credit program that has returned over $304 million to members since inception.

Differentiator

Problem solved

Functional benefit

Products and services

• Workers' Compensation Insurance Program A workers' compensation insurance program providing coverage combined with Risk Management and Claim Management services for transportation, distribution, supply-chain logistics, and allied industries. Policies are eligible to participate in a dividend credit program that has returned over $304 million to members since inception.
• Risk Management Services Risk management services including behavior-based loss control, certified safety programs, and educational resources to help member companies operate safely and profitably.
• Claim Management Services Comprehensive claim management services including telemedicine, catastrophic claims handling, and a panel of physicians for workers' compensation claims.
• Member Portal Online member portal providing access to account information, documents, billing statements, and online payment capabilities for member companies.

Quantifiable outcome

• $22,805,135 distributed with 2026 renewals
• +2 more outcomes

Segments5 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core.

• Missouri Trucking Association (MoTA)coreChannel Partner/ Reseller/ Distributor · 19 March 2025Partnership announced March 19, 2025. Missouri joins Georgia, Iowa, North Carolina, South Carolina, Tennessee, Virginia, and Alabama in the partnership network.
• Tennessee Trucking Association (TTA)coreChannel Partner/ Reseller/ Distributor · 22 April 2024Partnership announced April 22, 2024 to the TTA Board of Directors. Tennessee joins the partnership network.
• North Carolina Trucking Association (NCTA)coreChannel Partner/ Reseller/ Distributor · 1 February 2023Partnership announced mid-January to the NCTA Board of Directors. North Carolina joins the partnership network.
• Virginia Trucking Association (VTA)coreChannel Partner/ Reseller/ Distributor · 20 July 2022Partnership announced July 20, 2022 during the AIRS event. Virginia joins the growing partnership network.
• South Carolina Trucking Association (SCTA)coreChannel Partner/ Reseller/ Distributor · 15 June 2022Partnership announced June 14, 2022 during the SCTA Annual Meeting. South Carolina joins the partnership network.
• Iowa Motor Truck Association (IMTA)coreChannel Partner/ Reseller/ Distributor · 16 February 2022Partnership announced to Association members February 16th. Iowa joins the growing network of state trucking association partnerships providing workers' compensation coverage to members.
• Georgia Motor Trucking Association (GMTA)coreChannel Partner/ Reseller/ Distributor · 1 July 2021First state trucking association partnership announced June 7, 2021. GMTA members gain access to an affordable, comprehensive workers' compensation program. Georgia joins the Alabama Trucking Association in partnering with Alliance Interstate Risk.
• Alabama Trucking AssociationcoreChannel Partner/ Reseller/ DistributorThe original partner association mentioned alongside the Georgia partnership announcement. The ATA Comp Fund is closely associated with Alliance Interstate Risk Service.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat5 records

Customer concentration

• YouTubeyoutube.com/channel/UCtCuCl41ayhKWDV1OnSh-bQ/featured
• Facebookfacebook.com/AllianceInterstateRisk
• LinkedInlinkedin.com/company/alliance-interstate-risk-service

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alliance Interstate Risk Service