LendingOne CRE

What LendingOne CRE does

LendingOne CRE is a private, New York-headquartered direct commercial real estate lender that originates loans ranging from $5 million to $30 million across the United States (excluding Alaska, Nevada, North Dakota, and South Dakota). The company serves commercial real estate sponsors and investors with three core loan products: Fixed Rate loans (5, 7, or 10-year terms, up to 80% LTV) for stabilized or stabilizing assets; Structured Fixed Rate / Hybrid ARM loans (20-year terms with 5/7/10-year initial fixed periods and reset extensions, earnouts, and future funding) for stabilized, cashflowing transitional, or event-driven properties; and Bridge loans (1-3 year terms, up to 80% LTC) for transitional, value-add, or event-driven transactions.

The platform operates as a direct originator with in-house structuring, pricing, and commercial underwriting teams, retaining servicing and asset management through the life of the loan. Underlying technology is described as a commercial real estate lending platform for origination, structuring, and asset management; the marketing site is powered by Azella. No AI/ML capabilities, proprietary models, or API products are disclosed in the source material. The entity structure includes LendingOne CRE, LLC as the primary originating entity (NMLS ID #1508627) with LendingOne, LLC operating in Arizona (Mortgage Banker License #BK-0944181) and California (Finance Lender License #60DBO-58915).

The business model combines transaction-based origination fees (approximately 0.50% for bridge loans), recurring interest income on multi-year fixed-rate and structured loans, and extension fees (0.25% for bridge extensions). The company is institutionally backed by a major global asset manager, providing capital scale for ongoing originations and portfolio lending. GTM is enterprise field sales: a national direct-lending model with team-based relationship outreach to CRE sponsors and investors, supported by a content-led website. No customer logos, named borrowers, or disclosed origination volume are present in the source data.

Name

LendingOne CRE

Legal name

LendingOne CRE, LLC

Website

https://lendingonecre.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

LendingOne CRE is a private, New York-based direct commercial real estate lender offering fixed-rate, structured (hybrid ARM), and bridge loans of $5 million to $30 million to commercial real estate sponsors and investors across the United States.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Real Estate Credit (522292), Nondepository Credit Intermediation (5222)

SIC

Mortgage Bankers & Loan Correspondents (6162), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Commercial Real Estate (CRE) Mortgage Origination (FSALADAA)

akta.pro secondary industries

CRE Bridge & Transitional Lending (FSALADAC), Balance-Sheet / Portfolio CRE Lending (FSALADAG)

Keywords

• Commercial real estate lending
• Bridge loan financing
• Fixed rate loans
• Structured debt products
• Commercial mortgage lending

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Loan Origination Fees: One-time origination fees charged at loan closing, typically 0.50% for bridge loans. Revenue generated from upfront loan issuance.
2. Interest Income: Recurring interest income from commercial real estate loans including fixed rate, structured fixed rate, and bridge products. Interest rates vary based on loan product, deal structure, property state and borrower qualifications.
3. Extension Fees: Loan extension fees charged when borrowers exercise extension options, such as 0.25% extension fee for bridge loan extensions.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

LendingOne CRE is a national direct commercial real estate lender providing fixed-rate, structured (hybrid ARM), and bridge loan products for commercial real estate sponsors and investors. Loan sizes range from $5 million to $30 million (with larger portfolio loans considered case-by-case), serving acquisitions, refinances, recapitalizations, light stabilization, transitional, and event-driven transactions across multifamily, industrial, self-storage, office, essential retail, and limited-service hospitality properties.

Product overview

LendingOne CRE offers a portfolio of three distinct commercial real estate loan products: Fixed Rate Loans for stabilized properties with traditional long-term financing, Structured Fixed Rate Loans providing flexible hybrid ARM structures with earnouts and extension capabilities, and Bridge Loans for short-term transitional needs. These products are designed to serve commercial real estate investors across acquisitions, refinances, and recapitalizations for multifamily, industrial, self-storage, office, and retail properties.

Differentiator

Problem solved

Functional benefit

Products and services

• Fixed Rate Loans

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• JLL Capital Markets: Global CRE services giant with a sizable debt placement and direct lending business. Competes in CRE capital markets but as part of a much broader brokerage, advisory, and investment-management platform.
• Cushman & Wakefield: Global CRE services firm with capital markets debt origination. Comparable sponsor client base and CRE financing focus, but as one part of a much broader brokerage and advisory platform.
• CBRE Capital Markets: Largest global CRE services firm with debt origination and loan sale advisory. Overlaps in arranging CRE financing for sponsors but operates as a broad incumbent across many service lines.

Direct peers

• Ready Capital Corporation: Publicly-traded CRE lender focused on small-balance and transitional CRE loans. Direct overlap in middle-market bridge and permanent CRE lending to non-bank sponsors.
• CoreVest Finance (Redwood Trust subsidiary): Direct CRE lender to residential investors and small-balance commercial sponsors; acquired by Redwood Trust. Closely comparable bridge-to-permanent CRE direct lender model.
• Newmark Group: Commercial real estate services firm with capital markets / debt origination business arranging CRE financing for sponsors. Comparable target customer base (institutional CRE sponsors) and product types.
• Walker & Dunlop: Large direct CRE lender and Fannie Mae/Freddie Mac seller-servicer, originating multifamily and commercial mortgages across the US. Directly comparable middle-market CRE focus with national reach and institutional backing.
• Berkadia Commercial Mortgage: CRE capital markets intermediary originating and servicing commercial mortgages for institutional and middle-market sponsors. Comparable balance-sheet lender with multifamily and commercial property focus.
• Dwight Capital: Direct CRE lender focused on transitional bridge, construction, and permanent financing typically in the $5M–$50M range. Closely comparable middle-market CRE direct lender with similar sponsor-borrower focus.
• Arbor Realty Trust: NYSE-listed CRE lender specializing in multifamily bridge, mezzanine, and permanent financing. Directly comparable product mix (bridge, structured, agency) and sponsor-targeted origination model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/lendingone-cre

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LendingOne CRE