Allianz Trade In The Netherlands

What Allianz Trade In The Netherlands does

Allianz Trade In The Netherlands is the Dutch regional operating entity of Euler Hermes, operating under the Allianz Trade trade name and ultimately part of the Allianz Group. The company provides trade credit insurance (kredietverzekering), fraud insurance (fraudeverzekering), and guarantees (garanties) to Dutch businesses, protecting them against non-payment by customers, internal and external fraud, and counterparty contractual default. It is headquartered in 's-Hertogenbosch with a separate Allianz Trade Garanties office in Amsterdam, and carries an AA credit rating from Standard & Poor's.

The product portfolio is anchored by a credit insurance core (covering non-payment, insolvency, DSO improvement, and cashflow protection), augmented by specialized modules including Allianz Trade Pay for B2B e-commerce transactions, Cover One for long-term projects, and tailored tracks for SMB (MKB) and multinational customers. A guarantees line covers export, customs, commercial projects, and construction/installation use cases. The technology stack centers on the Allianz Trade Online portal for self-service policy management, digital platforms for B2B, SMB, and multinational segments, and a free public-facing creditworthiness check tool that draws on a global database of 289 million businesses. Fraud insurance covers CEO fraud, employee theft, fake invoices, and reputational fraud.

The business model is subscription-based, recurring annual premiums on credit insurance, fraud insurance, and guarantees, with pricing quoted per risk profile, insured turnover, and coverage limits. Distribution is direct-to-customer through the Dutch-language website (allianz-trade.com/nl_NL), the Allianz Trade Online portal, and a phone-based direct sales channel for enterprise and new policy inquiries. Customer segmentation spans B2B e-commerce platforms, Dutch SMBs, multinational corporations, and vertical-specific export, customs, and construction clients, supported by content marketing, a four-week newsletter, and third-party review presence (Ekomi 4.3/5 across 564 reviews).

Name

Allianz Trade In The Netherlands

Legal name

Allianz Trade is het handelsmerk voor de diensten die door Euler Hermes geleverd worden

Website

https://allianz-trade.nl

Company type

Private

Operating status

Operating

Short description

Allianz Trade In The Netherlands is the Dutch arm of Euler Hermes / Allianz Group providing trade credit insurance, fraud insurance, and guarantees to Dutch SMBs, multinationals, and B2B e-commerce businesses. It leverages a 289-million-business global database and an AA S&P rating.

Ownership category

akta.pro rank

Product category

Trade Credit Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Trade Credit Insurance Brokerage (FSAEADAL)

akta.pro secondary industries

Customs & Excise Bonds (FSAJAIAH), Customs Bonds & Guarantees (Surety Bonds, Bank Guarantees) (TLACAFAE)

Keywords

• Trade credit insurance
• Fraud insurance products
• Surety guarantee services
• Debtor management
• Business creditworthiness data

Headquarters

HQ city

's-Hertogenbosch

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Credit Insurance Premiums: Insurance premiums charged to businesses for protection against non-payment by customers. Premiums are typically recurring annual or multi-year payments based on insured turnover and risk profile.
2. Fraud Insurance Premiums: Insurance premiums for protection against financial damage caused by internal and external fraud. Suitable for large and medium-sized enterprises.
3. Guarantee Products: Banking guarantees and suretyships for business relationships, covering export, commercial projects, construction, and installation sectors.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Allianz Trade In The Netherlands sells trade credit insurance that protects Dutch businesses against financial loss when customers fail to pay invoices, fraud insurance covering internal and external fraud losses, and guarantee/surety products (export, customs, commercial project, construction, and installation bonds). The offering is backed by a digital self-service portal, real-time credit assessments drawn from a 289-million-company global database, and supplementary creditworthiness checks and debtor management services.

Product overview

Allianz Trade In The Netherlands operates as a financial risk management company offering a portfolio of insurance and guarantee products. The core offerings include Kredietverzekering (Credit Insurance), Fraudeverzekering (Fraud Insurance), and Garanties (Guarantees), supported by digital platforms and tools. The product architecture consists of a base credit insurance platform enhanced by specialized modules: Allianz Trade Pay (B2B e-commerce), Cover One (long-term projects), and solutions tailored for SMB (MKB) and multinational clients. Digital solutions include online platforms for policy management and digital tools for debtor management. The company also provides free creditworthiness checks as a customer acquisition tool, and integrates with their insurance products to offer a comprehensive risk management ecosystem for Dutch businesses.

