Maryland Affordable Housing Trust

Name

Maryland Affordable Housing Trust

Legal name

Maryland Affordable Housing Trust

Website

https://dhcd.maryland.gov

Company type

Private

Founded year

1992

Operating status

Operating

Ownership category

akta.pro rank

Product category

Affordable Housing Trust

NAICS

Administration of Housing Programs (925110), Community Housing Services (62422)

akta.pro primary industry

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

akta.pro secondary industry

Rural, Tribal & Special-Population Housing Programs (FSALAKAL)

Keywords

• Affordable housing programs
• Housing grant funding
• Rental assistance services
• Home repair loans
• Community development financing

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Distribution channels2 records

Marketing channels3 records

Core offering

Maryland Affordable Housing Trust is a state government housing trust that administers a portfolio of grant, loan, mortgage, voucher, and tax credit programs supporting affordable housing and community development across Maryland. Programs target low-income residents (below 50% AMI), rural communities without basic plumbing infrastructure, seniors needing accessibility improvements, renters needing assistance, and developers of affordable rental housing. The trust distributes funds to Maryland counties and nonprofit organizations as well as directly to eligible individual residents and homeowners.

Product overview

Maryland Affordable Housing Trust (MAHT) is a state government housing trust administered through the Maryland Department of Housing and Community Development (DHCD). It offers a portfolio of housing assistance programs including the Plumbing Poverty Program for low-income residents, mortgage financing, home repair loans and grants, energy efficiency programs, rental assistance vouchers, tax credit programs for affordable housing development, and community revitalization initiatives. The trust operates various grant and loan programs targeting homeowners, renters, developers, and communities across Maryland.

Differentiator

Problem solved

Functional benefit

Products and services

• Plumbing Poverty Program

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• Maryland Department of Housing and Community DevelopmentcoreStrategic or Co-development Partner · 20 July 2026The Maryland Affordable Housing Trust (MAHT) operates as a program under DHCD. DHCD publishes Notice of Funding Opportunity announcements for MAHT Fiscal Year Grant Application Competitions and oversees trust operations including the Plumbing Poverty Program.
• Charles County, MarylandcoreStrategic or Co-development PartnerCharles County received its first grant from the Maryland Affordable Housing Trust's Plumbing Poverty Program to fund indoor plumbing improvements for low-income residents. The county is one of six recipients in the statewide $1.4 million initiative targeting rural communities with limited plumbing access.
• Maryland Counties and Nonprofits (5 additional recipients)coreStrategic or Co-development PartnerFive other Maryland counties and nonprofits received grants from the $1.4 million Plumbing Poverty Program statewide initiative alongside Charles County. These partnerships work to improve plumbing access for households earning below 50% of area median income.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Virginia Housing (Virginia Housing Development Authority): State housing finance agency operating similar mortgage, rental assistance, and affordable housing programs in Virginia. Directly comparable as a peer state housing trust/finance authority.
• MassHousing (Massachusetts Housing Finance Agency): Massachusetts state housing finance agency providing mortgage loans, rental assistance, and affordable housing development financing. Closely comparable program structure and beneficiary model.
• Tennessee Housing Development Agency: State housing finance agency in Tennessee administering mortgage programs, rental assistance, and affordable housing credits. Comparable as a state-level housing trust with rural and urban program reach.
• DC Housing Finance Agency: District of Columbia housing finance agency offering mortgage, multifamily financing, and affordable housing programs. Comparable as a mid-Atlantic government housing finance authority serving low- and moderate-income residents.
• Pennsylvania Housing Finance Agency: Commonwealth-level housing finance agency providing mortgage financing, rental assistance, and affordable housing development programs across Pennsylvania. Closely mirrors MAHT's program structure and beneficiary focus.

Broad incumbents

• CalHFA (California Housing Finance Agency): California's state housing finance agency offering mortgage assistance, multifamily programs, and special needs housing funding. Comparable as a much larger state-level housing finance peer with a similar mandate.
• Fannie Mae: Government-sponsored enterprise supporting affordable housing finance nationally. Comparable as a housing finance entity, though vastly larger and federally chartered rather than state-level.
• Maryland Department of Housing and Community Development: MAHT's parent agency and the broader state housing authority administering a much wider portfolio of housing and community development programs across Maryland. Directly comparable as a state-level housing program administrator.
• HUD (U.S. Department of Housing and Urban Development): Federal housing agency providing Housing Choice Vouchers, public housing, and affordable housing funding. MAHT complements HUD programs at the state level, making it a federal peer and partner counterpart.

Emerging players

• Enterprise Community Partners: National nonprofit that finances and develops affordable housing, with strong Maryland presence. Comparable as a mission-driven affordable housing intermediary that complements state housing trust funding.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maryland Affordable Housing Trust