ACRE Capital Group

What ACRE Capital Group does

ACRE Capital Group is a privately held commercial real estate lender founded in 2023 by Steven Hyatt and headquartered in Annapolis, Maryland. The firm provides short-term senior bridge loan financing to commercial real estate investors and owners, with first position loans typically ranging from $1 million to $10 million-plus, interest rates of 9% to 14%+ (fixed or floating), 12–24 month interest-only terms with a balloon payment at maturity, and origination points of 2%–4%. Loans support acquisition financing for income-producing and value-add properties, renovation and improvement financing, and refinancing to bridge to permanent debt.

The company's product surface is a single Commercial Bridge Lending Program, supplemented by selectively offered co-investing and junior bridge loan or equity positions for borrowers with proven track records. Eligible collateral spans multifamily (4+ units), ground/land lease interests, net-leased commercial, owner-occupied commercial, retail and mixed-use centers, warehouse/industrial, and 'unique' assets such as marinas, hotels, cannabis-related properties, and loan portfolio acquisitions. There is no proprietary technology platform; borrower-facing interaction occurs through the company website and an AppFolio-powered investor login portal.

ACRE generates revenue primarily through interest income on originated bridge loans plus upfront origination points, a transaction-fee model. Distribution is direct, with no third-party broker channel disclosed, and originations are concentrated in Maryland, the Baltimore-Washington Metro area, and the broader Mid-Atlantic. The company is founder-owned and bootstrapped, with no disclosed institutional capital, and operates from a single Annapolis office under founder-led underwriting.

Name

ACRE Capital Group

Legal name

ACRE Capital Group

Website

https://acrecapitalgroup.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

ACRE Capital Group is a privately held, founder-led commercial real estate lender based in Annapolis, Maryland, providing short-term senior bridge loans of $1M–$10M+ to CRE investors in the Mid-Atlantic region. Founded in 2023, it generates revenue through interest income and origination points on acquisition, renovation, and refinancing loans.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SME Commercial Real Estate (CRE) Lending (FSABABAG)

akta.pro secondary industry

Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)

Keywords

• Commercial bridge lending
• Real estate financing
• CRE bridge loans
• Acquisition financing
• Short-term senior debt

Headquarters

HQ city

Annapolis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Revenue model

1. Bridge Loan Interest Income: ACRE generates revenue through interest on bridge loans, with rates ranging from 9% to 14%+ (fixed and floating options). Additional revenue comes from loan origination points typically ranging from 2% to 4% of the loan amount. Loans are structured as interest-only with balloon payment at maturity.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Core offering

ACRE Capital Group provides short-term senior bridge loan financing for commercial real estate investors and owners. The company originates first position bridge loans ranging from $1 million to $10 million or more for the acquisition, renovation/value-add, and refinancing of income-producing and owner-occupied commercial properties, with a primary geographic focus on Maryland, the Baltimore-Washington Metro Area, and the Mid-Atlantic region.

Product overview

ACRE Capital Group offers a single unified commercial bridge lending platform designed to provide fast, flexible financing to commercial real estate investors. The core product is the Commercial Bridge Lending Program, which provides first position bridge loans in the $1M-$10MM+ range with terms of 12-24 months for property acquisition, value-add renovations, and refinancing. The company also selectively considers co-investing and equity positions on alternative loan structures for qualified borrowers with proven track records.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Bridge Lending Program Short-term senior first position bridge loan financing for commercial real estate investors and owners, providing $1M to $10M+ in loan proceeds (with larger amounts considered deal-by-deal) at up to 70% LTV for acquisition of income-producing or value-add properties, renovation and value-add improvements, and refinancing to bridge to permanent financing. Terms are 12–24 months, interest-only with balloon at maturity, with fixed or floating rates between 9%–14%+ and origination points typically 2%–4%. Property types covered include multifamily (4+ units), ground/land lease interests, net-leased commercial, owner-occupied commercial, retail/mixed-use/shopping centers, warehouse/industrial, and unique assets such as marinas, hotels, cannabis-related properties, and loan portfolio acquisitions. The company also selectively considers junior bridge loans, co-investments, and equity positions for qualified borrowers.

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Arbor Realty Trust: Publicly traded multifamily and commercial real estate finance company offering bridge, permanent, and mezzanine financing. A scaled incumbent that competes for similar borrowers but operates with institutional capital and a national platform.
• Cohen & Steers: Specialized real assets investment manager with exposure to real estate debt and equity strategies. Adjacent to ACRE in commercial real estate credit and investment activity, though focused on pooled vehicles rather than direct bridge origination.
• Walker & Dunlop: One of the largest CRE finance intermediaries in the U.S., offering bridge, construction, and permanent lending through agency, proprietary, and capital markets channels. Overlaps with ACRE on commercial bridge financing but serves a much broader client base.
• JLL Capital Markets: Global CRE investment sales and debt placement arm of JLL, sourcing and arranging bridge and permanent debt for commercial real estate owners. Operates at institutional scale but shares ACRE's commercial debt intermediation thesis.
• Greystone: National commercial real estate finance and advisory firm providing bridge, Fannie Mae, Freddie Mac, and proprietary lending. A broad incumbent that competes with ACRE on transitional and value-add commercial loan opportunities.

Direct peers

• CoreVest Finance: National direct lender focused on bridge loans for single-family rental and small multifamily investors. Closely mirrors ACRE's model of short-term, high-LTV bridge financing for real estate investors pursuing value-add or rental strategies.
• RCN Capital: Direct private lender providing bridge, rehab, and rental portfolio financing to real estate investors. Comparable in targeting time-sensitive, non-bank financing with flexible terms for investors seeking fast execution.
• Dwight Capital: Boutique commercial real estate bridge and HUD lender focused on multifamily, healthcare, and commercial assets. Direct overlap with ACRE's bridge lending thesis and flexible, deal-driven underwriting.
• New York Mortgage Capital: Direct commercial mortgage lender providing bridge and permanent financing across multifamily, mixed-use, and commercial property types. Comparable product mix to ACRE, particularly around value-add and transitional CRE assets.
• Lima One Capital: One of the largest private real estate bridge lenders in the U.S., originating short-term, value-add and rental financing for residential and small commercial investors. Highly comparable to ACRE in product structure (interest-only bridge loans, 9-14% rates, recourse) but at materially greater scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/acre-capital-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ACRE Capital Group