Differentiator

Problem solved

Functional benefit

Brands

• Allianz Trade Online: Digital platform for online credit insurance services
• Allianz Trade Pay

Products and services

• Kredietverzekering (Credit Insurance) Insurance product that protects businesses against financial damage when customers fail to pay their invoices; includes information services on buyer creditworthiness and a collection service to recover unpaid invoices. Targeted at Dutch businesses from SMB to multinational level.
• Fraudeverzekering (Fraud Insurance) Insurance product that covers financial damage caused by internal and external fraud, including CEO fraud, employee theft, fake invoices, and reputational fraud. Marketed as suitable primarily for large and medium-sized Dutch businesses.
• Garanties (Guarantees / Surety Bonds) Guarantee and surety bond products covering export, customs, trade, commercial projects, construction, and installation obligations; the guarantee compensates the insured's counterparty if the insured cannot meet contractual commitments.
• Allianz Trade Pay B2B e-commerce solution that integrates with Allianz Trade credit insurance so companies can transact safely online between businesses, embedding credit protection into digital B2B commerce.
• Cover One Long-term project insurance solution designed for businesses undertaking extended commercial projects with long payment cycles and project-financing risk.
• Kredietwaardigheidscheck (Creditworthiness Check) Free online risk-assessment service that provides businesses with a non-payment risk evaluation for up to three customers or prospects; functions as an entry-point tool feeding into Allianz Trade's paid credit insurance solutions.

Quantifiable outcome

• 9 out of 10 businesses experience non-paying customers annually, making credit insurance essential for business continuity.

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Euler HermescoreOthersEuler Hermes is the parent company providing the insurance services marketed under the Allianz Trade brand. Allianz Trade is the commercial brand name for Euler Hermes services globally. The Netherlands operations serve as a regional entity within the Euler Hermes network.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Regional players

• Credendo: Credendo is a European credit insurer headquartered in Brussels with strong Benelux presence, offering trade credit insurance and surety bonds comparable to Allianz Trade Netherlands' offerings for export and commercial credit.

Direct peers

• Coface: Coface is one of the world's largest trade credit insurers, offering credit insurance, surety bonds, and business information services globally — a direct peer competing for the same multinational and export-oriented Dutch customer base.
• Atradius: Atradius is the principal direct competitor in Dutch trade credit insurance, headquartered in Amsterdam and offering credit insurance, surety, and collections services to Dutch SMB and multinational clients — directly overlapping with Allianz Trade Netherlands' product portfolio.
• Liberty Mutual Trade Credit: Liberty Mutual's Trade Credit business provides credit insurance and surety solutions to corporate clients globally, directly competing with Allianz Trade in cross-border trade credit for multinational accounts.
• AIG Trade Credit: AIG's trade credit insurance unit (formerly ABI) underwrites credit insurance and surety bonds for corporate clients, directly competing with Allianz Trade in the multinational segment across the Dutch market.

Emerging players

• Markel International: Markel International writes credit and political risk insurance for specialty and trade-related exposures, partially overlapping with Allianz Trade's export and country risk coverage, particularly for mid-market Dutch exporters.
• Flagship Insurance Group: Flagship (formerly AXA XL Credit) is a specialty credit insurer providing trade credit and surety products that compete with Allianz Trade Netherlands, particularly in the export and construction/installation guarantee segments.

Broad incumbents

• Chubb: Chubb is a global P&C insurer with commercial credit, surety, and fidelity bond offerings that overlap with Allianz Trade's guarantee and fraud insurance lines, particularly for mid-market and multinational accounts.
• Munich Re: Munich Re is one of the world's largest reinsurers and primary insurers, with credit and surety capabilities that overlap with Allianz Trade at a broader portfolio level rather than as a focused competitor.
• Zurich Insurance: Zurich is a major global insurer with broad surety and commercial insurance offerings that overlap with Allianz Trade's guarantee and credit insurance products, though it does not specialize in trade credit.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allianz Trade In The Netherlands