403b Partners
403b Partners is a privately held Third Party Administration firm, founded in 1995 and based in Cumming, Georgia, that provides compliance, recordkeeping, and participant transaction services for 403(b) and 457 retirement plans of K-12 school districts, charter schools, and nonprofit employers across multiple US states.
- Company typePrivate
- Founded1995
- HeadquartersCumming, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What 403b Partners does
403b Partners is a privately held Third Party Administration (TPA) firm founded in 1995 and headquartered in Cumming, Georgia, that provides specialist administration and compliance services for ERISA and Non-ERISA 403(b) and 457(b) retirement plans. The firm serves K-12 school districts, charter schools, and nonprofit employers, delivering plan document design, IRS 5500 preparation, compliance testing, participant transaction processing (rollovers, transfers, distributions, loans, QDROs), salary reduction agreement management, and multi-platform investment provider coordination. The company is positioned as 100% independent with no cross-selling to participants or advisors, distinguishing it from bundled recordkeeper/consultant models.
The firm operates two core technology assets: the WIN-WIN Platform, a mobile-friendly online transaction processing system designed to replace fax- and email-based workflows with immediate participant confirmations; and the IPX Recordkeeping system, a third-party integration providing participant and advisor portals. In addition, 403b Partners operates Attentive as a wholly-owned subsidiary offering the Preventative Care Management Program, a participatory wellness and tax-savings structure leveraging innovative plan design to reduce healthcare-related productivity losses. Common Remitter Payroll, Plan Document Management, and Salary Reduction Agreement Management are offered as modular add-ons.
The business model is professional-services-based with quote-based pricing on multi-year contracts, distributed directly to plan sponsors (school districts and nonprofits) through a small team of ERISA professionals across Georgia, North Carolina, California, and Arizona via state-specific employer portals. The company is led by President Doug Guillory and operates with 1–10 employees as a closely-held private firm with no disclosed external investment or parent organization.
403b Partners firmographics
Firmographics- Name
- 403b Partners
- Legal name
- 403b Partners
- Website
- https://403bpartners.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- 403b Partners is a privately held Third Party Administration firm, founded in 1995 and based in Cumming, Georgia, that provides compliance, recordkeeping, and participant transaction services for 403(b) and 457 retirement plans of K-12 school districts, charter schools, and nonprofit employers across multiple US states.
- Ownership category
- akta.pro rank
403b Partners industry classification
Industry- Product category
- Retirement Plan Administration
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance and Employee Benefit Funds (5251)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Employee Benefit & Retirement Plan Trust Services (FSAAANAC)
- akta.pro secondary industry
- Eligibility, Enrollment & Benefits Administration (HLAEALAH)
Keywords
Where 403b Partners is headquartered
LocationHeadquarters
- HQ city
- Cumming
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
403b Partners business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Third Party Administration Services: 403b Partners generates revenue through providing Third Party Administration (TPA) services for ERISA and Non-ERISA 403(b) and 457(b) retirement plans. Services include plan document design and support, IRS 5500 preparation, compliance testing and oversight, support for multiple investment platforms, Common Remitter Payroll service, and participant transaction management including rollovers, transfers, distributions, loans, and exchanges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | TPA services for 403(b) and 457(b) plans |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
403b Partners product offering
Product offeringCore offering
403b Partners provides third-party administration (TPA) for ERISA and Non-ERISA 403(b) and 457(b) retirement plans, handling plan document design, IRS 5500 preparation, compliance testing, participant transaction processing (rollovers, transfers, distributions, loans, exchanges, hardship, QDROs), salary reduction agreement management, and Common Remitter payroll services for plan sponsors. The firm also operates a subsidiary called Attentive that offers a participatory Preventative Care Management Program generating tax savings through innovative plan design.
Product overview
403b Partners offers a suite of retirement plan administration services for ERISA and Non-ERISA 403(b) and 457 plans. The core offering is Third Party Administration (TPA) services, which includes plan document management, compliance monitoring, participant transaction approval, and salary reduction agreement handling. The company operates through its WIN-WIN Platform for online transactions and has a subsidiary service called Attentive Preventative Care Management Program for wellness benefits. The Common Remitter Service handles payroll data integration and vendor contribution management. IPX Recordkeeping provides participant and advisor portal functionality. Together, these services provide comprehensive retirement plan administration for educational institutions and government entities.
Differentiator
Problem solved
Functional benefit
Brands
- Attentive: A participatory preventative care program that generates tax savings for plan sponsors and employees through innovative plan design, reducing healthcare-related productivity losses
Products and services
- 403(b)/457 Third Party Administration Comprehensive administration for ERISA and Non-ERISA 403(b) and 457(b) retirement plans, including plan document design and support, IRS 5500 preparation, compliance testing and oversight, support for multiple investment platforms, information sharing with investment providers, and management of participant transactions (rollovers, transfers, distributions, loans, exchanges, hardship and unforeseeable emergency distributions, QDROs). Targeted at plan sponsors in the educational community.
- Common Remitter Service Third party administrator service that captures payroll data, compares remitted amounts with expected employee contributions, reconciles exceptions, identifies eligible catch-up contributions, and distributes to investment providers. Designed for plan sponsors seeking to streamline payroll-to-vendor contribution reconciliation.
- Attentive Preventative Care Management Program A health and wellness program, offered as a subsidiary service of 403b Partners, that uses innovative plan design to generate tax savings for plan sponsors and employees while reducing healthcare-related productivity losses. Targeted at employers in the educational and nonprofit sectors.
Companies that use 403b Partners
Customer profileSegments2 records
Ideal customer profiles2 records
403b Partners technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
403b Partners partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- IPXcoreIPX provides the recordkeeping system used by 403b Partners for participant portal management and advisor portal services. 403b Partners integrates IPX technology into their TPA platform for transaction processing and participant management.
Scale indicators1 record
Recent moves5 records
Expansion highlights3 records
403b Partners competitors and assessment
Company assessmentBroad incumbents
- Ascensus: One of the largest independent retirement and college savings TPAs in the U.S., with a dedicated 403(b) practice for K-12 and nonprofit plans. Directly comparable business model to 403b Partners, but operating at vastly greater scale across all 50 states.
- Fidelity Investments: Fidelity is a major U.S. recordkeeper and administrator of workplace retirement plans, including 403(b) plans for educational and nonprofit employers. Competes with 403b Partners for plan sponsor mandates via bundled recordkeeping and advisory services.
- Principal Financial Group: Principal provides retirement plan administration and recordkeeping across 401(k), 403(b), and 457 markets, with a strong focus on small and mid-sized plan sponsors. Competes for the same retirement plan administration business as 403b Partners.
- Empower Retirement: One of the largest U.S. retirement plan recordkeepers and administrators, serving defined contribution plans including 403(b) for government, education, and nonprofit employers. Overlaps with 403b Partners on plan administration, compliance, and participant services at far greater scale.
- Lincoln Financial Group: Lincoln Financial offers retirement plan services, including administration and recordkeeping for 403(b) and 457 plans, particularly in the education and nonprofit space. Comparable in product line and target customer base to 403b Partners.
- Voya Financial: Voya provides retirement plan administration and recordkeeping, with a meaningful presence in K-12 and higher education 403(b) markets. Overlaps with 403b Partners on retirement plan services for the education vertical.
Direct peers
- Pentegra Retirement Services: Pentegra provides retirement plan administration, including 403(b) and 457 plans, with a strong focus on educational institutions, healthcare, and nonprofit employers. Highly comparable in target vertical, plan type focus, and TPA-style delivery model.
- TSA Consulting Group: TSA Consulting Group is a TPA that specializes specifically in 403(b) and 457(b) plan administration for K-12 school districts and other public sector employers. Closest direct competitor to 403b Partners in terms of plan type, vertical, and service offering.
- TIAA: Specializes in retirement products and administration for the education and nonprofit sectors, the same target market as 403b Partners. TIAA is a major incumbent in 403(b) plans; 403b Partners effectively competes for the same plan sponsor relationships when acting as a third-party administrator.
Emerging players
- OneAmerica: OneAmerica offers retirement plan products and administration services, including for 403(b) plans in the education and nonprofit sectors. Comparable niche overlap in target market and plan types, though operating at broader scale than 403b Partners.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
403b Partners social profiles
Digital presence403b Partners financial estimates
Financial estimateRevenue estimate
Valuation estimate
403b Partners leadership team
Management profileNumber of profiles
Profiles1 record
403b Partners subsidiaries and ownership
Company hierarchySubsidiaries1 record
403b Partners funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
403b Partners M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 403b Partners
What does 403b Partners do?
403b Partners provides third-party administration (TPA) for ERISA and Non-ERISA 403(b) and 457(b) retirement plans, handling plan document design, IRS 5500 preparation, compliance testing, participant transaction processing (rollovers, transfers, distributions, loans, exchanges, hardship, QDROs), salary reduction agreement management, and Common Remitter payroll services for plan sponsors. The firm also operates a subsidiary called Attentive that offers a participatory Preventative Care Management Program generating tax savings through innovative plan design.
Is 403b Partners a public or private company?
403b Partners is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was 403b Partners founded?
403b Partners was founded in 1995. It employs 1 to 10 people.
Where is 403b Partners based?
403b Partners is headquartered in Cumming, United States, in the North America region.
How does 403b Partners make money?
One revenue line is on record: third Party Administration Services.
Who are 403b Partners's main competitors?
Broad incumbents on record are Ascensus, Fidelity Investments, Principal Financial Group, Empower Retirement, Lincoln Financial Group and Voya Financial. Direct peers are Pentegra Retirement Services, TSA Consulting Group and TIAA. OneAmerica is listed as an emerging player.
Does 403b Partners have an API?
No public API is recorded for 403b Partners.
What industry is 403b Partners in?
403b Partners's product category is Retirement Plan Administration. Its primary akta.pro industry code is FSAAANAC, Employee Benefit & Retirement Plan Trust Services, with a secondary code of HLAEALAH, Eligibility, Enrollment & Benefits Administration. Its NAICS code is 524292 and its SIC code is 6411.